{"id":45194,"date":"2024-06-25T15:59:20","date_gmt":"2024-06-25T15:59:20","guid":{"rendered":"https:\/\/fabricegrinda.com\/?p=45194"},"modified":"2025-03-04T19:23:19","modified_gmt":"2025-03-04T19:23:19","slug":"%eb%a7%a4%ed%81%ac%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%eb%b2%a4%ec%b2%98-%ec%ba%90%ed%94%bc%ed%84%b8-%eb%93%b1%ec%9d%84-%eb%8b%a4%eb%a3%a8%eb%8a%94-%ec%9e%ad-%ed%8c%94%eb%a6%ac%ec%99%80","status":"publish","type":"post","link":"https:\/\/grinda.org\/ko\/%eb%a7%a4%ed%81%ac%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%eb%b2%a4%ec%b2%98-%ec%ba%90%ed%94%bc%ed%84%b8-%eb%93%b1%ec%9d%84-%eb%8b%a4%eb%a3%a8%eb%8a%94-%ec%9e%ad-%ed%8c%94%eb%a6%ac%ec%99%80\/","title":{"rendered":"\ub9e4\ud06c\ub85c, \uc554\ud638\ud654\ud3d0, \ubca4\ucc98 \uce90\ud53c\ud138 \ub4f1\uc744 \ub2e4\ub8e8\ub294 \uc7ad \ud314\ub9ac\uc640\uc758 \ub180\ub77c\uc6b4 \ub300\ud654!"},"content":{"rendered":"\n<p><a href=\"https:\/\/x.com\/JackFarley96\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/x.com\/JackFarley96\" rel=\"noreferrer noopener\">\uc7ad \ud314\ub9ac\uc640\uc758<\/a> \ub300\ud654\uac00 \uc815\ub9d0 \uc88b\uc558\uc2b5\ub2c8\ub2e4. \uadf8\uac00 \uc694\uc57d\ud55c \ub0b4\uc6a9\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>2021\ub144\uc5d0<a href=\"https:\/\/fabricegrinda.com\/ko\/%ec%97%90%eb%b8%8c%eb%a6%ac%ec%94%bd-%eb%b2%84%eb%b8%94%ec%97%90-%ec%98%a4%ec%8b%a0-%ea%b2%83%ec%9d%84-%ed%99%98%ec%98%81%ed%95%a9%eb%8b%88%eb%8b%a4\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/fabricegrinda.com\/welcome-to-the-everything-bubble\/\" rel=\"noreferrer noopener\">&#8220;\ubaa8\ub4e0 \uac83\uc774 \uac70\ud488<\/a>&#8220;\uc774\ub77c\uace0 \uc815\ud655\ud558\uac8c \ub9d0\ud55c \ubca4\ucc98 \uce90\ud53c\ud0c8(VC)\uc758 \uc870\uc6a9\ud55c \uc804\uc124, \ud30c\ube0c\ub9ac\uc2a4 \uadf8\ub9b0\ub2e4\uac00 \ubc14\ub77c\ubcf4\ub294 \uc0c1\ud669\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>2022\ub144 VC \uc57d\uc138\uc7a5\uc744 \uc804\ub9dd\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \ub294 \uc544\uc9c1 \ub05d\ub098\uc9c0 \uc54a\uc558\uc9c0\ub9cc \ud6cc\ub96d\ud55c \uae30\ud68c\ub97c \ucc3d\ucd9c\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>AI \uae30\uc5c5\uc5d0 \ub300\ud55c \ubc38\ub958\uc5d0\uc774\uc158\uc740 &#8220;\ud130\ubb34\ub2c8\uc5c6\ub2e4&#8221;\uace0 \uc0dd\uac01\ud558\ub294 \ubc18\uba74, \ube44AI \uae30\uc5c5\uc5d0 \ub300\ud55c \ubc38\ub958\uc5d0\uc774\uc158\uc740 \ud569\ub9ac\uc801&#8221;\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ud30c\ube0c\ub9ac\uc2a4\ub294 \ubc29\uc704 \uae30\uc220\uacfc \uc790\uc728\uc8fc\ud589(\ud604\uc7ac\ub85c\uc11c\ub294 \ud070 \uad00\uc2ec\uc744 \ubc1b\uc9c0 \ubabb\ud558\uace0 \uc788\ub294) \ubd84\uc57c\uc5d0\uc11c \ub9e4\ub825\uc801\uc778 \uae30\ud68c\uac00 \uc788\ub2e4\uace0 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uadf8\uac00 \ubcf8 \ub300\ubd80\ubd84\uc758 AI \ud68c\uc0ac\ub4e4\uc740 &#8220;\ud765\ubbf8\ub85c\uc6b4 \uc81c\ud488&#8221;\uc744 \ub9cc\ub4e4\uc5c8\uc9c0\ub9cc &#8220;\ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \ubd88\ubd84\uba85&#8221;\ud558\uace0 &#8220;\uacfc\ub300\uad11\uace0\uc5d0 \ubd80\uc751\ud558\uc9c0 \ubabb\ud560 \uac83&#8221;\uc774\uba70 &#8220;\ub300\ubd80\ubd84\uc740 \ub9dd\ud574\uac00\uace0 \uc788\ub2e4&#8221;\uace0 \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ucc38\uace0: \uc5ec\uae30\uc11c\ub294 \uc0c1\uc7a5 \uc8fc\uc2dd\uc774 \uc544\ub2cc \ube44\uc0c1\uc7a5 VC \uae30\uc5c5\ub9cc\uc744 \uc5b8\uae09\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \ubcf4\ud1b5 \uc54c\ub9ac\ubc14\ubc14\uc640 \ud314\ub780\ud2f0\uc5b4 $BABA $PLTR\uc758 \uacbd\uc6b0\ucc98\ub7fc \uc774\ub984\uc774 \uacf5\uac1c\ub418\uba74 \uc5d1\uc2dc\ud2b8\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uadf8\ub294 \uac00\ud2b8\ub108\uc758 \uacfc\ub300 \uad11\uace0 \uc0ac\uc774\ud074\uc774 AI\uc5d0\ub3c4 \uc801\uc6a9\ub41c\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4&#8230; \ub2e8\uae30\uc801\uc73c\ub85c\ub294 \ubcc0\ud654\uc758 \uaddc\ubaa8\uac00 \ud604\uc7ac \uc608\uc0c1\ubcf4\ub2e4 \uc791\uc744 \uac83\uc774\uc9c0\ub9cc \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uac00\uc7a5 \uad11\uc801\uc778 AI \uc810\uc7c1\uc774(\uadf8\uc758 \ub9d0\uc774 \uc544\ub2c8\ub77c \uc81c \ub9d0)\ub97c \uc81c\uc678\ud55c \ubaa8\ub4e0 \uc0ac\ub78c\ub4e4\uc758 \uc608\uc0c1\uc744 \ub6f0\uc5b4\ub118\ub294 \uaddc\ubaa8\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uadf8\ub294 \uc554\ud638\ud654\ud3d0 \uac15\uc138\uc7a5\uc774\uc5c8\uace0 \uc9c0\uae08\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uadf8\ub294 \ub9ce\uc740 \ud1a0\ud070\uc744 \uc18c\uc720\ud558\uace0 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub9c8\uc774\ub2e4\uc2a4\ub77c\ub294 \uc720\ub7fd \uc218\uc775\ub960 \uae30\ubc18 \uc2a4\ud14c\uc774\ube14\ucf54\uc778(\ubbf8\uad6d\uc5d0\uc11c\ub294 \uc811\uadfc\ud560 \uc218 \uc5c6\uc9c0\ub9cc \ub300\ubd80\ubd84\uc758 \ub2e4\ub978 \uad6d\uac00\uc5d0\uc11c\ub294 \uac00\ub2a5)\uc5d0\ub3c4 \uad00\uc5ec\ud558\uace0 \uc788\ub294\ub370, \uc778\ud130\ubdf0\uc5d0\uc11c \uadf8\ub294 \uc774 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc774 \uaddc\uc81c\ub97c \uc900\uc218\ud558\uace0 \ud30c\uc0b0\uc5d0 \ub300\ube44\ud558\uba70 \uc2e4\uc81c\ub85c \uc628\uccb4\uc778 \ub514\ud30c\uc774\uc5d0 \uc0ac\uc6a9\ub420 \uc218 \uc788\ub294 \uac83\uc774\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"&quot;Venture Capital Recession&quot; Has Created Compelling Opportunities, Says Superinvestor Fabrice Grinda\" width=\"840\" height=\"473\" src=\"https:\/\/www.youtube.com\/embed\/Y-1Mcet5Bwk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n<p>\uc804\uccb4 \ub300\ud654 \ub0b4\uc6a9\uc740 \uc5ec\uae30\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \ud3ec\uc6cc\ub4dc \uac00\uc774\ub358\uc2a4\ub294 1955\ub144\ubd80\ud130 \uc790\uc0b0 \uad00\ub9ac \ubd84\uc57c\uc758 \uae00\ub85c\ubc8c \ub9ac\ub354\uc778 VanEck\uc774 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ub098\uc911\uc5d0 VanEck ETF\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc9c0\ub9cc, \uc9c0\uae08\uc740 \uc624\ub298 \uc778\ud130\ubdf0\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uac00\uc774\uc790 \ud22c\uc790\uc790\uc778 \ud30c\ube0c\ub9ac\uc2a4 \uadf8\ub9b0\ub2e4\ub97c \ud3ec\uc6cc\ub4dc \uac00\uc774\ub358\uc2a4\uc5d0 \ubaa8\uc2dc\uac8c \ub418\uc5b4 \ub9e4\uc6b0 \uae30\uc058\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4\ub294 \uc624\ud074\ub79c\ub4dc\uc758 \uc124\ub9bd\uc790\uc774\uba70, \uc774\ud6c4 \ub098\uc2a4\ud37c\uc2a4\uc5d0 \ub9e4\uac01\ub41c OLX\uc758 \uc124\ub9bd\uc790\uc778 \ubc84\ub098\ub4dc \uc544\ub974\ub178\uc5d0\uac8c \ub9e4\uac01\ub418\uc5c8\uace0, \uc5d0\uc5b4\ube44\uc564\ube44, \uc54c\ub9ac\ubc14\ubc14, \ud32c\ub4c0\uc5bc \ub4f1\uc758 \ud68c\uc0ac\uc5d0 \uc5f0\uc1c4\uc801\uc73c\ub85c \uc5d4\uc824 \ud22c\uc790\uc790\ub85c \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\ube0c\ub9ac\uc2a4, \ub9cc\ub098\uc11c \ubc18\uac11\uc2b5\ub2c8\ub2e4. \uc640\uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ucd08\ub300\ud574 \uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc5d0\uac8c\ub294 \uae30\uc5c5\uac00\ub85c\uc11c\uc758 \uc5ec\uc815\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub098\uc911\uc5d0 \uacf5\ub3d9 \uc124\ub9bd\uc790\uc774\uc790 \ud22c\uc790\uc790\ub85c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \uc5c5\uacc4\uc5d0\uc11c \ub9ce\uc740 \uc77c\uc744 \ud558\uace0 \uc788\ub294 \ub9c8\uc774\ub2e4\uc2a4\uc5d0 \ub300\ud574 \uc9c8\ubb38\ud558\uace0 \uc2f6\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uac70\uc2dc\uacbd\uc81c\uc640 \uc790\uc0b0 \uac00\uaca9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc694\uc778, \uadf8\ub9ac\uace0 \uc911\uc559\uc740\ud589\uc5d0 \ub300\ud574\uc11c\ub3c4 \uad00\uc2ec\uc774 \ub9ce\uc73c\uc2e0 \uac83\uc73c\ub85c \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc6f9\uc0ac\uc774\ud2b8\uc5d0\ub294 2021\ub144 2\uc6d4\uc5d0 \uc791\uc131\ud55c &#8216;\ubaa8\ub4e0 \uac83\uc758 \uac70\ud488\uc5d0 \uc624\uc2e0 \uac83\uc744 \ud658\uc601\ud569\ub2c8\ub2e4&#8217;\uc640 2020\ub144 2\uc6d4\uc5d0 \uc791\uc131\ud55c &#8216;\ucf54\ub85c\ub09819, \uc5b4\uca4c\uba74 \uc138\uacc4 \uacbd\uc81c\ub97c \ubd88\ud669\uc73c\ub85c \ubab0\uc544\ub123\ub294 \ube14\ub799\uc2a4\uc644&#8217;\uacfc \uac19\uc740 \uae00\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uccab \ubc88\uc9f8 \uc9c8\ubb38\uc740 \uac70\uc2dc\uacbd\uc81c\uac00 \ubca4\ucc98\uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\uace0 \uae30\uc5c5\uac00\ub85c \ud65c\ub3d9\ud558\ub294 \ub370 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \uad81\uae08\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\ub8e8 \uc885\uc77c \uc774\uc790\ub97c \uac70\ub798\ud558\ub294 \uc9c1\uc5c5\uc774\ub77c\uba74 \uac70\uc2dc \uacbd\uc81c\uc640 \uc911\uc559\uc740\ud589\uc758 \ubc1c\uc5b8\uc5d0 \uc8fc\uc758\ub97c \uae30\uc6b8\uc774\ub294 \uac83\uc774 \ub2f9\uc5f0\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubca4\ucc98 \uce90\ud53c\ud138\uc5d0 \ud22c\uc790\ud558\uac70\ub098 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud558\ub294 \uc77c\ubc18\uc778\uc5d0\uac8c\ub294 \uac70\uc2dc \uacbd\uc81c\uac00 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60\uae4c\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ub9e4\ud06c\ub85c \uc0ac\uc774\ud074\uc740 \uc9c4\uc785\uacfc \ud1f4\uc7a5 \uac00\uaca9\ub300 \ub54c\ubb38\uc5d0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc989, \ubca4\ucc98 \uce90\ud53c\ud0c8 \uc5c5\uacc4\uc758 \ud22c\uc790\uc790\ub294 \ud22c\uc790\uae08 \ud68c\uc218\ub97c \ud1b5\uc81c\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0 \ub2e4\uc74c \uc5b4\ub290 \uc2dc\uc810\uc5d0 \uc8fc\uae30\uac00 \uc2dc\uc791\ub420\uc9c0 \ud30c\uc545\ud558\uc138\uc694.<\/p>\n\n<p>\ud22c\uc790\ud560 \ub54c\ub9cc \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \ud2b9\ud788 \uac00\uaca9 \uc218\uc900\uc744 \uc798 \uc0b4\ud3b4\uc11c \uacfc\ub2e4 \uc9c0\ubd88\ud558\ub294 \uc77c\uc774 \uc5c6\ub3c4\ub85d \uc8fc\uc758\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c 2021\ub144, \ubaa8\ub450\uac00 \uae30\ubcf8\uc801\uc73c\ub85c \ubbf8\uccd0 \ub0a0\ub6f0\uace0 \uc788\uc744 \ub54c \uc800\ub294 \ud55c \ubc1c\uc9dd \ubb3c\ub7ec\ub098\uc11c \uc9c0\ub098\uce58\uac8c \ub290\uc2a8\ud55c \uc7ac\uc815 \ud1b5\ud654 \uc815\ucc45\uc73c\ub85c \uc778\ud574 \ubaa8\ub4e0 \uac83\uc774 \uac70\ud488\uc5d0 \ube60\uc838 \uc788\ub2e4\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc774\ub294 \ubd80\ub3d9\uc0b0, \ucc44\uad8c, \uc8fc\uc2dd, \uc0ac\ubaa8, \uc0c1\uc7a5, NFT, \uc554\ud638\ud654\ud3d0, \uc2a4\ud329 \ub4f1 \ubaa8\ub4e0 \uc790\uc0b0 \ud074\ub798\uc2a4\uc758 \uc790\uc0b0 \uac00\uaca9 \uc0c1\uc2b9\uacfc \uc5f0\uad00\ub418\uc5b4 \ubaa8\ub4e0 \uc790\uc0b0 \ud074\ub798\uc2a4\uc758 \uc790\uc0b0 \uac00\uaca9 \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc2e4\uc81c\ub85c \ud310\ub9e4\ud574 \ubd05\uc2dc\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \uc575\ucee4 \uc0c1\ud488\uc774\ub77c\uba74 \uac00\ub2a5\ud55c \ubaa8\ub4e0 \uc790\uc0b0\uad70\uc5d0\uc11c \ud310\ub9e4\ud574\uc57c \ud55c\ub2e4\ub294 \ubc29\uce68\uc744 \uace0\uc218\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ubb3c\ub860 \uc0ac\uc801\uc778 \uc601\uc5ed\uc5d0\uc11c\ub294 \uc720\ub3d9\uc801\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc6b0\ub9ac\uac00 \ud558\uace0 \uc2f6\uc5c8\ub358 \uac83\uc758 \uc77c\ubd80\ub9cc \ud310\ub9e4\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \ud22c\uc790\ud558\ub294 \ub3d9\uc548 \uc6b0\ub9ac\ub294 \ud22c\uc790\uae08\uc744 \ud68c\uc218\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8 \ubc18\ub300\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uc791\ub144\uc5d0\ub294 \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c \ubaa8\ub450 \uc7ac\ub97c \ubfcc\ub824\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud588\uc9c0\ub9cc, \uc800\ud76c\ub294 \uc544\ubb34\uac83\ub3c4 \ud22c\uc790\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ubc38\ub958\uc5d0\uc774\uc158\uc774 \ud569\ub9ac\uc801\uc774\uae30 \ub54c\ubb38\uc5d0 \uc9c0\uae08\uc774 \ud22c\uc790\ud558\uae30 \uac00\uc7a5 \uc88b\uc740 \uc2dc\uae30\ub77c\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uae30\uc220 \ubd84\uc57c\uc5d0\uc11c \uc800\ub834\ud55c \uac83\uc740 \uc5c6\uc9c0\ub9cc, \uc774\uc804\ubcf4\ub2e4 \ub354 \ud569\ub9ac\uc801\uc778 \uac83\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \uacbd\uc7c1\uc774 \ud6e8\uc52c \uc801\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc608\uc804\uc5d0\ub294 \ub611\uac19\uc740 \uc77c\uc744 \ud558\uae30 \uc704\ud574 20\uac1c\uc758 \ud68c\uc0ac\uac00 \uc790\uae08\uc744 \uc9c0\uc6d0\ubc1b\uc558\uc9c0\ub9cc \uc9c0\uae08\uc740 \ud55c\ub450 \uac1c\ub85c \uc904\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \ud574\ub2f9 \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \uc6b0\uc2b9\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4. \ucc3d\uc5c5\uc790\ub4e4\uc740 \uc774\uc81c \ub2e8\uc704 \uacbd\uc81c\uc131, \uc18c\uc9c4\uc728, 2\ub144 \ub3d9\uc548 \ud604\uae08\uc744 \ud655\ubcf4\ud558\uace0 \ub2e4\uc74c \ub2e8\uacc4\ub85c \ub118\uc5b4\uac08 \uc218 \uc788\ub294\uc9c0\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774\ub7ec\ud55c \uac83\ub4e4\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc9c0\ub09c 10\ub144\uc744 \uc0b4\ud3b4\ubcf4\uba74 \uc790\uc0b0\uad70\uc73c\ub85c\uc11c\uc758 \ubca4\ucc98\ub294 \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0\uc640 \ub9e4\uc6b0 \ub2e4\ub985\ub2c8\ub2e4. \ub2e4\ub978 \ubaa8\ub4e0 \uc790\uc0b0 \ud074\ub798\uc2a4\uac00 \uc815\uaddc \uac00\uc6b0\uc2a4 \ubd84\ud3ec \uace1\uc120\uc744 \ub530\ub974\ub294 \uac83\uacfc \ub2ec\ub9ac \uc774 \uc790\uc0b0 \ud074\ub798\uc2a4\ub294 \ud30c\uc6cc \ubc95\uce59\uc774\ub77c\ub294 \uac83\uc744 \ub530\ub985\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 \ud798\uc758 \ubc95\uce59\uc5d0\uc11c\ub294 \uc0c1\uc704 \uc18c\uc218\uc758 \uae30\uc5c5\uc774 \ubaa8\ub4e0 \uc218\uc775\uc744 \ucc3d\ucd9c\ud55c\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 2010\ub144\ub300\ub9cc \ubcf4\uba74 08, 09, 010, 011\ub144\uc5d0 \uac00\uc7a5 \ub9ce\uc740 \ud22c\uc790\uac00 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub300\ubd88\ud669\uc774\ub098 \uae08\uc735 \uc704\uae30\uc758 \uc5ec\ud30c\ub85c \uc778\ud574 \ub530\ub77c\uc11c \uc5ec\uae30\uc5d0\uc11c\ub3c4 \uac19\uc740 \uc77c\uc774 \uc77c\uc5b4\ub0a0 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n<p>\ud22c\uc790\ud558\uae30\uc5d0 \ucd5c\uc545\uc758 \uc2dc\uae30\ub294 \uc544\ub9c8\ub3c4 21\ub144\uacfc 2020\ub144\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 2020\ub144\ub300\uc5d0 \ud22c\uc790\ud558\uae30 \uac00\uc7a5 \uc88b\uc740 \uc2dc\uae30\ub294 22, 23, 24\ub144 \ud6c4\ubc18\ubd80\ud130 \ud134\uc5b4\ub77c\uc6b4\ub4dc\uae4c\uc9c0\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub9e4\ud06c\ub85c\ub294 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \ub354 \ub098\uc740 \ud22c\uc790\uc790\uac00 \ub418\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc5d0 \uadf8\ub807\uac8c \ud55c\ub2e4\uace0 \ub9d0\ud55c\ub2e4\uba74 \uc194\uc9c1\ud558\uc9c0 \ubabb\ud560 \uac83\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc81c\uac00 \ub530\ub974\ub294 \ud734\ub9ac\uc2a4\ud2f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c 21\ub144\uc5d0\ub294 \ud558\ud5a5\uc2dd \uc9c0\uce68\uc774 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uac00\uce58\uac00 \ub192\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc800\ub294 \uc6b0\ub9ac\uac00 \uae30\uc5c5\uc744 \ud3c9\uac00\ud558\ub294 \ubc29\uc2dd\uc778 \ud734\ub9ac\uc2a4\ud2f1\uc774 \uac74\uc804\ud558\uace0 \ub300\ubd80\ubd84\uc758 \uae30\uc5c5\uc774 \ube44\uc2f8\ub2e4\uace0 \ud310\ub2e8\ud558\uc5ec \ud22c\uc790\ub97c \ud558\uc9c0 \uc54a\uc744 \uac83\uc774\uba70, \uae30\ud68c\uac00 \uc0dd\uae30\uba74 \uc5d1\uc2dc\ud2b8\ub97c \uc120\ud0dd\ud560 \uac83\uc774\ub77c\uace0 \ubbff\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\uc5d0\uac8c\ub294 \ub2e4\ub978 \uc5b4\ub5a4 \uac83\ubcf4\ub2e4\ub3c4 \uc9c0\uc801\uc778 \uc5f0\uc2b5\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc800\ub294 \ud0dc\uc0dd\uc801\uc73c\ub85c \uacbd\uc81c\ud559\uc790\uc600\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uadf8\uac83\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\uace0, \uae00\uc744 \uc4f0\uace0, \ucc45\uc744 \uc77d\uc73c\uba70 \ub9ce\uc740 \uc2dc\uac04\uc744 \ubcf4\ub0c8\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 \uacb0\uacfc\ub294 \ubca4\ucc98 \uc5c5\uacc4\uc5d0\ub3c4 \uc801\uc6a9\ub420 \uc218 \uc788\ub294 \uacb0\uacfc\ub97c \uac00\uc838\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc740 \ud734\ub9ac\uc2a4\ud2f1, \ud2b9\ud788 \uac00\uce58 \ud3c9\uac00\uc5d0 \ub300\ud574 \uc815\ub9d0 \uc5c4\uaca9\ud558\ub2e4\uba74 \uc774\ub97c \ubb34\uc2dc\ud574\ub3c4 \uad1c\ucc2e\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \uc815\ub9d0 \uc911\uc694\ud55c \uc810\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub9e4\ud06c\ub85c\ub97c \uc88b\uc544\ud558\uc2dc\uc8e0. \uc800\ub294 \ub9e4\ud06c\ub85c\ub97c \uc88b\uc544\ud558\uace0 \ud655\uc2e4\ud788 \ub3c4\uc6c0\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uc6b0\ub9ac\ub294 \uadf8\uac83\uc744 \uc88b\uc544\ud558\uae30 \ub54c\ubb38\uc5d0 \uacf5\ubd80\ud558\ub294 \uac83\uc774\uc9c0, \ubc18\ub4dc\uc2dc \ubbf8\ub798\ub97c \ub0b4\ub2e4\ubcf4\uac70\ub098 \ud6cc\ub96d\ud55c \ud22c\uc790 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uae30 \uc704\ud574 \uacf5\ubd80\ud558\ub294 \uac83\uc740 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \ud398\ube0c\ub9ac\uc988, \uc81c\uac00 \uc778\ud130\ub137\uc5d0\uc11c \uc77d\uc740 \ubc14\uc5d0 \ub530\ub974\uba74 2000\ub144\uc5d0 \uccab \ud68c\uc0ac\uc778 \ud68c\uc0ac\ub97c LVMH\uc758 \ubca0\ub974\ub098\ub974 \uc544\ub974\ub178\uc5d0\uac8c \ub9e4\uac01\ud588\ub2e4\uace0 \ud558\ub354\uad70\uc694. \uadf8\ub798\uc11c \ubca4\ucc98 \uce90\ud53c\ud0c8 \uac70\ud488\uc774 \uaebc\uc9c4 \uc2dc\uc810\uc774 \ubc14\ub85c \uadf8\ub54c\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \ub300\ud559\uc744 \uc878\uc5c5\ud558\uace0 \uccab \uc9c1\uc7a5\uc5d0 \ucde8\uc9c1\ud588\uc744 \ub54c\ub098 \ub300\ud559\uc5d0 \uc7ac\ud559 \uc911\uc774\uc5c8\uc744 \ub54c, \uc989 \uccab \ubc88\uc9f8 VC \ubc84\ube14\uc774 \ud130\uc84c\uc744 \ub54c\ub294 \uadf8\ub7f0 \uc138\uc0c1\uc5d0 \uc788\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc5ec\ub7ec\ubd84\uc774 \ucc98\uc74c \uc138\uc0c1\uc744 \uc811\ud588\uc744 \ub54c\ub294 \ub9c8\uce58 \uac70\ud488\uc774 \ud130\uc9c0\ub294 \uac83 \uac19\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 2010\ub144\ubd80\ud130 \uc9c0\uae08\uae4c\uc9c0 \ubca4\ucc98\uce90\ud53c\ud138, \ubca4\ucc98\uce90\ud53c\ud138\uc758 \uc790\uc0b0\uc774 \uc5c4\uccad\ub098\uac8c \ubd88\uc5b4\ub0ac\uace0, \ub354 \ub9ce\uc740 \uc790\uae08\uc774 \uc774 \ubd84\uc57c\ub85c \uc720\uc785\ub418\uace0, \ubc38\ub958\uc5d0\uc774\uc158\uc774 \uc62c\ub77c\uac00\uace0, \uc0ac\ub78c\ub4e4\uc774 \uc6b0\ubc84\uc5d0 \ud22c\uc790\ud558\uba74\uc11c \ub2e4\ub978 \ud68c\uc0ac\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uc790\uae08\uc774 \ub354 \ub9ce\uc544\uc84c\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c, \uc608\ub97c \ub4e4\uc5b4, \ub3c8\uc744 \ub358\uc9c0\ub294 \ub9ce\uc740 \uc0ac\ub78c\ub4e4, \uc81c\uac00 \ubaa8\ub4e0 \uc138\ubd80 \uc0ac\ud56d\uc744 \uc81c\ub300\ub85c \uc774\ud574\ud558\uc9c0 \ubabb\ud588\uc744 \uc218\ub3c4 \uc788\uc9c0\ub9cc, \uadf8\uac83\uc774 \ub2f9\uc2e0\uc758 \ud0c0\uc784 \ub77c\uc778\uacfc VC\uc758 \ud0c0\uc784 \ub77c\uc778\uc744 \ub300\ub7b5\uc801\uc73c\ub85c \uc694\uc57d \ud55c \uac83\uc785\ub2c8\uae4c?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uadf8\ub798\uc11c 90\ub144\ub300 \ud6c4\ubc18\uc5d0 \ub300\ud559\uc744 96\ub144\uc5d0 \uc878\uc5c5\ud588\uc2b5\ub2c8\ub2e4. \uc800\ub294 96\ub144, 98\ub144 \ub9e5\ud0a8\uc9c0\uc640 \ud68c\uc0ac\uc5d0\uc11c \uc77c\ud558\uba74\uc11c \uac70\ud488\uc774 \uc77c\uc5b4\ub098\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c\uc558\uc9c0\ub9cc \ud68c\uc0ac\ub97c \ud0a4\uc6b0\ub824\uba74 \ub354 \ub9ce\uc740 \uae30\uc220\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc800\ub294 \uae30\uc220 \ud68c\uc0ac\ub97c \ub9cc\ub4e4\uace0 \uc2f6\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7f4 \uc904 \uc54c\uc558\uc5b4\uc694. \uc2e4\uc81c\ub85c \ub9e5\ud0a8\uc9c0\ub85c \uac00\ub294 \uac70\ud488\uc774 \uc0ac\ub77c\uc9c8 \uc904 \uc54c\uc558\ub294\ub370, \uc544\ub2c8\ub098 \ub2e4\ub97c\uae4c \uadf8\ub807\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uc2e4\uc81c\ub85c 98\ub144, 99\ub144, 2000\ub144 \uccab \ud68c\uc0ac\ub97c \uc124\ub9bd\ud588\uc744 \ub54c\uc758 \ud658\ud76c\uc758 \ubc24\uc744 \ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc800\ub294 \uac70\ud488\uc758 \uc774\uba74\uc744 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uc800\ub294 2001\ub144\uc5d0 \ub2e4\uc74c \ud68c\uc0ac\ub97c \uc124\ub9bd\ud588\uc2b5\ub2c8\ub2e4. 2001\ub144\uc5d0 \uc800\ub294 \ubaa8\ub4e0 VC\uc5d0\uac8c \uc804\ud654\ub97c \uac78\uc5b4 &#8220;\uc800\uc5d0\uac8c \ub180\ub77c\uc6b4 \uc544\uc774\ub514\uc5b4\uac00 \uc788\uc2b5\ub2c8\ub2e4.&#8221;\ub77c\uace0 \ub9d0\ud558\uace4 \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc720\ub7fd\uacfc \uc544\uc2dc\uc544\uc5d0\uc11c \ub9e4\uc6b0 \uc798 \uc791\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ud6a8\ud55c \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uc2e4\ud589\ud558\ub294 \ubc29\ubc95\uc744 \uc54c\uace0 \uc788\uc73c\uba70, \uac80\uc99d\ub41c \uc2e4\uc801\uc744 \uac00\uc9c4 \uac80\uc99d\ub41c \uae30\uc5c5\uac00\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud3ab\ub2f7\ucef4, \uc774\ud1a0\uc774\uc988, \uc6f9\ubc34, MCI, \uc6d4\ub4dc\ucef4\uc774\ub77c\ub294 \uc774\ub984\uc73c\ub85c \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \ud68c\uc0ac\ub97c \ub9cc\ub4e4\uace0 \uc788\uc5c8\uace0, \ud68c\uc0ac\ub97c \ub9cc\ub4e4 \ubc29\ubc95\uc774 \uc5c6\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc804\ud654\ub97c \ub04a\uc5c8\ub2e4\ub294 \ub9d0\uc744 \ub05d\ub0b4\uc9c0 \ubabb\ud588\ub358 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uc774\ub7ec\ud55c \uc77c\uc774 \uc8fc\uae30\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\uace0 \uc774\ub7ec\ud55c \uc8fc\uae30\uac00 \uba87 \ub144 \ub3d9\uc548 \uc9c0\uc18d\ub41c\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 90\ub144\ub300 \ub9d0, 2000\ub144 \ucd08\uc758 \ud638\ud669\uacfc \ubd88\ud669\uc744 \ubaa9\uaca9\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>2004\ub144\uc5d0\uc11c 2007\ub144\uc758 \ud589\ubcf5\uac10, 2007\ub144\uc5d0\uc11c 2010\ub144\uc758 \ubc84\uc2a4\ucc98\ub7fc \ub2e4\uc2dc \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub2e4\uc2dc 2021\ub144 \ubd90\uc774 \uc77c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c 22, 23 \ubc88\uc758 \ud30c\uc0b0\uc774 \uc788\uc5c8\ub294\ub370, \uadf8\uac74 \uadf8\ub807\uace0, \ub300\ubd80\ubd84 \uacc4\uc18d\ub418\uace0 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\uae4c?<\/p>\n\n<p>\ub9c8\uce58 \uacf5\uac1c \uc2dc\uc7a5\uc5d0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc774 &#8216;\uc544, \ubaa8\ub4e0 \uac83\uc774 \ub180\ub78d\ub2e4&#8217;\uace0 \ub9d0\ud558\ub294 \uac83\ucc98\ub7fc\uc694. \uc6b0\ub9ac\uc5d0\uac8c\ub294 \uc6c5\uc7a5\ud55c \uc77c\uacf1 \uac00\uc9c0\uac00 \uc788\uace0 \uc5b4\uca4c\uace0 \ud558\ub294 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c 200\uc5b5 \ubbf8\ub9cc\uc758 \uc8fc\uc2dd\uc744 \ubcf4\uc720\ud55c \uae30\uc220 \uae30\uc5c5\uc758 \uacf5\uac1c \uc2dc\uac00\ucd1d\uc561\uc744 \uc0b4\ud3b4\ubcf4\uba74 \ub300\ubd80\ubd84 80%\uac00 \ud558\ub77d\ud55c \uc0c1\ud0dc\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\uc804\uc5d0\ub294 95% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uc774\uc81c 80% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \uadf8 \uc774\ud6c4\ub85c \uc678\ud658\uc744\ud588\uc9c0\ub9cc \uc5ec\uc804\ud788 \ucd95\uad6c\ub97c \uc815\uc810\uc5d0\uc11c 4 ~ 5 \uac1c\ub85c \ub098\ub208 \uac83\ucc98\ub7fc \uc5ec\uc804\ud788 \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \ubca4\ucc98 \uc2dc\uc7a5 \uc804\uccb4\ub97c \ubcf4\uba74 \ubca4\ucc98 \uc5c5\uacc4\ub85c \uc720\uc785\ub418\ub294 LP \uc790\uae08\uc774 \uae09\uaca9\ud788 \uac10\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubca4\ucc98 \ud22c\uc790 \uc790\uccb4\ub294 \uc5ec\uc804\ud788 \ucd5c\uace0\uc810\uc5d0\uc11c \ucd5c\uc800\uc810\uae4c\uc9c0 75% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc5ec\uc804\ud788 \ud63c\ub780\uc758 \ud55c\uac00\uc6b4\ub370\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\ubc88\uc774 \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c \uc138 \ubc88\uc9f8\ub85c \ud070 \ud638\ud669\uacfc \ubd88\ud669\uc758 \uc0ac\uc774\ud074\uc744 \uacbd\ud5d8\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uadf8\ub9ac\uace0 2020\ub144\uacfc 2021\ub144 \ud638\ud669\uae30\uc5d0 \uc5ec\ub7ec \uae30\uc5c5\uc5d0\uc11c \uc5b4\ub5a4 \uc885\ub958\uc758 \ubc38\ub958\uc5d0\uc774\uc158\uc744 \ubcf4\uc168\ub098\uc694? \uacf5\uac1c\ud558\uae30 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 \uad6c\uccb4\uc801\uc778 \ub0b4\uc6a9\uc740 \ubc1d\ud788\uc9c0 \ub9c8\uc2dc\uace0, \uc9c0\ub09c 10\ub144\uacfc \ube44\uad50\ud588\uc744 \ub54c \uc5b4\ub5a4 \ucc28\uc774\uac00 \uc788\ub098\uc694? \ub610\ud55c \uac70\ud488\uc758 \uc9d5\ud6c4\uac00 \uc788\uac70\ub098 \ud56d\uc0c1 \uc815\uc0c1\uc758 \uc9d5\ud6c4\ub97c \ubcf4\uc774\ub294 \ub9e4\uc7a5\uc774 \ud558\ub098\uc529 \uc788\ub294 \ub4f1 \ud2b9\ubcc4\ud55c \uc774\uc57c\uae30\uac00 \uc788\ub098\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ub530\ub77c\uc11c \uc911\uac04\uac12\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc644\uc804\ud788 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c 2013\ub144, 2019\ub144\uc758 \uc0ac\uc804 \uc2dc\ub4dc \uc911\uc559\uac12\uc740 5\ubc88\uc758 \uc0ac\uc804 \uc2dc\ub4dc\uc5d0\uc11c 1\ubc88, 9\ubc88\uc758 \uc0ac\uc804 \uc2dc\ub4dc\uc5d0\uc11c 3\ubc88, 30\ubc88\uc758 \uc0ac\uc804 \uc2dc\ub4dc\uc5d0\uc11c 7\ubc88\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc911\uc559\uac12 B\ub294 \uc544\ub9c8\ub3c4 50\uc5d0\uc11c 15 \uc815\ub3c4\uc600\uc744 \uac83\uc774\uace0, \uadf8\uc5d0 \uc0c1\uc751\ud558\ub294 \uacac\uc778\ub825\uc774 \uc788\uc5c8\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uacac\uc778\ub825\uc740 \uc5c6\uc5c8\uace0, GMV 600K\uc640 GMV 250\ub9cc\uc5d0\uc11c 150\uac1c\uac00 \ub098\uc654\uc2b5\ub2c8\ub2e4. SAS \ub9e4\ucd9c\uc5d0\uc11c \ucc28\uc9c0\ud558\ub294 \ube44\uc911\uc740 20% \uc815\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \uc774\uac83\uc740 \uc8fc\uc2dd \uc138\uacc4\uc5d0\uc11c \ub9e4\ucd9c \ub300\ube44 \uc2dc\uac00\ucd1d\uc561\uc73c\ub85c \uc54c\ub824\uc9c4 \uac00\uaca9 \ub300\ube44 \ub9e4\ucd9c \uc5ed\ub7c9\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \ub124. \ub9e4\ucd9c\uacfc \ucd1d\ub9e4\ucd9c\uc758 \uc870\ud569\uc785\ub2c8\ub2e4. \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \ub610\ub294 SAS \ub9e4\ucd9c \uc0ac\uc804 \uc2dc\ub4dc\uac00 \uc81c\ub85c\uc778 \uacbd\uc6b0, \uc774\ub7ec\ud55c \uc720\ud615\uc758 \ubc38\ub958\uc5d0\uc774\uc158\uc5d0\uc11c A\ub294 30\ub9cc \uc6d0, B\ub294 15\ub9cc \uc6d0, C\ub294 50\ub9cc \uc6d0\uc73c\ub85c \uac00\uc815\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uac70\ud488\uc774 \uaebc\uc9c0\uae30 \uc2dc\uc791\ud588\uc744 \ub54c \uc6b0\ub9ac\ub294 \uae30\uc5c5\ub4e4\uc774 100\ubc30\uc758 \ubbf8\ub798 \uc218\uc775\uc744 \uc62c\ub9ac\ub294 \uac83\uc744 \ubaa9\uaca9\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uac70\ud488\uc758 \uc9d5\ud6c4\ub294 \uac70\ud488\uc758 \uc9d5\ud6c4\uac00 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4. \ubc38\ub958\uc5d0\uc774\uc158\uc774 \ub9d0\ub3c4 \uc548 \ub418\uac8c \ub192\uc558\uc5b4\uc694.<\/p>\n\n<p>\uc608\uc0c1 \uc218\uc775\uc774 10, 15, 20\ubc30\uc5d0\uc11c \uc5b4\ub5a4 \uacbd\uc6b0\uc5d0\ub294 100\ubc30\ub85c \uc99d\uac00\ud558\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac70\ub798\uac00 \uc774\ub904\uc9c0\ub294 \uc18d\ub3c4\uac00 \ub354 \ube68\ub790\uae30 \ub54c\ubb38\uc5d0 \uc2e4\uc0ac\uac00 \uc5c6\uc5c8\ub2e4\ub294 \ub73b\uc774\uaca0\uc8e0? \ud68c\uc0ac\ub97c \ud3c9\uac00\ud558\uae30 \uc704\ud574 \uc804\ud654\ub97c \ubc1b\uace0 \uc2f6\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \ud6c4\uc18d \uc804\ud654\uac00 \uc788\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uccab \ubc88\uc9f8 \ud1b5\ud654\ub294 \uc5b4\uc2dc\uc2a4\ud134\ud2b8\ub098 \uad50\uc7a5\uc774 \ubc1b\uace0, \ub2e4\uc74c \uc8fc\uc5d0 \ub450 \ubc88\uc9f8 \ud1b5\ud654\ub294 \uc81c\uac00 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \uc758\uc0ac \uacb0\uc815\uc774 \ub9e4\uc6b0 \ube60\ub985\ub2c8\ub2e4.<\/p>\n\n<p>\uc77c\uc8fc\uc77c\uc5d0 \ub450 \ubc88, \ud55c \uc2dc\uac04\uc529 \ud1b5\ud654\ud558\uba74\uc11c \ud22c\uc790 \uc5ec\ubd80\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uae30\ubcf8\uc801\uc73c\ub85c \uccab \ubc88\uc9f8, \ub450 \ubc88\uc9f8 \ud1b5\ud654 \uc0ac\uc774\uc5d0 &#8216;\uc544, \uad6c\ub3c5\uc774 \ucd08\uacfc\ub418\uc5c8\uc2b5\ub2c8\ub2e4&#8217;\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. \ub2e8\uc11c\ub97c \ucc3e\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc6b0\ub9ac\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \uc2e4\uc0ac\ub97c \uc804\ud600 \ud558\uc9c0 \uc54a\uace0 \uc804\ud654 \ud55c \ud1b5\uc5d0 \ub9c9\ub300\ud55c \uc218\ud45c\ub97c \uc368\uc900 \ub450 \uac1c\uc758 \uac00\uc7a5 \ud070 \uac15\uc138\uc7a5 \ud22c\uc790\uc790\uc778 \ud0c0\uc774\uac70\uc640 \uc18c\ud504\ud2b8\ubc45\ud06c\ub85c\ubd80\ud130 1\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 10\uc5b5 \ub2ec\ub7ec\uae4c\uc9c0 \uc790\uae08\uc744 \uc870\ub2ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc5c8\ub294\ub370, \uadf8 \uc18d\ub3c4\ub294 \uc544\ubb34 \uc77c\ub3c4 \uc77c\uc5b4\ub098\uc9c0 \uc54a\ub294 \uac83\ucc98\ub7fc \ubcf4\uc600\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc0ac\ub78c\ub4e4\uc774 \ub108\ubb34 \ub099\uad00\uc801\uc774\uc5b4\uc11c \uc989\uc2dc \ud380\ub529\uc744 \ud558\uac70\ub098 \ub2e4\ub978 VC\uac00 \uacbd\uc7c1\uc0ac\uc5d0 \ud380\ub529\uc744 \ud560 \uac83\uc774\uae30 \ub54c\ubb38\uc5d0 \ubaa8\ub4e0 \uc2a4\ud0c0\ub4e4\uc774 \uc815\ub82c\ub418\uc5b4 \uc788\uace0 \uadf8\ub4e4\uc774 \uc9c0\ubd88\ud558\ub294 \uac00\uaca9\uc744 \ubbff\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7ec\ub2e4 \ubcf4\uba74 \uc790\uae08\ub825\uc774 \ud48d\ubd80\ud55c 10~15\uac1c\uc758 \uacbd\uc7c1\uc5c5\uccb4\uac00 \uac19\uc740 \uacf5\uac04\uc744 \ubbf8\uce5c \uac00\uaca9\uc73c\ub85c \ub178\ub9ac\ub294 \uc0c1\ud669\uc774 \ubc8c\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uac00\uaca9\uc774 \ub108\ubb34 \ube44\uc2f8\uc11c \ub300\ubd80\ubd84 \uc131\uacf5\ud558\uc9c0 \ubabb\ud560 \uac83\uc774 \ubed4\ud588\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \ub77c\uc6b4\ub4dc\ub97c \ud560 \ub54c \uc885\uc885 \ud76c\uc11d \ubc29\uc9c0 \uc870\ud56d\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub2e4\uc74c \ub77c\uc6b4\ub4dc\ub97c \ub354 \ub0ae\uc740 \uac00\uaca9\uc73c\ub85c \ud560 \uacbd\uc6b0 \uc774\uc804 \ub77c\uc6b4\ub4dc\uc5d0\uc11c \uac00\uaca9\uc744 \ub2e4\uc2dc \ucc45\uc815\ud558\uace0 \uc2e4\uc81c\ub85c \ucc3d\uc5c5\uc790\ub4e4\uc774 \uadf8\uac83\uc744 \uc6d0\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \ud76c\uc11d\ub418\ub294 \uacbd\uc6b0\uac00 \ub9e4\uc6b0 \ub4dc\ubb45\ub2c8\ub2e4.<\/p>\n\n<p>\ub108\ubb34 \ub192\uc740 \uac00\uaca9\uc73c\ub85c \ub108\ubb34 \ub9ce\uc740 \uc790\uae08\uc744 \ubaa8\uae08\ud558\uba74 \ud68c\uc0ac\uac00 \ub9dd\ud569\ub2c8\ub2e4. \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c \uae30\uc5c5\uc744 \uc8fd\uc774\ub294 \uc138 \uac00\uc9c0 \uc8fc\uc694 \uc6d0\uc778\uc740 \uccab\uc9f8, \uc81c\ud488\uc5d0 \ub300\ud55c \uc2dc\uc7a5 \uc801\ud569\uc131\uc744 \ucc3e\uc9c0 \ubabb\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \ud070 \uc774\uc720\uc785\ub2c8\ub2e4. \ub450 \ubc88\uc9f8, \uacf5\ub3d9 \ucc3d\uc5c5\uc790\uc640\uc758 \uc2f8\uc6c0 \uacf5\ub3d9 \ucc3d\uc5c5\uc790\uac00 \uc788\uc73c\uba74 \uc131\uacf5 \ud655\ub960\uc774 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n\n<p>\uc591\ub0a0\uc758 \uac80\uacfc\ub3c4 \uac19\uc740 \uc874\uc7ac\uc785\ub2c8\ub2e4. \uc138 \ubc88\uc9f8\ub294 \uc2e4\uc81c\ub85c \ub108\ubb34 \ub192\uc740 \uac00\uaca9\uc73c\ub85c \ub108\ubb34 \ub9ce\uc740 \ub3c8\uc744 \ubaa8\uae08\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ubb38\uc81c\ub294 \ucc98\uc74c \ucc3d\uc5c5\uc790\uac00 &#8216;\uc544\ub2c8\uc694, \ub204\uad70\uac00\uac00 150\ub9cc \uc6d0\uc5d0 25%\ub97c \ud76c\uc11d\ud558\uc5ec 5\ucc9c\ub9cc \uc6d0\uc744 \uc81c\uc548\ud558\uac70\ub098 \ub204\uad70\uac00\uac00 50\ub9cc \uc6d0\uc5d0 10\uac1c\ub97c \uc81c\uc548\ud558\ub294 \uc2dd\uc758 \uc81c\uc548\uc744 \ud560 \uc218 \uc5c6\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub4e4\uc740 \ud56d\uc0c1 150\uc5d0\uc11c 50\uc744 \ucc0d\uc9c0\ub9cc, 40 \ub610\ub294 50 \ud3ec\uc2a4\ud2b8\uc5d0\uc11c 10\uc744 \ucc0d\uc2b5\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uc131\uc7a5\ud558\uc9c0 \uc54a\uc73c\uba74 \ud68c\uc0ac\uac00 \ub9dd\ud560 \uc218\ub3c4 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc2e4\ud328 \ud655\ub960\uc774 \ud06c\uac8c \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \ub098\uc05c \uc5ed\ud559 \uad00\uacc4\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ub0a8\ub4e4\uc774 \ub2e4 \uc62c\ub9ac\uba74 \ub098\ub3c4 \uc62c\ub824\uc57c \ud55c\ub2e4\ub294 \uac15\ubc15\uad00\ub150\uc774 \uc0dd\uae41\ub2c8\ub2e4. \uc18c\ube44\ud558\uace0 \uc2f6\uc740 \ucda9\ub3d9\uc744 \ub290\ub08d\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7ec\ub2c8\uae4c, \ub124, \uc2e4\ud589 \uc18d\ub3c4\uac00 \uc815\ub9d0 \uc911\uc694\ud588\uace0, 100\ubc30 \uc55e\uc744 \ub0b4\ub2e4\ubcf8 \ubc38\ub958\uc5d0\uc774\uc158\uc740 \uc815\ub9d0 \uac70\ud488\uc774 \ub9ce\uc774 \ub07c\uc5b4 \uc788\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \ub108\ubb34 \ub192\uc740 \ud3c9\uac00\ub85c \ub108\ubb34 \ub9ce\uc740 \uc790\uae08\uc744 \ubaa8\uae08\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \uaf64 \uad1c\ucc2e\uc740 \ubb38\uc81c\uc778 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc77c\ubd80 \uae30\uc5c5\uc5d0\uac8c \uc65c \uadf8\ub807\uac8c \ub3c5\uc774 \ub420\uae4c\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ub300\ubd80\ubd84\uc758 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc218\uc775\uc131\uc774 \ub192\uc9c0 \uc54a\uace0, \ubc29\uae08 \ubaa8\uae08\ud55c \uae08\uc561\uc73c\ub85c \uc218\uc775\uc744 \ub0bc \uc218 \uc788\uc744 \uac70\ub77c\uace0 \uae30\ub300\ud558\uc9c0\ub3c4 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \ub108\ubb34 \ub192\uc740 \uac00\uaca9\uc5d0 \ub108\ubb34 \ub9ce\uc740 \ub3c8\uc744 \ubaa8\uae08\ud588\uace0 \ub2e4\uc74c \ub77c\uc6b4\ub4dc\uc5d0 \uac00\uc11c \ubaa8\uae08\ud574\uc57c \ud588\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c \ub77c\uc6b4\ub4dc\uc5d0\uc11c \ucd5c\uc18c\ud55c \uac19\uc740 \uac00\uaca9\uc73c\ub85c \ubaa8\uae08\ud558\uc9c0 \ubabb\ud558\uba74 \ub2e4\uc6b4 \ub7f0\uc774\ub77c\uace0 \ud558\ub294 \uc791\uc5c5\uc744 \uc218\ud589\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \ub9d0\uc500\ub4dc\ub9b0 \uac83\ucc98\ub7fc \ub2e4\uc6b4 \ub7f0\uc740 \uc774\uc804 \ub7f0\uc5d0\uc11c \uc774\ub7ec\ud55c \ud76c\uc11d \ubc29\uc9c0 \uc870\ud56d\uc774 \ud2b8\ub9ac\uac70\ub418\ubbc0\ub85c \uc0ac\uc804 8\uc5b5, \uc0ac\ud6c4 10\uc5b5, 20 % \ud76c\uc11d \ub41c 2\uc5b5\uc5d0\uc11c 2\uc5b5\uc744 \ubaa8\uae08\ud588\uc9c0\ub9cc \ud68c\uc0ac\uc758 \uac00\uce58\ub294 2\uc5b5\uc5d0 \ubd88\uacfc\ud558\ub2e4\uace0 \uac00\uc815 \ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c \ub77c\uc6b4\ub4dc\uc5d0\uc11c\ub294 150\ub2ec\ub7ec \ub610\ub294 \uadf8 \uc774\uc804\uc5d0 50\ub2ec\ub7ec\ub97c \uc62c\ub9ac\uaca0\ub2e4\uace0 \uc81c\uc548\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5ec\ub7ec \uac00\uc9c0 \uc77c\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\ub098\ub294 200 \uc774\uc804\uc758 \uc0ac\ub78c\ub4e4\uc774 200\uc73c\ub85c \uac00\uaca9\uc744 \ub2e4\uc2dc \ucc45\uc815\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc778\ub370, \uc774 \uacbd\uc6b0 \ud68c\uc0ac\uc5d0\uc11c 50% \ud76c\uc11d\ub41c \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ucc3d\uc5c5\uc790\uac00 \ubcf4\ud1b5\uc8fc\ub97c \ub9ce\uc774 \uc783\uac70\ub098, \ud68c\uc0ac\ub97c \uc9c0\uc6d0\ud558\ub294 \ub0b4\ubd80\uc790\uc758 \uc9c0\uc6d0\uc774 \uc5c6\uc5b4 \uc0c8\ub85c\uc6b4 \ud22c\uc790\uc790\uac00 \ud22c\uc790\ud558\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ub8cc \ud50c\ub808\uc774\ub97c \ucc3d\ucd9c\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uacb0\uad6d \ucea1 \ud14c\uc774\ube14\uc774 \uc5c9\ub9dd\uc774 \ub418\uae30 \ub54c\ubb38\uc5d0 \ud68c\uc0ac\uac00 \uc815\ub9d0 \ub9dd\uac00\uc9d1\ub2c8\ub2e4. \uccad\uc0b0 \uc120\ud638\ub3c4\uac00 \ub108\ubb34 \ub192\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub300\uaddc\ubaa8 \uc815\ub9ac\uac00 \ud544\uc694\ud55c \uacbd\uc6b0 \ud22c\uc790\uc790\ub97c \uc804\uba78\uc2dc\ud0ac \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uad1c\ucc2e\uc9c0\ub9cc \ud68c\uc0ac\ub3c4 \uc0ac\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc774\ub7ec\ud55c \ud68c\uc0ac\ub4e4\uc774 \ubaa8\uae08\ud55c \ub9cc\ud07c\uc758 \uac00\uce58\uac00 \uc5c6\uac70\ub098, \ud30c\uc0b0\ud558\uac70\ub098, \ub2ec\ub7ec\ub85c \uba87 \ud47c\uc744 \uc778\uc218\ud558\uace0 \uc2e4\uc81c\ub85c \uace0\uc6a9\ud558\uac70\ub098, \uc644\uc804\ud788 \ud68c\uc218\ud558\ub294 \ub4f1 \uc5c4\uccad\ub09c \uaddc\ubaa8\uc758 \uac00\uc9dc \uc720\ub2c8\ucf58\uc774 \uc8fd\ub294 \uac83\uc744 \ub9ce\uc774 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc138 \uac00\uc9c0 \uc2dc\ub098\ub9ac\uc624\ub97c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc6b0\ub9ac\uac00 \ubcf4\uace0 \uc788\ub294 \ud55c \uac00\uc9c0 \uc2dc\ub098\ub9ac\uc624\ub294 \ud604\uc7ac \uc790\uae08\uc744 \uc870\ub2ec\ud558\uace0 \uc788\ub294 5\uac1c\uc758 \uc2a4\ud0dd\uc744 \ubaa8\ub450 \ubcf4\ud1b5\uc8fc\ub85c \uc804\ud658\ud558\uae30 \uc804\uc5d0 \ud76c\uc11d\ud558\uace0 \uc0c8\ub85c\uc6b4 \ud22c\uc790\uc790\uac00 20, 30, 40, 50%\ub97c \uac00\uc838\uac00\ub294 \uc644\uc804\ud55c \uc804\uc561 \uc18c\uc9c4\uc785\ub2c8\ub2e4. \uad00\ub9ac\ud300\uc744 \uc704\ud55c \uc635\uc158 \ud480\uc744 \ub2e4\uc2dc \ub9cc\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc774\uc804 \uc784\ub300 \uacc4\uc57d\uc774 \uc885\ub8cc\ub418\uc9c0 \uc54a\uc558\uace0 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc558\ub358 \uac83\ucc98\ub7fc \ud68c\uc0ac\ub97c \ub2e4\uc2dc \uc2dc\uc791\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \ub354 \uc774\uc0c1 \uc218\ud45c\ub97c \uc4f0\uace0 \uc2f6\uc9c0 \uc54a\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uc0ac\ub77c\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub300\ubd80\ubd84 \uc644\uc804\ud788 \uc774\ud0c8\ud55c \ud06c\ub85c\uc2a4\uc624\ubc84 \ud22c\uc790\uc790\uc5d0\uac8c\uc11c \uc774\ub7f0 \uc77c\uc774 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. D1, Co2, \uadf8\ub9ac\uace0 \uc5b4\ub290 \uc815\ub3c4 \uc18c\ud504\ud2b8\ubc45\ud06c\uc640 \ud0c0\uc774\uac70\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub458\uc9f8, \ud68c\uc0ac\uac00 \ub2e4\uc6b4 \ub77c\uc6b4\ub4dc\ub97c \uc6d0\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0\uac00 \ub354 \ud754\ud558\uac8c \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \uace0\uc815\ub41c \uac00\uaca9\uc73c\ub85c \ub77c\uc6b4\ub4dc\ub97c \uc9c4\ud589\ud558\uc9c0\ub9cc, \uad6c\uc870\uc640 \uccad\uc0b0 \uc6b0\uc120\uad8c\uc744 \ub123\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \uc774\ub807\uac8c \ub9d0\ud569\ub2c8\ub2e4. \uc774\uc81c \uc0c8\ub85c\uc6b4 \ub77c\uc6b4\ub4dc\uac00 \uc2dc\uc791\ub418\uc5c8\uc9c0\ub9cc \uc0c8\ub85c\uc6b4 \ub3c8\uc744 \ub123\uc744 \ub54c\ub9c8\ub2e4 \uc138 \ubc88\uc758 X\ub97c \ubc1b\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uadf8 \ub2e8\uc810\uc740 \ubcf8\uc9c8\uc801\uc73c\ub85c \uacb0\uacfc\ubb3c\uc5d0 \uc81c\ud55c\uc774 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc989, \uc774\uc81c \ud68c\uc0ac\ub294 \uc2a4\uc2a4\ub85c \ub9e4\uac01\uc744 \uc2dc\ub3c4\ud558\uace0 \ub9c8\uc9c0\ub9c9 \ub77c\uc6b4\ub4dc \ud22c\uc790\uc790\ub4e4\uc740 \uc544\ub9c8\ub3c4 \uc804\uba78\ud558\uae30 \uc804\uc5d0 \ub450\uc138 \uac1c\uc758 X\uc640 \uc0ac\ub78c\ub4e4\uc744 \ub9cc\ub4e4 \uac83\uc785\ub2c8\ub2e4. \ubca4\ucc98 \ud22c\uc790\uc790\ub85c\uc11c \uc81c\uac00 \ubcf4\uc99d\ud558\ub294 \uac83\uc740 \uadf8\ub7f0 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ub294 10\ubc30\ub97c \uc778\uc218\ud558\uace0 \uc2f6\uc5b4\uc694. \uadf8\ub798\uc11c \uad6c\uc870\uac00 \uc788\ub294 \uc0ac\ubaa8\ud380\ub4dc \uac19\uc740 \uc720\ud615\uc758 \uac70\ub798\ub97c \ud558\ub294 \uac83\uc740 \uc81c \uc801\uc131\uc5d0 \ub9de\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc138 \ubc88\uc9f8\ub294 \ubb3c\ub860 \uc2e4\uc81c\ub85c \ub3c8\uc744 \ubaa8\uae08\ud558\uace0 \ub2f9\ucca8\ub41c \uc0ac\ub78c\ub4e4\uc774\uc9c0\ub9cc, \uadf8 \uc218\ub294 \uadf9\uc18c\uc218\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \ubca4\ucc98\uce90\ud53c\ud0c8\uc774 \uc790\uae08\uc744 \uc870\ub2ec\ud560 \ub54c \uc2dc\uac00\ucd1d\uc561\uc774 \uc904\uc5b4\ub4e4\uace0 \ub2e4\uc6b4 \ub77c\uc6b4\ub4dc\ub97c \ud558\uba74 \ubca4\ucc98\uce90\ud53c\ud0c8\uc5d0 \ub3c8\uc744 \ud22c\uc790\ud55c \uc2e4\uc81c \ud22c\uc790\uc790, LP \ub610\ub294 GP\uac00 \uc790\uc2e0\uc744 \ubcf4\ud638\ud588\uae30 \ub54c\ubb38\uc5d0 \ucc3d\uc5c5\uc790\uc5d0\uac8c \ud53c\ud574\ub97c \uc8fc\ub294 \ud6a8\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub108\ubb34 \ub192\uc740 \ubc38\ub958\uc5d0\uc774\uc158\uc73c\ub85c \uc790\uae08\uc744 \uc870\ub2ec\ud55c \ud6c4 \ub2e4\uc6b4 \ub77c\uc6b4\ub4dc\ub97c \ud574\uc57c \ud55c\ub2e4\uba74 \uc774\ub294 \uc815\ub9d0 \ub3c5\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2\uc5b5 \ub2ec\ub7ec\ub97c \ubaa8\uae08\ud558\uba74 \ud68c\uc0ac\uc5d0\uc11c 2\uc5b5 \ub2ec\ub7ec\uc758 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uc5d0 \uc775\uc219\ud574\uc838\uc11c \ube44\uc11c\ub97c \uace0\uc6a9\ud558\uace0 \uc5ec\ud589\ub3c4 \ub2e4\ub2c8\uace0 \uadf8\ub7f0 \uc77c\ub4e4\uc774 \uc2dc\uc791\ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uc0ac\ub78c\ub4e4\uc740 \ub3c8\uc774 \uc788\uc73c\uba74 \uc18c\ube44\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uaf2d \uadf8\ub7f0 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uc774 \uc544\ub2c8\ub354\ub77c\ub3c4 &#8216;\uace0\uc6a9\ud558\uc790&#8217;, &#8216;\ub354 \ube68\ub9ac \uc131\uc7a5\ud558\uc790&#8217; \ub4f1 \ub354 \ub9ce\uc740 \uac83\uc744 \uc6d0\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub2e4\uac00 \uac11\uc790\uae30 \uc131\uc7a5 \ubaa8\ub4dc\uc5d0\uc11c \ub2e8\uc704 \uacbd\uc81c\ud559\uc5d0 \uc9d1\uc911\ud558\ub294 \ubaa8\ub4dc\ub85c \uc804\ud658\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc81c \ub9d0\uc740, \uc2dc\ub9ac\uc988 B \uc774\uc0c1\uc758 \ud6c4\uae30 \ub2e8\uacc4\uc5d0 \uc788\ub294 \ud68c\uc0ac \uc911 \uc9c1\uc6d0\uc758 65% \uc774\uc0c1\uc744 \ub9ac\ud37c\ub9c1\ud574\uc57c \ud560 \uc815\ub3c4\ub85c \uc0c1\ub2f9\ud788 \ub9ce\uc740 \uc218\uc758 \ud68c\uc0ac\uac00 \uc788\ub2e4\ub294 \uac83\uc740 \uc815\ub9d0 \ub180\ub77c\uc6b4 \uc77c\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uaf2d \ud574\uc57c \ud55c\ub2e4\uba74 \ud55c \ubc88\ub9cc \ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc0ac\uae30\ub97c \ub5a8\uc5b4\ub728\ub9ac\uae30 \ub54c\ubb38\uc5d0 \uc5ec\ub7ec \ubc88 \ubc18\ubcf5\ud574\uc11c \ud560 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \ubc29\uae08 70%\uc758 \uc0ac\ub78c\ub4e4\uc744 \ub0b4\ubcf4\ub0b8 \uac83\ucc98\ub7fc \ub300\uaddc\ubaa8 \ud658\ubd88\uc744 \ud588\ub294\ub370, \uc0ac\ub78c\ub4e4\uc740 \uc774\ubbf8 \ub5a0\ub0ac\uc5b4\uc694. \uadf8\uac8c \ub2e4\uc785\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \ud300\uc774\uace0 \uc5ec\ub7ec\ubd84\uc740 5%, 5%, 5%\ub97c \ud558\ub294 \uac83\ubcf4\ub2e4 \ucda9\uaca9\uc801\uc778 \uacbd\ud5d8\uc774\uc9c0\ub9cc \uc774\ub97c \uc0ac\uae30\ub97c \ub192\uc774\ub294 \uacbd\ud5d8\uc73c\ub85c \ud65c\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc0ac\ub78c\ub4e4\uc774 \ub2e4\uc74c\uc5d0 \uc5b8\uc81c, \uc5b4\ub514\ub85c \uc62c\uc9c0 \uad81\uae08\ud574\ud558\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc2e4 \uadf8\uac8c \ucd5c\uc545\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uc2e4\uc5c5\ub960\uc774 3.9%\ub85c \uc5ec\uc804\ud788 \ub0ae\ub2e4\ub294 \uc804\uccb4\uc801\uc778 \uac70\uc2dc\uc801 \uc0c1\ud669\uacfc \ud574\uace0\ub418\ub294 \uc0ac\ub78c\ub4e4\uc758 \uae09\uaca9\ud55c \uac10\uc18c\ub97c \uc5b4\ub5bb\uac8c \ube44\uad50\ud560 \uc218 \uc788\uc744\uae4c\uc694? \ubbf8\uad6d \uacbd\uc81c\ub294 \uacc4\uc18d\ud574\uc11c \uc77c\uc790\ub9ac\ub97c \ub298\ub9ac\uace0 \uc788\uc73c\uba70 \ub178\ub3d9 \uc2dc\uc7a5\uc774 \ud655\uc7a5\ub418\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uc2e4\ub9ac\ucf58\ubc38\ub9ac\uc640 \ubca4\ucc98 \uce90\ud53c\ud138\uc758 \ub4b7\uc138\uacc4\uc640 \ub354 \ub113\uc740 \uac70\uc2dc \uacbd\uc81c \uc0ac\uc774\uc5d0 \ub2e8\uc808\uc774 \uc788\ub2e4\uace0 \ubcf4\uc2ed\ub2c8\uae4c?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ubb3c\ub860\uc774\uc8e0. \uc774\ub294 \uc2e4\ub9ac\ucf58\ubc38\ub9ac\uac00 \uacbd\uc81c \uc131\uc7a5\uacfc \uc0dd\uc0b0\uc131 \uc99d\uac00\uc758 \uc5d4\uc9c4\uc774\uae30\ub294 \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \uace0\uc6a9 \uc99d\uac00\uc758 \uc5d4\uc9c4\uc774 \uc544\ub2c8\uc5c8\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubbf8\uad6d \uc778\uad6c \uc911 \uae30\uc220 \uae30\uc5c5\uc5d0 \uace0\uc6a9\ub41c \uc0ac\ub78c\uc758 \ube44\uc728\uc740 \uc5ec\uc804\ud788 \ud55c \uc790\ub9bf\uc218\uc5d0 \uba38\ubb3c\ub7ec \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \uae30\uc220 \uc5c5\uacc4\uc5d0 \uc5c4\uccad\ub09c \ubd88\ud669\uc774 \ub2e5\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubaa8\ub4e0 \uae30\uc220 \ubd84\uc57c\uac00 \uadf8\ub807\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \ubd84\uba85\ud788 \uc778\uacf5\uc9c0\ub2a5 \ud68c\uc0ac\ub4e4\uc774 \ub300\ubd80\ubd84 \uace0\uc6a9\uc744 \ud558\uace0 \uc788\uc73c\uba70 \uc804\uccb4 \uace0\uc6a9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uacbd\uc81c \uc804\ubc18\uc801\uc73c\ub85c \uc0ac\ub78c\ub4e4\uc758 \uc608\uc0c1\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \ud0c4\ub825\uc801\uc73c\ub85c \ud68c\ubcf5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>22\ub144\uc73c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac00\uba74, \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc740 \uc9c0\uae08\ucbe4 \ubbf8\uad6d\uc774 \uacbd\uae30 \uce68\uccb4\ub97c \uacaa\uc744 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud588\uace0, \uadf8\ub7f4 \ub9cc\ud55c \uc774\uc720\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. 1980\ub144\ub300 \ucd08 \uba85\ubaa9 \uae08\ub9ac \uc774\ud6c4 \uac00\uc7a5 \ube60\ub978 \uae08\ub9ac \uc0c1\uc2b9\uc744 \ubcf4\uc600\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0\ubd80\ud130 \uc18c\ube44\uc790 \ubd80\ucc44, \uc2e0\uc6a9\uce74\ub4dc \ubd80\ucc44, \ud559\uc790\uae08 \ubd80\ucc44, \ubaa8\uae30\uc9c0 \ubd80\ucc44\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubaa8\ub4e0 \ubc94\uc8fc\uc5d0\uc11c \ub3d9\uc2dc\uc5d0 \uacfc\ubd80\ud558\uac00 \uac78\ub838\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub610\ud55c \ub2e4\uc591\ud55c \ubd80\ubb38\uc5d0\uc11c \uc18d\ub3c4 \uc800\ud558\uac00 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uacbd\uae30 \uce68\uccb4\ub97c \uc608\uc0c1\ud588\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc608\uc0c1\ubcf4\ub2e4 \uace0\uc6a9\uc774 \ud6e8\uc52c \ub354 \uc798 \uc720\uc9c0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ubc84\ud589\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc0ac\ub78c\ub4e4\uc758 \uc18c\ub4dd\uc740 \ud6e8\uc52c \ub354 \uc798 \ubc84\ud168\ub0c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc5ed\uc0ac\uc801\uc73c\ub85c \uc218\uc775\ub960 \uace1\uc120\uc774 \uc5ed\uc804\ub418\uace0 \uae08\ub9ac\uac00 \uac00\uc7a5 \ube60\ub974\uac8c \uc0c1\uc2b9\ud560 \ub54c\ub294 \uacbd\uae30 \uce68\uccb4\ub97c \uc608\uc0c1\ud588\uc744 \uac83\uc785\ub2c8\ub2e4. \uc9c0\ub09c 70\ub144 \ub3d9\uc548 \ub2e8 \ud55c \ubc88\ub9cc \uc5f0\ucc29\ub959\ud55c \uc801\uc774 \uc788\ub294\ub370, \uadf8\uac83\uc740 1994\ub144\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc2a4\ub9c8\ud2b8 \uba38\ub2c8\ub294 \ubd88\ud669\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uc77c\ubc18\uc801\uc73c\ub85c \uc774\ub7ec\ud55c \uc774\uc57c\uae30\ub294 \uacbd\uae30 \uce68\uccb4\uc5d0\uc11c \uc5f0\ucc29\ub959\uc73c\ub85c, \ub610\ub294 \uc9c0\uae08\uacfc \uac19\uc740 \uc5f0\ucc29\ub959\uc774 \uc5c6\uc744 \uc218\ub3c4 \uc788\ub2e4\ub294 \uc774\uc57c\uae30\ub85c \ubc14\ub00c\uc5c8\ub294\ub370, \uc774\ub294 CPI\uac00 \uc0ac\ub78c\ub4e4\uc774 \uc6d0\ud558\ub294 \uac83\ubcf4\ub2e4 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc5b4\uca4c\uba74 \uc6b0\ub9ac\ub294 \ubcf4\uc9c0 \ubabb\ud560 \uc218\ub3c4 \uc788\uace0, \uc0ac\uc2e4 \uadf8 \ubd80\ubd84\uc740 \uc81c\uac00 \uacc4\uc18d \ub9d0\ud574\uc628 \uac83\ucc98\ub7fc \uae08\ub9ac\uac00 \ub354 \ub192\uac8c \uc720\uc9c0\ub420 \uac83\uc774\ub77c\ub294 \uc804\ubb38\uac00\ub4e4\uc758 \ucee8\uc13c\uc11c\uc2a4\uac00 \ud2c0\ub838\ub358 \ud55c \ubd80\ubd84\uc778\ub370, \uc774\uc81c \ucee8\uc13c\uc11c\uc2a4\uac00 \ub354 \ucee4\uc9c0\uace0 \uc788\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \uc6d0\ub798 \uc62c\ud574 4, 5, 6\ubc88\uc758 \uae08\ub9ac \uc778\ud558\ub97c \uc608\uc0c1\ud588\uc9c0\ub9cc \uc9c0\uae08\uc740 2\ubc88\uc73c\ub85c \uc904\uc5c8\uc9c0\ub9cc \ud68c\ubcf5\ub825\uc774 \ud6e8\uc52c \ub354 \ucee4\uc11c \uace7 \uae08\ub9ac \uc778\ud558\ub294 \uc5c6\uc744\uc9c0\ub3c4 \ubaa8\ub985\ub2c8\ub2e4.<\/p>\n\n<p>\uc9c0\uae08 \ub354 \ud070 \ub9ac\uc2a4\ud06c\ub294 \uc0ac\uc2e4 \uac70\uc2dc\uacbd\uc81c\uac00 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc0ac\uc2e4 \uc9c0\uc815\ud559\uc801\uc778 \ubb38\uc81c\uc785\ub2c8\ub2e4. \uc218\ud3c9\uc120\uc5d0 \ud68c\uc0c9 \ubc31\uc870\ub098 \uac80\uc740 \ubc31\uc870\uac00 \ubcf4\uc774\uba74 1\uc774\ub2dd\uc5d0 \ub4e4\uc5b4\uc120 \uac74\uac00\uc694?<\/p>\n\n<p>\uc9c0\uae08\uc740 \ud655\uc2e4\ud788 \ub0c9\uc804 \uc2dc\ub300\uc796\uc544\uc694, \uadf8\ub807\uc8e0? \ud55c\ucabd \ub05d\uc5d0\ub294 \ub7ec\uc2dc\uc544, \uc911\uad6d, \uc774\ub780, \ubd81\ud55c\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \ud55c\ud3b8\uc73c\ub85c\ub294 \uc11c\ubc29\uc774 \uc788\uace0, \uc778\ub3c4\ub97c \uc6b0\ub9ac \uc9c4\uc601\uc73c\ub85c \ub04c\uc5b4\ub4e4\uc77c \uc218 \uc788\uae30\ub97c \ubc14\ub77c\uc9c0\ub9cc \uc774\ubbf8 \ub300\ub9bd\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc6b0\ud06c\ub77c\uc774\ub098\uc640 \uc911\ub3d9\uc5d0\uc11c \ub728\uac70\uc6b4 \uc804\uc7c1\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\ub294\ub370, \ubb38\uc81c\ub294 \uc774\uac83\uc774 \ud655\ub300\ub420 \uac83\uc778\uac00 \ud558\ub294 \uc810\uc785\ub2c8\ub2e4. \uc911\uad6d\uc774 \ub300\ub9cc\uc744 \uce68\uacf5 \ud560 \uc218\uc788\ub294 \uc0c1\ub959 \ub2a5\ub825\uc774 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\uc9c0\ub9cc \ucd5c\uadfc\uc5d0 \ud55c \uc77c\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \ub300\ub9cc \ubd09\uc1c4\ub97c \ubca0\ud0c0 \ud14c\uc2a4\ud2b8 \ud55c \uac83\uc778\ub370, \ub300\ub9cc\uc744 \ubd09\uc1c4\ud558\uba74 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694? \uc5b4\ub5bb\uac8c \ud655\ub300\ub418\ub098\uc694?<\/p>\n\n<p>\uc624\ub298\ub0a0 \ub2e8\uae30\uc801\uc73c\ub85c \uc81c\uac00 \uc6b0\ub824\ud558\ub294 \uac70\uc2dc\uc801 \ubb38\uc81c\ub294 \uc9c0\uc815\ud559 \ubc0f \uc9c0\uc815\ud559 \ubc0f \uc0ac\uace0 \uc704\ud5d8\uc5d0 \uc758\ud574 \ub354 \ub9ce\uc774 \uc8fc\ub3c4\ub418\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uadfc\ubcf8\uc801\uc73c\ub85c \ubbf8\uad6d \ub0b4\uc5d0\uc11c \uc9c0\uc18d \ubd88\uac00\ub2a5\ud55c \uc801\uc790\uac00 \uc788\uae30\ub294 \ud558\uc9c0\ub9cc \ubd84\uba85\ud788 \ub354 \ub192\uc2b5\ub2c8\ub2e4. \uc608, \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \uc0c1\ub2f9\ud788 \uc27d\uac8c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uae08\uc740 \uace0\uce60 \uc815\uce58\uc801 \uc758\uc9c0\uac00 \uc5c6\uc9c0\ub9cc, \ub9c8\uc220 \uc9c0\ud321\uc774\ub97c \uc918\uc11c \uba87 \uac00\uc9c0\ub97c \ubc14\uafc0 \uc218 \uc788\ub2e4\uba74, \uae09\uc5ec\uc5d0 \ub300\ud55c COLA \uacc4\uc0b0\uc744 \ubc14\uafb8\uace0 \ubaa8\ub4e0 \uacf5\uc801 \uc5f0\uae08\uc744 \ubc8c\uae08 \uae30\uc5ec\ub85c \uc62e\uae30\uace0 \uc815\ub144\uc744 70\uc138, \uc801\uc5b4\ub3c4 67, 68\uc138\ub85c \ub298\ub9ac\uace0 \uae30\ub300 \uc218\uba85\uc5d0 \uc5f0\ub3d9\ud558\uba74 \uc5ec\ub7ec \uac00\uc9c0 \uc608\uc0b0 \uc801\uc790 \ubb38\uc81c\ub97c \ubaa8\ub450 \ud574\uacb0\ud558\uace0 \uc194\uc9c1\ud788 \uc11c\uad6c \uc804\ubc18\uc5d0\uc11c \uc804\ubc18\uc801\uc73c\ub85c \ud574\uacb0\ud588\uc744 \uac83\uc785\ub2c8\ub2e4. \ub2e4\ub978 \ud1b5\ud654, \uc608\ub97c \ub4e4\uc5b4 \uc720\ub85c\ud654\uc5d0 \ube44\ud574 \ub2ec\ub7ec\uac00 \ud604\uc7ac\ub85c\uc11c\ub294 \ud6e8\uc52c \ub354 \uc548\uc804\ud574 \ubcf4\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uc2a4\uc640 \ub2e4\ub978 \uad6d\uac00\ub294 \ub9d0\ud560 \uac83\ub3c4 \uc5c6\uace0 \uc774\ud0c8\ub9ac\uc544\uc758 \uacf5\uacf5 \ubd80\ucc44 \uc0c1\ud669\uc744 \ubcf4\uba74 \uc0c1\ud669\uc774 \ud6e8\uc52c \ub354 \uc2ec\uac01\ud574 \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uac70\uc2dc\uc801 \uc6b0\ub824\ub294 \ud765\ubbf8\ub86d\uac8c\ub3c4 \uc0ac\ub77c\uc9c4 \uac83\uc774 \uc544\ub2c8\ub77c \uc9c0\uc815\ud559\uc801 \uc6b0\ub824\uc5d0 \ubc00\ub824 \ubd80\ucc28\uc801\uc778 \ubb38\uc81c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uac70\uc2dc\uacbd\uc81c\ubcf4\ub2e4 \uc9c0\uc815\ud559\uc801 \ubb38\uc81c\uac00 \ub354 \uc2dc\uae09\ud55c \ubb38\uc81c\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \ubc29\uc704 \uae30\uc220\uacfc \ubbf8\uad6d\uc758 \uad6d\uac00 \uc548\ubcf4 \ubc0f \uc9c0\uc815\ud559\uc801 \uc704\ud611\uc5d0 \uae4a\uc774 \uad00\uc5ec\ud558\ub294 \ud314\ub780\ud2f0\uc5b4\uc5d0 \ud22c\uc790\ud558\uc9c0 \uc54a\uc558\uac70\ub098 \uc9c0\uae08\ub3c4 \ud22c\uc790\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \ub9d0\uc500\ud558\uc2e0 \uac83\uc73c\ub85c \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud314\ub780\ud2f0\uc5b4\ub098 \ub2e4\ub978 \ud68c\uc0ac\uc758 \ud22c\uc790\uc790\ub85c\uc11c \uc774 \uae00\uc744 \uc77d\ub294 \uc0ac\ub78c, \uc2e0\ubb38\uc744 \uc77d\uace0 \ud314\ub85c\uc6b0\ud558\uace0 \uc788\uc9c0\ub9cc \uacbd\ud5d8\uc774 \uc5c6\ub294 \uc0ac\ub78c\uc774 \ubaa8\ub97c \uc218 \uc788\ub294 \uac83\uc774 \uc788\ub098\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \uc800\ub294 \ud314\ub780\ud2f0\ub974\uac00 \ube44\uacf5\uac1c\uc600\uc744 \ub54c \ud22c\uc790\uc790\ub85c \ucc38\uc5ec\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0 \ub2e4\uc74c \ucc3d\uc5c5\uc790\uc5d0\uac8c \uc811\uadfc\ud558\ub294 \uac83\uc744 \uc120\ud638\ud588\uc2b5\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uae30\uc5c5\uc774 \uc0c1\uc7a5\ud558\uba74 \ub2f9\uc5f0\ud788 \uacf5\uac1c \uc2dc\uc7a5 \uc815\ubcf4\uc5d0\ub9cc \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud2b9\uad8c \uc561\uc138\uc2a4 \uad8c\ud55c\uc744 \uc783\uac8c \ub41c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ub294 \uc694\uc998 \ud22c\uc790\uc5d0 \ub354 \uad00\uc2ec\uc774 \ub9ce\uc544\uc11c \uc0c1\uc7a5 \uc8fc\uc2dd\uc744 \ubaa8\ub450 \ud314\uc558\uace0, \ubcf4\ud1b5 \ub77d\uc5c5\uc774 \ub9cc\ub8cc\ub418\uba74 \ud68c\uc0ac\uac00 \uc0c1\uc7a5\ub418\uace0 6\uac1c\uc6d4 \ub3d9\uc548 \ub77d\uc5c5\ub41c \ud6c4 \ub9e4\uac01\ud569\ub2c8\ub2e4. \ud604\uc7ac \uc81c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0\uc11c \ubc29\uc704 \uc0b0\uc5c5 \uae30\uc220 \ubd84\uc57c\uc5d0\uc11c \uac00\uc7a5 \ud765\ubbf8\ub85c\uc6b4 \ud22c\uc790\ub294 \uc548\ub450\ub9b4(A-N-D-U-R-I-L)\uc774\ub77c\ub294 \ud68c\uc0ac\uc785\ub2c8\ub2e4. \ub4e4\uc5b4\ubcf4\uc168\uc744\uc9c0 \ubaa8\ub974\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7f0 \uac83 \uac19\uc544\uc694. \uadf8\ub4e4\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \ub85d\ud788\ub4dc \ub9c8\ud2f4, \ub808\uc774\uc2dc\uc628 \ub4f1 \uc804 \uc138\uacc4\uc758 \uc8fc\uacc4\uc57d\uc790, \uc989 \uc815\ubd80 \uc0ac\uc5c5\uc758 \ubc29\uc704 \uacc4\uc57d\uc790\ub97c \uc7ac\ucc3d\uc870\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc65c\ub0d0\ud558\uba74 \uc774\ub4e4\uc740 \ubbf8\uce5c \ube44\uc6a9 \uad6c\uc870\ub97c \uac00\uc9c0\uace0 \uc788\uac70\ub098 \ud6a8\uc728\uc801\uc774\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \ud604\ub300\uc801\uc774\uace0, \uac00\ubccd\uace0, \uc790\ubcf8 \ud6a8\uc728\uc801\uc774\uba70, \ube60\ub974\uac8c \uc6c0\uc9c1\uc774\uace0, \uae30\uc220\uc744 \uc120\ub3c4\ud558\ub294 \uacc4\uc57d\uc5c5\uccb4\ub97c \uad6c\ucd95\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uacc4\uc57d\uc744 \uccb4\uacb0\ud558\ub294 \ub370 \uc131\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \uc218\uc911, \uacf5\uc911, \ubc29\uc704 \ub4f1\uc758 \ubd84\uc57c\uc5d0\uc11c \ub180\ub77c\uc6b4 \uc790\uc728 \uc8fc\ud589 \ucc28\ub7c9\uc744 \ub9cc\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\ub294 \ub370 \uc131\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud655\uc2e4\ud788 \uad6d\ubc29 \uae30\uc220\uc774 \ud06c\uac8c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\uc815\ud559\uc801 \ubd84\uc11d\uc774\ub098 \uc804\ubb38 \uc9c0\uc2dd\uc774 \uc788\uc5b4\uc11c \uc5ec\ub7ec \uadf8\ub8f9\uc5d0 \uac00\uc785\ud588\ub294\ub370, \ub2e4\ub978 \uac83\ubcf4\ub2e4 \uc9c0\uc801 \ud638\uae30\uc2ec\uc5d0 \uac00\uae5d\uc9c0\ub9cc \uc5d0\ub974\uace0, E-R-G-O\ub77c\ub294 \uadf8\ub8f9\uc774 \uc788\ub294\ub370, \ubbf8\uad6d \uc815\ubcf4 \uc694\uc6d0, CIA \ub4f1 \ucd9c\uc2e0\uc73c\ub85c \uc8fc\ub85c \uae00\ub85c\ubc8c \ub9e4\ud06c\ub85c \ube44\uc988\ub2c8\uc2a4\uc5d0\uc11c \uac70\ub798\ud558\ub294 \ud5e4\uc9c0 \ud380\ub4dc\ub97c \uc704\ud55c \uc790\ubb38 \uc0ac\uc5c5\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4, \ud558\uc9c0\ub9cc \uc800\ucc98\ub7fc \uc774 \ubd84\uc57c\uc5d0 \ub300\ud574 \uc9c0\uc801\uc73c\ub85c \ud638\uae30\uc2ec\uc774 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \uc815\ubcf4 \ubd84\uc11d\uac00, \uad6d\ubc29 \ubd84\uc11d\uac00, \uadf8\ub9ac\uace0 \ub2e4\uc591\ud55c \uc120\uac70\uc5d0\uc11c \uc9c0\uc815\ud559\uc801 \uc0ac\uac74\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubaa8\ub4e0 \uc77c\uc5d0 \ub300\ud574 \uc758\uacac\uc744 \uc81c\uc2dc\ud558\uace0 \uc2e4\uc81c\ub85c \uacb0\uacfc\ub97c \ud655\ub960\ub85c \uc81c\uc2dc\ud558\ub294 \uc0ac\ub78c\ub4e4\ub85c\ubd80\ud130 \ub3c5\uc810\uc801\uc73c\ub85c \uc811\uadfc \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ub294 \uc9c0\uc801 \ud638\uae30\uc2ec\uc5d0\uc11c \ud558\ub294 \uc77c\uc785\ub2c8\ub2e4. \ud22c\uc790 \ucabd\uc5d0\uc11c \uc81c\uac00 \ud558\ub294 \uc77c\uc740 \ubcc0\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uce21\uba74\uc5d0\uc11c \uc800\ub294 \ubcf8\uc9c8\uc801\uc73c\ub85c \ub514\ud50c\ub808\uc774\uc158\uc744 \uc720\ubc1c\ud558\ub294 \uae30\uc220\uc774 \uc804 \uc138\uacc4 \ub300\ubd80\ubd84\uc758 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub2e4\uace0 \ubbff\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc81c\uac00 \ud22c\uc790\uc790\uc774\uc790 \ucc3d\uc5c5\uc790\ub85c\uc11c \uae30\uc220 \ubd84\uc57c\uc5d0 \uc885\uc0ac\ud558\ub294 \uc774\uc720\ub294 \uae30\ud68c\uc758 \ubd88\ud3c9\ub4f1, \uae30\ud6c4 \ubcc0\ud654, \uc2e0\uccb4\uc801 \uc815\uc2e0\uc801 \uc6f0\ube59\uc758 \uc704\uae30\ub77c\ub294 \uce21\uba74\uc5d0\uc11c \ubb38\uc81c\ub97c \ubcf4\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uae30\ud6c4 \ubcc0\ud654\uc640 \uac19\uc740 \ubd80\uc815\uc801 \uc678\ubd80\ud6a8\uacfc\uac00 \uc804 \uc138\uacc4\uc801\uc778 \ubb38\uc81c\uc778 \uacbd\uc6b0\uac00 \ub9ce\uae30 \ub54c\ubb38\uc5d0 \uc815\ucc45 \uc785\uc548\uc790\ub4e4\uc740 \uad6c\uc870\uc801\uc73c\ub85c \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \ub2a5\ub825\uc774 \uc5c6\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc800\ub294 \uc774\ub7ec\ud55c \uac01 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ud655\uc7a5 \uac00\ub2a5\ud55c \uc601\ub9ac \uc194\ub8e8\uc158\uc5d0 \uc790\uae08\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc800\ub294 \uc774 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 11\uac1c \ud68c\uc0ac\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc815\ud559\uc801 \ud658\uacbd\uacfc \uc815\uce58\uc801 \ud658\uacbd\uacfc \uc0c1\uad00\uc5c6\uc774 \uc800\ub294 \uc81c \ubaa8\ub378\uc5d0 \ub300\ud55c \ud53c\ub85c\uac10\uc73c\ub85c \ubc1b\uc544\ub4e4\uc785\ub2c8\ub2e4. \uc81c\uac00 \uc774 \uc77c\uc744 \uacc4\uc18d\ud558\ub294 \uc774\uc720\ub294 \uccab\uc9f8, \uc218\uc775\uc131\uc774 \ub9e4\uc6b0 \ub192\uae30 \ub54c\ubb38\uc774\uace0, \ub458\uc9f8, \ub354 \uc911\uc694\ud558\uace0 \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uc774 \uc77c\uc744 \ud558\ub294 \uac83\uc774 \uc633\uc740 \uc77c\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ub294 20\ub144 \uc804\uc5d0 \uc740\ud1f4\ud588\uc9c0\ub9cc \uc0ac\uba85\uac10\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804 \uc138\uacc4\uc758 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4. \ub514\ud50c\ub808\uc774\uc158\uc744 \uadf9\ubcf5\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc740 \uae30\uc220\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc0ac\uc2e4, \uc774\ub294 \ubbf8\uad6d\uc5d0\uc11c \ubc1c\uc0dd\ud558\uace0 \uc788\ub294 \uc778\ud50c\ub808\uc774\uc158 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uce74\ud14c\uace0\ub9ac\ub97c \uc0b4\ud3b4\ubcf4\uba74 \uae30\uc220\uc774 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4\uba74 \ub514\ud50c\ub808\uc774\uc158\uc774 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\ub09c 40\ub144 \ub3d9\uc548 \ucef4\ud4e8\ud130, \ud734\ub300\ud3f0\uc758 \ud488\uc9c8\uacfc \uc131\ub2a5\uc740 \ubb3c\ub860 \ud0dc\uc591\uc804\uc9c0 \ud328\ub110, \ubc30\ud130\ub9ac\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud0dc\uc591\uad11 \ud328\ub110\uc740 \uc9c0\ub09c 40\ub144 \ub3d9\uc548 \ub9e4 10\ub144\ub9c8\ub2e4 \uac00\uaca9\uc774 10\uc73c\ub85c \ub098\ub258\uc5b4\uc838 \uc654\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uac00\uaca9 \uc778\ud558\ubd84\uc744 10,000\uc73c\ub85c \ub098\ub208 \uac12\uc785\ub2c8\ub2e4. 1991\ub144 \uc774\ud6c4 \ubc30\ud130\ub9ac \uac00\uaca9\uc744 42\ub85c \ub098\ub208 \uac12\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc2e4\uc81c\ub85c 1\ub144 \ub9cc\uc5d0 50% \ud558\ub77d\ud588\ub294\ub370, \ub300\ubd80\ubd84 \uacfc\uc789 \uc0dd\uc0b0\uc73c\ub85c \uc778\ud55c \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc911\uad6d\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \ub9e4\uc6b0 \ube60\ub974\uac8c \uac10\uc18c\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc6b0\ub9ac\uac00 \uae30\ud6c4 \ubcc0\ud654\uc5d0 \ub300\ud55c \uae30\uc220\uc801 \ud574\uacb0\ucc45, \uc989 \uce5c\ud658\uacbd \uc194\ub8e8\uc158\uc744 \uac16\uac8c \ub420 \uac83\uc784\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. \uc5d0\ub974\uace0\ub098 \ub2d0 \ud37c\uac70\uc2a8 \ubaa8\uc784\uc774\ub098 \ub300\ud654\uc778 \uadf8\ub9b0 \ub9e8\ud2c0\uacfc \uac19\uc740 \uc9c0\uc815\ud559\uc801 \uc774\uc288\ub97c \ub530\ub77c\uac00\uae34 \ud558\uc9c0\ub9cc, \uad81\uadf9\uc801\uc778 \uc758\uc0ac \uacb0\uc815\uc5d0\ub294 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ub294 \uae30\uc220\uc744 \ud65c\uc6a9\ud574 \uc804 \uc138\uacc4\uc758 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \uc9c0\uc815\ud559\uc801 \uc0c1\ud669\uacfc \uad00\uacc4\uc5c6\uc774 \ud56d\uc0c1 \uae30\uc220\uc5d0 \ud22c\uc790\ud560 \uac83\uc774\uc9c0\ub9cc, \uadf8 \ud22c\uc790\uac00 \uc5b4\ub514\uc5d0 \uc774\ub8e8\uc5b4\uc9c0\ub290\ub0d0\uc5d0 \ub530\ub77c \uc601\ud5a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud55c\uc9c0 \ubaa8\ub974\uaca0\uc9c0\ub9cc \uc704\ud0a4\ud53c\ub514\uc544\uc5d0 \ub530\ub974\uba74 \uc57d 70%\uac00 \ubbf8\uad6d\uc5d0, 30%\uac00 \ube0c\ub77c\uc9c8, \ud504\ub791\uc2a4, \ub3c5\uc77c, \uc601\uad6d, \ub7ec\uc2dc\uc544, \uc911\uad6d, \ud130\ud0a4\ub97c \ud3ec\ud568\ud55c \ub098\uba38\uc9c0 \uad6d\uac00\uc5d0 \ud22c\uc790\ud588\ub2e4\uace0 \ud569\ub2c8\ub2e4(\uc815\ud655\ud55c\uc9c0 \ubaa8\ub974\uaca0\uc9c0\ub9cc \uc815\uc815\ud574 \uc8fc\uc138\uc694). \uc9c0\uc815\ud559\uc801 \uc0c1\ud669, \uc704\ud611\uc5d0 \ub300\ud55c \uc778\uc2dd, \uc54c\ub9ac\ubc14\ubc14\uc5d0 \ub300\ud55c \ud22c\uc790, \ubd84\uba85\ud788 \uc911\uad6d\uc5d0 \ub300\ud55c \ud22c\uc790\uac00 \uc788\uc5c8\uc2b5\ub2c8\uae4c?<\/p>\n\n<p>\uc9c0\uae08 \uc5ec\ub7ec\ubd84\uc5d0\uac8c \uc54c\ub9ac\ubc14\ubc14\ub9cc\ud07c \uc720\ub9dd\ud55c \uae30\ud68c\ub97c \ubc1c\uacac\ud588\ub2e4\uba74, \uadf8 \uae30\ud68c\uac00 \uc54c\ub9ac\ubc14\ubc14\ub9cc\ud07c \uc131\uacf5\ud560 \uc904\uc740 \ubab0\ub790\uc9c0\ub9cc \uacfc\uac70\uc5d0 \uc54c\ub9ac\ubc14\ubc14\ub97c \ubcf4\uc558\uc744 \ub54c\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub9e4\ub825\uc801\uc774\uace0 \ub9e4\ub825\uc801\uc73c\ub85c \ub290\uaef4\uc84c\uc744 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub798\ub3c4 \ud22c\uc790\ub97c \ud558\uc2dc\uaca0\uc2b5\ub2c8\uae4c, \uc544\ub2c8\uba74 \uc9c0\uc815\ud559\uc801 \uc0c1\ud669\uc774 \uc218\ud45c\ub97c \uc4f0\ub294 \uac83\uc744 \ub2e4\uc2dc \uc0dd\uac01\ud560 \ub9cc\ud07c \ucda9\ubd84\ud788 \ub054\ucc0d\ud55c \uc0c1\ud669\uc785\ub2c8\uae4c? \ub610\ud55c \ub7ec\uc2dc\uc544\uc5d0 \ub300\ud55c \uc9c8\ubb38\ub3c4 \ud560 \uc218 \uc788\ub294\ub370, \uc774\uc5d0 \ub300\ud55c \ub2f5\ubcc0\uc740 \ub2f9\uc5f0\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \uc0ac\uc2e4 \ub9de\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uc9c0\uc5ed\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, \ud22c\uc790 \uc9c0\uc5ed\uc758 \ub300\ubd80\ubd84\uc740 \ubbf8\uad6d\uacfc \uc11c\uc720\ub7fd\uc774\uc9c0\ub9cc \ud130\ud0a4, \ub7ec\uc2dc\uc544, \uc911\uad6d\uc5d0\ub3c4 \uacf5\uaca9\uc801\uc73c\ub85c \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc815\ud559\uc801 \uc774\uc720\ub85c, \uc644\uc804\ud788 \ub2e4\ub978 \uc774\uc720\ub85c \uc800\ub294 \uc138 \uacf3 \ubaa8\ub450\uc5d0\uc11c \uba40\ub9ac \ub5a8\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud478\ud2f4\uc774 \ud06c\ub9bc\ubc18\ub3c4\ub97c \uce68\uacf5\ud558\uae30\ub85c \uacb0\uc815\ud55c \ud6c4 \ub7ec\uc2dc\uc544\ub97c \ub9c9\uc558\uc73c\ub2c8 2014\ub144\uacfc \ube44\uc2b7\ud558\ub2e4\uace0 \uc0dd\uac01\ud574\uc694. \uc6b0\ub9ac\ub294 \uadf8\uacf3\uc5d0\uc11c \ud2b9\ubcc4\ud55c \ud68c\uc0ac\uc758 \ud22c\uc790\uc790\uc600\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc911\uad6d\uc758 \uc54c\ub9ac\ubc14\ubc14\uc640 \uac19\uc740 B2B \uc2dc\uc7a5\uc744 \uac00\uc9c0\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud0c0\uc774\uac70 \uc778\ubca0\uc2a4\ud130\uac00 \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \uadf8\ub4e4\uc740 \uac81\uc744 \uba39\uc5c8\uace0, \ub2f9\uc5f0\ud788 \uac81\uc744 \uba39\uc5c8\uc2b5\ub2c8\ub2e4. \uac11\uc790\uae30 10\uc5b5 \ub2ec\ub7ec\uc758 \uac00\uce58\uac00 \uc788\ub358 \ud68c\uc0ac\uac00 \ub354 \uc774\uc0c1 \ud22c\uc790\uc790\uac00 \uc5c6\uc5c8\uace0, \uc5b4\ub5a4 \uacfc\ub450\uc9c0\ubc30\uc790\uac00 \ub545\ucf69\uc744 \ubc1b\uace0 \ud68c\uc0ac\ub97c \uc778\uc218\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc6b0\ub9ac\ub294 \ub354 \uc774\uc0c1 \ub7ec\uc2dc\uc544\uc5d0 \ud22c\uc790\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc911\uad6d\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uc870\ud06c\ub9c8\uac00 \uba87 \ub2ec \ub3d9\uc548 \uc0ac\ub77c\uc9c4 \ud6c4 \uc800\ub294 \ubca0\uc774\uc9d5 \uc0ac\ubc94\ub300\ud559\uc5d0\uc11c \uc911\uad6d\uc5b4\ub97c \uacf5\ubd80\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ub294 \uc911\uad6d\uc744 \uc0ac\ub791\ud569\ub2c8\ub2e4. \uc800\ub294 10\uc5b5 \uba85\uc758 \uc0ac\ub78c\ub4e4\uc744 \ube48\uace4\uc5d0\uc11c \ubc97\uc5b4\ub098\uac8c \ud55c \uc774\uc57c\uae30\ub97c \uc88b\uc544\ud569\ub2c8\ub2e4. \ub369\uc0e4\uc624\ud551\uc740 \uc911\uad6d \ud604\ub300\ud654\ub97c \uc704\ud574 \ud55c \uc77c\uc774\ub77c\ub294 \uc810\uc5d0\uc11c \uc800\uc758 \uc601\uc6c5 \uc911 \ud55c \uba85\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub3c5\uc7ac\uc640 \ub3c5\uc7ac \uccb4\uc81c\uc758 \ubb38\uc81c\uc810\uc740 \ub3c5\uc7ac\uc790\ub9cc\ud07c\ub9cc \uc798\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc544\uc6b0\uad6c\uc2a4\ud22c\uc2a4\ub098 \ub9c8\ub974\ucfe0\uc2a4 \uc544\uc6b0\ub810\ub9ac\uc6b0\uc2a4, \ud2b8\ub77c\uc57c\ub204\uc2a4\ub3c4 \uc788\uc5c8\uc9c0\ub9cc \ucf64\ubaa8\ub450\uc2a4\uc640 \ub124\ub85c\ub3c4 \uc788\uc5c8\ub358 \ub85c\ub9c8 \uc81c\uad6d\uc5d0\uc11c\ub3c4 \ubd84\uba85\ud788 \ubcf4\uc168\uc744 \uac81\ub2c8\ub2e4. \ub369\uc0e4\uc624\ud551\uc744 \uc88b\uc544\ud558\ub294 \ub9cc\ud07c \uc2dc\uc9c4\ud551\uc740 \ud3c9\uc18c\uc5d0\ub294 \ubb34\ub2a5\ud558\uc9c0\ub9cc \uc704\ud5d8\ud558\uace0 \uc138\uacc4\uc5d0 \uc704\ud5d8\ud55c \uc778\ubb3c\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub294 \uad6d\uac00\uc758 \ud798\uc774 \uc5b4\ub514\uc5d0\uc11c \uc624\ub294\uc9c0\uc5d0 \ub300\ud574 \uc798\ubabb\ub41c \uacac\ud574\ub97c \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \ud478\ud2f4\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\ub77c\uace0 \uc0dd\uac01\ud558\uba70 \ub369\uc0e4\uc624\ud551\uacfc \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \ud55c \uc77c\uc758 \uc720\uc0b0\uc744 \ubbff\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \ub369\uc0e4\uc624\ud551 \uac19\uc740 \uc778\ubb3c\uc774 \uc624\ub298\ub0a0 \uc911\uad6d\uc5d0\uc11c \uc9d1\uad8c\ud588\ub2e4\uba74 \uc9c0\uae08\uacfc \uac19\uc740 \ub0c9\uc804\uacfc \ubbf8\uc911 \uac04 \uac08\ub4f1\uc740 \uc5c6\uc5c8\uc744 \uac83\uc774\uace0, \uc624\ud788\ub824 \ud6e8\uc52c \ub354 \ub098\uc740 \uacf5\uc874\uc744 \uc774\ub8f0 \uc218 \uc788\uc5c8\uc744 \uac83\uc774\ub77c\uace0 \uc800\ub294 \uc9c4\uc2ec\uc73c\ub85c \ubbff\uc2b5\ub2c8\ub2e4. \uc2dc\uc9c4\ud551\uc740 \uc800\uc640 \uc815\uba74\uc73c\ub85c \uc0c1\ucda9\ub418\ub294 \uc138\uacc4\uad00\uc744 \uac00\uc9c0\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc800\ub294 \ub354 \uc774\uc0c1 \uc911\uad6d\uc5d0 \ud22c\uc790\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\uc5d0\uac8c \ud130\ud0a4 \uc5d0\ub974\ub3c4\uc548\uc740 \uc544\ud0c0\ud280\ub974\ud06c\uc758 \uc720\uc0b0\uc744 \uce68\ud574\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc544\ud0c0\ud280\ub974\ud06c\ub294 20\uc138\uae30\uc758 \uc704\ub300\ud55c \uc815\uce58\uac00 \uc911 \ud55c \uba85\uc785\ub2c8\ub2e4. \uc800\ub294 \uadf8\uac00 \ud130\ud0a4\ub97c \uac1c\ud601\ud558\uace0 \ud604\ub300\ud654\ud55c \uacfc\uc815\uc774 \uc815\ub9d0 \ub9c8\uc74c\uc5d0 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc5d0\ub974\ub3c4\uc548\uc740 \uc815\uce58\uc801 \uad00\uc810\uc5d0\uc11c\ub3c4 \uadf8\ub807\uc9c0\ub9cc, \uc194\uc9c1\ud788 \uac70\uc2dc\uc801 \uad00\uc810\uc5d0\uc11c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uadf8\ub294 \ud654\ud3d0\ub97c \ub354 \ub9ce\uc774 \ucc0d\uc5b4\ub0b4\uba74 \uc778\ud50c\ub808\uc774\uc158\uc774 \uc904\uc5b4\ub4e0\ub2e4\uace0 \ubbff\uc2b5\ub2c8\ub2e4. \ud1b5\ud654\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc774 \uc5b4\ub514\uc5d0 \uc788\ub294\uc9c0 \uc0b4\ud3b4\ubd24\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc6b0\ub9ac\ub294 \ud130\ud0a4\uc758 \uc544\ub9c8\uc874\uacfc\ub3c4 \uac19\uc740 \ud2b8\ub80c\ub458\uacfc \uac19\uc740 \ud68c\uc0ac\uc5d0 \ud2b9\ubcc4\ud558\uac8c \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uadf8 \uc815\ub3c4\uc758 \uc778\ud50c\ub808\uc774\uc158\uc774 \ubc1c\uc0dd\ud558\uba74 \ub9ac\ub77c\ud654 \uac00\uce58\uac00 \ub5a8\uc5b4\uc9c0\uae30 \ub54c\ubb38\uc5d0 \ub2ec\ub7ec \uae30\uc900\uc73c\ub85c \uc218\uc775\uc744 \ub298\ub9ac\ub354\ub77c\ub3c4 \uad81\uadf9\uc801\uc73c\ub85c \uc218\uc775\uc774 \uc904\uc5b4\ub4e4\uac8c \ub41c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ub2ec\ub7ec \uae30\uc900\uc73c\ub85c \uc804\ub144 \ub300\ube44 \ub9e4\ucd9c\uc774 \ub450 \ubc30\ub85c \uc99d\uac00\ud558\ub354\ub77c\ub3c4 \ud1b5\ud654 \uac00\uce58 \ud558\ub77d\uc774 \ub354 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ub294 \ud22c\uc790\ud560 \uacf3\uc744 \uacb0\uc815\ud560 \ub54c \uc9c0\uc815\ud559\uc801 \ub80c\uc988\ub97c \uc0ac\uc6a9\ud558\uba70, \uadf8 \ub9d0\uc774 \ub9de\uc2b5\ub2c8\ub2e4. \uc800\ub294 \ud604\uc7ac \uc774 \uc138 \ub098\ub77c\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc911\uad6d, \ub7ec\uc2dc\uc544, \ud130\ud0a4\ub97c \uae30\ud53c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uac10\uc0ac\ud569\ub2c8\ub2e4. \uc55e\uc11c \ubca4\ucc98 \uce90\ud53c\ud0c8 \uc5c5\uacc4\uc5d0 \uc9c4\ucd9c\ud55c \ud2b9\uc815 \ud22c\uc790\uc790\ub97c \uc5b8\uae09\ud558\uc168\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud0c0\uc774\uac70 \uae00\ub85c\ubc8c, CO2\ub77c\uace0 \ud558\uc168\uc8e0? \uc800\ub294 \uc774\uac83\uc744 \ud5e4\uc9c0 \ud380\ub4dc\ub77c\uace0 \uc0dd\uac01\ud558\ub294\ub370, \uc804\ud1b5\uc801\uc73c\ub85c \ubca4\ucc98 \uce90\ud53c\ud0c8\uc774 \uc544\ub2cc \uac70\uc2dc \uacbd\uc81c\uc5d0 \ubca0\ud305\ud558\ub294 \ub871\uc20f \ud5e4\uc9c0 \ud380\ub4dc\ub97c \uc6b4\uc6a9\ud588\uc9c0\ub9cc \ub098\uc911\uc5d0 \ubca4\ucc98 \uce90\ud53c\ud0c8\uc5d0 \uc9c4\ucd9c\ud588\uace0, \ub2f9\uc2e0\uc740 \uadf8\uac83\uc744 \uc554\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc81c \uc0dd\uac01\uc5d0 \uadf8\ub4e4\uc740 \ub9ce\uc740 \uc2e4\uc0ac\ub97c \ud558\uc9c0 \uc54a\uace0 \uc218\ud45c\ub97c \uc37c\uace0, \uadf8\ub4e4\uc740 \uad00\uad11\uac1d\uc774 \uc544\ub2c8\ub77c \ub0b4 \ub9d0, \uc989 \ub0b4 \ub9d0\uc774\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc9c0\ub09c 10\ub144\uac04 \ubca4\ucc98 \uce90\ud53c\ud0c8 \uc5c5\uacc4\uc5d0 \uc9c4\ucd9c\ud558\ub294 \uac83\uc744 \uc5b4\ub5bb\uac8c \uc9c0\ucf1c\ubcf4\uc168\ub294\uc9c0 \uc54c\ub824\uc8fc\uc138\uc694. 2020\ub144\uacfc 2021\ub144 \ubc84\ube14 \uc774\uc288 \ubc38\ub958\uc5d0\uc774\uc158\uc774 \uc815\uc810\uc5d0 \ub2ec\ud588\uc744 \ub54c \uc774\ub4e4\uc774 \uc5b4\ub5a4 \uc5ed\ud560\uc744 \ud588\uace0, \uc9c0\uae08\uc740 \uc5b4\ub5a4 \uc704\uce58\uc5d0 \uc788\ub294\uc9c0 \uc880 \ub354 \uc790\uc138\ud788 \uc54c\ub824\uc8fc\uc138\uc694. \uc544\uc9c1\ub3c4 \uc218\ud45c\ub97c \uc4f0\uace0 \uc788\ub098\uc694?<\/p>\n\n<p>\uc801\uc5b4\ub450\uc5c8\ub098\uc694? \uad50\ud6c8\uc744 \uc5bb\uc5c8\ub098\uc694, \uc544\ub2c8\uba74 \ubb34\uc2a8 \uc77c\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\ub294 \uac74\uac00\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uc6b0\uc120, \uc774\ub4e4 \uc911 \uc0c1\ub2f9\uc218\ub294 \uc774\uc804\uc5d0 \uae30\uc220 \ubd84\uc57c\uc5d0 \ud22c\uc790\ud588\ub358 \uc0ac\ub78c\ub4e4\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc5d0\uac8c\ub294 \uc5ed\uc0ac\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ubc84\ube14 \uc2dc\uc808, \uc989 21 \ubc84\ube14\uc774 \uc77c\uc5b4\ub0ac\uc744 \ub54c \uac00\uaca9\uc774 \ub9ce\uc774 \uc62c\ub790\uc744 \ubfd0\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uac00\uc7a5 \uacf5\uc815\ud55c \ub0a0\uc528\uc5d0 \ud22c\uc790\ud55c \uc0ac\ub78c\ub4e4\uc740 \uc2e4\uc81c\ub85c \ud06c\ub85c\uc2a4\uc624\ubc84 \ud22c\uc790\uc790\ub4e4\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \uacf5\uac1c \uc2dc\uc7a5\uc774\uae30 \ub54c\ubb38\uc5d0 \ub192\uc740 \ubc38\ub958\uc5d0\uc774\uc158\uc73c\ub85c \ub2a6\uac8c \ube44\uacf5\uac1c\ub85c \ub4e4\uc5b4\uc624\ub294 \uac83\uc774\uace0, \uc5ec\ub7ec\ubd84\uc774 \uc0c1\uc7a5\ud560 \ub54c \uc800\ud76c\ub294 \uc5ec\ub7ec\ubd84\uc758 \ud22c\uc790\uc790\uac00 \ub420 \uac83\uc774\uace0, \uc800\ud76c\ub294 \uacf5\uac1c \uc2dc\uc7a5 \ud22c\uc790\uc790\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uadf8\ub4e4\uc774 \ubbfc\uac04 \uc2dc\uc7a5\uc758 \uc791\ub3d9 \ubc29\uc2dd\uc744 \uc774\ud574\ud558\uc9c0 \ubabb\ud588\uace0, \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc774 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc2dc\uc7a5\uc774 \ubc14\ub00c\uace0 \uacf5\uac1c \uc2dc\uc7a5\ub3c4 \ubc14\ub00c\uc790 \ub300\ubd80\ubd84 \ub5a0\ub0ac\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \uc77c\ubc18\uc801\uc73c\ub85c \ud50c\ub808\uc774\ud558\ub294 \uacf3\ubcf4\ub2e4 \ud6e8\uc52c \ub2a6\uc740 \uc2dc\uac04\ub300\uc774\uae30 \ub54c\ubb38\uc5d0 \uc790\uc138\ud788 \ub530\ub77c\uac00\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \ud68c\uc0ac\uc5d0\uc11c \ubc14\uc774\uc5b4\ub85c \uc77c\ud588\uc2b5\ub2c8\ub2e4. \ubc38\ub958\uc5d0\uc774\uc158\uc774 \ub108\ubb34 \ub192\uace0, \uc0c8\ub85c\uc6b4 \uacbd\uc0ac\ub85c\uac00 \uc0dd\uacbc\ub294\ub370 \uc138\ucee8\ub354\ub9ac\ub97c \ud560 \uc218 \uc5c6\uc744\uae4c \ud558\ub294 \uacbd\uc6b0\uac00 \uc885\uc885 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub4e4\uc740 \ub354 \ub9ce\uc740 \uc9c0\ubd84\uc744 \uc18c\uc720\ud558\uace0 \uc2f6\uc5b4 \ud588\uc9c0\ub9cc, \uc6b0\ub9ac\uc758 \ud560\ub2f9\ub7c9 \ub300\uc2e0 \uc18c\ud504\ud2b8\ubc45\ud06c\uc640 \ud0c0\uc774\uac70\ucc98\ub7fc \uc11c\ub85c \uacbd\uc7c1\ud558\uace0 \uc788\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc6b0\ub9ac\ub294 \uadf8\ub4e4\uc5d0\uac8c \uc6b0\ub9ac\uc758 \uc9c0\ubd84\uc744 \ud314 \uc218 \uc788\ub294 \uc785\uc7a5\uc774 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4. \ucca0\uc218\ud588\ub294\uc9c0\ub294 \ubaa8\ub974\uaca0\uc9c0\ub9cc \ud655\uc2e4\ud788 \uc6b4\uc601\uc744 \ucd95\uc18c\ud588\uace0, \ub2e4\uc2dc \ubc1c\uc744 \ub2f4\uadf8\uace0 \uc788\uc744\uc9c0\ub3c4 \ubaa8\ub974\uc9c0\ub9cc \uc194\uc9c1\ud788 \ub9d0\ud574\uc11c \uc800\ub294 \ub530\ub77c\uac00\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \uc18c\ud504\ud2b8\ubc45\ud06c\ub294 \ud1b5\ud569\ub41c \uc9c0\uc624\uc2a4\uc5d0 \ub300\ud574 \ub2e4\ub978 \ud380\ub4dc\ub97c \uac00\uc9c0\uace0 \uc788\uae30\ub294 \ud558\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc870\uae08\uc740 \ud65c\ubc1c\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud604\uc7ac \ubca4\ucc98 \uc5c5\uacc4\ub294 \uc5ec\uc804\ud788 \uc704\ucd95\uae30\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ub9d0\uc500\ub4dc\ub838\ub4ef\uc774 \ubca4\ucc98 \ucabd\uc740 \uc5ec\uc804\ud788 \ucd5c\uace0\uc810\uc5d0\uc11c \ucd5c\uc800\uc810\uae4c\uc9c0 70%\uac00 \ud558\ub77d\ud588\uace0, \ub9ce\uc740 LP\uac00 \uc5ec\uc804\ud788 \ubca4\ucc98\uc640 \uc0ac\ubaa8\uc5d0 \uacfc\ub3c4\ud558\uac8c \ubc30\ubd84\ub418\uc5b4 \uc788\uc5b4 \uc790\uae08 \uc870\ub2ec\uc774 \uc5b4\ub835\uace0, \uacb0\uacfc\uc801\uc73c\ub85c GP\uac00 \ubc30\uce58\ud560 \uc218 \uc788\ub294 \uc790\ubcf8\uc774 \ub9ce\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Jack: 2022\ub144 \ubca4\ucc98 \uce90\ud53c\ud138\uc758 \ubc14\ub2e5\uc740 \uc5b4\ub514\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \ub9d0\uc500\ud558\uc2e0 \ub300\ub85c \uc0c1\uc7a5\ub41c \uae30\uc220\uc8fc\ub4e4\uc740 80%, 90% \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubca4\ucc98 \uc5c5\uacc4\uc758 \uac00\uaca9 \ubc1c\uacac\uc740 \uc5b4\ub560\uace0, 2023\ub144\uc740 \uc5b4\ub560\uc73c\uba70, \ud604\uc7ac \uc6b0\ub9ac\ub294 \uc5b4\ub514\uc5d0 \uc640 \uc788\uc744\uae4c\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 22\ub144 \ub9d0\uc5d0\uc11c 1\ubd84\uae30, 24\ub144\uc740 \uc815\ub9d0 \ub054\ucc0d\ud588\uc2b5\ub2c8\ub2e4. \ub450 \ub3c4\uc2dc\uc5d0 \ub300\ud55c \uc774\uc57c\uae30\ub97c \uc81c\uc678\ud558\uace0\ub294 \ub054\ucc0d\ud588\uc2b5\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5\uc774\ub77c\uba74 21\ub144\uc758 \uac70\ud488\uc744 \uc5f0\uc0c1\ucf00 \ud560 \uc815\ub3c4\ub85c \uac70\ud488\uc774 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uac70\uc758 \ubaa8\ub4e0 \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \ub054\ucc0d\ud588\uc2b5\ub2c8\ub2e4. \uc62c\ub9ac\uae30\uac00 \uc5b4\ub824\uc6e0\uace0, \uc544\ub798\ub85c \ub0b4\ub824\uac00\ub824\uba74 \ub354 \ub9ce\uc740 \uacac\uc778\ub825\uc774 \ud544\uc694\ud588\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 AI\ub97c \uc81c\uc678\ud55c 2~3\ub144\uce58 \ud604\uae08 \ub4f1\uc744 \ubaa8\uae08\ud558\uae30\ub97c \uc6d0\ud588\uc2b5\ub2c8\ub2e4. AI \uad00\ub828 \ud68c\uc0ac\ub77c\uba74 \ub9c8\uce58 \uacfc\ub300\uad11\uace0\uc758 \uc815\uc810\uc5d0 \uc788\ub294 \uac83 \uac19\uc558\uc2b5\ub2c8\ub2e4. \ud765\ubbf8\ub85c\uc6b4 \uc810\uc740 \ub300\ubd80\ubd84\uc758 \uae30\uc220 \uc5c5\uacc4\uac00 \uae4a\uc740 \ubd88\ud669\uc5d0 \ube60\uc838 \uc788\uc744 \ub54c AI\ub294 \uc5c4\uccad\ub09c \ud638\ud669\uc744 \ub204\ub9ac\uace0 \uc788\uc5c8\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\uc81c \ub458 \ub2e4 \uc870\uae08\uc529 \uc218\uc815\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc0c8\ub85c\uc6b4 AI \uae30\uc5c5\uc5d0 \ub300\ud55c \uc0ac\ub78c\ub4e4\uc758 \ud22c\uc790\uae08 \ubaa8\uae08 \ud604\ud669\uc744 \ubcf4\uba74, \uae30\uc220 \uc5c5\uacc4\uc5d0\uc11c AI \uac70\ud488\uc774 \uc815\uc810\uc744 \uc9c0\ub0ac\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc655\uc758 \uac8c\uc784\uc744 \ub9d0\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uac1c\ubc29\ud615 \uc778\uacf5\uc9c0\ub2a5\ud615 \ud22c\uc790\uc790\ub97c \ub9d0\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n<p>\uc778\uacf5\uc9c0\ub2a5\uc758 \uc751\uc6a9 \ubd84\uc57c\uc640 \uc774\ub97c \uc911\uc2ec\uc73c\ub85c \uc131\uc7a5\ud558\uace0 \uc788\ub294 \uae30\uc5c5\ub4e4\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ubca4\ucc98 \ucabd\uc5d0\uc11c\ub294 \uac00\uaca9 \ubc1c\uacac \ubc38\ub958\uc5d0\uc774\uc158\uc774 \uc5b4\ub290 \uc815\ub3c4 \ud68c\ubcf5\ub418\uace0 \ub77c\uc6b4\ub4dc \uc9c4\ud589\uc774 \uc26c\uc6cc\uc9c0\uace0 \uc788\uc9c0\ub9cc, \uc544\uc9c1 \uc815\uc0c1\uacfc\ub294 \uac70\ub9ac\uac00 \uba3c \uc0c1\ud669\uc785\ub2c8\ub2e4. \uc0dd\uac01\ud588\ub358 \uac83\ubcf4\ub2e4 \uc5ec\uc804\ud788 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4 \uc74c\uc2dd \ubc30\ub2ec\uc774\ub098 \ud478\ub4dc \ud14c\ud06c\ucc98\ub7fc \uc644\uc804\ud788 \uc0ac\ub791\ubc1b\uc9c0 \ubabb\ud558\ub294 \uce74\ud14c\uace0\ub9ac\ub3c4 \uc788\ub294\ub370, \uae30\ubcf8\uc801\uc73c\ub85c \ubc84\ube14 \uc2dc\ub300\uc5d0 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uc628\ub77c\uc778\uc73c\ub85c \uc74c\uc2dd\uc744 \uc8fc\ubb38\ud588\uae30 \ub54c\ubb38\uc5d0 \ud68c\uc0ac\uac00 \ud6e8\uc52c \ub354 \ub9ce\uc774 \uc131\uc7a5\ud558\uace0 \ubcf4\uae09\ub960\uc774 \ub354 \ub192\uc544\uc84c\uace0 \uc0ac\ub78c\ub4e4\uc740 \uadf8\uac83\uc774 \uc815\uc0c1\uc774 \ub420 \uac83\uc774\ub77c\uace0 \uae30\ub300\ud569\ub2c8\ub2e4. \ub2e4\uc2dc \uc904\uc5b4\ub4e4\uba74 5\ub97c \uacf1\ud55c \ub2e4\uc74c 2\ub85c \ub098\ub215\ub2c8\ub2e4. \ubb38\uc81c\ub294 \ub458\ub85c \ub098\ub258\ub294 \uac83\uc774 \ub108\ubb34 \uace0\ud1b5\uc2a4\ub7ec\uc6cc\uc11c \uce74\ud14c\uace0\ub9ac\uac00 \uc0ac\ub791\ubc1b\uc9c0 \ubabb\ud55c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4 \uc74c\uc2dd \ubc30\ub2ec, \ud478\ub4dc \ud14c\ud06c \ub4f1 \uc74c\uc2dd\uacfc \uad00\ub828\ub41c \ubaa8\ub4e0 \ubd84\uc57c\ub294 \ud22c\uc790\uc790\ub4e4\uc758 \uc0ac\ub791\uc744 \ubc1b\uc9c0 \ubabb\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud68c\ubcf5\ud558\ub294 \ub370 \uc2dc\uac04\uc774 \uac78\ub9b4 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c\ub294 \ubaa8\ub4e0 \uac83\uc774 \uc131\uc7a5\uc5d0 \ub2ec\ub824 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud68c\uc0ac\uac00 \uc131\uc7a5\uc744 \uba48\ucd94\uba74 \ud22c\uc790\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \ucd5c\uc545\uc758 \uc0c1\ud669\uc774\ub77c\uace0 \ub9d0\ud560 \uc218 \uc788\uc744\uae4c\uc694? \uadf8\ub807\uac8c \ub9d0\ud560 \uc218 \uc788\uc744\uae4c\uc694, \uc5c6\uc744\uae4c\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ub2e8\uacc4\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \ucd08\uae30 \ub2e8\uacc4\ub77c\uba74 \ub2f9\uc5f0\ud788 \uadf8\ub807\uaca0\uc8e0. \ud6c4\ubc1c\uc8fc\uc790\uc774\uace0 10%, 20% \uc131\uc7a5\ud558\ub294 \ub370 1\ub144\uc774 \uac78\ub9ac\uc9c0\ub9cc \ub2e8\uc704 \uacbd\uc81c\uc131\uc744 \uc218\uc815\ud558\uc5ec 1\uc5b5 \ub2ec\ub7ec\uc758 \uc190\ud574\ub97c \uac10\uc218\ud558\uace0 \uc190\uc775\ubd84\uae30\uc810\uc5d0 \ub3c4\ub2ec\ud588\ub2e4\uba74 \uc2e4\uc81c\ub85c\ub294 \uad1c\ucc2e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub9cc\uc57d \ub2f9\uc2e0\uc774 \uc2dc\ub4dc \ub2e8\uacc4\uc758 \ud68c\uc0ac\ub098 \uc2a4\ud14c\uc774\uc9c0 \ud68c\uc0ac\ub77c\uba74, \uc131\uc7a5\ud558\uc9c0 \uc54a\ub294\ub2e4\uba74, \uc6b0\ub9ac\ub294 PE \ud22c\uc790\uc790\uac00 \uc544\ub2c8\uae30 \ub54c\ubb38\uc5d0 \uc0ac\ud615\uc120\uace0\ub098 \ub2e4\ub984\uc5c6\uc2b5\ub2c8\ub2e4. 10\ubc30 \uc774\uc0c1\uc758 \uc5b8\ub354\ub77c\uc774\ud305\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc131\uc7a5\ud558\uc9c0 \uc54a\uc73c\uba74 \uc131\uacf5\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ucd08\uae30 \ub2e8\uacc4\uc5d0\uc11c\ub294 \ud655\uc2e4\ud788 \uadf8\ub807\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uc554\ud638\ud654\ud3d0\uc640 \uc554\ud638\ud654\ud3d0 \ubca4\ucc98 \uce90\ud53c\ud138\uc740 \uc5b4\ub5a4\uac00\uc694? \uadf8 \uc77c\uc5d0 \uc5bc\ub9c8\ub098 \uad00\uc5ec\ud558\uc168\ub098\uc694? \uc554\ud638\ud654\ud3d0\ub97c \ucc98\uc74c \uc54c\uac8c \ub41c \uacc4\uae30\ub97c \uc54c\ub824\uc8fc\uc138\uc694.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4\uc785\ub2c8\ub2e4: \uc800\ub294 \uac8c\uc774\uba38\uc785\ub2c8\ub2e4. \uc800\ub294 \ub9e4\uc6b0 \uac15\ub825\ud55c GPU\ub97c \uac00\uc9c0\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uc9c0\uc801 \uc5f0\uc2b5\uc744 \uc704\ud574 2010\ub144, 2011\ub144, \uc544\uc8fc \uc544\uc8fc \ucd08\ucc3d\uae30\uc5d0 GPU\ub85c \ube44\ud2b8\ucf54\uc778\uc744 \ucc44\uad74\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ubca4\ucc98 \ud22c\uc790\uc790\ub85c\uc11c \uc800\uc758 \uc804\ubb38 \ubd84\uc57c\ub294 \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc \ube44\uc988\ub2c8\uc2a4\uc640 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc785\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\ub294 \ub9e4\uc6b0 \uc2ec\uc624\ud55c \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. Microsoft Windows\uc640 \uac19\uc740 \uc6b4\uc601 \uccb4\uc81c\ub97c \ube44\uc720\ud558\uc790\uba74, \ud50c\ub7ab\ud3fc\uc5d0 \uac1c\ubc1c\uc790\uac00 \uc788\uace0 \uac1c\ubc1c\uc790 \ub3c4\uad6c\uac00 \uc788\uc73c\uba74 \uc0ac\ub78c\ub4e4\uc774 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ub9cc\ub4e4\uace0, \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774 \uc788\uc73c\uba74 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc0ac\uc6a9\ud558\ub294 \ub4f1 \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\uac00 \ub9e4\uc6b0 \ud07d\ub2c8\ub2e4.<\/p>\n\n<p>\uc194\ub77c\ub098\ub098 \uc774\ub354\ub9ac\uc6c0\uacfc \uac19\uc740 \ub808\uc774\uc5b4 1\uc5d0\uc11c \ub3d9\uc77c\ud55c \uc77c\uc774 \uc77c\uc5b4\ub098\uace0, \uc0ac\ub78c\ub4e4\uc740 \uc774\ub7ec\ud55c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc9c1\uc811 \uad6c\ucd95\ud558\uac70\ub098 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\ub97c \uad6c\ucd95\ud569\ub2c8\ub2e4. \uc720\ub2c8\uc2a4\uc651\uacfc \uac19\uc740 \uac83\uc744 \uc0dd\uac01\ud574\ubcf4\uba74 \uc720\ub3d9\uc131\uc774 \uc911\uc694\ud55c \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc785\ub2c8\ub2e4. \uc218\uc694\uc640 \uacf5\uae09\uc744 \uc77c\uce58\uc2dc\ucf1c\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc54c\ub9ac\ubc14\ubc14, \uc774\ubca0\uc774, \uc5d0\uc5b4\ube44\uc564\ube44, \uadf8\ub9ac\uace0 \uc774\ub7ec\ud55c \ubaa8\ub4e0 \uc720\ud615\uc758 \ube44\uc988\ub2c8\uc2a4\uc640 \ub611\uac19\uc740 \uc5ed\ud559 \uad00\uacc4\ub97c \ub530\ub985\ub2c8\ub2e4. \uc800\ud76c\ub294 2016\ub144 \ub610\ub294 2017\ub144\ubd80\ud130 \uc554\ud638\ud654\ud3d0\uc758 \ud504\ub77c\uc774\ube57 \uce21\uba74\uc5d0 \ud22c\uc790\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc800\ud76c \ud380\ub4dc\uc758 \uc57d 10%\uc5d0 \ud574\ub2f9\ud558\ub294 70\uac74\uc758 \uc554\ud638\ud654\ud3d0 \ud22c\uc790\uac00 \ud504\ub77c\uc774\ube57 \ucabd\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ud76c\ub294 \ud53c\uadf8\uba3c\ud2b8\uc758 \ucd08\ucc3d\uae30 \uba64\ubc84\uc774\uc790 \uc560\ub2c8\ubaa8\uce74\uc758 \ucd08\uae30 \ud22c\uc790\uc790\uc600\uc73c\uba70, \uc774 \ubd84\uc57c\uc758 \uae30\ubcf8 \uc778\ud504\ub77c \ub808\uc774\uc5b4 \ud68c\uc0ac\uc640 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud68c\uc0ac \uc911 \uc77c\ubd80\uc5d0 \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4. \uc800\ud76c\ub294 \ucd08\uae30 \ud22c\uc790\uc790\uc600\uc2b5\ub2c8\ub2e4. \uc800\ud76c\ub294 \uacc4\uc18d\ud574\uc11c \uc774 \ubd84\uc57c\uc758 \ud22c\uc790\uc790\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uac8c\ub2e4\uac00 \uc554\ud638\ud654\ud3d0\uc758 \ub9ce\uc740 \uc751\uc6a9 \ubd84\uc57c\uc5d0\uc11c \uac00\uce58\uac00 \uc8fc\uc2dd\uc774 \uc544\ub2cc \ud1a0\ud070\uc5d0 \ubc1c\uc0dd\ud558\uae30 \ub54c\ubb38\uc5d0 \uc800\ud76c\ub294 \ubca4\ucc98 \ud22c\uc790\uc790\ub85c\uc11c \ud1a0\ud070\uc5d0 \ud22c\uc790\ud558\uae30\ub85c \uacb0\uc815\ud588\uc2b5\ub2c8\ub2e4. \uc989, \ud300\uc744 \uc18c\uc911\ud788 \uc5ec\uae30\uace0, \ud1a0\ud070 \ub178\ubbf9\uc2a4\ub97c \uc18c\uc911\ud788 \uc5ec\uae30\uace0, \ud68c\uc0ac\ub97c \uc18c\uc911\ud788 \uc5ec\uae30\uace0, \ud1a0\ud070\uc744 \uc0ac\uc11c \ubcf4\uc720\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc800\ud76c\ub294 \ud5e4\uc9c0 \ud380\ub4dc\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uac70\ub798\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc6b0\ub9ac\ub294 \ud558\uace0 \uc788\uc9c0\ub294 \uc54a\uc9c0\ub9cc \uadf8\ub0e5 \ub9e4\uc218\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ud76c\ub294 30\uac1c\uc758 \ud1a0\ud070\uc744 \uc0c0\ub294\ub370, \ucd5c\uadfc \ud380\ub4dc\uc778 2\uc5b5 9,000\ub9cc \ub2ec\ub7ec\uc758 10%\ub97c \ud22c\uc790\ud588\uc73c\ub2c8 2,900\ub9cc \ub2ec\ub7ec\uc600\uc9c0\ub9cc \uc9c0\uae08\uc740 5,000\ub9cc \ub2ec\ub7ec\uc758 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub108\ubb34 \ucee4\uc84c\uc5b4\uc694.<\/p>\n\n<p>\uc800\ud76c\ub294 \ubbf8\uad6d \ubca4\ucc98 \ud380\ub4dc\ub85c\uc11c \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0\ub97c \ubcf4\uc720\ud558\ub294 \ub370 \ud55c\uacc4\uac00 \uc788\ub2e4\ub294 \uac83\uc744 \uae68\ub2ec\uc558\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 RIA\uac00 \uc544\ub2c8\uae30 \ub54c\ubb38\uc5d0 \ucc45\uc758 20%\ub9cc \ud37c\ube14\ub9ad \ubc0f \uc138\ucee8\ub354\ub9ac \ub3c4\uc11c\ub85c \ubcf4\uc720\ud560 \uc218 \uc788\uc73c\uba70, \uc138\ucee8\ub354\ub9ac \ub3c4\uc11c\ub3c4 \ub9ce\uc774 \uad6c\ub9e4\ud569\ub2c8\ub2e4. \uc7ac\ud65c\uc6a9\uc774 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc5b4\ub835\uace0 \ubbf8\uad6d\uc5d0\uc11c\ub294 \ud1a0\ud070\uc744 \uad6c\ub9e4\ud558\ub294 \uac83\uc774 \ubd88\ubc95\uc785\ub2c8\ub2e4. \ubbf8\uad6d\uc5d0\uc11c\ub294 \ub9ce\uc740 \ud1a0\ud070\uc744 \uc2a4\ud14c\uc774\ud0b9\ud558\ub294 \uac83\uc774 \ubd88\ubc95\uc774\uae30 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uc218\uc775\uc744 \ub0a8\uae30\uac8c \ub429\ub2c8\ub2e4. \uba87 \uc8fc \uc804\uc5d0 \uc800\ud76c\ub294 \ub9d0 \uadf8\ub300\ub85c \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0 \uc790\uc0b0\uc744 \uc790\uccb4 \ud380\ub4dc\ub85c \ubd84\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\ub97c \ud2b8\ub77c\uc774\ub358\ud2b8 \ub9ac\ud034\ub4dc\ub77c\uace0 \ud569\ub2c8\ub2e4. \uc800\ud76c\ub294 FDA\uc758 \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0 \ud300 \uc804\uccb4\ub97c \uc790\uccb4 \ud380\ub4dc\uc5d0 \ud3b8\uc785\ud588\uc2b5\ub2c8\ub2e4. 5\ucc9c\ub9cc \ub2ec\ub7ec\uc778\uc9c0 \ubb54\uc9c0 \ubaa8\ub974\uaca0\uc9c0\ub9cc, 4\ucc9c5\ubc31\ub9cc \ub2ec\ub7ec\uc778\uc9c0 5\ucc9c\ub9cc \ub2ec\ub7ec\uac00 \ud22c\uc785\ub418\uc5c8\uace0, \uc9c0\uae08\uc740 \uadf8 \uc790\uccb4\ub85c \uc0b4\uc544\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc2e4\uc81c\ub85c \uc800\ub294 \ud604\uc7ac \uc774\uacf3 \ud130\ud06c\uc2a4 \ucf00\uc774\ucee4\uc2a4\uc5d0\uc11c \uc5ec\ub7ec \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0 \ub9e4\ub2c8\uc800\ub4e4\uacfc \ud568\uaed8 \ud2b8\ub77c\uc774\ub358\ud2b8 \ub9ac\ud034\ub4dc \uc554\ud638\ud654\ud3d0 \ucee8\ud37c\ub7f0\uc2a4\ub97c \uc8fc\ucd5c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uac83\uc774 \uc6b0\ub9ac\uac00 \uc554\ud638\ud654\ud3d0 \uce21\uba74\uc5d0\uc11c \ud55c \ub2e4\uc74c \uc791\uc5c5\uc785\ub2c8\ub2e4. \uc138 \ubc88\uc9f8\ub294 \ud68c\uc0ac\ub97c \uc124\ub9bd\ud558\ub294 \uc2a4\ud29c\ub514\uc624 \ud504\ub85c\uadf8\ub7a8\uc774 \uc788\ub294\ub370, \uc800\ub294 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc554\ud638\ud654\ud3d0 \ud68c\uc0ac\ub97c \uc124\ub9bd\ud588\uace0 \uc9c0\uae08\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc804\uba74\uc5d0 \ub098\uc11c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\uac8c \ub9c8\uc774\ub2e4\uc2a4\uc778\uac00\uc694? \ubc14\ub85c \ub9c8\uc774\ub2e4\uc2a4\uc785\ub2c8\ub2e4. \uc774\uc5d0 \ub300\ud574 \uc54c\ub824\uc8fc\uc138\uc694.<\/p>\n\n<p>21\ub144\uc5d0 \ub300\ud55c \uac70\uc2dc\uc801 \ubd84\uc11d\uc744 \ub9c8\uce5c \ud6c4, \uae08\ub9ac\uac00 \uc0c1\uc2b9\ud568\uc5d0 \ub530\ub77c \uc774\uc804\uc5d0 \ubcf4\uc558\ub358 \uac83\ucc98\ub7fc \uc57d\uc138, \uc989 \uc554\ud638\ud654\ud3d0\uc758 \uaca8\uc6b8\uc774 \uc62c \uac83\uc774\ub77c\ub294 \uac83\uc774 \ubd84\uba85\ud574\uc84c\uc2b5\ub2c8\ub2e4. \uc55e\uc11c \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c 22\ub144, 23\ub144, 24\ub144 1\ubd84\uae30\uc5d0 \uc644\uc804\ud55c \uc57d\uc138\uc7a5\uc774\uc5c8\ub2e4\uac00 \ud134\uc5b4\ub77c\uc6b4\ub4dc\ud558\uae30 \uc2dc\uc791\ud588\ub2e4\uace0 \uc124\uba85\ud55c \uac83\uc740 \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0 \uc5c5\uacc4\uc5d0\uc11c \ub354\uc6b1 \uadf8\ub7ec\ud588\uc2b5\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\ub294 \uadf8 \uc5b4\ub5a4 \uac15\uc138 \ub17c\ub9ac\uac00 \uc788\ub354\ub77c\ub3c4 \uad81\uadf9\uc801\uc73c\ub85c \uc704\ud5d8 \uc790\uc0b0\uc774\uba70, \uc544\ub9c8\ub3c4 \ucd5c\uace0\uc758 \uc704\ud5d8 \uc790\uc0b0\uc77c \uc218 \uc788\uae30 \ub54c\ubb38\uc774\uc8e0. \ubbf8\uad6d \uae08\ub9ac\uc640\ub294 \uc77c\ub300\uc77c\ub85c \uc644\uc804\ud788 \uc74c\uc758 \uc0c1\uad00\uad00\uacc4\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc554\ud638\ud654\ud3d0\uc758 \uc815\uc810\uc740 \ubbf8\uad6d \uae08\ub9ac\uac00 \uc624\ub974\uae30 \uc2dc\uc791\ud558\uae30 \uc804\ub0a0\uc774\uc5c8\ub2e4\uace0 \ub9d0\uc500\ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2022\ub144 3\uc6d4? \uc544\ub2c8\uc694, \uccab \ubc88\uc9f8 \ub610\ub294 \uc801\uc5b4\ub3c4 \uccab \ubc88\uc9f8 \uc694\uae08 \ubc1c\ud45c\ub294 11\uc6d4 21\uc77c\uc774\uc5c8\ub358 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uae30\ubcf8\uc801\uc73c\ub85c \uae08\ub9ac\uac00 \uc0c1\uc2b9\ud558\uae30 \uc2dc\uc791\ud558\uc790\ub9c8\uc790 \uc554\ud638\ud654\ud3d0\ub294 \ud558\ub77d\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc5c4\uccad\ub098\uac8c \ub2e4\uc6b4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84 90%, 95%\uac00 \ub2e4\uc6b4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub9ce\uc740 \ud504\ub85c\uc81d\ud2b8\uac00 \uc911\ub2e8\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \ub9ce\uc740 \ud504\ub85c\uc81d\ud2b8\uac00 \ubc08\uc774\ub098 \ucf54\uc778\uc5d0 \ubd88\uacfc\ud588\uace0 \uc2e4\uc81c\ub85c \uc2e4\ud589 \uac00\ub2a5\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uacc4\uae30\ub85c \uc800\uc640 \uc81c \ud30c\ud2b8\ub108(\uc7a0\uc2dc \ud6c4\uc5d0 \uc18c\uac1c\ud574\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4)\ub294 \uc554\ud638\ud654\ud3d0\uc758 \uc0ac\uc6a9 \uc0ac\ub840\ub294 \ubb34\uc5c7\uc77c\uc9c0 \uace0\ubbfc\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc554\ud638\ud654\ud3d0\uc758 \uc0ac\uc6a9 \uc0ac\ub840\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \ub514\uc9c0\ud138 \uae08, \ube44\ud2b8\ucf54\uc778\uc744 \ubb34\uc2dc\ud558\uace0 \uc800\ucd95 \uc0c1\ud488\uc774 \ud544\uc694\ud558\uace0 \uc544\ub974\ud5e8\ud2f0\ub098\uc5d0\uc11c \uc778\ud50c\ub808\uc774\uc158\uc5d0 \uc9c1\uba74\ud55c \uc0c1\ud669\uc774\ub77c\uba74 \uad1c\ucc2e\uc9c0\ub9cc, \ubbf8\uad6d\uc5d0\uc11c\ub294 \uadf8\ub2e4\uc9c0 \uc720\uc6a9\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uad81\uadf9\uc801\uc73c\ub85c \ud558\ub098\uc758 \uc0ac\uc6a9 \uc0ac\ub840, \ud558\ub098\uc758 \ub300\uc911 \uc2dc\uc7a5 \uc0ac\uc6a9 \uc0ac\ub840\ub294 \uc2e4\uc81c\ub85c \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc778 USDC\uc640 USDT\ub294 \uad50\ud658 \uc218\ub2e8\uacfc \uacb0\uc81c \uc218\ub2e8, \uac00\uce58 \uc800\uc7a5 \uc218\ub2e8\uc758 \uc870\ud569\uc73c\ub85c \ub9e4\uc6b0 \uc720\uc6a9\ud569\ub2c8\ub2e4. \ub2e4\uc2dc \ub9d0\ud558\uc9c0\ub9cc, \ud1b5\ud654\uac00 \ube44\uad50\uc801 \uc548\uc815\uc801\uc778 \ubbf8\uad6d\uc774\ub098 \uc11c\uc720\ub7fd\uc5d0\uc11c\ub294 \ub9e4\uc6b0 \uc720\uc6a9\ud558\uc9c0 \uc54a\uc9c0\ub9cc \uc544\ub974\ud5e8\ud2f0\ub098, \uc544\ud504\ub9ac\uce74, \ub300\ubd80\ubd84\uc758 \uad6d\uac00\uc5d0\uc11c\ub294 \ub9e4\uc6b0 \uc720\uc6a9\ud569\ub2c8\ub2e4. \uc57d\uc138\uc7a5 \ubc14\ub2e5\uc5d0\uc11c\ub3c4 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc740 \uc57d 1,300\uc5b5 \uac1c\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc81c \ubd84\uc11d\uc5d0 \ub530\ub974\uba74 \uc6b0\ub9ac\ub294 \ub354 \uc774\uc0c1 \uc81c\ub85c \uae08\ub9ac \ud658\uacbd\uc5d0 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc5f0\uc900\uc758 \uc7a5\uae30 \uae30\uc900\uae08\ub9ac\ub294 0%\uac00 \ub418\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. 5.25%\uac00 \uc544\ub2d0 \uc218\ub3c4 \uc788\uace0 300 \ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8, 200 \ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8\uc77c \uc218\ub3c4 \uc788\uc9c0\ub9cc 0\uc740 \uc544\ub2c8\uba70, \uc774 \uacbd\uc6b0 USDC\uc640 USDT\uc640 \uac19\uc740 \ube44\uc218\uc775\ub960 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc740 \uc758\ubbf8\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc9c0\uae08\uc740 \ud14c\ub354\uc640 USDC\uac00 \uc788\ub294\ub370, 100\ub2ec\ub7ec\ub97c \uc8fc\uba74 \uadf8\ub4e4\uc774 \uac00\uc11c \uc9c0\ud3d0\ub97c \uc0ac\uc11c 5.25\ub2ec\ub7ec\ub97c \ubc8c\uba74 0\ub2ec\ub7ec\ub97c \ubc8c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9d0\ub3c4 \uc548 \ub418\uc8e0. \uc218\uc775\ub960\uc774 \ubcf4\uc7a5\ub418\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7f0\ub370 \uc6b0\ub9ac\uac00 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc138\uacc4\uc5d0\uc11c \ub2f9\uc88c \uc608\uae08 \uacc4\uc88c\uc640 \uc800 \uc608\uae08 \uacc4\uc88c, \ub2f9\uc88c \uc608\uae08 \uacc4\uc88c\ub97c \uad6c\ubd84\ud558\ub294 \uac83\uc740 \uc740\ud589 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\uae30 \uc704\ud55c \uc740\ud589\uc758 \uc7a5\ubd80 \uc785\ub825\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \uc774\ub7f0 \uc2dd\uc73c\ub85c \ud558\uba74 \uc548 \ub429\ub2c8\ub2e4. \uc0ac\uc2e4, \uccad\uad6c\uc11c\ub85c \uc815\uc0b0\ud558\uac70\ub098 \uc801\uae08 \uacc4\uc88c\ub85c \uc815\uc0b0\ud560 \uc218 \uc5c6\ub294 \ub370\uc5d0\ub294 \uc774\uc720\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\ub294 \uc740\ud589\uc774 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\uae30 \uc704\ud55c \uc218\ub2e8\uc77c \ubfd0\uc785\ub2c8\ub2e4. \ubb3c\ub860 \uc554\ud638\ud654\ud3d0\ub294 \uaddc\uc81c\uac00 \uc5c4\uaca9\ud55c \ubd84\uc57c\uc785\ub2c8\ub2e4. \uc81c\uac00 \ud30c\ud2b8\ub108\uc5d0\uac8c \ubb3c\uc5b4\ubcf8 \uc9c8\ubb38\uc740, \uc7a0\uc2dc \ud6c4\uc5d0 \ub9d0\uc500\ub4dc\ub9ac\uaca0\uc9c0\ub9cc, \uc218\uc775\ub960\uc758 \ub300\ubd80\ubd84\uc744 \ucd5c\uc885 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc904 \uc218 \uc788\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc744 \ubc1c\ud589\ud560 \uc218 \uc788\ub294 \ud569\ubc95\uc801\uc778 \ubc29\ubc95\uc774 \uc788\uc744\uae4c\uc694?<\/p>\n\n<p>\uace8\ub4dc\ub9cc\uc0ad\uc2a4 \ucd9c\uc2e0\uc778 \uadf8\uc758 \uc774\ub984\uc740 \ub370\ub2c8\uc2a4\uc785\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \ucc28\ub7c9 \uc0c1\uc7a5\uc744 \uc704\ud574 \ud568\uaed8 \uc77c\ud588\uace0, 2\uc5b5 \ub2ec\ub7ec\uc758 \uc8fc\uc2dd\uc744 \ub9e4\uc785\ud588\uc73c\uba70, \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c \ub4f1\ub85d\uc744 \ub9c8\ucce4\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub3c5\uc77c\uc5d0\uc11c\ub294 \ubb34\uae30\uba85 \ucc44\uad8c \ubc95\uc801 \ud504\ub808\uc784\uc6cc\ud06c\uac00 \uc788\uc5b4 \uae30\ubcf8\uc801\uc73c\ub85c \uc0c1\ud658 \ubc1c\ud589 \uc2dc KYC\uc640 AML\uc744 \uc218\ud589\ud558\uc9c0\ub9cc, \ubaa8\ub4e0 \uc11c\uba85\uc778 \uac70\ub798\ub294 \uadf8\ub807\uc9c0 \uc54a\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc218\uc775\ub960\uc774 \ubcf4\uc7a5\ub418\ub294 \uc99d\uad8c\ud615 \ud1a0\ud070\uc744 \ubc1c\ud589\ud560 \uc218 \uc788\uace0, \uc0c1\ud658 \ubc1c\ud589 \uc2dc KYC\uc640 AML\uc744 \ud558\uc9c0\ub9cc \uc11c\uba85\uc790 \uac70\ub798\ub294 \ubaa8\ub450 KYC\uc640 AML\uc744 \ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \ub514\ud30c\uc774\uc5d0 \ud1b5\ud569\ud558\uace0 \uc7a5\uae30 \uac70\ub798 \ub4f1\uc744 \ud560 \uc218 \uc788\ub294 \uc815\ub3c4\uae4c\uc9c0\uc785\ub2c8\ub2e4. \uc815\ub9d0 \ub9d0\uc774 \ub418\ub354\uad70\uc694. \uc720\ub7fd \uaddc\uc81c \ub2f9\uad6d\uc758 \uc2b9\uc778\uc744 \ubc1b\uc544\uc57c \ud558\uace0, \uc800\ud76c\ub3c4 \uaddc\uc815\uc744 \uc900\uc218\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 \uc2dc\uac04\uc774 \uc880 \uac78\ub838\uc9c0\ub9cc, \uacb0\uad6d \ub9c8\uc774\ub2e4\uc2a4\ub77c\ub294 \ud68c\uc0ac\ub97c \uc124\ub9bd\ud588\uace0, \uccab \ubc88\uc9f8 \uc81c\ud488\uc774 MT Bill\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uaddc\uc81c\ub97c \uc644\ubcbd\ud558\uac8c \uc900\uc218\ud558\ub294 \ud30c\uc0b0 \uc6d0\uaca9 \ud1a0\ud070\ud654\ub41c T-bill\ub85c, Morpho\uc640 \uac19\uc740 \ub300\ucd9c \uae08\uace0\uc5d0 \ud1b5\ud569\ub418\uc5b4 \uc774\ub97c \ub2f4\ubcf4\ub85c \ub300\ucd9c\uc744 \ubc1b\uac70\ub098 \ube4c\ub9b4 \uc218 \uc788\ub294 \ub4f1 \ub2e4\uc591\ud55c \uc6a9\ub3c4\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \ub300\ucd9c\uc744 \ud560 \uc608\uc815\uc774\ub77c\uba74 \uc218\uc775\ub960\uc744 \ub2f4\ubcf4\ub85c \ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ub514\ud30c\uc774 \uae08\ub9ac\uac00 \uc5b4\uc74c \uae08\ub9ac\ubcf4\ub2e4 \ub0ae\uc740 \uc21c\uac04\uc5d0\ub294 \ub808\ubc84\ub9ac\uc9c0 \ub9e4\uc218 \uac70\ub798\ub97c \ud560 \uc218 \uc788\uc73c\uba70, \uc5b4\uc74c\uc73c\ub85c 15~20%\uc758 \uc218\uc775\uc744 \uc62c\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \ub3d9\uc77c\ud55c \ubc95\uc801 \ud504\ub808\uc784\uc6cc\ud06c\uc778 \ub378\ud0c0 \uc911\ub9bd \uae30\uc900 \uac70\ub798\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc2e4\uc81c\ub85c \ucd9c\uc2dc\ud558\ub294 \uacfc\uc815\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c N-basis\ub77c\ub294 \uc81c\ud488\uc5d0\uc11c \uadf8\ub798\uc11c \uc791\ub144\uc5d0 \uc554\ud638\ud654\ud3d0 \ubd84\uc57c\uc5d0\uc11c \uac00\uc7a5 \uc131\uacf5\ud55c \ud68c\uc0ac\ub294 \uc544\ub9c8\ub3c4 30\uc5b5 \ub2ec\ub7ec\uc758 \uc790\uc0b0\uc744 \uac00\uc7a5 \ube68\ub9ac \ubaa8\uc740 \uc544\ud14c\ub098\ub77c\ub294 \ud68c\uc0ac\uc77c \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uac15\uc138\uc7a5\uc5d0\uc11c\ub294 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694? \uadf8\ub798\uc11c \uc800\ub294 \ub9c8\uc774\ub2e4\uc2a4\uac00 \uc18c\ube44\uc790\uc5d0\uac8c \uc548\uc804\ud55c \uc554\ud638\ud654\ud3d0 \ud68c\uc0ac\uc774\uc790 \uc57d\uc138\uc7a5\uacfc \uac15\uc138\uc7a5 \ubaa8\ub450\uc5d0\uc11c \uc791\ub3d9\ud558\ub294 \uae30\uad00\uc6a9 \ud22c\uc790 \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\ub294 \ud68c\uc0ac\uac00 \ub418\uae30\ub97c \uc6d0\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc57d\uc138\uc7a5\uc5d0\uc11c\ub294 T-\ube4c \uc0c1\ud488\uc744 \ud1b5\ud574 T-\ube4c \uae08\ub9ac\ub97c \uc5bb\uc744 \uc218 \uc788\uace0, \uac15\uc138\uc7a5\uc5d0\uc11c\ub294 \uc774\ub97c \ud1b5\ud574 \ub514\ud30c\uc774\uc5d0\uc11c \ud765\ubbf8\ub85c\uc6b4 \uc77c\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uac15\uc138\uc7a5\uc5d0\ub294 \ubca0\uc774\uc2dc\uc2a4 \ud2b8\ub808\uc774\ub529 \uc0c1\ud488\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \uc0ac\ub78c\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778, \uc774\ub354\ub9ac\uc6c0 \ub4f1\uc758 \uac00\uce58\uac00 \ud604\uc7ac\ubcf4\ub2e4 \ubbf8\ub798\uc5d0 \ub354 \ub192\uc544\uc9c8 \uac83\uc774\ub77c\ub294 \uac15\uc138\uc7a5\uc744 \ubbff\uae30 \ub54c\ubb38\uc5d0 \ud604\ubb3c\uc744 \ub9e4\uc218\ud558\uace0 \ud604\ubb3c\uc744 \uc18c\uc720\ud558\uba70 \uc120\ubb3c\ud658\uc744 \ub9e4\ub3c4\ud558\ub294 \ubca0\uc774\uc2dc\uc2a4 \ud2b8\ub808\uc774\ub529\uc744 \ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \ub54c\ubb38\uc5d0 \ubbf8\ub798 \uc0c1\ud488\uc744 \ub9cc\ub4e4\uace0, \uadf8 \ub54c\ubb38\uc5d0 \uc0ac\ub78c\ub4e4\uc740 BTC\uc758 \uac00\uce58\uac00 10\ub9cc \ub2ec\ub7ec, 12\ub9cc \ub2ec\ub7ec, 100\ub9cc \ub2ec\ub7ec\uac00 \ub420 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uace0, \uadf8 \uc2a4\ud504\ub808\ub4dc\ub97c \ubc8c \uc218 \uc788\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uac15\uc138\uc7a5\uc5d0\uc11c\ub294 \uc2a4\ud504\ub808\ub4dc\uac00 \uc5f0\uac04 50%\uc5d0 \ub2ec\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub450 \ubc30\ub77c\uace0 \uc0dd\uac01\ud558\uba74 50%\ub97c \uc9c0\ubd88\ud560 \uc758\ud5a5\uc774 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774\uc81c\ub294 \uc0ac\ub78c\ub4e4\uc758 \ubbf8\ub798 \uac00\uaca9 \uc804\ub9dd\uc5d0 \ub530\ub77c \uac00\uaca9\uc774 \uc624\ub974\ub0b4\ub9ac\ub294 \uac83\uc774 \ubd84\uba85\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uc774\ub294 \uc55e\uc73c\ub85c \uba87 \uc8fc \uc548\uc5d0 \ucd9c\uc2dc\ud560 \uc81c\ud488\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub9c8\uc774\ub2e4\uc2a4\ub294 \uaddc\uc81c\ub97c \uc644\ubcbd\ud558\uac8c \uc900\uc218\ud558\uace0 \ud30c\uc0b0 \uc6d0\uaca9\uc774 \uac00\ub2a5\ud55c \uae30\uad00 \ub4f1\uae09\uc758 \ud1a0\ud070\ud654\ub41c \ubcf4\uc548 \uc0c1\ud488\uc73c\ub85c, \ud1a0\ud070\ud654\ub41c T-bill\uacfc \ud1a0\ud070\ud654\ub41c \uae30\uc900 \uac70\ub798 \uc0c1\ud488\uc778 \ub378\ud0c0 \uc911\ub9bd \uae30\uc900 \uac70\ub798 \uc0c1\ud488\uc774\ub77c\ub294 \ub450 \uac00\uc9c0 \uc8fc\uc694 \uc0c1\ud488\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \uc774 \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c\ub294 \uc804\ud1b5\uc801\uc778 \uae08\uc735\uc5d0 \ub300\ud574 \ub9ce\uc774 \uc774\uc57c\uae30\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc6b0\ub9ac\uac00 \uc774\uc57c\uae30\ud55c \uae30\ubcf8 \uac70\ub798\ub294 \uad6d\ucc44 \uc120\ubb3c\uc744 \ub9e4\ub3c4\ud558\uace0 \uad6d\ucc44\ub97c \ub9e4\uc218\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ube44\ud2b8\ucf54\uc778 \uc120\ubb3c \uacf5\ub9e4\ub3c4\ub97c \ud558\uace0 \uc2e4\uc81c \ube44\ud2b8\ucf54\uc778\uc744 \uc18c\uc720\ud558\ub294 \uac83\uacfc \uac19\uc740 \uc554\ud638\ud654\ud3d0\ub97c \ub9d0\uc500\ud558\uc2dc\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub9de\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8\uac83\uc774 \uc218\uc775\uc131 \uc788\ub294 \uac70\ub798\uac00 \ub420 \uc218 \uc788\ub294 \uc774\uc720\ub294 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \ube44\ud2b8\ucf54\uc778\uc5d0 \ub300\ud574 \ub108\ubb34 \ub099\uad00\uc801\uc774\uc5b4\uc11c \ube44\ud2b8\ucf54\uc778 \uc120\ubb3c\uc744 \uad6c\ub9e4\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub9de\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ub530\ub77c\uc11c \uc9c0\uae08 \uac15\uc138\uc7a5\uc5d0\uc11c\uc758 \uac70\ub798\ub294 \uc218\uc775\ub960\uc774 15% \uc815\ub3c4\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uba87 \ub2ec \uc804\ub9cc \ud574\ub3c4 \uc0ac\ub78c\ub4e4\uc774 \uc815\ub9d0 \uac15\uc138\ub97c \ubcf4\uc600\uc744 \ub54c\ub294 50% \uc815\ub3c4\uc758 \uc218\uc775\ub960\uc744 \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubb34\uae30\ud55c \uc120\ubb3c \uc0c1\ud488\uc740 8\uc2dc\uac04\ub9c8\ub2e4 \uac00\uaca9\uc774 \uc7ac\uc870\uc815\ub418\ub294 \uc554\ud638\ud654\ud3d0\uc758 \ubc1c\uba85\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uc774 \ube44\uc988\ub2c8\uc2a4\ub098 \uc554\ud638\ud654\ud3d0 \uc138\uacc4\uc5d0\uc11c\ub294 \ub808\ubc84\ub9ac\uc9c0\ub97c \uc88b\uc544\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \ub9ce\uace0, \uadf8 \uc885\ub958\ub3c4 \ub2e4\uc591\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub9e4\uc6b0 \uc218\uc775\uc131\uc774 \ub192\uc740 \uac70\ub798\uc785\ub2c8\ub2e4. \uac15\uc138\uc7a5\uc5d0\uc11c\ub9cc \ud6a8\uacfc\uac00 \uc788\uaca0\uc8e0?<\/p>\n\n<p>\uc57d\uc138\uc7a5\uc5d0\uc11c\ub294 \ud655\uc2e4\ud788 \ud6a8\uacfc\uac00 \uc5c6\uc744 \uac83 \uac19\uc9c0\ub9cc \uc57d\uc138\uc7a5\uc5d0\uc11c\ub294 \ub354 \uac15\uc138\ub97c \ub290\ub084 \ub54c\uae4c\uc9c0 \uc548\uc804\ud55c \uc800\ucd95 \uc0c1\ud488\uc778 \ud1a0\ud070\ud654\ub41c T-bill \uc0c1\ud488\uc73c\ub85c \uc804\ud658\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 \ub450 \uc0c1\ud488\uc740 \ud0c8\uc911\uc559 \uae08\uc735\uacfc \uc554\ud638\ud654\ud3d0 \uc0dd\ud0dc\uacc4\uc5d0 \ucc38\uc5ec\ud558\uace0\uc790 \ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc0ac\uc6a9\ud574\uc57c \ud558\ub294 \uae30\ubcf8\uc801\uc778 \ub3c4\uad6c\uc785\ub2c8\ub2e4.<\/p>\n\n<p>Jack: o MT-bill\uc774 \ucd9c\uc2dc\ub418\uc5c8\uace0, M-base\uac00 \ucd9c\uc2dc \uc911\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ub9de\uc2b5\ub2c8\ub2e4. MT-bill\uc740 \ucd9c\uc2dc\ub418\uc5c8\uc73c\uba70, M-base\ub294 \ud55c \ub2ec \uc815\ub3c4 \ub0b4\uc5d0 \ucd9c\uc2dc\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \ud604\uc7ac \uae30\ubcf8\uc801\uc73c\ub85c \uc138 \uacf3\uc758 \uc790\uc0b0\uc6b4\uc6a9\uc0ac \uc911 \uc5b4\ub290 \uacf3\uacfc \ud611\ub825\ud558\uc5ec \ubaa8\ub4e0 \uac70\ub798\ub97c \uc9c4\ud589\ud560\uc9c0 \ud611\uc758 \uc911\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc138\uacc4\uc5d0\uc11c\ub294 2020\ub144 3\uc6d4 \uc5f0\uc900\uc774 \uae08\ub9ac\ub97c \uc81c\ub85c\ub85c \ub0ae\ucd94\uace0 \uace1\uc120 \uc804\uccb4\uc758 \uae08\ub9ac\uac00 \uc81c\ub85c\uac00 \ub418\uc5b4 \ub9ce\uc740 \uc591\uc801 \uc644\ud654\ub97c \uc2e4\uc2dc\ud558\uc5ec \uc740\ud589 \uc2dc\uc2a4\ud15c\uc5d0 \uac04\uc811\uc801\uc73c\ub85c \uc9c0\uae09 \uc900\ube44\uae08\uc744 \ub118\uacbc\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uacb0\uad6d \ub9ce\uc740 \uc608\uae08\uc774 \ub9cc\ub4e4\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \uc740\ud589\uc740 \ub9ce\uc740 \uc790\uc0b0\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc5c8\uace0 \uc740\ud589 \uc2dc\uc2a4\ud15c\uc5d0\ub294 \uc5c4\uccad\ub09c \uc591\uc758 \ubb34\uc774\uc790 NIB \uc608\uae08\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. 6\ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8\ub97c \ubc1b\uc744 \uc218\ub3c4 \uc788\uc9c0\ub9cc, 0, 6\ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8\uac00 \ubb34\uc2a8 \uc0c1\uad00\uc774\uaca0\uc2b5\ub2c8\uae4c? \uadf8\ub9ac\uace0 2022\ub144\uc5d0\ub294 \uae08\ub9ac\uac00 \uc0c1\uc2b9\ud558\uba74\uc11c \uc774\uc790 \uc5c6\ub294 \uc608\uae08\uc5d0\uc11c \uc774\uc790 \uc788\ub294 \uc608\uae08\ub9cc\ud07c\uc758 \uc218\uc775\uc744 \uc5bb\uae30 \uc704\ud574 \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\ub85c \uc790\uae08\uc774 \ube60\uc838\ub098\uac00\ub294 \uc5c4\uccad\ub09c \ubcc0\ud654\uac00 \uc77c\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \uae30\ubcf8\uc801\uc73c\ub85c \uc554\ud638\ud654\ud3d0 \uc138\uacc4\ub294 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uacaa\uac8c \ub420 \uac83\uc774\uba70, \ud14c\ub354\ub098 \uc11c\ud074 USDT \ub610\ub294 USDC\uc640 \uac19\uc740 \ubb34\uc774\uc790 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0\uc11c \uc790\uae08\uc774 \ube60\uc838\ub098\uc640 \uc218\uc775\ub960 \uc0c1\ud488\uc73c\ub85c \uc774\ub3d9\ud558\uac8c \ub420 \uac83\uc774\ub77c\ub294 \ub17c\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ub9de\uc2b5\ub2c8\ub2e4. \uc704\ud5d8 \uc131\ud5a5\uc5d0 \ub530\ub77c T-\uc5b4\uc74c \ub610\ub294 \ubca0\uc774\uc2dc\uc2a4 \ud2b8\ub808\uc774\ub529 \uc720\ud615 \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub9d0\uc774 \ub418\uc8e0? \ud604\uc7ac Tether\ub294 \uc9c1\uc6d0 1\uc778\ub2f9 \uc218\uc775\uc774 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \ub2e8\uc77c \ud68c\uc0ac\uc785\ub2c8\ub2e4. \uadf8\uac74 \ub9d0\uc774 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \ub124. \uadf8\ub798\uc11c \uc800\ub294 \ud14c\ub354\uc5d0 \ub300\ud55c \uc81c \uacbd\ud5d8\uc744 \uacf5\uc720\ud558\uace0 \uc2f6\uc5c8\uace0, \ud14c\ub354\uc5d0 \ub300\ud574 \ud68c\uc758\uc801\uc778 \uc774\uc57c\uae30\ub97c \ub4e4\uc73c\uba74\uc11c &#8216;600\uc5b5 \ub2ec\ub7ec, \uc544\ub2c8 \uc9c0\uae08\uc740 1000\uc5b5 \ub2ec\ub7ec\uac00 \ub118\ub294 \ub3c8\uc744 \uac00\uc9c0\uace0 \uc788\ub294\ub370 \uc65c \uaddc\uc81c\ub97c \ubc1b\uc9c0 \uc54a\ub290\ub0d0&#8217;\ub294 \ub9d0\uc744 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uc65c \uac10\uc0ac\ub97c \ubc1b\uace0 \uc774\ub97c \uc99d\uba85\ud558\uc9c0 \uc54a\ub098\uc694?<\/p>\n\n<p>\uc774\ub7ec\ud55c \uc99d\uba85\uc744 \uacf5\uac1c\ud569\ub2c8\ub2e4. \uc0dd\uac01\ud55c \ub300\ub85c \ub05d\ub098\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc774 \ud765\ubbf8\ub86d\uace0 \uc7ac\ubbf8\uc788\uc2b5\ub2c8\ub2e4. \uc0d8 \ubc14\uc774\ud06c\uba3c \ud504\ub9ac\ub4dc\uac00 \uc544\uc8fc \uc720\uba85\ud55c \ud31f\uce90\uc2a4\ud2b8\ub97c \ub4e4\uc5c8\ub358 \uae30\uc5b5\uc774 \ub098\ub294\ub370, \uc544\uc8fc \ud6cc\ub96d\ud55c \uc800\ub110\ub9ac\uc2a4\ud2b8\uac00 &#8220;\ud14c\ub354\ub294 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?&#8221;\ub77c\ub294 \uc9c8\ubb38\uc744 \ub358\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud14c\ub354\ub294 \uc0ac\uae30\uc778\uac00\uc694? \ud14c\ub354\uac00 \ud3ed\ub77d\ud560\uae4c\uc694? \ubb3c\ub860 \ud14c\ub354\ub294 \uc5ec\uc804\ud788 \uc874\uc7ac\ud558\uba70 \uc0d8 \ubc31\ub9cc \ud504\ub9ac\ub4dc\uc758 \uc81c\uad6d\uc740 \uc644\uc804\ud788 \ubb34\ub108\uc84c\uace0 \uadf8\ub294 \uac10\uc625\uc5d0 \uac07\ud600 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ud14c\ub354 \uc740\ud589 \uacc4\uc88c \uc794\uace0\ud45c\uc5d0 \ucd5c\uadfc\uc5d0 \uc778\uc1c4\ud55c \ub3c8 \ub54c\ubb38\uc5d0 \uad6c\uba4d\uc774 \ub0ac\ub358 \uc801\uc774 \uc788\uc5c8\ub2e4\uba74, \uc544\ub9c8 \ub9c9\uc558\uc744 \uac81\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \ub124. \ube44\uc6a9\uc774 \ub9e4\uc6b0 \uc800\ub834\ud558\uace0 \uc608\uae08\uc5d0 \ub300\ud574 \uc544\ubb34\uac83\ub3c4 \uc9c0\ubd88\ud558\uc9c0 \uc54a\uace0 \ud604\uc7ac 5.3%\uc758 \uc774\uc790\uc728\uc744 \uc801\uc6a9\ubc1b\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub9de\uc2b5\ub2c8\ub2e4. \uc54c\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc11c\ud074, USDC\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc744 \ud569\ubc95\ud654\ud558\uace0, \uac10\uc0ac\ub97c \ubc1b\uace0, \uc721\uc9c0\ub85c \uc9c4\ucd9c\ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc5d0 \uc774\uc5d0 \ub300\ud574 \ub9d0\uc500\ud574 \uc8fc\uc138\uc694. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \ubbf8\uad6d \uad6d\ucc44\ub97c \uac00\uc9c0\uace0 \uc788\uc5c8\uc9c0\ub9cc, \uc544\ub9c8\ub3c4 \ud380\ub4dc\uc5d0 \ubc18\ub300\ud558\ub294 \ub3c8\ub3c4 \uac00\uc9c0\uace0 \uc788\uc5c8\ub358 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uc5d0 \uc608\uae08\uc744 \uc608\uce58\ud55c \uac83\uc740 \uc0ac\uc2e4\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c 2023\ub144 3\uc6d4\uc5d0 \ub514\ud398\uae45\uc774 \uc788\uc5c8\ub294\ub370, &#8216;\uc774\uac83\uc774 \ub2e4\uc2dc \ub3cc\uc544\uc62c \uac83\uc778\uac00, \uc774 \uc608\uae08\uc774 \uc88b\uc740 \uac83\uc778\uac00&#8217;\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \uc788\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ubd84\uba85\ud788 \uadf8\ub4e4\uc740 25\ub9cc \ub2ec\ub7ec\uc758 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud588\uc2b5\ub2c8\ub2e4. \uacb0\uad6d \ubaa8\ub4e0 \uc608\uae08\uc740 \ubc31\uc2a4\ud1b1\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uc11c\ud074\uc774 \uac1c\uc120\ud588\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \ub124, \uc11c\ud074\uc774 \ud655\uc2e4\ud788 \ud6e8\uc52c \ub354 \uac74\uc804\ud558\uc9c0\ub9cc, \uc218\uc775\ub960\uc744 \uc8fc\uba74 \uc99d\uad8c\ud615 \ud1a0\ud070\uc774 \ub418\uace0 \ubbf8\uad6d\uc5d0\uc11c \uc99d\uad8c \ub4f1\ub85d\uc744 \uc6d0\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc218\uc775\ub960\uc744 \uc904 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc0ac\uc2e4 \uadf8\ub4e4\uc774 \uad6c\ucd95\ud55c \ubaa8\ub4e0 \uac83\uc758 \ubaa9\uc801\uc744 \ubb34\ub825\ud654\uc2dc\ud0a4\ub294 \uac83\uc785\ub2c8\ub2e4. \ud604\uc7ac \ubbf8\uad6d\uc5d0\uc11c\ub294 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub294\ub370, \ubc14\ub85c \uadf8 \uc774\uc720 \ub54c\ubb38\uc5d0 \uae30\uad00 \ub4f1\uae09\uc73c\ub85c \uaddc\uc81c\ub418\ub294 \uc194\ub8e8\uc158\uc774\uc9c0\ub9cc \ubbf8\uad6d \uc678 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 Circle\uc774 \ud558\uace0\uc790 \ud558\ub294 \uc77c\uc744 \uace0\ub824\ud560 \ub54c, \ubbf8\uad6d\uc758 \uaddc\uc81c \uccb4\uc81c\uac00 \uadf9\uc801\uc73c\ub85c \ubc14\ub00c\uc9c0 \uc54a\ub294 \ud55c \uadf8 \uae38\uc740 \uadf8\ub4e4\uc774 \uac08 \uc218 \uc788\ub294 \uae38\uc774 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc774 \uacbd\uc6b0, \uc608, \ub610\ub294 \ud604\uc9c1\uc790\ub4e4\uc774 \uc6b0\ub9ac\ubcf4\ub2e4 \ub354 \uc798 \ud560 \uc218 \uc788\ub294 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub860\uc801\uc73c\ub85c\ub294 \uadf8\ub807\ub2e4\uace0 \ub2f5\ud560 \uc218 \uc788\uc9c0\ub9cc, \uaddc\uc81c\uc0c1\uc73c\ub85c\ub294 \uadf8 \uad6c\uc870\ub97c \ubc14\uafc0 \uc218 \uc5c6\uace0 \uc218\uc775\ub960\uc744 \ubcf4\uc7a5\ud560 \uc218 \uc5c6\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 SEC\ub294 \ucf54\uc778\ubca0\uc774\uc2a4\uc5d0\uc11c \ube14\ub85d\ud30c\uc774\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc218\uc775\ub960\uc744 \uc81c\uacf5\ud558\ub824\ub294 \ubaa8\ub4e0 \uc5c5\uccb4\ub97c \uacf5\uaca9\uc801\uc73c\ub85c \uacf5\uaca9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \uc5b4\ub5a4 \uaddc\uc81c \uccb4\uc81c\uc5d0 \uc18d\ud574 \uc788\uc73c\uba70 \uc0ac\ub78c\ub4e4\uc774 MT \ubc95\uc548\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \uacf3\uc740 \uc5b4\ub514\uc778\uac00\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uadf8\ub798\uc11c \ubbf8\uad6d\uc5d0\uc11c\ub294 \ud560 \uc218 \uc5c6\uc9c0\ub9cc \uc720\ub7fd \uc804 \uc9c0\uc5ed, \uc989 \ubbf8\uad6d \ubc0f \uc81c\uc7ac \ub300\uc0c1 \uad6d\uac00\ub97c \uc81c\uc678\ud55c \ubaa8\ub4e0 \uad6d\uac00\uc5d0\uc11c\ub294 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc720\ub7fd \uaddc\uc81c\ub97c \uc900\uc218\ud558\ubbc0\ub85c \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\ubd80\ud130 \uc544\ud504\ub9ac\uce74\uae4c\uc9c0 \uc5b4\ub514\uc5d0\uc11c\ub098 \uad6c\ub9e4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\uc7ac\ub97c \ubc1b\uac70\ub098 \ubbf8\uad6d\uc774 \uc544\ub2cc \uacf3\uc774\ub77c\uba74 \uc5b4\ub514\ub4e0 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc911\uad6d\uc740 \uc5b4\ub5a8\uae4c\uc694? \uc911\uad6d\ub3c4 \uc548 \ub41c\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0\ub9cc \uc800\ub294 \uaddc\uc81c \uc804\ubb38\uac00\uac00 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ub2f5\uc740 \uc54c\uace0 \uc788\uc5b4\uc57c \ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4 \ub300\ub2f5\uc740 &#8216;\uc544\ub2c8\uc624&#8217;\uc77c \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ubbf8\uad6d\uc740 \uc554\ud638\ud654\ud3d0\uc5d0 \ub300\ud55c \ub2e8\uc18d\uc774 \uac15\ud558\uace0 \ub2e4\ub978 \ub300\ubd80\ubd84\uc758 \ub2e4\ub978 \uad6d\uac00\ubcf4\ub2e4 \ub35c \uad00\ub300\ud558\ub2e4\uace0 \ub9d0\ud560 \uc218 \uc788\uc744\uae4c\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \ubb3c\ub860\uc774\uc8e0. \uc720\ub7fd\uc5d0\uc11c \uaddc\uc815\uc744 \uc644\uc804\ud788 \uc900\uc218\ud558\ub294 \ub4f1 \uc6b0\ub9ac\uac00 \ud574\uc628 \uc77c\ub4e4\uc774 \uc2e4\uc81c\ub85c \uadf8 \uc608\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\uac00 \uc81c\uacf5\ud558\ub294 \uac83\uc740 \ubbf8\uad6d \uc9c0\ud3d0\ub97c \uad6c\ub9e4\ud558\ub294 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\ub294 \ubbf8\uad6d \uc815\ubd80\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ube5a\uc744 \uac1a\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc5d0\uc11c\ub294 \ubd88\ubc95\uc774\uc9c0\ub9cc \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc88b\uc544\ud560 \ub9cc\ud55c \uc81c\ud488\uc774\ub77c\uace0 \uc0dd\uac01\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub9d0\ub3c4 \uc548 \ub418\ub294 \uc77c\uc774\uc8e0. \uadf8\ub798\uc11c \ubbf8\uad6d\uc740 \uc5c4\uccad\ub098\uac8c \ubcf4\uc218\uc801\uc774\uace0 \ud6c4\uc9c4\uc801\uc774\uc5c8\ub294\ub370, \uc800\ub294 \uadf8\ub4e4\uc774 \uc5b8\uc820\uac00\ub294 \uc880 \ub354 \ubbf8\ub798\uc9c0\ud5a5\uc801\uc778 \uc0ac\uace0\ub97c \ud558\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc554\ud638\ud654\ud3d0\uc5d0 \uc0ac\uae30\uac00 \ub9ce\uc774 \ubc1c\uc0dd\ud588\ub098\uc694?<\/p>\n\n<p>\ubb3c\ub860\uc785\ub2c8\ub2e4. ICO, \ubc08 \ucf54\uc778, \uae30\ubcf8 \uac00\uce58\uac00 0\uc778 \uac83\ub4e4, \ud558\uc9c0\ub9cc \uadf8\ub807\ub2e4\uace0 \ud574\uc11c \ubaa8\ub4e0 \uce74\ud14c\uace0\ub9ac\ub97c \uc544\uc608 \uaddc\uc81c\ud560 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud55c \uaddc\uc81c \uae30\uad00\uc774 \ub418\ub77c\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc548\ud0c0\uae5d\uac8c\ub3c4 \uaddc\uc81c \ub2f9\uad6d\uc774 \ud2b9\ubcc4\ud788 \uc720\ub2a5\ud558\uac70\ub098 \ub611\ub611\ud558\uc9c0 \uc54a\ub2e4\ub294 \uac83\uc774 \ubb38\uc81c\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc800\ub294 \ubbf8\uad6d\uc5d0\uc11c \uc0ac\uae30\uc131 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \uc2e4\uc81c\ub85c \ubc29\uc9c0\ud558\uba74\uc11c\ub3c4 \ud601\uc2e0\uc744 \ud5c8\uc6a9\ud560 \uc218 \uc788\ub294 \ub354 \uc2a4\ub9c8\ud2b8\ud55c \uaddc\uc81c\uac00 \ub9c8\ub828\ub418\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \uc5b8\uc820\uac00\ub294 \uadf8\ub807\uac8c \ub418\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n<p>\uc5ed\uc0ac\uc801\uc73c\ub85c \ubbf8\uad6d\uc740 \ud589\ubcf5\ud55c \ud601\uc2e0\uc758 \uc911\uc2ec\uc9c0\uc600\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc2e4\uc81c\ub85c \ub9ce\uc740 \uc554\ud638\ud654\ud3d0 \ud601\uc2e0\uc774 \ub274\uc695 \uc8fc\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc9c0\ub9cc, \ub300\ubd80\ubd84\uc758 \ud65c\ub3d9\uc774 \uc2e4\uc81c\ub85c\ub294 \ubd88\ubc95\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uaf64 \uc774\uc0c1\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\uc5d0 \ub300\ud55c \uacf5\uac10\ub300\uac00 \ud615\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \ub9ce\uc740 \uc554\ud638\ud654\ud3d0 \ud68c\uc0ac\ub4e4\uc774 \uc788\uc9c0\ub9cc \uc5ec\ub7ec\ubd84\uc740 \uc6b4\uc601\uc774 \ud5c8\uc6a9\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub9e4\uc6b0 \uc774\uc0c1\ud569\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \uaddc\uc815\uc744 \uc900\uc218\ud558\uace0 \ud30c\uc0b0\uc740 \uc6d0\uaca9\uc73c\ub85c \ucc98\ub9ac\ud55c\ub2e4\uace0 \ud558\uc168\uc8e0? \uc55e\uc11c \ub9d0\uc500\ud558\uc2e0 \uac83\ucc98\ub7fc 2020\ub144, \ud2b9\ud788 2021\ub144 \uc554\ud638\ud654\ud3d0 \uc138\uacc4\uc5d0\ub294 10%, 20%, 30%\uc758 \uc218\uc775\ub960\uc744 \ub0b4\ub294 \ud504\ub85c\ud1a0\ucf5c\uc774 \ub118\uccd0\ub0ac\uace0, \uc774\ub294 \ub9ac\uc2a4\ud06c\uac00 \ub0ae\uac70\ub098 \ub9ac\uc2a4\ud06c\uac00 \ub0ae\ub2e4\uace0 \uc554\uc2dc\ub418\ub294 \uac83\uc73c\ub85c \ubcf4\uc600\uae30 \ub54c\ubb38\uc774\uc8e0. \uadf8\ub798\uc11c \uc2e4\uc81c\ub85c \uc774\uac83\uc740 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub35c \uc704\ud5d8\ud55c \uc99d\uad8c \uc778 \ubbf8\uad6d \uc7ac\ubb34\ubd80 \uc99d\uad8c\uc744 \uc18c\uc720\ud558\uace0 \uc788\ub2e4\uace0 \ub9d0\uc500\ud558\uc168\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \ub124. \uc989, \uc6d0\uaca9 \ud30c\uc0b0\uc740 \uc6b0\ub9ac\uac00 \ud30c\uc0b0\ud558\uba74 \uc5ec\ub7ec\ubd84\uc758 \uc790\uc0b0\uc740 \uc5ec\ub7ec\ubd84\uc758 \uac83\uc774 \ub41c\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub2f9\uc0ac\uac00 \uae30\ucd08 \uc790\uc0b0 \ub610\ub294 \uc5b4\uc74c\uc744 \uc18c\uc720\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uadc0\ud558\ub294 \uc790\uc2e0\uc758 \uc790\uc0b0\uc744 \ubcf4\uc720\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \ud68c\uc0ac\uac00 \ud30c\uc0b0\ud558\ub354\ub77c\ub3c4 \uc5ec\uc804\ud788 \uae30\ucd08 \uc790\uc0b0\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\uace0, \uc774\ub97c \uc18c\uc720\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud68c\uc218\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc5ec\ub7ec\ubd84\uc774 \uac10\uc218\ud558\ub294 \uc720\uc77c\ud55c \uc704\ud5d8\uc740 \ubbf8\uad6d \uc815\ubd80\uc758 \ucc44\ubb34 \ubd88\uc774\ud589\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc2e4\uc81c T-\ube4c \ub9ac\uc2a4\ud06c\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \uc6b0\ub9ac\ub294 \ud568\uaed8 \uc11e\uc774\uc9c0 \uc54a\uc73c\uba70, \uc790\uae08\uc740 \uc6b0\ub9ac \uba85\uc758\ub85c \ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c\ub294 \ub0b4 \uc9c0\uac11\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. SBF\uc640\ub294 \ub2e4\ub974\uba70, \uadf8\ub4e4\uc774 \uae30\ubcf8\uc801\uc73c\ub85c FTX\ub97c \ud560 \ub54c\ub294 \uace0\uac1d\uc758 \ub3c8\uc744 \uac00\uc9c0\uace0 \ub178\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uadf8\ub4e4\uc774 \ud30c\uc0b0\ud558\uba74 \uace0\uac1d\uc758 \ub3c8\uc744 \uc783\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud30c\uc0b0 \uc6d0\uaca9\uc740 \uc544\uc9c1 \uc554\ud638\ud654\ud3d0 \uc5c5\uacc4\uc5d0\uc11c\ub294 \uc0c1\ub2f9\ud788 \ub4dc\ubb38 \uc77c\uc774\uc9c0\ub9cc, \ud30c\uc0b0\ud558\ub354\ub77c\ub3c4 \uace0\uac1d\uc774 \uae30\ubcf8 \uc790\uc0b0\uc744 \uc18c\uc720\ud558\uace0 \uc774\ub97c \ud68c\uc218\ud560 \uc218 \uc788\ub294 \ud45c\uc900\uc774 \ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \ub124. \uadf8\ub9ac\uace0 \ud30c\uc0b0 \uc6d0\uaca9, \ud2b8\ub808\uc774\ub529 \uc911\uac1c \uc138\uacc4\uc5d0\uc11c \uc81c\uac00 \uc774\ud574\ud558\ub294 \uac83\uc740 \ud604\uae08 \uacc4\uc88c\uac00 \uc788\ub294 \uacbd\uc6b0, \uc989 \uc2e4\uc81c\ub85c \uac00\uc9c0\uace0 \uc788\ub294 \ub3c8\uc73c\ub85c\ub9cc \uc99d\uad8c\uc744 \uc0ac\ub294 \uacbd\uc6b0, \ubaa8\uac74\uc2a4\ud0e0\ub9ac\uac00 \ud30c\uc0b0\ud558\ub294 \uacbd\uc6b0, \ubaa8\uac74\uc2a4\ud0e0\ub9ac\uac00 \uc18c\uc720\ud558\uace0 \uc788\ub294 \uac70\ub798\uac00 \uc788\ub294 \uacbd\uc6b0, \ubaa8\uac74\uc2a4\ud0e0\ub9ac\uac00 \ud30c\uc0b0\ud558\ub294 \uacbd\uc6b0\ub294 \uac70\uc758 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac00\ub2a5\uc131\uc774 \ub9e4\uc6b0 \ub0ae\uc9c0\ub9cc, \ub9cc\uc57d \uadf8\ub4e4\uc774 \ud30c\uc0b0\ud558\uace0 \ud604\uae08 \uacc4\uc88c\uac00 \uc788\uace0 \uc5ec\uc804\ud788 \uc560\ud50c\uc744 \uc18c\uc720\ud558\uace0 \uc788\ub2e4\uba74 \uc5ec\uc804\ud788 \uadf8 \uc560\ud50c \uc8fc\uc2dd\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4\ub294 \uac83\uc774 \uac00\uc7a5 \uc77c\ubc18\uc801\uc778 \uacbd\uc6b0\ub77c\uace0 \uc0dd\uac01\ud574\uc694. \ud558\uc9c0\ub9cc \ub9c8\uc9c4 \uacc4\uc88c\uac00 \uc788\ub2e4\uba74 \uc870\uae08 \ub354 \uae4c\ub2e4\ub85c\uc6cc\uc9d1\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\uc5d0\uc11c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc778\uac00\uc694?<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc81c\uac00 \uc633\uc740 \ud310\ub2e8\uc778\uc9c0\ub3c4 \ubaa8\ub974\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uc554\ud638\ud654\ud3d0\uc758 \uacbd\uc6b0, \ub9ce\uc740 \ud504\ub85c\ud1a0\ucf5c\uc774 \ud30c\uc0b0\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud574\ub2f9 \ud504\ub85c\ud1a0\ucf5c\uc774 \uc911\ub2e8\ub418\uba74 \uc790\uc0b0\uc744 \uc783\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub2f9\uc0ac\uc5d0 \uc5b4\ub5a4 \uc77c\uc774 \ubc1c\uc0dd\ud558\ub354\ub77c\ub3c4 \uc0ac\uc6a9\uc790\uac00 \uc790\uc2e0\uc758 \uc790\uc0b0\uc744 \uc18c\uc720\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc800\ud76c\uc640 \ub9c8\uc9c4 \uac70\ub798\ub294 \ud558\uc9c0 \uc54a\uc73c\uc2dc\uc8e0? \uc608\ub97c \ub4e4\uc5b4, \ubaa8\ud3ec\uc640 \uac19\uc740 \uc81c3\uc790\uc5d0\uac8c \ube4c\ub9b4 \uc218\ub294 \uc788\uc9c0\ub9cc \uc800\ud76c\uc640 \ud568\uaed8 \ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc800\ud76c\ub294 \ud504\ub77c\uc774\uba38\ub9ac \ubc1c\ud589\uc0ac\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uae30\ubcf8 \ubcf4\ud5d8\uc774\ub098 \uc0c1\ud658\uc744 \uc704\ud574 \uc800\ud76c\ub97c \ucc3e\ub294 \uac83\ucc98\ub7fc\uc694.<\/p>\n\n<p>\uc7ad: \uc54c\uc558\uc5b4\uc694. \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc0ac\ub78c\ub4e4\uc740 MT\uc5d0\uc11c \uc5b4\ub5a4 \uc885\ub958\uc758 \ucc28\uc785\uc744 \ud560\uae4c\uc694?<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc744 \ube4c\ub9b4\uae4c\uc694, \uc544\ub2c8\uba74 \uc554\ud638\ud654\ud3d0\ub97c \ube4c\ub9b4\uae4c\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uc5b4\ub5a4 \uc77c\uc744 \ud558\uace0 \uc2f6\uc740\uc9c0\uc5d0 \ub530\ub77c \ub2e4\ub974\uaca0\uc8e0? \uc608\ub97c \ub4e4\uc5b4 \uc774\ub354\ub098 \ube44\ud2b8\ucf54\uc778\uc744 \uc5c4\uccad\ub098\uac8c \ub9e4\uc218\ud558\ub294 \uacbd\uc6b0, \uc5ec\ub7ec\ubd84\uc774 \ud560 \uc218 \uc788\ub294 \uc77c\uc740 MT\ub97c \uc608\uce58\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc801\uc808\ud55c \uae08\uace0\uc5d0 \uc608\uce58\ud558\ub294 \uac83\uc774\ubbc0\ub85c, \uc6b0\ub9ac\uac00 \uc801\uc808\ud55c \uc720\ub3d9\uc131 \uae08\uace0\uac00 \uc788\ub2e4\uba74, \ud658\uc728\uc5d0 \ub530\ub77c \uac00\uc7a5 \uc26c\uc6b4 \ubc29\ubc95\uc740 \ubaa8\ud3ec\uc5d0 \uc608\uce58\ud558\ub294 \uac83\uc774\uc8e0. \uc0ac\ub78c\ub4e4\uc774 \ub514\ud30c\uc774 \uae08\ub9ac\uac00 \ub0ae\uc740 \uc57d\uc138 \ud658\uacbd\uc5d0 \ucc98\ud574 \uc788\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>MT \uc9c0\ud3d0\ub97c \uc608\uce58\ud558\uace0, 2%\ub85c USDC \ub610\ub294 \ud14c\ub354\ub97c \ube4c\ub9b0 \ub2e4\uc74c, 5.25\ub2ec\ub7ec\uc5d0 MT \uc9c0\ud3d0\ub97c \uad6c\ub9e4\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubbf8\uad6d \uc815\ubd80\uc5d0 \ub530\ub974\uba74 T-\ube4c\uc758 \ubcc0\ub3d9\uc131\uc740 0\uc774 \ub418\uae30 \ub54c\ubb38\uc5d0 \uacc4\uc18d \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c LTV\ub97c 90% \uc815\ub3c4\ub85c \uc124\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \ucc9c \ub2ec\ub7ec\ub97c \ub123\uace0 2\ub2ec\ub7ec\uc5d0 900\ub2ec\ub7ec\ub97c \ube4c\ub9ac\uba74 \ud604\uc7ac \uc774\uc790\uc728\uc774 \ub192\uae30 \ub54c\ubb38\uc5d0 2%\ub85c \uc774\uc790\uc728\uc744 \ubcf4\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 5.25\ub97c \uc55e\ub2f9\uae34 MT \uc9c0\ud3d0\ub97c \uad6c\ub9e4\ud569\ub2c8\ub2e4. 900\ub2ec\ub7ec\ub97c \uc785\uae08\ud55c \ub2e4\uc74c 2\uc2dc\uc5d0 810\ub2ec\ub7ec\ub97c \ube4c\ub824\uc11c \uacc4\uc18d \ubc18\ubcf5\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c 10 \ub300 1 \ub808\ubc84\ub9ac\uc9c0\ub85c 90 %\ub77c\uace0 \uac00\uc815 \ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 5.25\ub294 15 \ub610\ub294 20\uc774 \ub429\ub2c8\ub2e4. \uc774\uac83\uc774 \ud55c \uac00\uc9c0 \uc0ac\uc6a9 \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub610\ud55c \uc218\uc775\uc131\uc774 \ub9e4\uc6b0 \ub192\uc740 \ub871 \ud2b8\ub808\uc774\ub529\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610 \ub2e4\ub978 \uc0ac\uc6a9 \uc0ac\ub840\ub294 \ubb34\uc5b8\uac00\ub97c \ub2f4\ubcf4\ub85c \uc81c\uacf5\ud558\ub824\ub294 \uacbd\uc6b0, USDC\ub098 USDT\ub97c \ub2f4\ubcf4\ub85c \uc81c\uacf5\ud558\ub294 \ub300\uc2e0 MT \uc9c0\ud3d0\ub97c \ub2f4\ubcf4\ub85c \uc81c\uacf5\ud558\ub294 \uac83\uc774 \uc774\uc790\ub97c \ubc1b\uae30 \ub54c\ubb38\uc5d0 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ub2f4\ubcf4\uc758 \uac00\uce58\uac00 \uc0c1\uc2b9\ud558\uae30 \ub54c\ubb38\uc5d0 \ub354 \uc88b\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c BDC, \uc774\ub354\ub9ac\uc6c0 \ub4f1 \uc5b4\ub5a4 \uac83\uc744 \ub2f4\ubcf4\ub85c \ub300\ucd9c\uc744 \ubc1b\ub294 \uacbd\uc6b0\uc5d0\ub3c4 USDC\ubcf4\ub2e4 MT \uc9c0\ud3d0\ub97c \ub2f4\ubcf4\ub85c \uc124\uc815\ud558\ub294 \uac83\uc774 \ub354 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \uc81c\uac00 \uc54c\uae30\ub85c\ub294 \uad6d\uace0\ucc44\ub294 \ucfe0\ud3f0\uc774 \uc5c6\ub294 \uc0c1\ud488\uc73c\ub85c \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \uc774\uc790\uc728\uc774 4%\ub77c\uba74 1\ub144 \ub9cc\uae30 \uad6d\uace0\ucc44\ub97c \uad6c\ub9e4\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub9e4 \ubd84\uae30\ub9c8\ub2e4 \uc5f0 4%\uc758 \uc774\uc790\ub97c \uc9c0\uae09\ud558\ub294 \uac83\ub3c4 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n<p>96\ub2ec\ub7ec\uc5d0 \uad6c\ub9e4\ud558\uace0 1\ub2ec\ub7ec\ub85c \uad50\ud658\ud558\uba74 \ub429\ub2c8\ub2e4. MT \uccad\uad6c\uc11c\uc5d0\ub294 \uc774\ub7ec\ud55c \uce21\uba74\uc774 \uc5b4\ub5bb\uac8c \uc801\uc6a9\ub418\ub098\uc694? \uc5b4\uc74c \uac00\uce58\uac00 \uc0c1\uc2b9\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \uac19\uc740 \uc77c\uc774 \ubc1c\uc0dd\ud558\ub098\uc694, \uc544\ub2c8\uba74 \uc5b4\uc74c \ubcf4\uc720\uc790\uac00 \uad6d\ucc44 \ubcf4\uc720\uc790\uc640 \ub2ec\ub9ac \uc2e4\uc81c\ub85c \uc774\uc790\ub97c \uc9c0\uae09\ubc1b\ub098\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ud1a0\ud070\uc744 \ub514\uc790\uc778\ud558\ub294 \ubc29\ubc95\uc740 \uc5ec\ub7ec \uac00\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ubca0\uc774\uc2a4\ub77c\ub294 \uac83\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \uad6c\ub9e4\ud558\uba74 \ud56d\uc0c1 1\uc758 \uac00\uce58\uac00 \uc788\uace0 \uc774\uc790\ub294 \ub354 \ub9ce\uc740 \uac83\uc744 \uc5bb\uac70\ub098 \ub204\uc801\ub418\uc5b4 \uc774\uc790\uac00 \uc870\uae08\uc529 \ubc1c\uc0dd\ud558\uace0 \uacc4\uc18d \ubcf5\ub9ac\ub41c\ub2e4\ub294 \uc758\ubbf8\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc800\ud76c\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc774\uc720\ub85c \ucd95\uc801\uc744 \uc120\ud0dd\ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uadf8 \uac00\uce58\ub294 \uacc4\uc18d \ub204\uc801\ub429\ub2c8\ub2e4. 1\ub2ec\ub7ec\uac00 5\ub2ec\ub7ec\uac00 \ub418\uace0, 5\ub2ec\ub7ec\uac00 11\ub2ec\ub7ec\uac00 \ub418\uace0, 11\ub2ec\ub7ec\uac00 \ub418\ub294 \uc2dd\uc73c\ub85c \uae30\ubcf8\uc801\uc73c\ub85c \uacc4\uc18d \uc62c\ub77c\uac11\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \uadf8 \uac00\uce58\uac00 \uc810\uc810 \ub354 \ub192\uc544\uc9c0\uace0 \uc788\uc73c\uba70, \uac00\uce58\uac00 \ucd95\uc801\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uadf8\ub7fc \uad6d\ucc44 \ubc1c\ud589\uacfc \uac19\uc740 \uac74\uac00\uc694? \uc608. \ub124<\/p>\n\n<p>\uadf8\ub7ec\ub2c8 \ub9e4\uc77c\ub9e4\uc77c \ub9d0\uc544 \uc62c\ub9ac\uace0 \ub5bc\uc5b4\ub0b4\uba74\uc11c \uc870\uae08\uc529 \uac00\uce58\ub97c \ub192\uc774\uc138\uc694. \uc815\ub2f5\uc785\ub2c8\ub2e4. \uc54c\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud765\ubbf8\ub86d\uad70\uc694. \uc54c\uc558\uc5b4\uc694. \ub530\ub77c\uc11c \ub2e4\uc74c\uc5d0 \ucd9c\uc2dc\ud560 \uc81c\ud488\uc740 M \uae30\ubc18\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub9c8\uc774\ub2e4\uc2a4\uc758 \uc7a5\uae30 \ube44\uc804\uc5d0 \ub300\ud55c \uc7a5\uae30\uc801\uc778 \uacc4\ud68d\uc5d0 \ub300\ud574 \ub9d0\uc500\ud574 \uc8fc\uc2dc\uaca0\uc5b4\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \ub124. \uc800\ub294 \uc6b0\ub9ac\uac00 \uae08\uc735 \uc2dc\uc7a5\uc758 \ubcc0\ud654\uc758 \uc2dc\uc791 \ub2e8\uacc4\uc5d0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc7a5\uc740 \uc7ac\ucc3d\uc870\ub418\uc5b4\uc57c \ud558\uc9c0 \uc54a\uc744\uae4c\uc694?<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4 2024\ub144\uc5d0 \ub0b4\uac00 \uc560\ud50c \uc8fc\uc2dd\uc744 \uc0ac\uace0 \uc2f6\uace0 \ub2f9\uc2e0\uc774 \uc560\ud50c \uc8fc\uc2dd\uc744 \ud314\uace0 \uc2f6\ub2e4\uba74 \uc740\ud589\uc6d0\uc5d0\uac8c \uc804\ud654\ub97c \uac78\uc5b4 \uac70\ub798\ub97c \uccb4\uacb0\ud558\ub294 \ubc29\uc2dd\uc774 \ub9d0\uc774 \uc548 \ub41c\ub2e4\uace0 \uc0c1\uc0c1\ud574 \ubcf4\uc138\uc694. \uad00\ub9ac\uc778, \uc911\uac1c\uc778, \uc740\ud589\uc6d0\uc774 \uc788\uace0 \uacb0\uc81c \uae08\uc561\uc740 T + 72\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc5c5\ubb34 \uc2dc\uac04 \uc911\uc5d0\ub9cc \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n\n<p>\ub9d0\uc774 \uc548 \ub418\uc8e0? \uc911\uac1c\uc790 \uc5c6\uc774 \uc2e4\uc2dc\uac04\uc73c\ub85c 24\uc2dc\uac04 \uc5f0\uc911\ubb34\ud734\ub85c \ud560 \uc218 \uc5c6\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694? \ub204\uad70\uac00\uc5d0\uac8c \uc1a1\uae08\ud558\uba74 \uc2e4\uc2dc\uac04 \ucd94\uc801\uc774 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \uae08\uc735 \uc138\uacc4\ub97c \ub514\uc9c0\ud138\ud654\ub418\uace0, \ub514\uc9c0\ud138\ud654\ub418\uace0, \uc2e4\uc2dc\uac04\uc73c\ub85c \uc77c\uc5b4\ub098\ub294 \uc138\uacc4\ub85c \uc804\ud658\ud558\ub294 \uc218\ub2e8\uc73c\ub85c \ud1a0\ud070\ud654\ub41c \uc790\uc0b0\uc744 \ub9cc\ub4dc\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc778 \ube44\uc804\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ucc44\uad8c\uc744 \uc27d\uac8c \ud1a0\ud070\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd\uc744 \uc27d\uac8c \ud1a0\ud070\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\uc81c \uc11c\uc591\uc5d0\uc11c\ub294 Robinhood \ub610\ub294 E-Trade\ub85c \uc27d\uac8c \uac08 \uc218 \uc788\ub2e4\ub294 \uac83\uc774 \uc2e4\uc81c\ub85c \uc758\ubbf8\uac00 \uc788\uc744\uae4c\uc694? \uaf2d \uadf8\ub807\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc7a5\uae30\uc801\uc778 \ube44\uc804\uc758 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c, \uc6b0\ub9ac\ub294 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \ub808\uc77c\uc744 \uc7ac\ucc3d\uc870\ud558\uc5ec \uc911\uac1c\uc790\uc640 \uc218\uc218\ub8cc, \uc554\ud638\ud654\ud3d0 \ub808\uc77c\uacfc \uac19\uc740 \ubaa8\ub4e0 \uacc4\uce35 \uc5c6\uc774 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c 24\uc2dc\uac04 \uc5f0\uc911\ubb34\ud734\ub85c \uc6b4\uc601\ub420 \uc218 \uc788\ub3c4\ub85d \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\uc81c \uacb0\uc81c\ub294 \uc554\ud638\ud654\ud3d0\ub97c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ube0c\ub77c\uc9c8\uacfc \ub7ec\uc2dc\uc544\uc758 \uc0ac\ub840\ub97c PIX\uc640 UPI\uc758 \uc0ac\ub840\ub97c \ubaa8\ubc29\ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc624, \ub7ec\uc2dc\uc544, \uc778\ub3c4.<\/p>\n\n<p>\ub530\ub77c\uc11c \uc778\ub3c4\ub294 \uc18c\ube44\uc790\uc640 \uc18c\ube44\uc790, \uc18c\ube44\uc790\uc640 \uae30\uc5c5, \uae30\uc5c5\uacfc \uc815\ubd80, B2B \uac04\uc5d0 \uc791\ub3d9\ud558\ub294 \uc644\uc804 \ubb34\ub8cc \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc73c\ub85c UPI\ub97c \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \ubaa8\ub4e0 \uac83\uc774 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc2e4\uc2dc\uac04\uc73c\ub85c \ubb34\ub8cc\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uadf8\uac83\uc740 \ud2b9\ubcc4\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uae30\ubcf8\uc801\uc73c\ub85c \ub9c8\uc2a4\ud130\uce74\ub4dc \ube44\uc790 \ud658\uc804 \uc218\uc218\ub8cc\uac00 \uc0ac\ub77c\uc84c\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc18c\uc561 \uacb0\uc81c, \uc18c\uc561 \uacb0\uc81c\uc5d0 \ub300\ud55c \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378, \uae08\uc735 \ud3ed\ubc1c\uacfc \uae08\uc735 \ud3ec\uc6a9\uacfc \uac19\uc740 \ub180\ub77c\uc6b4 \ud601\uc2e0\uc73c\ub85c \uc774\uc5b4\uc838 \uc11c\uad6c\uc5d0\uc11c \uc77c\uc5b4\ub098\uae30\ub97c \uae30\ub2e4\ub9b4 \uc218 \uc5c6\uc744 \uc815\ub3c4\ub85c \uc544\ub984\ub2f5\uace0 \ub9c8\ubc95 \uac19\uc740 \uc77c\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc800\ub294 \uadf8\ub7f0 \uac83\ub4e4\uc774 \ub300\uccb4\ub420 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uacb0\uc81c \ub808\uc77c\uc740 \uacc4\uc18d\ud574\uc11c \uc815\ubd80\uc758 \ud1b5\uc81c\ub97c \ubc1b\uac8c \ub420 \uac83\uc774\uba70 \uc554\ud638\ud654\ud3d0 \ub808\uc77c\uc5d0\ub294 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc744 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ucc44\uad8c\uacfc \uac19\uc740 \uc790\uc0b0\uc744 \uacb0\uc81c\ud560 \ub54c\ub294 \uc554\ud638\ud654\ud3d0\ub97c \uc0ac\uc6a9\ud558\uc9c0 \ubabb\ud560 \uc774\uc720\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ubb3c\ub860 \ud604\uc9c1\uc790\ub4e4\uc740 \uc774\ub97c \uc6d0\uce58 \uc54a\uaca0\uc9c0\ub9cc, \ucda9\ubd84\ud788 \uc774\ud574\uac00 \ub418\ub294 \ubd80\ubd84\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc218\uc775\ub960\uc774 \uc5c6\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0 \ub3c4\uc804\ud558\ub294 \uac83 \uc678\uc5d0\ub3c4 \ud1a0\ud070\ud654\ub97c \uc2dc\ub3c4\ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc800\ud76c\ub294 \ub2e4\ub978 \uc2e4\ubb3c \uae08\uc735 \uc790\uc0b0\uc744 \ud1a0\ud070\ud654\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uc790\uc0b0\uacfc \uacb0\uc81c\uc758 \ud1a0\ud070\ud654\uc5d0\ub294 \ub099\uad00\uc801\uc774\ub77c\uace0 \ud558\uc168\ub294\ub370, \uc774\ub294 \ub9c8\uc774\ub2e4\uc2a4\uac00 \ud558\uace0 \uc788\ub294 \uc77c\uc774\uc9c0\ub9cc \uacb0\uc81c\uc5d0\ub294 \ub099\uad00\uc801\uc774\uc9c0 \uc54a\ub2e4\uace0 \ud558\uc168\uc8e0? \ub530\ub77c\uc11c \uc554\ud638\ud654\ud3d0\ub098 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774 \ubbf8\ub798\uc758 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ud070 \uc5ed\ud560\uc744 \ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc785\uc5d0 \ub2f4\uc744 \uc218 \uc5c6\ub294 \ub9d0\uc744 \ud558\uace0 \uc2f6\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \uc544\ub2c8, \uadf8\ub7f0 \ub9d0\uc774 \uc544\ub2c8\uc8e0? \ub2ec\ub7ec \uc571\uacfc \uac19\uc740 \ub180\ub77c\uc6b4 \uc554\ud638\ud654\ud3d0 \uc778\uc811 \uacb0\uc81c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ucc98\ub7fc \ub9d0\uc785\ub2c8\ub2e4. \ub2ec\ub7ec \uc571\uc5d0\ub294 \uc554\ud638\ud654\ud3d0 \ub808\uc77c\uc774 \uc788\uc73c\uba70 10\uc5b5 \uac74 \uc774\uc0c1\uc758 \uacb0\uc81c\uac00 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \ubbf8\uad6d\uc5d0\uc11c \uba55\uc2dc\ucf54\ub85c, \ud398\uc18c\uc5d0\uc11c \ub2ec\ub7ec\ub85c \uc1a1\uae08\ud558\ub294 \ub4f1 \uc1a1\uae08 \uc640\uc774\uc988\uc5d0\uc11c \uac00\uc7a5 \uc800\ub834\ud558\uace0 \ub2e4\ub978 \ubaa8\ub4e0 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \uc800\ub834\ud558\uac8c \uc1a1\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0 \uad00\uc810\uc5d0\uc11c \ubcf4\uba74 \ud601\uc2e0\uc801\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \ub9d0\ud558\ub294 \uac83\uc740 \uad6d\uac00 \ub0b4\uc5d0\uc11c \ub354 \ub9ce\uc740 \uac83, \ucca0\ub3c4 \uc694\uae08 \uc9c0\ubd88, \uc81c\uac00 \uc11c\uc591\uc5d0\uc11c \uc2eb\uc5b4\ud558\ub294 \uac83\uc740 \ubaa8\ub4e0 \uc0ac\ub78c\ub4e4\uc774 Visa\uc640 MasterCard \ubc0f American Express\ub85c \uc2e0\uc6a9 \uce74\ub4dc\ub85c \uc9c0\ubd88\ud558\uace0 \uc788\uc73c\uba70, \uc720\ud6a8 \uc138\uae08\uc740 \uad6d\uac00, \uce74\ud14c\uace0\ub9ac, \uac00\ub9f9\uc810, \uc778\uc218\uc790 \ub4f1\uc5d0 \ub530\ub77c 0.8 %\uc5d0\uc11c 3 %\uc758 \ud658\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub97c 0\uc774 \ub418\ub294 \uc138\uc0c1\uc73c\ub85c \uc62e\uae38 \uc218 \uc788\ub2e4\uba74 \uc5c4\uccad\ub09c \uac00\uce58\ub97c \ubc1c\ud718\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774\ub7f0 \uc77c\uc774 \ubc1c\uc0dd\ud55c \ub450 \uac00\uc9c0 \uad6d\uac00\uc758 \uc608\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc194\ub77c\ub098\ucc98\ub7fc \ub9e4\uc6b0 \uc800\ub834\ud55c \uac83\uc744 \uc0ac\uc6a9\ud55c\ub2e4\uba74 \uc554\ud638\ud654\ud3d0\uc5d0 \uc774\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc744\uae4c\uc694?<\/p>\n\n<p>\uc194\ub77c\ub098 \ud398\uc774\uac00 \ub180\ub77c\uc6b4 \uacb0\uc81c \uba54\ucee4\ub2c8\uc998\uc774 \ub420 \uc218 \uc788\uc744\uae4c\uc694? \ub300\ub2f5\uc740 &#8216;\uc608&#8217;\uc785\ub2c8\ub2e4. \ud398\uc774\ud314\uc774 \uadf8\ub807\uac8c \ud558\uace0 \uc788\uc8e0?<\/p>\n\n<p>\ub9de\uc2b5\ub2c8\ub2e4. \uac00\ub2a5\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \uc800\ub294 \ub2f9\uc5f0\ud788 \uadf8\ub807\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc815\ubd80\uac00 \ud1b5\uc81c\uad8c\uc744 \ud3ec\uae30\ud560 \uc758\ud5a5\uc774 \uc788\ub294 \ubd84\uc57c\uc640 \uac00\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\uace0 \uc0dd\uac01\ud558\ub294 \ubd84\uc57c\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694? \uc800\ub294 \uc554\ud638\ud654\ud3d0 \ucca0\ub3c4 \uacb0\uc81c \uc2dc\uc2a4\ud15c\ubcf4\ub2e4\ub294 \uad81\uadf9\uc801\uc73c\ub85c \uc815\ubd80\uc758 \ud1b5\uc81c\uc640 \uaddc\uc81c\ub97c \ubc1b\ub294 UPI\ub098 PICS\uc640 \uac19\uc740 \uc2dc\uc2a4\ud15c\uc774 \uacb0\uc81c\uc5d0 \ud65c\uc6a9\ub418\ub294 \uac83\uc774 \uacb0\uacfc \uce21\uba74\uc5d0\uc11c \ub354 \uc720\ub825\ud55c \ub2f5\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ubd88\uac00\ub2a5\ud558\ub2e4\ub294 \ub9d0\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n<p>\ud2b9\ud788 \uad6d\uac00 \uac04 \uacb0\uc81c\uc640 \uad50\ud658 \ubc0f \ud1b5\ud654 \uac04 \uc2dc\uc2a4\ud15c\uacfc \uad00\ub828\ud558\uc5ec \uc758\ubbf8 \uc788\ub294 \uc5ed\ud560\uacfc \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\uaca0\uc9c0\ub9cc \ud655\ub960\uc801\uc73c\ub85c \uadf8\ub807\uac8c \ub420 \uac83 \uac19\uc9c0\ub294 \uc54a\ub2e4\uace0 \ub9d0\uc500\ub4dc\ub9ac\ub294 \uac83\uc785\ub2c8\ub2e4. \ub2ec\ub7ec \uc571\uc740 1L, D-O-L-A-R-A-P-P\ub85c, \ud50c\ub808\uc774\ud574 \ubcf4\uc9c0 \uc54a\uc73c\uc168\ub2e4\uba74 \uc815\ub9d0 \ub300\ub2e8\ud55c \uc571\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc804\uccb4 \uc554\ud638\ud654 \ub808\uc77c\uc740 \ub09c\ub3c5\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc554\ud638\ud654 \uc694\uc18c\uac00 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uc9c0 \ubabb\ud569\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc744 \uc704\ud574 \uc644\uc131\ub41c \uc544\ub984\ub2e4\uc6b4 \ub514\uc790\uc778\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uadf8\ub807\ub2e4\uba74 UPI, \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4\ub294 \uc911\uad6d\uc5d0\ub3c4 \uc720\ub2c8\uc628\ud398\uc774\uac00 \uc788\ub2e4\uace0 \ud560 \uc218 \uc788\ub098\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uc911\uad6d\uc758 \ub300\ud615 \uacb0\uc81c \uc11c\ube44\uc2a4\uc778 \ud150\uc13c\ud2b8\uc758 \uc704\ud398\uc774\uc640 \uc54c\ub9ac\ubc14\ubc14\uc758 \uc54c\ub9ac\ud398\uc774\ub294 \uc2e4\uc81c\ub85c\ub294 \ube44\uacf5\uac1c \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc815\ubd80\ub294 \uc774\ub97c \uc2eb\uc5b4\ud588\uace0, \uacb0\uad6d IPO\ub97c \uc911\ub2e8\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc7ac\ud14c\ud06c, \uadf8\ub7ec\ub2c8\uae4c \uc800\ub294 \ud22c\uc790 \uac1c\ubbf8, \ub9e4\uc6b0 \uc2e4\ub9dd\ud55c \ud22c\uc790 \uac1c\ubbf8\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc911\uad6d\uc5d0\uc11c\ub294 \ubbfc\uac04 \ucabd\uc5d0\uc11c \uc0dd\uaca8\ub0ac\uc9c0\ub9cc \uc815\ubd80\ub294 \uc774\ub97c \uc2eb\uc5b4\ud588\uace0, \uc774\ub97c \uc8fd\uc774\uace0 \ub0b4\ubd80\uc801\uc73c\ub85c \ub300\uccb4\ud558\uae30 \uc704\ud574 \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub124, \ubbf8\uad6d\uc5d0\ub3c4 \uadf8\ub7f0 \uac83\uc774 \uc788\uc5c8\uc73c\uba74 \uc88b\uaca0\uc5b4\uc694. \uc720\ub2c8\uc628\ud398\uc774 \uac19\uc740 \uac70\ub098&#8230; \ub124, UPI \uac19\uc740 \uac70\uc694.<\/p>\n\n<p>\ub124, UPI\ub098 PIX\ub97c \ubcf5\uc0ac\ud574\uc11c \ubd99\uc5ec\ub123\uc744 \uc218 \uc788\ub2e4\uba74 \uc815\ub9d0 \uae30\uc058\uace0 \ud589\ubcf5\ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc5f0\uc900\uc740 FedNow\ub77c\ub294 \uc0c1\ud488\uc744 \uc2dc\ub3c4\ud558\uace0 \uc788\uc9c0\ub9cc, \ub9ce\uc740 \uc740\ud589\uc774 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc758 \ud070 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\ub294 \uc778\ud130\uccb4\uc778\uc9c0\ub97c \uc783\uace0 \uc2f6\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc9c0\uc5ed \uc740\ud589\uc5d0\uc11c\ub9cc \uc9c0\uc6d0\ud558\uace0 \uc788\uc73c\uba70 \uc544\uc9c1 \ub300\uc911\uc758 \uc778\uc2dd\uc5d0 \ub3c4\ub2ec\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc544\uc9c1 \uc18c\ube44\uc790\ub97c \uc9c1\uc811 \ub300\uba74\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uadf8\ub7f0 \ubc29\ud5a5\uc73c\ub85c \ub178\ub825\ud558\uace0 \uc788\uc9c0\ub9cc \uc11c\uad6c\uc5d0\uc11c\ub294 10\ub144 \uc774\uc0c1 \uac78\ub9b4 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>Jack: 2000\ub144\ub300 \uae30\uc5c5\uacf5\uac1c \uc774\ud6c4 Visa\uc640 MasterCard\ub294 \uc6b0\uc218\ud55c \ube44\uc988\ub2c8\uc2a4\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub9e4\uc6b0 \uc6b0\uc218\ud55c \uc2e4\uc801\uc744 \uae30\ub85d\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8\ub4e4\uc774 \uacc4\uc18d\ud55c\ub2e4\uba74 \uc591\uc9c8\uc758 \ube44\uc988\ub2c8\uc2a4\ub97c \uc6b4\uc601\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uadf8 \ud68c\uc0ac\ub4e4\uc758 \uc804\uc131\uae30\ub294 \uc774\ubbf8 \uc9c0\ub098\uac14\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub294 \uac83 \uac19\uc740\ub370\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uae00\uc384\uc694, \uadf8\ub4e4\uc740 \uaddc\uc81c \ub2f9\uad6d\uc758 \ud3ec\ud68d\uacfc \uad8c\ub825\uc744 \ub9ce\uc774 \uac00\uc9c0\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ubc18\ub4dc\uc2dc \uadf8\ub7f0 \uac83\uc740 \uc544\ub2c8\uba70, \uc800\ub294 \uadf8\ub4e4\uc774 \uc774 \ubb38\uc81c\uc5d0 \ub300\ud574 \ub05d\uae4c\uc9c0 \uc2f8\uc6b8 \uac83\uc774\ub77c\uace0 \ud655\uc2e0\ud569\ub2c8\ub2e4. \uc774\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uae30\ub97c \ubc14\ub77c\ub294 \uac83\ucc98\ub7fc \ub9d0\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub09c \uacf3\ub4e4\uc740 \uc2e0\uc6a9\uce74\ub4dc \ubcf4\uae09\ub960\uc774 \ub0ae\uc558\uc8e0?<\/p>\n\n<p>\ub530\ub77c\uc11c \ube0c\ub77c\uc9c8\uacfc \uc778\ub3c4\uc5d0\uc11c \uad81\uadf9\uc801\uc73c\ub85c \uadf8\ud1a0\ub85d \uc5f4\uc2ec\ud788 \uc2f8\uc6e0\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294 \uc774\uc720\ub294 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ubcf4\uc720\ud560 \ub9cc\ud07c \ubd80\uc720\ud558\uace0 \uc2e0\uc6a9\uc810\uc218\uac00 \ub192\uc544 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc815\ub2f9\ud654\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\uc774 \ub9ce\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc644\uc804\ud788 \uc0c8\ub85c\uc6b4 \ub3c5\ub9bd\uc801\uc778 \uc2e0\uc6a9 \uacb0\uc81c \ub808\uc77c\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc9c1\uc5d0 \ud604\uc9c1\uc774 \ub450 \uba85\uc774\ub098 \uc788\ub294 \uc774\uacf3\uc5d0\uc11c\ub294 \ub9e4\uc6b0, \ub9e4\uc6b0 \uc5b4\ub824\uc6b8 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \ub0b4\uae30\ub97c \uac78\uc790\uba74 \ud5a5\ud6c4 10\ub144 \ub3d9\uc548\uc740 \uc774\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac83\uc774\uba70, \uc5ec\uc804\ud788 \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ub0a8\uc744 \uac83\uc774\ub77c\uace0 \ub9d0\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \ub2e8\uae30\uc801\uc73c\ub85c\ub294 \uc774 \ub458 \uc911 \uc5b4\ub290 \ucabd\ub3c4 \ubd80\uc871\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \uc5b4\uca0c\ub4e0 \ud22c\uc790\uc790\uac00 \ub418\uc9c0\ub294 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. \uc800\ub294 0\uc5d0\uc11c 1000\uae4c\uc9c0, \uc774\ubbf8 \ud655\ub9bd\ub418\uc5b4 \uc788\ub294 \uac83\uc744 \uc120\ud638\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \ub9de\uc544\uc694. UPI\uac00 \uc0dd\uae30\uba74 \ubbf8\uad6d\uc5d0 \uc88b\uc740 \uc77c\uc774 \ub420 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4\uace0 \ud574\uc11c \ubc18\ub4dc\uc2dc \uadf8\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub0a0 \uac83\uc774\ub77c\ub294 \uc758\ubbf8\ub294 \uc544\ub2d9\ub2c8\ub2e4. \uc544, \uadf8\ub798\uc694.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \ubbf8\uad6d\uc744 \uc704\ud574 \uc88b\uc740 \uc77c\uc774 \ub9ce\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc800\uc219\ub828\uacfc \uace0\uc219\ub828 \ubaa8\ub450\ub97c \uc704\ud55c \uac1c\ubc29\uc801\uc778 \uc774\ubbfc \uc815\ucc45\uacfc \uc774\ubbfc \uc815\ucc45\uc740 \uc2e4\uc81c\ub85c \uad6d\uac00 \ubcf5\uc9c0\ub97c \ub192\uc774\uace0 \uc778\uad6c \ud1b5\uacc4\ub97c \uadf9\uc801\uc73c\ub85c \uac1c\uc120\ud558\uae30 \ub54c\ubb38\uc5d0 \ud6e8\uc52c \ub354 \uac1c\ubc29\uc801\uc778 \uc774\ubbfc \uc815\ucc45\uc744 \uac00\uc838\uc57c \ud569\ub2c8\ub2e4. \uc815\uc561\uc138\ub85c \ud6e8\uc52c \ub354 \ub2e8\uc21c\ud55c \uc138\uae08 \uccb4\uacc4\ub97c \uac16\ucdb0\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc6b0\ub9ac\uc5d0\uac8c\ub294 \uc5c6\ub294 \uac83\ub4e4\uc774 \ub108\ubb34 \ub9ce\uc544\uc694. \ub530\ub77c\uc11c \uc77c\uc5b4\ub0a0 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \ud76c\ub9dd\uc801\uc778 \uc0dd\uac01\uacfc\ub294 \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc870\ub9cc\uac04 \uadf8\ub807\uac8c \ub420 \uac83 \uac19\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \ub124, \ub9de\uc544\uc694. \ub530\ub77c\uc11c \uadc0\ud558\uc758 \uc6f9\uc0ac\uc774\ud2b8\ub294 \ub9e4\uc6b0 \uc27d\uac8c \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9c8\uc774\ub2e4\uc2a4\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc815\ubcf4\ub294 \uc5b4\ub514\uc5d0\uc11c \ucc3e\uc744 \uc218 \uc788\ub098\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 Midas.app\uc785\ub2c8\ub2e4. \ub124, M-I-D-A-S.A-P-P\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc81c \ubca4\ucc98 \ud380\ub4dc\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uace0 \uc2f6\uc73c\uc2dc\ub2e4\uba74 FJLabs.com\uc744 \ubc29\ubb38\ud558\uc138\uc694.<\/p>\n\n<p>\uc7ad: \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \ud30c\ube0c\ub9ac\uc2a4, \uc554\ud638\ud654\ud3d0\uc5d0\uc11c \ub2e4\uc2dc \ubca4\ucc98 \uce90\ud53c\ud138\ub85c \ub3cc\uc544\uc640\uc11c \uc9c8\ubb38 \ud558\ub098\ub9cc \ud560\uac8c\uc694. \uc800\ub294 1\ub144 \uc804\uc5d0 \ubb34\ub108\uc9c4 \ucd08\ub300\ud615 \ubca4\ucc98 \uce90\ud53c\ud138 \uc740\ud589\uc778 \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uc774 \uc5b4\ub560\ub294\uc9c0, \uc740\ud589\uc758 \uad00\uc810\uc5d0\uc11c \ub9ce\uc740 \uc740\ud589\uac00\ub4e4\uacfc \uc778\ud130\ubdf0\ud558\uace0 \uc774\uc57c\uae30\ub97c \ub098\ub234\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uc800\ub294 \uc2e4\uc81c\ub85c \ubca4\ucc98 \uce90\ud53c\ud138 \uc0ac\ub78c\ub4e4\uacfc \uc774\uc57c\uae30\ub97c \ub098\ub220\ubcf8 \uc801\uc774 \uc5c6\uace0, \uc544\ub294 \uc0ac\ub78c\ub3c4 \ub9ce\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubca4\ucc98 \uce90\ud53c\ud0c8\uc5d0 \uc885\uc0ac\ud558\ub294 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \ud2b8\uc704\ud130\ub97c \ud1b5\ud574 \uac19\uc740 \ucc44\ud305\ubc29\uc5d0 \ubaa8\uc5ec\uc11c \uc774\uc57c\uae30\ub97c \ub098\ub204\uace0, \uae30\ubcf8\uc801\uc73c\ub85c \uc18c\ubb38\uc774 \ube60\ub974\uac8c \ud37c\uc9c4\ub2e4\ub294 \uc18c\ubb38\uc774 \ub3cc\uc558\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc218\uc694\uc77c\uc5d0 \uace8\ub4dc\ub9cc\uc5d0\uc11c \ubc1c\ud589\ud55c\ub2e4\uace0 \ubc1c\ud45c\ud558\uace0 \uc218\uc694\uc77c \ubc24\uc5d0 \ud22c\uae30\uac00 \uc77c\uc5b4\ub0ac\uace0 \uae08\uc694\uc77c \ub2a6\uc740 \uc544\uce68, \uae08\uc694\uc77c \uc774\ub978 \uc624\ud6c4\uc5d0 \uc740\ud589\uc774 \uc2e4\ud328\ud55c \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc815\ub9d0 \ube60\ub974\uac8c \uc9c4\ud589\ub418\uc5c8\uc2b5\ub2c8\ub2e4. 50\uc2dc\uac04 \ub3d9\uc548\uc740 \uc5b4\ub5a4 \uc2dc\uac04\uc774\uc5c8\ub098\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uadf8\ub798\uc11c \uc800\ud76c\ub294 \uc989\uc2dc \uc790\uae08\uc744 \ud68c\uc218\ud588\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc800\ud76c\ub294 FDIC \ud55c\ub3c4\uc778 25\ub9cc \ub2ec\ub7ec\uac00 \ub118\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \uadf8\ub807\uac8c \ud558\uba74 \uc740\ud589 \uc8fc\uc790\ub4e4\uc774 \uc740\ud589\uc744 \uc2e4\ud328\ub85c \uc774\ub04c \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uadf8\ub807\uac8c \ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \ub0b4\uc26c \uade0\ud615\uc774 \ubaa8\ub450\uac00 \ub3c8\uc744 \uac00\uc838\uac00\ub294 \ubd80\uc815\uc801\uc778 \uacb0\uacfc, \uc989 \uacb0\uacfc\uc801\uc73c\ub85c \uc120\uc774 \ub418\ub294 \uae30\ubcf8\uc801\uc778 \uc774\ub4dd \uc774\ub860\uc758 \ubb38\uc81c\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc544\ubb34\ub3c4 \ub3c8\uc744 \uc778\ucd9c\ud558\uc9c0 \uc54a\uc73c\uba74 \uc0b4\uc544\ub0a8\uc744 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc740 \uadf8\ub807\uac8c \ud558\ub294\ub370 \uc5ec\ub7ec\ubd84\uc740 \uadf8\ub807\uc9c0 \uc54a\ub2e4\uba74 \ub3c8\uc744 \uc783\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \ubaa8\ub450\uac00 \uadf8\ub807\uac8c \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub0b4\uc26c \uade0\ud615\uc740 \ubd80\uc815\uc801\uc778 \uacb0\uacfc\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc989\uc2dc \ub3c8\uc744 \uc778\ucd9c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uad1c\ucc2e\uc558\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub9ce\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc0ac\ub4e4\uc774 \uc81c\ub54c \uc774\ub97c \uc2e4\ud589\ud558\uc9c0 \ubabb\ud588\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uae68\ub2ec\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8\ub4e4\uc774 \ub178\ub825\ud560 \ub54c\ucbe4\uc5d0\ub294 \uc794\uc561\uc774 100%\uc5d0 \ub2ec\ud558\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc0ac\uac00 \uba87 \uac1c \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc77c\uc694\uc77c\uc5d0 \uae34\uae09 \uc774\uc0ac\ud68c\ub97c \uc5f4\uc5b4 \uc5b4\ub5bb\uac8c \ud560\uae4c\uc694? \uae09\uc5ec\ub97c \uc9c0\uae09\ud574\uc57c \ud558\ub294\ub370 \ub3c8\uc774 \uc5c6\uace0, \ub3c8\uc744 \ubaa8\uc73c\ub294 \ub370 3, 4, 5, 6\uac1c\uc6d4\uc774 \uac78\ub9ac\uae30 \ub54c\ubb38\uc5d0 \ubaa8\uae08\uc744 \ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uaf64 \ub054\ucc0d\ud55c \uc2dc\uac04\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub7f0\ub370 \uc774 \ubaa8\ub4e0 \uc77c\uc774 \uc77c\uc5b4\ub0a0 \ud544\uc694\ub294 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uc740\ud589\uc758 \ud68c\uacc4 \uaddc\uce59\uc774 \ubcc0\uacbd\ub418\uc5b4 \uc99d\uad8c \ub9cc\uae30\ub97c \ubcf4\uc720\ud558\ub824\ub294 \uacbd\uc6b0 \ub9c8\ucf13\uc744 \uc791\uc131\ud560 \ud544\uc694\uac00 \uc5c6\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uae08\ub9ac\uac00 \ub0b4\ub824\uac00\uae30 \uc2dc\uc791\ud558\uace0 \ucc44\uad8c \uac00\uce58\uac00 \ub0b4\ub824\uac00\uae30 \uc2dc\uc791\ud558\uba74\uc11c, \uc8c4\uc1a1\ud558\uc9c0\ub9cc \uae08\ub9ac\uac00 \uc624\ub974\uace0 \ucc44\uad8c \uac00\uce58\uac00 \ub0b4\ub824\uac00\uba74\uc11c \uc7a5\ubd80\uac00\uce58\uc640 \uc2dc\uc7a5 \uac00\uce58\uc758 \ucc28\uc774\uac00 \uc810\uc810 \ub354 \ucee4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774 \ubaa8\ub4e0 \uac83\uc774 2017~2018\ub144\uc5d0 \uc758\ud68c\uc5d0\uc11c \uc2b9\uc778\ub41c \ud68c\uacc4\ubc95 \uac1c\uc815\uc5d0 \ud798\uc785\uc740 \ubc14\uac00 \ucef8\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub9cc\uc57d \uc2dc\uac00\ud3c9\uac00\ub97c \uc720\uc9c0\ud588\ub2e4\uba74 \ub300\uaddc\ubaa8 \ub378\ud0c0\uc640 \uac2d\uc774 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc558\uc744 \uac83\uc774\uba70, \uc560\ucd08\uc5d0 \ub354 \uc704\ud5d8\ud558\uace0 \ub192\uc740 \uae08\ub9ac\uc758 \ucc44\uad8c\uc744 \ub9e4\uc218\ud560 \uc720\uc778\uc774 \uc874\uc7ac\ud558\uc9c0\ub3c4 \uc54a\uc558\uc744 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub807\uac8c \uae30\ubcf8\uc801\uc778 \uac83\uc774\uc5c8\uc73c\ub2c8, \uc774\uc81c SVB \uc9c1\uc6d0\ub4e4\uc740 \uc2e0\uc911\ud588\ub098\uc694?<\/p>\n\n<p>\uc544\ub2c8, \ud6e8\uc52c \ub354 \uc2e0\uc911\ud588\uc5b4\uc57c \ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc800\ub294 \ud589\ubcf5\ud55c SVB \uace0\uac1d\uc774\uc5c8\ub098\uc694? \uc608.<\/p>\n\n<p>\ub2f9\uc88c \uc608\uae08 \ub4f1\uc758 \uc774\uc790\uc728\uc774 \ub354 \ub192\uc558\uae30 \ub54c\ubb38\uc5d0 \ub9cc\uc871\uc2a4\ub7fd\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc544\ub2c8\uc694, \uadf8\ub0e5 \uc791\uc5c5\ud558\uae30\uac00 \ub354 \uc26c\uc6b8 \ubfd0\uc785\ub2c8\ub2e4. \uc6b0\ub9ac \ubaa8\ub450\ub294 \uce5c\uc808\ud558\uace0 \uc77c\ud558\uae30 \uc27d\ub2e4\ub294 \uc774\uc720\ub85c SVB\uc5d0\uc11c \uc740\ud589\uc744 \uc774\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc791\uc5c5\ud558\uae30 \uc27d\ub2e4\ub294 \uac83\uc740 \ubb34\uc5c7\uc744 \uc758\ubbf8\ud558\ub098\uc694? \ubb34\uc2a8 \ub73b\uc778\uac00\uc694? \uc740\ud589 \uacc4\uc88c\ub97c \uc5bc\ub9c8\ub098 \ube68\ub9ac \uac1c\uc124\ud558\ub098\uc694?<\/p>\n\n<p>\uc720\uc120\uc774 \ud544\uc694\ud55c \uacbd\uc6b0 \uc5bc\ub9c8\ub098 \ube68\ub9ac \uc720\uc120\uc744 \uc5f0\uacb0\ud558\ub098\uc694? \uc9c8\ubb38\uc744 \ud558\uba74 \uc804\ud654\ub97c \ubc1b\ub098\uc694? \uc528\ud2f0\uc740\ud589\uc5d0 \uac00\uc11c \uc740\ud589 \uacc4\uc88c\ub97c \uac1c\uc124\ud558\ub824\uace0 \ud558\uba74 \uba70\uce60 \ub3d9\uc548 \uc11c\ub958 \uc791\uc5c5\uc744 \ud574\uc57c \ud558\uace0, \uc9c1\uc6d0\uacfc \ud1b5\ud654\ud558\ub824\uace0 \ud574\ub3c4 \uc544\ubb34\ub3c4 \ub300\ub2f5\uc744 \ud574\uc8fc\uc9c0 \uc54a\ub294 \uace0\ud1b5\uc2a4\ub7ec\uc6b4 \uacfc\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc778\ub3c4\uc758 \ucf5c\uc13c\ud130 \uc5b4\ub518\uac00\uc5d0 \uc788\ub294 \uc775\uba85\uc758 \uc0ac\ub78c\uc774 \uc5ec\ub7ec\ubd84\uacfc \ub300\ud654\ud558\ub294 \uac83\uacfc \uac19\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790 \uc911\uc2ec\uc801\uc774\uace0 \uce5c\uc808\ud55c \uc0ac\ub78c\uc785\ub2c8\ub2e4. \ub354 \uc88b\uc740 \uae08\ub9ac\ub97c \uc81c\uacf5\ud55c\ub2e4\uace0 \ud574\uc11c \uc774 \uc740\ud589\uc744 \uc774\uc6a9\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ud76c\ub294 \uace0\uac1d \uce5c\ud654\uc801\uc778 \uc740\ud589\uc774\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc774 \uc740\ud589\uacfc \uac70\ub798\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc758 NPS \uc810\uc218\ub294 \ub9e4\uc6b0 \ub192\uc558\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4, \uc5ec\uc804\ud788 \uce5c\uc808\ud558\uace0 \ud568\uaed8 \uc77c\ud558\uae30 \uc88b\uc740 \uc740\ud589\uc774\uae30 \ub54c\ubb38\uc5d0 \uc5ec\uc804\ud788 \uac70\ub798\ud558\uace0 \uc788\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \uacb0\uad6d \uc2e4\ud328\ud558\uace0 FDIC\uac00 \uc778\uc218\ud588\uc2b5\ub2c8\ub2e4. \uacb0\uad6d \uadf8\ub4e4\uc758 \uc790\uc0b0\uacfc \ud504\ub79c\ucc28\uc774\uc988\ub294 \ud37c\uc2a4\ud2b8 \uc2dc\ud2f0\uc98c\uc2a4 \uc740\ud589 \uc8fc\uc2dd\uc73c\ub85c \uc774\uc804\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud2f0\ucee4\ub294 \uc81c\uac00 \uc8fc\uc2dd\uc744 \uc18c\uc720\ud558\uace0 \uc788\uc9c0\ub294 \uc54a\uc9c0\ub9cc \uc8fc\uc2dd \ucc28\ud2b8\ub97c \ubcf4\uba74 \uc774 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \uc5c4\uccad\ub09c \uc774\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \uc774\uc81c \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uacfc \ub9ce\uc740 \ubc95\uc778\uc744 \uc18c\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc5ec\ub7ec\ubd84\uacfc \ub9ce\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc0ac\ub4e4\uc740 \uc5ec\uc804\ud788 FCNNCA\uac00 \uc18c\uc720\ud55c \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uc744 \uac70\ub798\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud55c\uac00\uc694?<\/p>\n\n<p>\uadf8\ub9ac\uace0 \ub2e4\ub978 \ubca4\ucc98 \uce90\ud53c\ud0c8\ub9ac\uc2a4\ud2b8 \uc778 \ub9ce\uc740 \ub3d9\ub8cc\ub4e4\ub3c4 \uc2e4\ub9ac\ucf58 \ubc38\ub9ac \uc740\ud589 \ube0c\ub79c\ub4dc\ub97c \uace0\uc218\ud588\ub2e4\uace0 \ub9d0\ud560 \uc218 \uc788\uc2b5\ub2c8\uae4c? \uadf8 \ud6c4\uc5d0\ub3c4&#8230; \ub9de\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\uc804\uc5d0\ub294 \uc6b0\ub9ac\uac00 \uac70\ub798\ud558\ub294 \uc740\ud589\uc5d0\uc11c \uc2e0\uc6a9 \uc870\uc0ac\ub97c\ud574\uc57c\ud558\ub294 \uac83\ucc98\ub7fc \uc6b0\ub9ac \uc77c\uc744 \ubcf4\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \uc544\ub2c8\uc694, \uc740\ud589\uc740 \uac74\uc804\ud558\ub2e4\uace0 \uac00\uc815\ud558\uace0 \uc788\uc8e0? \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \ubaa8\ub4e0 \uc790\uc0b0\uc744 \ud55c \uc740\ud589\uc5d0 \ubcf4\uad00\ud558\uace0 \uc788\uc5c8\uace0, \uba40\ud2f0\ubc45\ud06c\uac00 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\uc81c \ubca4\ucc98 \uc5c5\uacc4\uc758 \ubaa8\ub4e0 \uc0ac\ub78c\uacfc \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc0ac \ubaa8\ub450\uac00 \uc5ec\ub7ec \uc740\ud589\uacfc \uac70\ub798 \uad00\uacc4\ub97c \ub9fa\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc800\ud76c\ub294 JP\ubaa8\uac74 \uccb4\uc774\uc2a4\uc640 \ubaa8\uac74 \uc2a4\ud0e0\ub9ac\ub97c \uc774\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc2dc\ub294 \uc774\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uae30\ub97c \ubc14\ub77c\uae30 \ub54c\ubb38\uc5d0 \uc740\ud589 \uacc4\uc88c\ub97c \ub9ce\uc774 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 FDIC\uac00 \uc804\uccb4, \ubaa8\ub4e0 \uc608\uae08\uc744 \ubcf4\uc7a5\ud558\uae30\ub85c \uacb0\uc815\ud55c \uac83\uc740 \ub2e4\ud589\uc785\ub2c8\ub2e4. \ud604\uc2e4\uc801\uc73c\ub85c \uc740\ud589\uc758 \ub300\ucc28\ub300\uc870\ud45c\ub97c \ubcf4\uace0 \uac74\uc804\uc131 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud558\ub294 \uac83\uc740 \uc6b0\ub9ac \uc5c5\ubb34\uac00 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc548\uc804\ud558\uac8c \ub3c8\uc744 \ubcf4\uad00\ud560 \uc218 \uc788\ub294 \uc7a5\uc18c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ub2e4\uc2dc \ud55c \ubc88 \ub9d0\uc500\ub4dc\ub9ac\uc9c0\ub9cc, \uc800\ud76c\ub294 \ud604\uae08 \uad00\ub9ac\uc5d0 \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc544\ubb34\uac83\ub3c4 \ud558\uc9c0 \uc54a\uace0 \uc801\uc790\ub97c \ubcf4\ub294 \ud68c\uc0ac\uc796\uc544\uc694?<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uc9c1\uc6d0\ub4e4\uc5d0\uac8c \uc218\ud45c\ub97c \uc791\uc131\ud558\ub294 \ub4f1\uc758 \uc791\uc5c5\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\uac00 \uad00\ub9ac\ud558\uace0 \uc788\ub294 \uc790\uc0b0\uc744 \uc783\uc744 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uadf8 \ub3c8\uc73c\ub85c \ud22c\uae30\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub9e4\uc77c \uc218\ud45c, \ub9e4\uc77c \uc5ec\ub7ec \uc7a5\uc758 \uc218\ud45c, \uc1a1\uae08 \ub4f1\uc744 \uc368\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 \ub9d0 \uadf8\ub300\ub85c \ud604\uae08\uc73c\ub85c \uc9c0\uae09\ub429\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc27d\uac8c \uc1a1\uae08\ud560 \uc218 \uc788\ub294 \uc740\ud589\uc744 \uc6d0\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uae30\uc874 \uc740\ud589\uc740 \uc1a1\uae08\uc744 \ub108\ubb34 \ud798\ub4e4\uac8c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc815\ub9d0 \uac04\ub2e8\ud569\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uc758 \uc11c\ub958\uc640 \ud22c\uc790\uc790 \ud504\ub808\uc820\ud14c\uc774\uc158\uc744 \ubcf4\uba74 2020\ub144\uacfc 2021\ub144\uc5d0 \ubc1c\uc0dd\ud55c \ub9c9\ub300\ud55c \uc790\uae08 \uc870\ub2ec\ub85c \uc778\ud574 VC\uc640 VC\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uc740 \uae30\uc5c5\uc758 \uc740\ud589 \uacc4\uc88c\uc5d0 \ub3c8\uc774 \ubab0\ub9ac\uba74\uc11c \uc608\uae08\uc774 \uae09\uc99d\ud55c \uac83\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub2e4\uac00 \ubaa8\uae08\uc774 \ub454\ud654\ub418\uc5c8\uc744 \ub54c\uc5d0\ub3c4 \uc5ec\uc804\ud788 \uc720\uc785\uc774 \uc788\uc5c8\uc9c0\ub9cc \uadf8 \uc218\uac00 \ud6e8\uc52c \uc801\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub9d0\uc500\ud558\uc2e0 \uac83\ucc98\ub7fc \ubca4\ucc98 \uce90\ud53c\ud138\uc740 \uc885\uc885 \ub610\ub294 \uac70\uc758 \ud56d\uc0c1 \ub3c8\uc744 \ud0dc\uc6b0\uace0 \uc190\uc2e4\uc744 \uc785\uae30 \ub54c\ubb38\uc5d0 \uc608\uae08\uc774 \ub108\ubb34 \ub9ce\uc774 \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uadf8\ub4e4\uc758 \uc608\uae08\uc774 \uc904\uc5b4\ub4e4 \uac83\uc785\ub2c8\ub2e4. \ub9de\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \ub124. \uadf8\ub7f0\ub370 \uc77c\ubc18\uc801\uc73c\ub85c \uc740\ud589\uc740 \uac70\uc2dc\uc801 \uad00\uc810\uc73c\ub85c \ub3cc\uc544\uac00\uc11c, \uc81c\uac00 \uac70\uc2dc\uc801 \uad00\uc810\uc5d0\uc11c \uac71\uc815\ud588\ub358 \uc774\uc720 \uc911 \ud558\ub098\ub294 \uae08\ub9ac\uac00 \uc62c\ub77c\uac00\uba74 \uc0ac\ub78c\ub4e4\uc774 \uc740\ud589\uc5d0\uc11c \uc591\ub3c4\uc131 \uc608\uae08\uc99d\uc11c\ub098 \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\ub85c \ub3c8\uc744 \uc62e\uae34\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc740\ud589 \uc608\uae08\uc774 \ud558\ub77d\ud558\ub294 \uad6c\uccb4\uc801\uc778 \uc774\uc720\ub294 \uae30\uc5c5\ub4e4\uc774 \uc790\ubcf8\uc744 \uc18c\uac01\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub354 \uc774\uc0c1 \ubaa8\uae08\uc744 \uc9c4\ud589\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc608\uae08\uc740 \ubd84\uba85\ud788 \uac10\uc18c\ud558\uace0 \uc788\uc9c0\ub9cc, \uc740\ud589 \uc608\uae08\uc740 \ubd80\ub3c4\uac00 \ubc1c\uc0dd\ud55c \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0\uacfc \ub3d9\uc2dc\uc5d0 \ub9e4\uc6b0 \ud070 \ud3ed\uc73c\ub85c \uac10\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc740\ud589\ub4e4\ub3c4 \uc774\ub7ec\ud55c \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0 \ud68c\uc0ac\ub4e4\uc744 \uc778\uc218\ud558\uba74\uc11c \ub300\ucc28\ub300\uc870\ud45c\uac00 \ubd80\ud480\ub824\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c &#8216;\ub300\ucd9c\uc774 \uc904\uc5b4\ub4e4\uaca0\uad6c\ub098&#8217; \ud558\ub294 \uac71\uc815\uc774 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uace0\uae08\ub9ac \ud658\uacbd \ub54c\ubb38\uc5d0 \uacbd\uae30 \uce68\uccb4\uac00 \uc62c \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud588\uc9c0\ub9cc, \uc18c\ube44\uc790\ub4e4\uc740 \uace0\uc6a9\uc774 \uacac\uace0\ud558\uace0 \uc784\uae08 \uc0c1\uc2b9\ub960\uc774 \ub192\uc558\uae30 \ub54c\ubb38\uc5d0 \uadf8\ub7f0 \uc77c\uc740 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc608, \uc608\uce58\uae08 SVP\uac00 \ud558\ub77d\ud55c \uc774\uc720\ub97c \uc124\uba85\ud588\uc9c0\ub9cc \uc194\uc9c1\ud788 \uc740\ud589 \ub2f9\uc88c \uc608\uae08\ubcf4\ub2e4 \uc5b4\uc74c\uacfc \uba38\ub2c8 \ub9c8\ucf13 \ud380\ub4dc\uc5d0 \uc788\ub294 \uac83\uc774 \ub354 \ub0ab\uae30 \ub54c\ubb38\uc5d0 \ubaa8\ub4e0 \uacf3\uc758 \uc608\uae08\uc774 \uaf64 \uae09\uaca9\ud788 \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \ub9de\uc544\uc694. \uadf8\ub798\uc11c \uacbd\uae30 \uce68\uccb4\uc5d0 \ub300\ud574 \uac71\uc815\ud588\ub294\ub370 \uc9c0\uae08\uc740 \uac71\uc815\uc774 \ub35c\ud558\ub2e4\uace0 \ud558\uc168\uc8e0? \ube14\ub8f8\ubc84\uadf8 \uacbd\uc81c\ud559\uc790\ub4e4\uc740 2022\ub144 \uac00\uc744\uc5d0 \uacbd\uae30 \uce68\uccb4\uac00 \uc77c\uc5b4\ub0a0 \ud655\ub960\uc744 99%\ub77c\uace0 \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ub97c \ud3ec\ud568\ud55c \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc774 \uadf8\ub807\uac8c \uc0dd\uac01\ud588\uace0 \uacbd\uae30 \uce68\uccb4\ub294 \uc544\uc9c1 \uc624\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ube44\uc988\ub2c8\uc2a4 \uc0ac\uc774\ud074\uc758 \uc5b4\ub290 \ub2e8\uacc4\uc5d0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \uacbd\uae30 \uce68\uccb4\ub294 \uc5ec\uc804\ud788 \uc62c \uac83\uc774\uace0, \ub2e8\uc9c0 2025\ub144\uc5d0 \uc62c \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?<\/p>\n\n<p>\uc544\ub2c8\uba74 \uc0c8\ub85c\uc6b4 \uacbd\uc81c \uc0ac\uc774\ud074\uc758 \uc2dc\uc791 \ub2e8\uacc4\uc5d0 \uc788\uc73c\uba70 \ud55c\uacc4\uac00 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uacb0\uad6d \uacbd\uae30 \uce68\uccb4\uac00 \uc62c \uac83\uc774\uc9c0\ub9cc, \uaf2d \uc774 \uc8fc\uae30\uc640 \uad00\ub828\uc774 \uc788\uc744 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ud604\uc7ac\ub85c\uc11c\ub294 \ubb3c\uac00\uac00 \uc880 \ub354 \ud1b5\uc81c\ub41c\ub2e4\uba74 \uae08\ub9ac \uc778\uc0c1\ubcf4\ub2e4\ub294 \uae08\ub9ac \uc778\ud558\ub85c \ud5a5\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc544 \ubcf4\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc55e\uc73c\ub85c \ub9ce\uc740 \uae08\ub9ac \uc778\ud558\uc640 \uc18c\ud3ed\uc758 \uae08\ub9ac \uc778\ud558\ub97c \uc608\uc0c1\ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc 1\ub144 \ub610\ub294 1\ub144 \ubc18 \ud6c4\uc5d0\ub294 525\uac00 \uc544\ub2c8\ub77c 400 \ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8\uac00 \ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc9c0\uc815\ud559\uc801 \uc0ac\uace0\uac00 \uc77c\uc5b4\ub098\uc9c0 \uc54a\ub294 \ud55c \uc6b0\ub9ac\ub294 \uacc4\uc18d \ub098\uc544\uac08 \uc218 \uc788\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud2b9\ubcc4\ud55c \uc131\uc7a5\uc740 \uc5c6\uc744 \uac83 \uac19\uc9c0\ub9cc \ubd88\ud669\ub3c4 \uc5c6\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc989, \uc911\uad6d\uc774 \ub300\ub9cc\uc744 \ubd09\uc1c4\ud558\ub294 \uac83\ubd80\ud130 \ud2b8\ub7fc\ud504\uac00 \ub2f9\uc120\ub420 \uacbd\uc6b0 \uc5b4\ub5a4 \uc77c\uc774 \ubc8c\uc5b4\uc9c0\ub4e0 \uac04\uc5d0 \uc2dc\uc2a4\ud15c\uc5d0 \uc678\uc0dd\uc801 \ucda9\uaca9\uc774 \ubc1c\uc0dd\ud560 \uc704\ud5d8\uc774 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\ub098\uc694?<\/p>\n\n<p>\uc608. \uadf8\ub9ac\uace0 \uadf8\uac83\ub4e4\uc740 \uc678\uc778\uc131\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uad81\uadf9\uc801\uc73c\ub85c \uace0\uc6a9\uc740 \uc5ec\uc804\ud788 \uac15\uc138\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uace0, \uc784\uae08 \uc0c1\uc2b9\ub960\ub3c4 \uc5ec\uc804\ud788 \ub192\uc73c\uba70, \uc2dc\uc2a4\ud15c\uc758 \ubaa8\ub4e0 \ubd80\uc815\uc801 \uc694\uc18c\uc758 \uade0\ud615\uc744 \ub9de\ucd94\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc740\ud589 \ub300\ucc28 \ub300\uc870\ud45c\uc640 \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0 \ubd80\ucc44 \ub4f1\uc744 \uccad\uc0b0\ud558\uac8c \ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uac04\uc774 \uc880 \uac78\ub9b4 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc800\ub3c4 \uc5ec\ub7ec\ubd84\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc138\uc0c1\uc744 \ud655\ub960\uc801 \uad00\uc810\uc5d0\uc11c \ubc14\ub77c\ubd05\ub2c8\ub2e4.<\/p>\n\n<p>22\ub144\uc5d0\ub294 \uacbd\uae30 \uce68\uccb4 66%, \uacbd\uae30 \uce68\uccb4 60%, \uc5f0\ucc29\ub959 30%, 10% \uc815\ub3c4\ub294 \uad1c\ucc2e\uc744 \uac70\ub77c\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc9c0\uae08\uc740 10%, 20%\uc758 \uacbd\uae30 \uce68\uccb4\uc640 20%, 30%\uc758 \ud655\ub960\ub85c \uc5f0\ucc29\ub959\ud558\ub294 \uacbd\uc6b0\uac00 \ub300\ub2e4\uc218\uc77c \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \ud655\uc2e4\ud788 \uc81c \uad00\uc810\uc774 \ubc14\ub00c\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uc9c0\uc815\ud559\uc774\ub77c\ub294 \ubbfc\uc8fc\uc8fc\uc758\uc758 \uce7c\uc740 \uc5b8\uc81c\ub4e0 \uc6b0\ub9ac\ub97c \ubd80\uc815\uc801\uc73c\ub85c \ub180\ub77c\uac8c \ud560 \uc218 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0\ub9cc, \uc5b8\uc81c, \uc65c, \uc65c \ub4f1\ub4f1\uc744 \ub204\uac00 \uc54c \uc218 \uc788\uc744\uae4c\uc694? \uadf8\ub9ac\uace0 \uadf8\ub7f0 \uac71\uc815\uc744 \ud558\uba70 \uc0b4 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uadf8\ub0e5 \uacc4\uc18d \uc2e4\ud589\uc5d0 \uc62e\uae41\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \ub2e4\uc2dc \ub9d0\ud558\uc9c0\ub9cc, \uc81c\uac00 \uac00\uc7a5 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud558\ub294 \ube44\uc988\ub2c8\uc2a4 \uc0ac\uc774\ud074\uc740 \ud604\uc7ac \uc81c\uac00 \ud22c\uc790\ud558\uace0 \uc788\ub294 \ube44\uc988\ub2c8\uc2a4 \uc0ac\uc774\ud074\uc774 \uc544\ub2d9\ub2c8\ub2e4. 5\ub144, 10\ub144, 7\ub144, 10\ub144 \ud6c4 \uc774 \ud68c\uc0ac\ub4e4\uc774 \uc131\uc219\ud574\uc9c0\uba74 \ucd9c\uad6c\uc785\ub2c8\ub2e4. \ud2b9\ud788 \ubca4\ucc98 \ubd84\uc57c\uc5d0\uc11c\ub294 \uc9c0\uae08\uc774 \ubca4\ucc98\uc5d0 \ud22c\uc790\ud558\uae30\uc5d0 \uac00\uc7a5 \uc88b\uc740 \uc2dc\uae30\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc801\uc740 \uacbd\uc7c1, \ud569\ub9ac\uc801\uc778 \uac00\uce58 \ud3c9\uac00, \ud654\uc0c1 \ubc0f \ub2e8\uc704 \uacbd\uc81c\uc131\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \ud070 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub824\ub294 \ucc3d\uc5c5\uc790. \uadf8\ub798\uc11c \uc800\ub294 \ubca4\ucc98 \uc5c5\uacc4\uc5d0 \ub300\ud574 \ub9e4\uc6b0 \ub099\uad00\uc801\uc785\ub2c8\ub2e4. \ubd88\ud669\uc774 \uc624\ub354\ub77c\ub3c4 \uc6b0\ub9ac\ub294 \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud558\uace0 \ud6a8\uc728\uc131\uc774 \ub5a8\uc5b4\uc9c0\ub294 \uc624\ud504\ub77c\uc778 \uc138\uacc4\uc5d0\uc11c \uc810\uc720\uc728\uc744 \ube7c\uc557\uc544 \uc131\uc7a5\ud558\uace0, \uc131\uc7a5\uc740 \ub354\ub51c\uc9c0 \ubaa8\ub974\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc131\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc800\ub294 \ub099\uad00\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: AI \uae30\ubc18 \uae30\uc5c5\uc758 \ud2b9\uc815 \ud558\uc704 \ubd80\ubb38\uc5d0 \ub300\ud574 \uc5bc\ub9c8\ub098 \ub099\uad00\uc801\uc73c\ub85c \ubcf4\uc2dc\ub098\uc694? \uacf5\uac1c \uc2dc\uc7a5\uc758 \uad00\ucc30\uc790\ub4e4\uc740 \uc2dc\uc7a5\uc774 AI \uc218\ud61c\uc8fc\ub85c \uc778\uc2dd\ud558\ub294 \uc885\ubaa9\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc18c\uc218\uc5d0 \ubd88\uacfc\ud558\ub2e4\ub294 \uc810\uc5d0 \uc8fc\ubaa9\ud560 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc2e4\uc81c\ub85c \uc21c\uc774\uc775\uacfc \ub9e4\ucd9c\uc744 \ubcf4\uba74, \ub9e4\uadf8\ub2c8\ud53c\uc13c\ud2b8 7\uc740 \ub9e4\uadf8\ub2c8\ud53c\uc13c\ud2b8 1\ubcf4\ub2e4 \ub354 \uc791\uace0 \uc2e4\uc81c\ub85c\ub294 \ub354 \uc801\uc73c\uba70, \uadf8 \uc131\uc7a5\uc138\ub294 \ub180\ub78d\uace0 \ucda9\ubd84\ud788 \ud070 \ud68c\uc0ac\ub85c\uc11c\ub294 \uc804\ub840\uac00 \uc5c6\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uac1c\uc778 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc5b4\ub5a4 \ubaa8\uc2b5\uc778\uc9c0 \uc798 \ubaa8\ub974\uaca0\uc2b5\ub2c8\ub2e4. \uadf8 \ud658\uacbd\uc5d0 \ub300\ud574 \uc870\uae08\ub9cc \uc124\uba85\ud574 \uc8fc\uc2dc\uaca0\uc5b4\uc694? \uc55e\uc11c AI \ubd84\uc57c\uac00 \ub9e4\uc6b0 \ub728\uac81\uace0 \uc5b4\uca4c\uba74 \uc57d\uac04 \ub35c \ub728\uac81\ub2e4\uace0 \ub9d0\uc500\ud558\uc168\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud574\ub2f9 \uc2dc\ub098\ub9ac\uc624\uc640 \uc774\uc5d0 \ub300\ud55c \uc758\uacac\uc744 \uc124\uba85\ud574 \uc8fc\uc138\uc694.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \ub124. \uadf8\ub798\uc11c 23\ub144\uc5d0\ub294 \uc0ac\uc804 9\uac1c, \uc0ac\ud6c4 12\uac1c, \uc0ac\uc804 23\uac1c, \uc0ac\ud6c4 3\uac1c\ub85c \uc885\uc790 \uc99d\uac00\uc758 \uc911\uc559\uac12\uc774 3, \ud3c9\uade0 A\uac00 7\uc774\ub77c\uace0 \uc124\uba85\ud588\uc9c0\ub9cc, \ud3c9\uade0\uc774 \ud6e8\uc52c \ub192\uc740 \uc774\uc720\ub294 AI \ud68c\uc0ac\uac00 \uc0ac\uc804 20\uac1c, \uc0ac\ud6c4 80\uac1c, A\uac00 100\uac1c, 300\uac1c\uc758 \uc885\uc790\ub97c \ud0a4\uc6b0\ub294 \uac83\ucc98\ub7fc \ubcf4\uc774\ub2c8 \uc644\uc804\ud788 \ub9d0\ub3c4 \uc548 \ub418\ub294 \uc77c\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub300\ubd80\ubd84 \ud765\ubbf8\ub86d\uace0 \ud765\ubbf8\ub85c\uc6b4 \uc81c\ud488\uc744 \ub9cc\ub4e4\uace0 \uc788\uc9c0\ub9cc, \ucc28\ubcc4\ud654\ub418\uc9c0 \uc54a\uc740 \ub370\uc774\ud130\ub97c \uc0ac\uc6a9\ud558\uace0 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \uba85\ud655\ud558\uc9c0 \uc54a\uc740 \ucc28\ubcc4\ud654\ub418\uc9c0 \uc54a\uc740 LLM\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uacfc \uac19\ub2e4\ub294 \uac83\uc744 \uc54c\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc800\ub294 \uc774 \uc911 \ub300\ubd80\ubd84\uc774 0\uc774 \ub420 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4. \ud655\uc2e4\ud788 \uadf8\ub4e4\uc740 \uacfc\ub300 \uad11\uace0\uc5d0 \ubd80\uc751\ud558\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. \ubaa8\ub4e0 \uae30\uc220\uc5d0\uc11c \uc77c\uc5b4\ub098\ub294 \uc77c\uc740 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc774 \ub098\uc624\uba74 \uc0ac\ub78c\ub4e4\uc774 \uc5c4\uccad\ub098\uac8c \ud765\ubd84\ud558\uace0, \uac00\ub4dc\ub108\uc758 \uacfc\ub300 \uad11\uace0 \uc0ac\uc774\ud074, \uc989 \uacfc\ub300 \uad11\uace0 \uc0ac\uc774\ud074\uc758 \uc815\uc810\uc5d0 \uc11c\uc11c \ubaa8\ub4e0 \uc0ac\ub78c\uc774 &#8216;\uc138\uc0c1\uc744 \ubc14\uafc0 \uac83\uc774\ub2e4&#8217;\ub77c\uace0 \ub9d0\ud558\ub294 \ub4f1\uc758 \uacfc\ub300 \uad11\uace0 \uc0ac\uc774\ud074\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \ud658\uba78\uacfc \uc2e4\ub9dd\uc758 \uc2dc\uae30\uac00 \ucc3e\uc544\uc624\ub294\ub370, \uc774 \uc2dc\uae30\ub294 \uc0c1\ub2f9\ud55c \uae30\uac04 \ub3d9\uc548 \uc9c0\uc18d\ub429\ub2c8\ub2e4. 1998\ub144, 1999\ub144\uc73c\ub85c \ub3cc\uc544\uac00 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \ud3ab\ub2f7\ucef4\uc774\ub098 \uc6f9\ubc18\uc744 \ubbff\uac70\ub098 \uc2e4\uc81c\ub85c \uce74\uc8fc\ub098 \uce74\uc790\ub77c\ub294 \ud68c\uc0ac\uac00 \uc788\uc5c8\ub294\ub370, 15\ubd84, 20\ubd84, 30\ubd84 \ubc30\uc1a1\uc744 \ud558\uace0 \uc788\ub294 \uac83 \uac19\uc544\uc694. \uc774 \ubaa8\ub4e0 \uac83\uc774 \ubb34\uc0b0\ub418\uc5c8\uc9c0\ub9cc \uc0ac\uc2e4 \uc544\uc774\ub514\uc5b4\ub294 \ud6cc\ub96d\ud588\uc2b5\ub2c8\ub2e4. \ub108\ubb34 \uc774\ub978 \uc2dc\uae30\uc600\uc5b4\uc694. \ubcf4\uae09\ub960\uc774 \ub108\ubb34 \ub0ae\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc2a4\ub9c8\ud2b8\ud3f0\uc5d0\ub294 \uc9c0\ub9ac\uc801 \uc704\uce58 \uc815\ubcf4\uac00 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc9c0\uae08\uc740 Chewy\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc544\ub9c8\uc874\uc5d0\uc11c \ubb34\uc5c7\uc774\ub4e0 \uc628\ub77c\uc778\uc73c\ub85c \uc7a5\ub09c\uac10\uc744 \uad6c\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \ubaa8\ub4e0 \uc74c\uc2dd \ubc30\ub2ec \ud68c\uc0ac\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc774 \ubaa8\ub4e0 \uac83\uc774 \uc2e4\ud589 \uac00\ub2a5\ud569\ub2c8\ub2e4. 2010\ub144\ub300 \ucd08\ubc18\uc5d0\ub294 \uc790\uc728\uc8fc\ud589\ucc28\uc5d0 \ub300\ud55c \uacfc\ub300\uad11\uace0\uac00 \ub9ce\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ud604\uc7ac \uc790\uc728 \uc8fc\ud589\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc644\uc804\ud788 \ubb34\uc2dc\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\uc81c \uc0ac\ub77c\uc84c\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \uadf8\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac70\ub77c\uace0, \uc5b4\uca4c\uba74 \uc808\ub300 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac70\ub77c\uace0 \ubbff\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c \uc9c0\uae08\uae4c\uc9c0 \uc120\uc804\uc5d0\uc11c\ub294 \ubc31\ub9cc \uac74\uc758 \uc74c\uc2dd \ub4dc\ub860 \ubc30\ub2ec\uc774 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc2ec\ucc9c\uc740 \uc138\uacc4\uc5d0\uc11c \uc778\uad6c \ubc00\ub3c4\uac00 \uac00\uc7a5 \ub192\uc740 \ub3c4\uc2dc \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc2ec\ucc9c\uc5d0\uc11c \ub4dc\ub860\uc73c\ub85c \uc74c\uc2dd \ubc30\ub2ec\uc744 \ud560 \uc218 \uc788\ub2e4\uba74, \uc989 \ud55c\uacc4\ube44\uc6a9\uc774 0\uc774 \ub418\ub294 \ubc30\ub2ec\uc744 \ud560 \uc218 \uc788\ub2e4\uba74 \uc5b4\ub514\ub4e0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uad6d\uc5d0\uc11c \uc790\uc728\uc8fc\ud589 \ud0dd\uc2dc\uac00 \uc804\uba74\uc5d0 \ub4f1\uc7a5\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc2e4\uc81c\ub85c \uae30\uc220\uc774 \uc804\uba74\uc5d0 \ub4f1\uc7a5\ud560 \ub9cc\ud07c \ucda9\ubd84\ud788 \ud6cc\ub96d\ud558\ub2e4\ub294 \uc810\uc744 \uae68\ub2eb\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc774 AI \uce69\uc744 \uad6c\ub9e4\ud558\uace0 AI\ub97c \uc0ac\uc6a9\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud604\uc7ac \uc5d4\ube44\ub514\uc544\ub294 \uc218\uc775\uacfc \uc131\uc7a5 \ub4f1\uc744 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uae30\ubcf8 \ud68c\uc0ac \uc190\uc775\uc5d0 \uc5b8\uc81c \ud45c\uc2dc\ub418\ub098\uc694?<\/p>\n\n<p>\uc544\uc8fc \uc624\ub79c \uc2dc\uac04\uc774 \uac78\ub9b4 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc81c\uac00 \uc18d\ud55c \uae30\uc220 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uae30\uc220\uc758 \uc5bc\ub9ac\uc5b4\ub2f5\ud130\uc785\ub2c8\ub2e4. \ubaa8\ub4e0 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc138 \uac00\uc9c0 \uc6a9\ub3c4\ub85c AI\ub97c \ud65c\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uace0\uac1d \uad00\ub9ac\ub97c \ub300\uccb4\ud558\uac70\ub098 \uace0\uac1d \uad00\ub9ac\ub97c \ucd94\uac00\ud560 \uc608\uc815\uc785\ub2c8\ub2e4. \uc5d4\uc9c0\ub2c8\uc5b4\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc81c \uc5d4\uc9c0\ub2c8\uc5b4\ub4e4\uc740 AI\ub97c \uc0ac\uc6a9\ud558\uc5ec 50%\ub294 \uc544\ub2c8\ub354\ub77c\ub3c4 \ucd5c\uc18c 30% \uc774\uc0c1 \ub354 \ud6a8\uc728\uc801\uc73c\ub85c \uc77c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \ubaa8\ub450\uac00 \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0\uc11c AI\ub97c \ud1b5\ud574 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0 \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 AI\ub97c \ud65c\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc800\ud76c\ub294 Rebag\uc774\ub77c\ub294 \ud578\ub4dc\ubc31 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \ud68c\uc0ac\uc758 \ud22c\uc790\uc790\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\uc804\uc5d0\ub294 \ud734\ub300\ud3f0\uc73c\ub85c \uc0ac\uc9c4 20\uc7a5\uc744 \ucc0d\uace0, \uc81c\ubaa9\uc744 \uc4f0\uace0, \uc124\uba85\uc744 \uc4f0\uace0, \uac00\uaca9\uc744 \uc124\uc815\ud558\uace0, \uce74\ud14c\uace0\ub9ac\ub97c \uc120\ud0dd\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ud578\ub4dc\ubc31\uc744 eBay\uc5d0\uc11c \ud310\ub9e4\ud588\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc791\uc5c5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub9ac\ubc31\uc740 \ud578\ub4dc\ubc31 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc774\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc9c4 \uba87 \uc7a5\ub9cc \ucc0d\uc73c\uba74 \uc778\uacf5\uc9c0\ub2a5\uc774 \ubaa8\ub4e0 \ub370\uc774\ud130\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uce74\ud14c\uace0\ub9ac\uc758 \ucf08\ub9ac \ube14\ub8e8\ubd81\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\ubaa9, \uce74\ud14c\uace0\ub9ac, \uc870\uac74\uc744 \uc801\uace0 \uc9c4\ud488\uc778\uc9c0 \uc544\ub2cc\uc9c0 \uc54c\ub824\uc8fc\uace0 \uac00\uaca9\uc744 \ub9e4\uae30\uba74 5\ubd84 \ub9cc\uc5d0 \ud310\ub9e4\ub429\ub2c8\ub2e4. \uc644\uc804\ud788 \ud601\uc2e0\uc801\uc778 \uae30\ub2a5\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c \uc8fc\uc694 \uacbd\uc81c\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc2dc\uae30\ub97c \uc0dd\uac01\ud574\ubcf4\uba74 \uc5b4\ub5a8\uae4c\uc694? \uc804 \uc138\uacc4\uc758 \uc8fc\uc694 \uacbd\uc81c\ub294 \uacf5\uacf5 \uc11c\ube44\uc2a4, \uc989 \uc815\ubd80\uc640 \uc11d\uc720\ud654\ud559 \uac19\uc740 \uc218\uc870 \ub2ec\ub7ec \uaddc\ubaa8\uc758 B2B \ubd84\uc57c\uc785\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uba38\uc11c\uc640 \uac19\uc740 \ud68c\uc0ac\uac00 \uc5b8\uc81c\ucbe4 \ubcf4\ud5d8\uae08 \uccad\uad6c \ucc98\ub9ac\ub97c \uac1c\uc120\ud558\uae30 \uc704\ud574 AI\ub97c \uc0ac\uc6a9\ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?<\/p>\n\n<p>\ucc45\uc784\uac10 \ub54c\ubb38\uc5d0 \ud658\uac01\uc744 \uac00\uc9c8 \uc218 \uc5c6\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uadf8\ub4e4\uc740 99.999%\uc758 \ud655\uc2e0\uc774 \ud544\uc694\ud560 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub9b4 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub9c8\uc9c0\ub9c9 20%, \uccab \ubc88\uc9f8 80%\ub294 \ub9d0\ud560 \uac83\ub3c4 \uc5c6\uace0 \ub9c8\uc9c0\ub9c9 0.01%\ub97c \uc5bb\ub294 \uac83\uc740 \ud6e8\uc52c \ub354 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uc774\uac83\uc774 \uc0dd\uc0b0\uc131 \ud601\uba85\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uae30\ub97c \uae30\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uad6c\uc758 \ubaa8\uc2b5\uc744 \ubc14\uafc0 \uac83\uc785\ub2c8\ub2e4. \uc0ac\uc2e4, \uc624\ub298\ub0a0 \uac00\uc7a5 \ub099\uad00\uc801\uc778 \uc0ac\ub78c\ub4e4\uc774 \uc0dd\uac01\ud558\ub294 \uac83\ubcf4\ub2e4 \ub354 \ud070 \ubcc0\ud654\uac00 \uc77c\uc5b4\ub0a0 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ud558\uc9c0\ub9cc \uc774 \ub610\ud55c \ud6e8\uc52c \ub354 \uc624\ub798 \uac78\ub9b4 \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c 10\ub144, 20\ub144\uc774 \uc9c0\ub098\ub3c4 \uc2e4\uc81c \uc0dd\uc0b0\uc131 \ud1b5\uacc4\uc5d0\uc11c \uc774\ub97c \ud655\uc778\ud560 \uc218 \uc5c6\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub300\uae30\uc5c5\uacfc \uc815\ubd80\ub294 \uc5b8\uc81c\ucbe4 \uc815\ubd80\uac00 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uae30 \uc704\ud574 \uc774\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc744\uae4c\uc694?<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uc544\ub9c8\ub3c4 \uadf8\ub4e4\uc740 \ub9c8\uc9c0\ub9c9 \uc8fc\uc790\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4. \ub300\uc911\uc740 \uc6d0\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \ud6a8\uc728\uc131\uc744 \uc704\ud574 \ucd5c\uc801\ud654\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ucd5c\uc18c 5\ub144, \uc544\ub9c8\ub3c4 10\ub144 \uc774\uc0c1\uc740 \uc0dd\uc0b0\uc131 \ud1b5\uacc4\uc640 GDP \ud1b5\uacc4\uc5d0\uc11c \uc774\ub97c \ubcfc \uc218 \uc5c6\uc744 \uac83\uc73c\ub85c \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub807\uc9c0\ub9cc 5\ub144 \ud6c4\uc5d0\ub294 \ubaa8\ub450\uac00 &#8216;\uc138\uc0c1\uc5d0, \ubaa8\ub450\uac00 \uadf8\ub807\uac8c \ud070\uc77c\uc744 \ubc8c\uc600\ub294\ub370 \uc544\ubb34 \uc77c\ub3c4 \uc77c\uc5b4\ub098\uc9c0 \uc54a\ub294\uad6c\ub098&#8217;\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \ud658\uba78\uc774\ub098 \uc2e4\ub9dd\uc758 \uacc4\uace1\uc774 \uc788\uc744 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \uc870\uae08\uc529 \uae30\uc5c5\uc758 \uae30\ubcf8 \uc778\ud504\ub77c\uc5d0 \uc2a4\uba70\ub4e4\uba74\uc11c \ubaa8\ub4e0 \uac83\uc774 \ub354 \uc800\ub834\ud558\uace0, \ub354 \ube60\ub974\uace0, \ub354 \uc88b\uc544\uc9c8 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 10\ub144, 15\ub144 \ud6c4 \uadf8 \uacb0\uacfc\ub97c \ubcf4\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ucc38\uace0\ub85c GDP \ud1b5\uacc4\uc5d0\ub294 \uce21\uc815\ub418\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. GDP, \uc989 \ucef4\ud4e8\ud130\ub97c \uc0dd\uac01\ud574\ubcf4\uc138\uc694. 2,000\ub2ec\ub7ec\uc9dc\ub9ac \ucef4\ud4e8\ud130\uac00 \uc9c0\uae08\uc740 1,000\ub2ec\ub7ec\uc774\uc9c0\ub9cc \ub450 \ubc30 \ub354 \uac15\ub825\ud574\uc9c0\uba74 \uc2e4\uc81c\ub85c\ub294 1,000\ub2ec\ub7ec\uc758 GDP \uac10\uc18c\ub97c \uc0c1\uc1c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uba85\ubaa9 GDP\uc5d0\uc11c \ub514\ud50c\ub808\uc774\uc158\uc740 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \ub124 \uae30\uc220\uc740 \uc885\uc885 GDP \uac10\uc18c\ub97c \uc0c1\uc1c4\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \uc800\ub294 GDP\uac00 \uc0b6\uc758 \uc9c8 \uac1c\uc120\uacfc \uc0dd\uc0b0\uc131 \ud5a5\uc0c1\uc758 \uc9c8\uc744 \uc81c\ub300\ub85c \uce21\uc815\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc800\ub294 \uc6b0\ub9ac\uac00 GDP \uacc4\uc0b0\uc5d0\uc11c \uc0dd\uc0b0\uc131 \ud5a5\uc0c1\uc744 \uc798\ubabb \uce21\uc815\ud558\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\ub294\ub370, \uc774\ub294 \ub514\ud50c\ub808\uc774\uc158\uc758 \ud798\uc744 \ubcf4\uc9c0 \ubabb\ud558\uac70\ub098 \uae30\uc220\uc758 \ub514\ud50c\ub808\uc774\uc158 \ud798\uc744 \uc798\ubabb \uacc4\uc0b0\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc AI\uac00 \ud604\uc2e4 \uc138\uacc4\ub85c \uc2a4\uba70\ub4e4\uae30 \uc804, \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0\uc11c\ub294 \uc0dd\uc0b0\uc131 \ud5a5\uc0c1 \ud6a8\uacfc\uac00 \uc788\uc744\uae4c\uc694?<\/p>\n\n<p>\ubb3c\ub860\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ucc98\uc74c\uc5d0 \uc124\uba85\ud55c \uac83\ucc98\ub7fc \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uace0\uc6a9\uc758 2% \uc815\ub3c4\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc81c \uc0dd\uac01\uc5d0\ub294 10\ub144 \ub3d9\uc548\uc740 \uc804\uccb4 \uc0dd\uc0b0\uc131 \ud1b5\uacc4\uc5d0 \ub098\ud0c0\ub098\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. \uc65c\ub0d0\ud558\uba74 \uc81c\ub108\ub7f4 \uc77c\ub809\ud2b8\ub9ad\uacfc \uc5d1\uc190\uc774 \ud6a8\uacfc\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uace0 \uc0dd\uc0b0\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uae30 \uc704\ud574\uc11c\ub294 \ubb34\uc5c7\uc774\ub4e0 \ud544\uc694\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 10\ub144 \ub3d9\uc548\uc740 \uadf8\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uad81\uadf9\uc801\uc73c\ub85c\ub294 \uc624\ub298\ub0a0 \uc6b0\ub9ac\uac00 \uc0c1\uc0c1\uc870\ucc28 \ud560 \uc218 \uc5c6\ub294 \ubc29\uc2dd\uc73c\ub85c \uc138\uc0c1\uc744 \ud601\uc2e0\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc7ad: \uadf8\uac70 \ucc38 \ud765\ubbf8\ub86d\ub124\uc694. \uac10\uc0ac\ud569\ub2c8\ub2e4. \uc55e\uc11c \uc790\uc728\uc8fc\ud589\ucc28, \uc790\uc728\uc8fc\ud589\ucc28\uac00 5\ub144, 10\ub144 \uc804\uc5d0\ub294 \ub9ce\uc740 \uc0ac\ub791\uc744 \ubc1b\uc558\uc9c0\ub9cc \uc9c0\uae08\uc740 \uadf8\ub807\uc9c0 \uc54a\ub2e4\uace0 \ub9d0\uc500\ud558\uc168\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\uc81c \uadf8\ub4e4\uc740 VC\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc720\ud589\ud558\uc9c0 \uc54a\ub294 \uce74\ud14c\uace0\ub9ac\uc785\ub2c8\ub2e4. \ud574\ub2f9 \ubd84\uc57c\uc758 \uc2dc\uc7a5 \ub9ac\ub354\ub294 \ub204\uad6c\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uadf8\ub807\ub2e4\uba74 \uc2dc\uc7a5 \ub9ac\ub354\ub97c \uc5b4\ub5bb\uac8c \uc815\uc758\ud558\uc2dc\ub098\uc694? \uc2dc\uc7a5 \ub9ac\ub354\ub294 \uc790\uc728\uc8fc\ud589\uc744 \uc704\ud574 \uc790\ub3d9\ucc28\uc5d0 \uc0ac\uc6a9\ub418\ub294 \uae30\ubc18 \uae30\uc220\uc744 \uad6c\ucd95\ud558\ub294 \ud68c\uc0ac\ub77c\ub294 \ub9d0\uc500\uc774\uc2e0\uac00\uc694? \uc774 \uc911 \uae30\uc220 \uad00\uc810\uc5d0\uc11c \ubcf4\uba74 LIDAR \uae30\ubc18 \uc2dc\uc2a4\ud15c \ub300 \uc6f9\ucea0 \uae30\ubc18 \uc2dc\uc2a4\ud15c\uacfc \uac19\uc740 \ub450 \uac00\uc9c0 \ud070 \uc2f8\uc6c0\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ud14c\uc2ac\ub77c\uc758 \ud070 \ubca0\ud305, \uc0ac\uc2e4 \ud14c\uc2ac\ub77c\uc758 \uac00\uce58\ub97c \uc815\ub2f9\ud654\ud560 \uc218 \uc788\ub294 \uc720\uc77c\ud55c \ubc29\ubc95\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc790\uc728 \uc8fc\ud589\uc5d0\uc11c \uc774\uae38 \uc218 \uc788\ub2e4\uace0 \ubbff\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c Tesla\uc758 \ud070 \ubca0\ud305\uc740 AI, GPU, \uadf8\ub9ac\uace0 \ud6e8\uc52c \uc800\ub834\ud55c \uc6f9\ucea0\uc758 \uc870\ud569\uc774 LIDAR \uae30\ubc18 \uc2dc\uc2a4\ud15c\ubcf4\ub2e4 \uc6b0\uc704\uc5d0 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \ub2f5\uc740 &#8216;\uadf8\ub7f4 \uc218\ub3c4 \uc788\ub2e4&#8217;\uc785\ub2c8\ub2e4. 1980\ub144\ub300\ub97c \uc0dd\uac01\ud574\ubcf4\uba74 \ub2f9\uc2dc\uc5d0\ub294 \uc2e4\ub9ac\ucf58 \uadf8\ub798\ud53d\uacfc \uac19\uc740 \ud558\uc774\uc5d4\ub4dc \ucef4\ud4e8\ud130\uc640 PC\uac00 \uc788\uc5c8\uace0, PC\ub294 \uacc4\uc18d \ub354 \uac15\ub825\ud558\uace0, \ub354 \uc88b\uc544\uc9c0\uace0, \ub354 \ube68\ub77c\uc9c0\uba74\uc11c\ub3c4 \uac00\uaca9\uc740 \uacc4\uc18d \uc800\ub834\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 \uad81\uadf9\uc801\uc73c\ub85c \uadf8 \uc138\uc0c1\uc740 \uc131\uacf5\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub7ec\ud55c \uc81c\ud488\uc744 \ud310\ub9e4\ud558\ub294 \uae30\ubcf8 \ud68c\uc0ac\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ud558\ub294 \uac83\uc740 \uc624\ub298\ub0a0 \uc2dc\uc7a5\uc5d0\uc11c \ubcfc \uc218 \uc788\ub294 \ud765\ubbf8\ub85c\uc6b4 \uc790\uc728 \uc8fc\ud589 \uc790\ub3d9\ucc28 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ub9cc\ub4dc\ub294 \uc0ac\ub78c\uc5d0 \ube44\ud574 \ub35c \ub9e4\ub825\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \uc120\ub450\uc8fc\uc790\ub294 \ud604\uc7ac \uc911\uad6d\uc5d0\uc11c \uc120\ub450\ub97c \ub2ec\ub9ac\uace0 \uc788\ub294 WeRide\ub77c\ub294 \uc911\uad6d \ud68c\uc0ac\ub85c, \ud604\uc7ac \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc5d0 \ud310\ub9e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\uc81c \ubbf8\uad6d\uc5d0\uc11c\ub3c4 \uc2e4\uc81c\ub85c \uc791\ub3d9\ud560 \uc218 \uc788\ub294 \uae30\uc220\uc801\uc778 \ub2e8\uacc4\uc5d0 \uc774\ub974\ub800\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0\ub9cc, \uc774\ub294 \uaddc\uc81c \uccb4\uc81c\uc5d0 \uac00\uae5d\uc2b5\ub2c8\ub2e4. \ub4dc\ub860\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \ub4dc\ub860 \ubc30\uc1a1\uc740 \uc644\uc804\ud788 \uc2e4\ud604 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n<p>FAA\uc5d0\uc11c \uc694\uad6c\ud558\ub294 \uac00\uc2dc\uac70\ub9ac\uc640 \uc870\uc885\uc0ac \uac19\uc740 \uac83\ub4e4\uc778\ub370, \uc774\ub294 \ub9d0\uc774 \uc548 \ub429\ub2c8\ub2e4. \uc790\uc728\uc801\uc774\uace0 \ubb34\ud55c\ud55c \ubc94\uc704\ub97c \uc6d0\ud55c\ub2e4\uba74 \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \uc791\ub3d9\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub610\ub294 \ud2b9\uc815 \uc0ac\uc720\ub85c \uc778\ud574 \ud56d\uacf5\uad8c\uc744 \uad6c\ub9e4\ud574\uc57c \ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774 \ubaa8\ub4e0 \uac83\ub4e4\uc774 \uba4d\uccad\ud558\uace0 \uac1c\ubc1c\uc744 \ud06c\uac8c \uc81c\ud55c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc81c\uac00 \uc5c6\uc5c8\ub2e4\uba74 \ub4dc\ub860 \ubc30\uc1a1\uc740 \uc624\ub298\ub0a0\uc5d0\ub3c4 \ucda9\ubd84\ud788 \ud6a8\uacfc\uc801\uc73c\ub85c \uc791\ub3d9\ud560 \uc218 \uc788\uc5c8\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>Jack: 80\ub144\ub300\uc640 90\ub144\ub300\uc5d0 \ucef4\ud4e8\ud130\uc758 \uc218\ud61c\uc790\ub294 \ud558\ub4dc\uc6e8\uc5b4\ub97c \ub9cc\ub4e0 Dell\uc774 \uc544\ub2c8\ub77c \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \uc124\uacc4\ud55c Microsoft\uc600\ub358 \uac83\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c, \uc9c0\uae08\uc740 Dell\uc774 \uc0c1\uc7a5\ub418\uc5b4 AI\uc758 \uc218\ud61c\uc790\ub77c\ub294 \uc778\uc2dd \ub355\ubd84\uc5d0 \uc0c1\ub2f9\ud55c \uc0c1\uc2b9\uc138\ub97c \ud0c0\uace0 \uc788\uc9c0\ub9cc\uc694. \ud558\uc9c0\ub9cc \uc9c4\uc815\ud55c \uc218\ud61c\uc790\ub294 \ud3ec\ub4dc\ub098 GM\uacfc \uac19\uc740 \uc790\ub3d9\ucc28 \ud68c\uc0ac\uac00 \uc544\ub2c8\ub77c \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \uc124\uacc4\ud558\ub294 \ud68c\uc0ac\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4: \uc0ac\uc2e4 \uc218\ud61c\uc790\ub294 \ub450 \uba85\uc785\ub2c8\ub2e4. Microsoft\uc640 Microsoft\uc758 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc81c\uc870\uc5c5\uccb4\uac00 \uc788\uc5c8\uc9c0\ub9cc \uc778\ud154\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc624\ub7ab\ub3d9\uc548 \uc708\ud154 \ub4c0\uc624\ud3f4\ub9ac\uc2a4\ub77c\uace0 \ubd88\ub838\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub798\uc11c \ud328\uc790\ub294 IBM\uacfc \ubaa8\ub4e0 PC \uc81c\uc870\uc5c5\uccb4\uc600\uc8e0? \uac8c\uc774\ud2b8\uc6e8\uc774, Dell \ub4f1. \uc624\ub298\ub0a0\uc758 Dell\uc740 \uacfc\uac70\uc758 PC \uc81c\uc870\uc5c5\uccb4\uc640\ub294 \uc804\ud600 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \uc5ec\uae30\uc11c \uc218\ud61c\uc790\ub294 GPU \uc81c\uc870\uc5c5\uccb4\ub85c \ubcfc \uc218 \uc788\uc73c\ubbc0\ub85c NVIDIA\ub294 \ud5a5\ud6c4 \ub2e4\ub978 \uc5c5\uccb4\ub85c \ub300\uccb4\ub420 \uc218\ub3c4 \uc788\uc9c0\ub9cc \uc5c4\uccad\ub09c \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\uc640 \uaddc\ubaa8\uc758 \uc774\uc810\uc774 \uc788\uace0 OpenAI\uc640 \uac19\uc740 AI \uc81c\uc870\uc5c5\uccb4\ub294 \ud655\uc2e4\ud569\ub2c8\ub2e4. \uc624\ud788\ub824. \uc0ac\uc2e4, \ub2e4\ub978 \uc218\ud61c\uc790\ub4e4\ub3c4 \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc800\ud76c\ub294 Figure\ub77c\ub294 \ub85c\ubd07 \ud68c\uc0ac\uc758 \ud22c\uc790\uc790\uc785\ub2c8\ub2e4. Figure.ai\ub294 \ucc9c\uc7ac\uc801\uc785\ub2c8\ub2e4. \uae30\ubcf8\uc801\uc73c\ub85c \uc74c\uc131 \uc778\ud130\ud398\uc774\uc2a4\ub97c \ud1b5\ud574 \uc774\uac83\uc774 \uc560\ud50c\uc774\ub77c\ub294 \uac83\uc744 \uc815\ud655\ud558\uac8c \uc778\uc2dd\ud558\uace0, \uc560\ud50c\uc744 \uc694\uad6c\ud558\ub294 \uc0ac\ub78c\uc5d0\uac8c \uc560\ud50c\uc744 \uc8fc\uace0, \uc124\uac70\uc9c0\ub97c \ud558\uace0, \uc65c \uadf8 \uc77c\uc744 \ud558\ub294\uc9c0 \uc124\uba85\ud558\uace0, \uc0c1\ud669\uc744 \uc774\ud574\ud558\ub294 \ub85c\ubd07\uc758 \uc2dc\uc5f0\uc744 YouTube\uc5d0\uc11c \ubcf4\uc2dc\uae30\ub97c \uad8c\ud569\ub2c8\ub2e4.<\/p>\n\n<p>Figure\uac00 \ub9cc\ub4e4\uace0 \uc788\ub294 \uac83\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc778\uac04\uacfc \ub77c\uc2a4\ud2b8 \ub9c8\uc77c \ud53c\ud0b9 \ubc0f \ud3ec\uc7a5 \uacf5\uc7a5\uc744 \ub300\uccb4\ud560 \ud734\uba38\ub178\uc774\ub4dc \ub85c\ubd07\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub2c8\uae4c \uc778\uac04\uc744 \ub300\uccb4\ud558\uace0 \uc544\ub9c8\uc874\ud615 \ucc3d\uace0\ucc98\ub7fc \ubaa8\ub4e0 \uac83\uc744 \ub300\uccb4\ud558\ub294 \uac83\uc740 \ub9d0\uc774 \ub418\uc8e0? \uacb0\uad6d \uc778\uac04\uc740 \uacf5\uac10\uacfc \uc778\uac04\uc758 \uac10\uc815\uc774 \ud544\uc694\ud55c \uc77c\uc744 \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc6b0\ub9ac\ub294 \ubcfc\ud2b8\ub97c \uc870\uc774\uac70\ub098 \ubb34\uac70\uc6b4 \uc0c1\uc790\ub97c \ub098\ub974\ub294 \uac83\uacfc \uac19\uc740 \uc77c\uc744 \ud558\ub294 \uc0ac\ub78c\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uadf8\uac83\uc740 \uc6b0\ub9ac\uac00 \ub9cc\ub4e0 \ubaa9\uc801\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc9c0\uae08\uc740 \uc874\uc7ac\ud558\uc9c0 \uc54a\ub294 \uadf8\ub7f0 \uac83\ub4e4\uc744 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub124, \uc624\ub298\ub0a0 \ub85c\ubd07 \uacf5\ud559\uc740 \uc544\uc8fc \uc791\uc740 \ubc94\uc8fc\uc5d0 \uc18d\ud569\ub2c8\ub2e4. \ud5a5\ud6c4 \uc218\uc2ed \ub144 \uc548\uc5d0 \uc218\uc870 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uce74\ud14c\uace0\ub9ac\uac00 \ub420 \uc218 \uc788\uc744\uae4c\uc694? \ubb3c\ub860\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uadf8\ub9ac\uace0 GPU\uc640 AI\uc758 \uacb0\ud569\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc0dd\uac01\ud558\uc9c0 \ubabb\ud588\ub358 \uc0c8\ub85c\uc6b4 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ubb34\uc218\ud788 \ub9ce\uc774 \ub9cc\ub4e4\uc5b4\ub0bc \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. Figure.ai\uac00 \uadf8\ub7ec\ud55c \uc608 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n\n<p>Jack: \ud30c\ube0c\ub9ac\uc2a4 \uadf8\ub9b0\ub2e4, \uc778\uc0ac\uc774\ud2b8\ub97c \uacf5\uc720\ud574 \uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud30c\ube0c\ub9ac\uc2a4 \uace0\ub9c8\uc6cc\uc694.<\/p>\n\n<p>Jack: \uc2dc\uccad\ud574 \uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4. \ubc14\ub125 \ubaa8\ub2dd\uc2a4\ud0c0 \uc640\uc774\ub4dc\ubaa8\ud2b8 ETF(\ud2f0\ucee4 M-O-A-T)\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\ub824\uba74 vanek.com slash motefg\ub97c \ud655\uc778\ud558\uc138\uc694. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ud3ec\uc6cc\ub4dc \uac00\uc774\ub4dc\ub294 \uc720\ud29c\ube0c\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubaa8\ub4e0 \ud31f\uce90\uc2a4\ud2b8, \uc571\uc5d0\uc11c \uc2dc\uccad\ud560 \uc218 \uc788\uc73c\uba70, \uc81c\uac00 \uc815\uae30\uc801\uc73c\ub85c \uc778\ud130\ubdf0\ub97c \uac8c\uc2dc\ud558\ub294 Spotify\uc640 \ud2b8\uc704\ud130\uc5d0\uc11c\ub3c4 \ub3d9\uc601\uc0c1 \ubc84\uc804\uc744 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub2e4\uc2dc \ud55c \ubc88 \uac10\uc0ac\ub4dc\ub9bd\ub2c8\ub2e4. \ub2e4\uc74c\uc5d0 \ubd59\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc7ad \ud314\ub9ac\uc640\uc758 \ub300\ud654\uac00 \uc815\ub9d0 \uc88b\uc558\uc2b5\ub2c8\ub2e4. \uadf8\uac00 \uc694\uc57d\ud55c \ub0b4\uc6a9\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. 2021\ub144\uc5d0&#8220;\ubaa8\ub4e0 \uac83\uc774 \uac70\ud488&#8220;\uc774\ub77c\uace0 \uc815\ud655\ud558\uac8c \ub9d0\ud55c \ubca4\ucc98 \uce90\ud53c\ud0c8(VC)\uc758 \uc870\uc6a9\ud55c \uc804\uc124, \ud30c\ube0c\ub9ac\uc2a4 \uadf8\ub9b0\ub2e4\uac00 \ubc14\ub77c\ubcf4\ub294 \uc0c1\ud669\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4: \uc804\uccb4 \ub300\ud654 \ub0b4\uc6a9\uc740 \uc5ec\uae30\uc5d0\uc11c \ud655\uc778\ud560 \uc218 &hellip; <a href=\"https:\/\/www.fabricegrinda.com\/ko\/%eb%a7%a4%ed%81%ac%eb%a1%9c-%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%eb%b2%a4%ec%b2%98-%ec%ba%90%ed%94%bc%ed%84%b8-%eb%93%b1%ec%9d%84-%eb%8b%a4%eb%a3%a8%eb%8a%94-%ec%9e%ad-%ed%8c%94%eb%a6%ac%ec%99%80\/\" class=\"more-link\">\ub354 \ubcf4\uae30<span class=\"screen-reader-text\"> &#8220;\ub9e4\ud06c\ub85c, \uc554\ud638\ud654\ud3d0, \ubca4\ucc98 \uce90\ud53c\ud138 \ub4f1\uc744 \ub2e4\ub8e8\ub294 \uc7ad \ud314\ub9ac\uc640\uc758 \ub180\ub77c\uc6b4 \ub300\ud654!&#8221;<\/span><\/a><\/p>\n","protected":false},"author":9,"featured_media":45241,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[649,690,619],"tags":[],"class_list":["post-45194","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-649","category-690","category-fj-labs-ko"],"acf":[],"contentUpdated":"\ub9e4\ud06c\ub85c, \uc554\ud638\ud654\ud3d0, \ubca4\ucc98 \uce90\ud53c\ud138 \ub4f1\uc744 \ub2e4\ub8e8\ub294 \uc7ad \ud314\ub9ac\uc640\uc758 \ub180\ub77c\uc6b4 \ub300\ud654!. Categories - \uacbd\uc81c, \uc778\ud130\ubdf0 \ubc0f \ub178\ubcc0 \ucc44\ud305, FJ Labs. Date-Posted - 2024-06-25T15:59:20 . \n \uc7ad \ud314\ub9ac\uc640\uc758 \ub300\ud654\uac00 \uc815\ub9d0 \uc88b\uc558\uc2b5\ub2c8\ub2e4. \uadf8\uac00 \uc694\uc57d\ud55c \ub0b4\uc6a9\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.\n 2021\ub144\uc5d0&#8220;\ubaa8\ub4e0 \uac83\uc774 \uac70\ud488&#8220;\uc774\ub77c\uace0 \uc815\ud655\ud558\uac8c \ub9d0\ud55c \ubca4\ucc98 \uce90\ud53c\ud0c8(VC)\uc758 \uc870\uc6a9\ud55c \uc804\uc124, \ud30c\ube0c\ub9ac\uc2a4 \uadf8\ub9b0\ub2e4\uac00 \ubc14\ub77c\ubcf4\ub294 \uc0c1\ud669\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4:\n 2022\ub144 VC \uc57d\uc138\uc7a5\uc744 \uc804\ub9dd\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \ub294 \uc544\uc9c1 \ub05d\ub098\uc9c0 \uc54a\uc558\uc9c0\ub9cc \ud6cc\ub96d\ud55c \uae30\ud68c\ub97c \ucc3d\ucd9c\ud588\uc2b5\ub2c8\ub2e4.\n AI \uae30\uc5c5\uc5d0 \ub300\ud55c \ubc38\ub958\uc5d0\uc774\uc158\uc740 &#8220;\ud130\ubb34\ub2c8\uc5c6\ub2e4&#8221;\uace0 \uc0dd\uac01\ud558\ub294 \ubc18\uba74, \ube44AI \uae30\uc5c5\uc5d0 \ub300\ud55c \ubc38\ub958\uc5d0\uc774\uc158\uc740 \ud569\ub9ac\uc801&#8221;\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4\ub294 \ubc29\uc704 \uae30\uc220\uacfc \uc790\uc728\uc8fc\ud589(\ud604\uc7ac\ub85c\uc11c\ub294 \ud070 \uad00\uc2ec\uc744 \ubc1b\uc9c0 \ubabb\ud558\uace0 \uc788\ub294) \ubd84\uc57c\uc5d0\uc11c \ub9e4\ub825\uc801\uc778 \uae30\ud68c\uac00 \uc788\ub2e4\uace0 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\uac00 \ubcf8 \ub300\ubd80\ubd84\uc758 AI \ud68c\uc0ac\ub4e4\uc740 &#8220;\ud765\ubbf8\ub85c\uc6b4 \uc81c\ud488&#8221;\uc744 \ub9cc\ub4e4\uc5c8\uc9c0\ub9cc &#8220;\ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \ubd88\ubd84\uba85&#8221;\ud558\uace0 &#8220;\uacfc\ub300\uad11\uace0\uc5d0 \ubd80\uc751\ud558\uc9c0 \ubabb\ud560 \uac83&#8221;\uc774\uba70 &#8220;\ub300\ubd80\ubd84\uc740 \ub9dd\ud574\uac00\uace0 \uc788\ub2e4&#8221;\uace0 \ud569\ub2c8\ub2e4.\n \ucc38\uace0: \uc5ec\uae30\uc11c\ub294 \uc0c1\uc7a5 \uc8fc\uc2dd\uc774 \uc544\ub2cc \ube44\uc0c1\uc7a5 VC \uae30\uc5c5\ub9cc\uc744 \uc5b8\uae09\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \ubcf4\ud1b5 \uc54c\ub9ac\ubc14\ubc14\uc640 \ud314\ub780\ud2f0\uc5b4 $BABA $PLTR\uc758 \uacbd\uc6b0\ucc98\ub7fc \uc774\ub984\uc774 \uacf5\uac1c\ub418\uba74 \uc5d1\uc2dc\ud2b8\ud569\ub2c8\ub2e4.\n \uadf8\ub294 \uac00\ud2b8\ub108\uc758 \uacfc\ub300 \uad11\uace0 \uc0ac\uc774\ud074\uc774 AI\uc5d0\ub3c4 \uc801\uc6a9\ub41c\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4&#8230; \ub2e8\uae30\uc801\uc73c\ub85c\ub294 \ubcc0\ud654\uc758 \uaddc\ubaa8\uac00 \ud604\uc7ac \uc608\uc0c1\ubcf4\ub2e4 \uc791\uc744 \uac83\uc774\uc9c0\ub9cc \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uac00\uc7a5 \uad11\uc801\uc778 AI \uc810\uc7c1\uc774(\uadf8\uc758 \ub9d0\uc774 \uc544\ub2c8\ub77c \uc81c \ub9d0)\ub97c \uc81c\uc678\ud55c \ubaa8\ub4e0 \uc0ac\ub78c\ub4e4\uc758 \uc608\uc0c1\uc744 \ub6f0\uc5b4\ub118\ub294 \uaddc\ubaa8\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.\n \uadf8\ub294 \uc554\ud638\ud654\ud3d0 \uac15\uc138\uc7a5\uc774\uc5c8\uace0 \uc9c0\uae08\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uadf8\ub294 \ub9ce\uc740 \ud1a0\ud070\uc744 \uc18c\uc720\ud558\uace0 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub9c8\uc774\ub2e4\uc2a4\ub77c\ub294 \uc720\ub7fd \uc218\uc775\ub960 \uae30\ubc18 \uc2a4\ud14c\uc774\ube14\ucf54\uc778(\ubbf8\uad6d\uc5d0\uc11c\ub294 \uc811\uadfc\ud560 \uc218 \uc5c6\uc9c0\ub9cc \ub300\ubd80\ubd84\uc758 \ub2e4\ub978 \uad6d\uac00\uc5d0\uc11c\ub294 \uac00\ub2a5)\uc5d0\ub3c4 \uad00\uc5ec\ud558\uace0 \uc788\ub294\ub370, \uc778\ud130\ubdf0\uc5d0\uc11c \uadf8\ub294 \uc774 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc774 \uaddc\uc81c\ub97c \uc900\uc218\ud558\uace0 \ud30c\uc0b0\uc5d0 \ub300\ube44\ud558\uba70 \uc2e4\uc81c\ub85c \uc628\uccb4\uc778 \ub514\ud30c\uc774\uc5d0 \uc0ac\uc6a9\ub420 \uc218 \uc788\ub294 \uac83\uc774\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.\n \uc804\uccb4 \ub300\ud654 \ub0b4\uc6a9\uc740 \uc5ec\uae30\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n Jack: \ud3ec\uc6cc\ub4dc \uac00\uc774\ub358\uc2a4\ub294 1955\ub144\ubd80\ud130 \uc790\uc0b0 \uad00\ub9ac \ubd84\uc57c\uc758 \uae00\ub85c\ubc8c \ub9ac\ub354\uc778 VanEck\uc774 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ub098\uc911\uc5d0 VanEck ETF\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc9c0\ub9cc, \uc9c0\uae08\uc740 \uc624\ub298 \uc778\ud130\ubdf0\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uac00\uc774\uc790 \ud22c\uc790\uc790\uc778 \ud30c\ube0c\ub9ac\uc2a4 \uadf8\ub9b0\ub2e4\ub97c \ud3ec\uc6cc\ub4dc \uac00\uc774\ub358\uc2a4\uc5d0 \ubaa8\uc2dc\uac8c \ub418\uc5b4 \ub9e4\uc6b0 \uae30\uc058\uac8c \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4\ub294 \uc624\ud074\ub79c\ub4dc\uc758 \uc124\ub9bd\uc790\uc774\uba70, \uc774\ud6c4 \ub098\uc2a4\ud37c\uc2a4\uc5d0 \ub9e4\uac01\ub41c OLX\uc758 \uc124\ub9bd\uc790\uc778 \ubc84\ub098\ub4dc \uc544\ub974\ub178\uc5d0\uac8c \ub9e4\uac01\ub418\uc5c8\uace0, \uc5d0\uc5b4\ube44\uc564\ube44, \uc54c\ub9ac\ubc14\ubc14, \ud32c\ub4c0\uc5bc \ub4f1\uc758 \ud68c\uc0ac\uc5d0 \uc5f0\uc1c4\uc801\uc73c\ub85c \uc5d4\uc824 \ud22c\uc790\uc790\ub85c \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\ube0c\ub9ac\uc2a4, \ub9cc\ub098\uc11c \ubc18\uac11\uc2b5\ub2c8\ub2e4. \uc640\uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4.\n \ucd08\ub300\ud574 \uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc5d0\uac8c\ub294 \uae30\uc5c5\uac00\ub85c\uc11c\uc758 \uc5ec\uc815\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub098\uc911\uc5d0 \uacf5\ub3d9 \uc124\ub9bd\uc790\uc774\uc790 \ud22c\uc790\uc790\ub85c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \uc5c5\uacc4\uc5d0\uc11c \ub9ce\uc740 \uc77c\uc744 \ud558\uace0 \uc788\ub294 \ub9c8\uc774\ub2e4\uc2a4\uc5d0 \ub300\ud574 \uc9c8\ubb38\ud558\uace0 \uc2f6\uc5c8\uc2b5\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uac70\uc2dc\uacbd\uc81c\uc640 \uc790\uc0b0 \uac00\uaca9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc694\uc778, \uadf8\ub9ac\uace0 \uc911\uc559\uc740\ud589\uc5d0 \ub300\ud574\uc11c\ub3c4 \uad00\uc2ec\uc774 \ub9ce\uc73c\uc2e0 \uac83\uc73c\ub85c \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc6f9\uc0ac\uc774\ud2b8\uc5d0\ub294 2021\ub144 2\uc6d4\uc5d0 \uc791\uc131\ud55c &#8216;\ubaa8\ub4e0 \uac83\uc758 \uac70\ud488\uc5d0 \uc624\uc2e0 \uac83\uc744 \ud658\uc601\ud569\ub2c8\ub2e4&#8217;\uc640 2020\ub144 2\uc6d4\uc5d0 \uc791\uc131\ud55c &#8216;\ucf54\ub85c\ub09819, \uc5b4\uca4c\uba74 \uc138\uacc4 \uacbd\uc81c\ub97c \ubd88\ud669\uc73c\ub85c \ubab0\uc544\ub123\ub294 \ube14\ub799\uc2a4\uc644&#8217;\uacfc \uac19\uc740 \uae00\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uccab \ubc88\uc9f8 \uc9c8\ubb38\uc740 \uac70\uc2dc\uacbd\uc81c\uac00 \ubca4\ucc98\uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\uace0 \uae30\uc5c5\uac00\ub85c \ud65c\ub3d9\ud558\ub294 \ub370 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \uad81\uae08\ud569\ub2c8\ub2e4.\n \ud558\ub8e8 \uc885\uc77c \uc774\uc790\ub97c \uac70\ub798\ud558\ub294 \uc9c1\uc5c5\uc774\ub77c\uba74 \uac70\uc2dc \uacbd\uc81c\uc640 \uc911\uc559\uc740\ud589\uc758 \ubc1c\uc5b8\uc5d0 \uc8fc\uc758\ub97c \uae30\uc6b8\uc774\ub294 \uac83\uc774 \ub2f9\uc5f0\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubca4\ucc98 \uce90\ud53c\ud138\uc5d0 \ud22c\uc790\ud558\uac70\ub098 \uc0ac\uc5c5\uc744 \uc2dc\uc791\ud558\ub294 \uc77c\ubc18\uc778\uc5d0\uac8c\ub294 \uac70\uc2dc \uacbd\uc81c\uac00 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60\uae4c\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \ub9e4\ud06c\ub85c \uc0ac\uc774\ud074\uc740 \uc9c4\uc785\uacfc \ud1f4\uc7a5 \uac00\uaca9\ub300 \ub54c\ubb38\uc5d0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc989, \ubca4\ucc98 \uce90\ud53c\ud0c8 \uc5c5\uacc4\uc758 \ud22c\uc790\uc790\ub294 \ud22c\uc790\uae08 \ud68c\uc218\ub97c \ud1b5\uc81c\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0 \ub2e4\uc74c \uc5b4\ub290 \uc2dc\uc810\uc5d0 \uc8fc\uae30\uac00 \uc2dc\uc791\ub420\uc9c0 \ud30c\uc545\ud558\uc138\uc694.\n \ud22c\uc790\ud560 \ub54c\ub9cc \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \ud2b9\ud788 \uac00\uaca9 \uc218\uc900\uc744 \uc798 \uc0b4\ud3b4\uc11c \uacfc\ub2e4 \uc9c0\ubd88\ud558\ub294 \uc77c\uc774 \uc5c6\ub3c4\ub85d \uc8fc\uc758\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c 2021\ub144, \ubaa8\ub450\uac00 \uae30\ubcf8\uc801\uc73c\ub85c \ubbf8\uccd0 \ub0a0\ub6f0\uace0 \uc788\uc744 \ub54c \uc800\ub294 \ud55c \ubc1c\uc9dd \ubb3c\ub7ec\ub098\uc11c \uc9c0\ub098\uce58\uac8c \ub290\uc2a8\ud55c \uc7ac\uc815 \ud1b5\ud654 \uc815\ucc45\uc73c\ub85c \uc778\ud574 \ubaa8\ub4e0 \uac83\uc774 \uac70\ud488\uc5d0 \ube60\uc838 \uc788\ub2e4\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uc774\ub294 \ubd80\ub3d9\uc0b0, \ucc44\uad8c, \uc8fc\uc2dd, \uc0ac\ubaa8, \uc0c1\uc7a5, NFT, \uc554\ud638\ud654\ud3d0, \uc2a4\ud329 \ub4f1 \ubaa8\ub4e0 \uc790\uc0b0 \ud074\ub798\uc2a4\uc758 \uc790\uc0b0 \uac00\uaca9 \uc0c1\uc2b9\uacfc \uc5f0\uad00\ub418\uc5b4 \ubaa8\ub4e0 \uc790\uc0b0 \ud074\ub798\uc2a4\uc758 \uc790\uc0b0 \uac00\uaca9 \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc2e4\uc81c\ub85c \ud310\ub9e4\ud574 \ubd05\uc2dc\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \uc575\ucee4 \uc0c1\ud488\uc774\ub77c\uba74 \uac00\ub2a5\ud55c \ubaa8\ub4e0 \uc790\uc0b0\uad70\uc5d0\uc11c \ud310\ub9e4\ud574\uc57c \ud55c\ub2e4\ub294 \ubc29\uce68\uc744 \uace0\uc218\ud588\uc2b5\ub2c8\ub2e4.\n \ubb3c\ub860 \uc0ac\uc801\uc778 \uc601\uc5ed\uc5d0\uc11c\ub294 \uc720\ub3d9\uc801\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc6b0\ub9ac\uac00 \ud558\uace0 \uc2f6\uc5c8\ub358 \uac83\uc758 \uc77c\ubd80\ub9cc \ud310\ub9e4\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \ud22c\uc790\ud558\ub294 \ub3d9\uc548 \uc6b0\ub9ac\ub294 \ud22c\uc790\uae08\uc744 \ud68c\uc218\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n \uadf8 \ubc18\ub300\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uc791\ub144\uc5d0\ub294 \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c \ubaa8\ub450 \uc7ac\ub97c \ubfcc\ub824\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud588\uc9c0\ub9cc, \uc800\ud76c\ub294 \uc544\ubb34\uac83\ub3c4 \ud22c\uc790\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ubc38\ub958\uc5d0\uc774\uc158\uc774 \ud569\ub9ac\uc801\uc774\uae30 \ub54c\ubb38\uc5d0 \uc9c0\uae08\uc774 \ud22c\uc790\ud558\uae30 \uac00\uc7a5 \uc88b\uc740 \uc2dc\uae30\ub77c\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4.\n \uae30\uc220 \ubd84\uc57c\uc5d0\uc11c \uc800\ub834\ud55c \uac83\uc740 \uc5c6\uc9c0\ub9cc, \uc774\uc804\ubcf4\ub2e4 \ub354 \ud569\ub9ac\uc801\uc778 \uac83\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \uacbd\uc7c1\uc774 \ud6e8\uc52c \uc801\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc608\uc804\uc5d0\ub294 \ub611\uac19\uc740 \uc77c\uc744 \ud558\uae30 \uc704\ud574 20\uac1c\uc758 \ud68c\uc0ac\uac00 \uc790\uae08\uc744 \uc9c0\uc6d0\ubc1b\uc558\uc9c0\ub9cc \uc9c0\uae08\uc740 \ud55c\ub450 \uac1c\ub85c \uc904\uc5c8\uc2b5\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \ud574\ub2f9 \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \uc6b0\uc2b9\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4. \ucc3d\uc5c5\uc790\ub4e4\uc740 \uc774\uc81c \ub2e8\uc704 \uacbd\uc81c\uc131, \uc18c\uc9c4\uc728, 2\ub144 \ub3d9\uc548 \ud604\uae08\uc744 \ud655\ubcf4\ud558\uace0 \ub2e4\uc74c \ub2e8\uacc4\ub85c \ub118\uc5b4\uac08 \uc218 \uc788\ub294\uc9c0\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774\ub7ec\ud55c \uac83\ub4e4\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.\n \uc9c0\ub09c 10\ub144\uc744 \uc0b4\ud3b4\ubcf4\uba74 \uc790\uc0b0\uad70\uc73c\ub85c\uc11c\uc758 \ubca4\ucc98\ub294 \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0\uc640 \ub9e4\uc6b0 \ub2e4\ub985\ub2c8\ub2e4. \ub2e4\ub978 \ubaa8\ub4e0 \uc790\uc0b0 \ud074\ub798\uc2a4\uac00 \uc815\uaddc \uac00\uc6b0\uc2a4 \ubd84\ud3ec \uace1\uc120\uc744 \ub530\ub974\ub294 \uac83\uacfc \ub2ec\ub9ac \uc774 \uc790\uc0b0 \ud074\ub798\uc2a4\ub294 \ud30c\uc6cc \ubc95\uce59\uc774\ub77c\ub294 \uac83\uc744 \ub530\ub985\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 \ud798\uc758 \ubc95\uce59\uc5d0\uc11c\ub294 \uc0c1\uc704 \uc18c\uc218\uc758 \uae30\uc5c5\uc774 \ubaa8\ub4e0 \uc218\uc775\uc744 \ucc3d\ucd9c\ud55c\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 2010\ub144\ub300\ub9cc \ubcf4\uba74 08, 09, 010, 011\ub144\uc5d0 \uac00\uc7a5 \ub9ce\uc740 \ud22c\uc790\uac00 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub300\ubd88\ud669\uc774\ub098 \uae08\uc735 \uc704\uae30\uc758 \uc5ec\ud30c\ub85c \uc778\ud574 \ub530\ub77c\uc11c \uc5ec\uae30\uc5d0\uc11c\ub3c4 \uac19\uc740 \uc77c\uc774 \uc77c\uc5b4\ub0a0 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.\n \ud22c\uc790\ud558\uae30\uc5d0 \ucd5c\uc545\uc758 \uc2dc\uae30\ub294 \uc544\ub9c8\ub3c4 21\ub144\uacfc 2020\ub144\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 2020\ub144\ub300\uc5d0 \ud22c\uc790\ud558\uae30 \uac00\uc7a5 \uc88b\uc740 \uc2dc\uae30\ub294 22, 23, 24\ub144 \ud6c4\ubc18\ubd80\ud130 \ud134\uc5b4\ub77c\uc6b4\ub4dc\uae4c\uc9c0\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub9e4\ud06c\ub85c\ub294 \uc911\uc694\ud569\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \ub354 \ub098\uc740 \ud22c\uc790\uc790\uac00 \ub418\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc5d0 \uadf8\ub807\uac8c \ud55c\ub2e4\uace0 \ub9d0\ud55c\ub2e4\uba74 \uc194\uc9c1\ud558\uc9c0 \ubabb\ud560 \uac83\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc81c\uac00 \ub530\ub974\ub294 \ud734\ub9ac\uc2a4\ud2f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c 21\ub144\uc5d0\ub294 \ud558\ud5a5\uc2dd \uc9c0\uce68\uc774 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4.\n \uac00\uce58\uac00 \ub192\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc800\ub294 \uc6b0\ub9ac\uac00 \uae30\uc5c5\uc744 \ud3c9\uac00\ud558\ub294 \ubc29\uc2dd\uc778 \ud734\ub9ac\uc2a4\ud2f1\uc774 \uac74\uc804\ud558\uace0 \ub300\ubd80\ubd84\uc758 \uae30\uc5c5\uc774 \ube44\uc2f8\ub2e4\uace0 \ud310\ub2e8\ud558\uc5ec \ud22c\uc790\ub97c \ud558\uc9c0 \uc54a\uc744 \uac83\uc774\uba70, \uae30\ud68c\uac00 \uc0dd\uae30\uba74 \uc5d1\uc2dc\ud2b8\ub97c \uc120\ud0dd\ud560 \uac83\uc774\ub77c\uace0 \ubbff\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\uc5d0\uac8c\ub294 \ub2e4\ub978 \uc5b4\ub5a4 \uac83\ubcf4\ub2e4\ub3c4 \uc9c0\uc801\uc778 \uc5f0\uc2b5\uc774 \ub429\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc800\ub294 \ud0dc\uc0dd\uc801\uc73c\ub85c \uacbd\uc81c\ud559\uc790\uc600\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uadf8\uac83\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\uace0, \uae00\uc744 \uc4f0\uace0, \ucc45\uc744 \uc77d\uc73c\uba70 \ub9ce\uc740 \uc2dc\uac04\uc744 \ubcf4\ub0c8\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 \uacb0\uacfc\ub294 \ubca4\ucc98 \uc5c5\uacc4\uc5d0\ub3c4 \uc801\uc6a9\ub420 \uc218 \uc788\ub294 \uacb0\uacfc\ub97c \uac00\uc838\uc654\uc2b5\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc740 \ud734\ub9ac\uc2a4\ud2f1, \ud2b9\ud788 \uac00\uce58 \ud3c9\uac00\uc5d0 \ub300\ud574 \uc815\ub9d0 \uc5c4\uaca9\ud558\ub2e4\uba74 \uc774\ub97c \ubb34\uc2dc\ud574\ub3c4 \uad1c\ucc2e\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4.\n Jack: \uc815\ub9d0 \uc911\uc694\ud55c \uc810\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub9e4\ud06c\ub85c\ub97c \uc88b\uc544\ud558\uc2dc\uc8e0. \uc800\ub294 \ub9e4\ud06c\ub85c\ub97c \uc88b\uc544\ud558\uace0 \ud655\uc2e4\ud788 \ub3c4\uc6c0\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uc6b0\ub9ac\ub294 \uadf8\uac83\uc744 \uc88b\uc544\ud558\uae30 \ub54c\ubb38\uc5d0 \uacf5\ubd80\ud558\ub294 \uac83\uc774\uc9c0, \ubc18\ub4dc\uc2dc \ubbf8\ub798\ub97c \ub0b4\ub2e4\ubcf4\uac70\ub098 \ud6cc\ub96d\ud55c \ud22c\uc790 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uae30 \uc704\ud574 \uacf5\ubd80\ud558\ub294 \uac83\uc740 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \ud398\ube0c\ub9ac\uc988, \uc81c\uac00 \uc778\ud130\ub137\uc5d0\uc11c \uc77d\uc740 \ubc14\uc5d0 \ub530\ub974\uba74 2000\ub144\uc5d0 \uccab \ud68c\uc0ac\uc778 \ud68c\uc0ac\ub97c LVMH\uc758 \ubca0\ub974\ub098\ub974 \uc544\ub974\ub178\uc5d0\uac8c \ub9e4\uac01\ud588\ub2e4\uace0 \ud558\ub354\uad70\uc694. \uadf8\ub798\uc11c \ubca4\ucc98 \uce90\ud53c\ud0c8 \uac70\ud488\uc774 \uaebc\uc9c4 \uc2dc\uc810\uc774 \ubc14\ub85c \uadf8\ub54c\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \ub300\ud559\uc744 \uc878\uc5c5\ud558\uace0 \uccab \uc9c1\uc7a5\uc5d0 \ucde8\uc9c1\ud588\uc744 \ub54c\ub098 \ub300\ud559\uc5d0 \uc7ac\ud559 \uc911\uc774\uc5c8\uc744 \ub54c, \uc989 \uccab \ubc88\uc9f8 VC \ubc84\ube14\uc774 \ud130\uc84c\uc744 \ub54c\ub294 \uadf8\ub7f0 \uc138\uc0c1\uc5d0 \uc788\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc5ec\ub7ec\ubd84\uc774 \ucc98\uc74c \uc138\uc0c1\uc744 \uc811\ud588\uc744 \ub54c\ub294 \ub9c8\uce58 \uac70\ud488\uc774 \ud130\uc9c0\ub294 \uac83 \uac19\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 2010\ub144\ubd80\ud130 \uc9c0\uae08\uae4c\uc9c0 \ubca4\ucc98\uce90\ud53c\ud138, \ubca4\ucc98\uce90\ud53c\ud138\uc758 \uc790\uc0b0\uc774 \uc5c4\uccad\ub098\uac8c \ubd88\uc5b4\ub0ac\uace0, \ub354 \ub9ce\uc740 \uc790\uae08\uc774 \uc774 \ubd84\uc57c\ub85c \uc720\uc785\ub418\uace0, \ubc38\ub958\uc5d0\uc774\uc158\uc774 \uc62c\ub77c\uac00\uace0, \uc0ac\ub78c\ub4e4\uc774 \uc6b0\ubc84\uc5d0 \ud22c\uc790\ud558\uba74\uc11c \ub2e4\ub978 \ud68c\uc0ac\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uc790\uae08\uc774 \ub354 \ub9ce\uc544\uc84c\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uadf8\ub798\uc11c, \uc608\ub97c \ub4e4\uc5b4, \ub3c8\uc744 \ub358\uc9c0\ub294 \ub9ce\uc740 \uc0ac\ub78c\ub4e4, \uc81c\uac00 \ubaa8\ub4e0 \uc138\ubd80 \uc0ac\ud56d\uc744 \uc81c\ub300\ub85c \uc774\ud574\ud558\uc9c0 \ubabb\ud588\uc744 \uc218\ub3c4 \uc788\uc9c0\ub9cc, \uadf8\uac83\uc774 \ub2f9\uc2e0\uc758 \ud0c0\uc784 \ub77c\uc778\uacfc VC\uc758 \ud0c0\uc784 \ub77c\uc778\uc744 \ub300\ub7b5\uc801\uc73c\ub85c \uc694\uc57d \ud55c \uac83\uc785\ub2c8\uae4c?\n \ud30c\ube0c\ub9ac\uc2a4: \uadf8\ub798\uc11c 90\ub144\ub300 \ud6c4\ubc18\uc5d0 \ub300\ud559\uc744 96\ub144\uc5d0 \uc878\uc5c5\ud588\uc2b5\ub2c8\ub2e4. \uc800\ub294 96\ub144, 98\ub144 \ub9e5\ud0a8\uc9c0\uc640 \ud68c\uc0ac\uc5d0\uc11c \uc77c\ud558\uba74\uc11c \uac70\ud488\uc774 \uc77c\uc5b4\ub098\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c\uc558\uc9c0\ub9cc \ud68c\uc0ac\ub97c \ud0a4\uc6b0\ub824\uba74 \ub354 \ub9ce\uc740 \uae30\uc220\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc800\ub294 \uae30\uc220 \ud68c\uc0ac\ub97c \ub9cc\ub4e4\uace0 \uc2f6\uc5c8\uc2b5\ub2c8\ub2e4.\n \uadf8\ub7f4 \uc904 \uc54c\uc558\uc5b4\uc694. \uc2e4\uc81c\ub85c \ub9e5\ud0a8\uc9c0\ub85c \uac00\ub294 \uac70\ud488\uc774 \uc0ac\ub77c\uc9c8 \uc904 \uc54c\uc558\ub294\ub370, \uc544\ub2c8\ub098 \ub2e4\ub97c\uae4c \uadf8\ub807\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uc2e4\uc81c\ub85c 98\ub144, 99\ub144, 2000\ub144 \uccab \ud68c\uc0ac\ub97c \uc124\ub9bd\ud588\uc744 \ub54c\uc758 \ud658\ud76c\uc758 \ubc24\uc744 \ubcf4\uc558\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uc800\ub294 \uac70\ud488\uc758 \uc774\uba74\uc744 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uc800\ub294 2001\ub144\uc5d0 \ub2e4\uc74c \ud68c\uc0ac\ub97c \uc124\ub9bd\ud588\uc2b5\ub2c8\ub2e4. 2001\ub144\uc5d0 \uc800\ub294 \ubaa8\ub4e0 VC\uc5d0\uac8c \uc804\ud654\ub97c \uac78\uc5b4 &#8220;\uc800\uc5d0\uac8c \ub180\ub77c\uc6b4 \uc544\uc774\ub514\uc5b4\uac00 \uc788\uc2b5\ub2c8\ub2e4.&#8221;\ub77c\uace0 \ub9d0\ud558\uace4 \ud588\uc2b5\ub2c8\ub2e4.\n \uc720\ub7fd\uacfc \uc544\uc2dc\uc544\uc5d0\uc11c \ub9e4\uc6b0 \uc798 \uc791\ub3d9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ud6a8\ud55c \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uc2e4\ud589\ud558\ub294 \ubc29\ubc95\uc744 \uc54c\uace0 \uc788\uc73c\uba70, \uac80\uc99d\ub41c \uc2e4\uc801\uc744 \uac00\uc9c4 \uac80\uc99d\ub41c \uae30\uc5c5\uac00\uc785\ub2c8\ub2e4.\n \ud3ab\ub2f7\ucef4, \uc774\ud1a0\uc774\uc988, \uc6f9\ubc34, MCI, \uc6d4\ub4dc\ucef4\uc774\ub77c\ub294 \uc774\ub984\uc73c\ub85c \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \ud68c\uc0ac\ub97c \ub9cc\ub4e4\uace0 \uc788\uc5c8\uace0, \ud68c\uc0ac\ub97c \ub9cc\ub4e4 \ubc29\ubc95\uc774 \uc5c6\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc804\ud654\ub97c \ub04a\uc5c8\ub2e4\ub294 \ub9d0\uc744 \ub05d\ub0b4\uc9c0 \ubabb\ud588\ub358 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uc774\ub7ec\ud55c \uc77c\uc774 \uc8fc\uae30\uc801\uc73c\ub85c \ubc1c\uc0dd\ud558\uace0 \uc774\ub7ec\ud55c \uc8fc\uae30\uac00 \uba87 \ub144 \ub3d9\uc548 \uc9c0\uc18d\ub41c\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 90\ub144\ub300 \ub9d0, 2000\ub144 \ucd08\uc758 \ud638\ud669\uacfc \ubd88\ud669\uc744 \ubaa9\uaca9\ud588\uc2b5\ub2c8\ub2e4.\n 2004\ub144\uc5d0\uc11c 2007\ub144\uc758 \ud589\ubcf5\uac10, 2007\ub144\uc5d0\uc11c 2010\ub144\uc758 \ubc84\uc2a4\ucc98\ub7fc \ub2e4\uc2dc \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub2e4\uc2dc 2021\ub144 \ubd90\uc774 \uc77c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c 22, 23 \ubc88\uc758 \ud30c\uc0b0\uc774 \uc788\uc5c8\ub294\ub370, \uadf8\uac74 \uadf8\ub807\uace0, \ub300\ubd80\ubd84 \uacc4\uc18d\ub418\uace0 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\uae4c?\n \ub9c8\uce58 \uacf5\uac1c \uc2dc\uc7a5\uc5d0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc774 &#8216;\uc544, \ubaa8\ub4e0 \uac83\uc774 \ub180\ub78d\ub2e4&#8217;\uace0 \ub9d0\ud558\ub294 \uac83\ucc98\ub7fc\uc694. \uc6b0\ub9ac\uc5d0\uac8c\ub294 \uc6c5\uc7a5\ud55c \uc77c\uacf1 \uac00\uc9c0\uac00 \uc788\uace0 \uc5b4\uca4c\uace0 \ud558\ub294 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c 200\uc5b5 \ubbf8\ub9cc\uc758 \uc8fc\uc2dd\uc744 \ubcf4\uc720\ud55c \uae30\uc220 \uae30\uc5c5\uc758 \uacf5\uac1c \uc2dc\uac00\ucd1d\uc561\uc744 \uc0b4\ud3b4\ubcf4\uba74 \ub300\ubd80\ubd84 80%\uac00 \ud558\ub77d\ud55c \uc0c1\ud0dc\uc785\ub2c8\ub2e4.\n \uc608\uc804\uc5d0\ub294 95% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uc774\uc81c 80% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \uadf8 \uc774\ud6c4\ub85c \uc678\ud658\uc744\ud588\uc9c0\ub9cc \uc5ec\uc804\ud788 \ucd95\uad6c\ub97c \uc815\uc810\uc5d0\uc11c 4 ~ 5 \uac1c\ub85c \ub098\ub208 \uac83\ucc98\ub7fc \uc5ec\uc804\ud788 \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \ubca4\ucc98 \uc2dc\uc7a5 \uc804\uccb4\ub97c \ubcf4\uba74 \ubca4\ucc98 \uc5c5\uacc4\ub85c \uc720\uc785\ub418\ub294 LP \uc790\uae08\uc774 \uae09\uaca9\ud788 \uac10\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubca4\ucc98 \ud22c\uc790 \uc790\uccb4\ub294 \uc5ec\uc804\ud788 \ucd5c\uace0\uc810\uc5d0\uc11c \ucd5c\uc800\uc810\uae4c\uc9c0 75% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc5ec\uc804\ud788 \ud63c\ub780\uc758 \ud55c\uac00\uc6b4\ub370\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc774\ubc88\uc774 \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c \uc138 \ubc88\uc9f8\ub85c \ud070 \ud638\ud669\uacfc \ubd88\ud669\uc758 \uc0ac\uc774\ud074\uc744 \uacbd\ud5d8\ud55c \uac83\uc785\ub2c8\ub2e4.\n \uc7ad: \uadf8\ub9ac\uace0 2020\ub144\uacfc 2021\ub144 \ud638\ud669\uae30\uc5d0 \uc5ec\ub7ec \uae30\uc5c5\uc5d0\uc11c \uc5b4\ub5a4 \uc885\ub958\uc758 \ubc38\ub958\uc5d0\uc774\uc158\uc744 \ubcf4\uc168\ub098\uc694? \uacf5\uac1c\ud558\uae30 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 \uad6c\uccb4\uc801\uc778 \ub0b4\uc6a9\uc740 \ubc1d\ud788\uc9c0 \ub9c8\uc2dc\uace0, \uc9c0\ub09c 10\ub144\uacfc \ube44\uad50\ud588\uc744 \ub54c \uc5b4\ub5a4 \ucc28\uc774\uac00 \uc788\ub098\uc694? \ub610\ud55c \uac70\ud488\uc758 \uc9d5\ud6c4\uac00 \uc788\uac70\ub098 \ud56d\uc0c1 \uc815\uc0c1\uc758 \uc9d5\ud6c4\ub97c \ubcf4\uc774\ub294 \ub9e4\uc7a5\uc774 \ud558\ub098\uc529 \uc788\ub294 \ub4f1 \ud2b9\ubcc4\ud55c \uc774\uc57c\uae30\uac00 \uc788\ub098\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \ub530\ub77c\uc11c \uc911\uac04\uac12\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc644\uc804\ud788 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c 2013\ub144, 2019\ub144\uc758 \uc0ac\uc804 \uc2dc\ub4dc \uc911\uc559\uac12\uc740 5\ubc88\uc758 \uc0ac\uc804 \uc2dc\ub4dc\uc5d0\uc11c 1\ubc88, 9\ubc88\uc758 \uc0ac\uc804 \uc2dc\ub4dc\uc5d0\uc11c 3\ubc88, 30\ubc88\uc758 \uc0ac\uc804 \uc2dc\ub4dc\uc5d0\uc11c 7\ubc88\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc911\uc559\uac12 B\ub294 \uc544\ub9c8\ub3c4 50\uc5d0\uc11c 15 \uc815\ub3c4\uc600\uc744 \uac83\uc774\uace0, \uadf8\uc5d0 \uc0c1\uc751\ud558\ub294 \uacac\uc778\ub825\uc774 \uc788\uc5c8\uc744 \uac83\uc785\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uacac\uc778\ub825\uc740 \uc5c6\uc5c8\uace0, GMV 600K\uc640 GMV 250\ub9cc\uc5d0\uc11c 150\uac1c\uac00 \ub098\uc654\uc2b5\ub2c8\ub2e4. SAS \ub9e4\ucd9c\uc5d0\uc11c \ucc28\uc9c0\ud558\ub294 \ube44\uc911\uc740 20% \uc815\ub3c4\uc785\ub2c8\ub2e4.\n Jack: \uc774\uac83\uc740 \uc8fc\uc2dd \uc138\uacc4\uc5d0\uc11c \ub9e4\ucd9c \ub300\ube44 \uc2dc\uac00\ucd1d\uc561\uc73c\ub85c \uc54c\ub824\uc9c4 \uac00\uaca9 \ub300\ube44 \ub9e4\ucd9c \uc5ed\ub7c9\uc785\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4 \ub124. \ub9e4\ucd9c\uacfc \ucd1d\ub9e4\ucd9c\uc758 \uc870\ud569\uc785\ub2c8\ub2e4. \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \ub610\ub294 SAS \ub9e4\ucd9c \uc0ac\uc804 \uc2dc\ub4dc\uac00 \uc81c\ub85c\uc778 \uacbd\uc6b0, \uc774\ub7ec\ud55c \uc720\ud615\uc758 \ubc38\ub958\uc5d0\uc774\uc158\uc5d0\uc11c A\ub294 30\ub9cc \uc6d0, B\ub294 15\ub9cc \uc6d0, C\ub294 50\ub9cc \uc6d0\uc73c\ub85c \uac00\uc815\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uac70\ud488\uc774 \uaebc\uc9c0\uae30 \uc2dc\uc791\ud588\uc744 \ub54c \uc6b0\ub9ac\ub294 \uae30\uc5c5\ub4e4\uc774 100\ubc30\uc758 \ubbf8\ub798 \uc218\uc775\uc744 \uc62c\ub9ac\ub294 \uac83\uc744 \ubaa9\uaca9\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uac70\ud488\uc758 \uc9d5\ud6c4\ub294 \uac70\ud488\uc758 \uc9d5\ud6c4\uac00 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4. \ubc38\ub958\uc5d0\uc774\uc158\uc774 \ub9d0\ub3c4 \uc548 \ub418\uac8c \ub192\uc558\uc5b4\uc694.\n \uc608\uc0c1 \uc218\uc775\uc774 10, 15, 20\ubc30\uc5d0\uc11c \uc5b4\ub5a4 \uacbd\uc6b0\uc5d0\ub294 100\ubc30\ub85c \uc99d\uac00\ud558\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac70\ub798\uac00 \uc774\ub904\uc9c0\ub294 \uc18d\ub3c4\uac00 \ub354 \ube68\ub790\uae30 \ub54c\ubb38\uc5d0 \uc2e4\uc0ac\uac00 \uc5c6\uc5c8\ub2e4\ub294 \ub73b\uc774\uaca0\uc8e0? \ud68c\uc0ac\ub97c \ud3c9\uac00\ud558\uae30 \uc704\ud574 \uc804\ud654\ub97c \ubc1b\uace0 \uc2f6\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \ud6c4\uc18d \uc804\ud654\uac00 \uc788\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uccab \ubc88\uc9f8 \ud1b5\ud654\ub294 \uc5b4\uc2dc\uc2a4\ud134\ud2b8\ub098 \uad50\uc7a5\uc774 \ubc1b\uace0, \ub2e4\uc74c \uc8fc\uc5d0 \ub450 \ubc88\uc9f8 \ud1b5\ud654\ub294 \uc81c\uac00 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \uc758\uc0ac \uacb0\uc815\uc774 \ub9e4\uc6b0 \ube60\ub985\ub2c8\ub2e4.\n \uc77c\uc8fc\uc77c\uc5d0 \ub450 \ubc88, \ud55c \uc2dc\uac04\uc529 \ud1b5\ud654\ud558\uba74\uc11c \ud22c\uc790 \uc5ec\ubd80\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uae30\ubcf8\uc801\uc73c\ub85c \uccab \ubc88\uc9f8, \ub450 \ubc88\uc9f8 \ud1b5\ud654 \uc0ac\uc774\uc5d0 &#8216;\uc544, \uad6c\ub3c5\uc774 \ucd08\uacfc\ub418\uc5c8\uc2b5\ub2c8\ub2e4&#8217;\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. \ub2e8\uc11c\ub97c \ucc3e\uc558\uc2b5\ub2c8\ub2e4.\n \uc6b0\ub9ac\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \uc2e4\uc0ac\ub97c \uc804\ud600 \ud558\uc9c0 \uc54a\uace0 \uc804\ud654 \ud55c \ud1b5\uc5d0 \ub9c9\ub300\ud55c \uc218\ud45c\ub97c \uc368\uc900 \ub450 \uac1c\uc758 \uac00\uc7a5 \ud070 \uac15\uc138\uc7a5 \ud22c\uc790\uc790\uc778 \ud0c0\uc774\uac70\uc640 \uc18c\ud504\ud2b8\ubc45\ud06c\ub85c\ubd80\ud130 1\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 10\uc5b5 \ub2ec\ub7ec\uae4c\uc9c0 \uc790\uae08\uc744 \uc870\ub2ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc5c8\ub294\ub370, \uadf8 \uc18d\ub3c4\ub294 \uc544\ubb34 \uc77c\ub3c4 \uc77c\uc5b4\ub098\uc9c0 \uc54a\ub294 \uac83\ucc98\ub7fc \ubcf4\uc600\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc0ac\ub78c\ub4e4\uc774 \ub108\ubb34 \ub099\uad00\uc801\uc774\uc5b4\uc11c \uc989\uc2dc \ud380\ub529\uc744 \ud558\uac70\ub098 \ub2e4\ub978 VC\uac00 \uacbd\uc7c1\uc0ac\uc5d0 \ud380\ub529\uc744 \ud560 \uac83\uc774\uae30 \ub54c\ubb38\uc5d0 \ubaa8\ub4e0 \uc2a4\ud0c0\ub4e4\uc774 \uc815\ub82c\ub418\uc5b4 \uc788\uace0 \uadf8\ub4e4\uc774 \uc9c0\ubd88\ud558\ub294 \uac00\uaca9\uc744 \ubbff\uc5b4\uc57c \ud569\ub2c8\ub2e4.\n \uadf8\ub7ec\ub2e4 \ubcf4\uba74 \uc790\uae08\ub825\uc774 \ud48d\ubd80\ud55c 10~15\uac1c\uc758 \uacbd\uc7c1\uc5c5\uccb4\uac00 \uac19\uc740 \uacf5\uac04\uc744 \ubbf8\uce5c \uac00\uaca9\uc73c\ub85c \ub178\ub9ac\ub294 \uc0c1\ud669\uc774 \ubc8c\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uac00\uaca9\uc774 \ub108\ubb34 \ube44\uc2f8\uc11c \ub300\ubd80\ubd84 \uc131\uacf5\ud558\uc9c0 \ubabb\ud560 \uac83\uc774 \ubed4\ud588\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \ub77c\uc6b4\ub4dc\ub97c \ud560 \ub54c \uc885\uc885 \ud76c\uc11d \ubc29\uc9c0 \uc870\ud56d\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub2e4\uc74c \ub77c\uc6b4\ub4dc\ub97c \ub354 \ub0ae\uc740 \uac00\uaca9\uc73c\ub85c \ud560 \uacbd\uc6b0 \uc774\uc804 \ub77c\uc6b4\ub4dc\uc5d0\uc11c \uac00\uaca9\uc744 \ub2e4\uc2dc \ucc45\uc815\ud558\uace0 \uc2e4\uc81c\ub85c \ucc3d\uc5c5\uc790\ub4e4\uc774 \uadf8\uac83\uc744 \uc6d0\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \ud76c\uc11d\ub418\ub294 \uacbd\uc6b0\uac00 \ub9e4\uc6b0 \ub4dc\ubb45\ub2c8\ub2e4.\n \ub108\ubb34 \ub192\uc740 \uac00\uaca9\uc73c\ub85c \ub108\ubb34 \ub9ce\uc740 \uc790\uae08\uc744 \ubaa8\uae08\ud558\uba74 \ud68c\uc0ac\uac00 \ub9dd\ud569\ub2c8\ub2e4. \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c \uae30\uc5c5\uc744 \uc8fd\uc774\ub294 \uc138 \uac00\uc9c0 \uc8fc\uc694 \uc6d0\uc778\uc740 \uccab\uc9f8, \uc81c\ud488\uc5d0 \ub300\ud55c \uc2dc\uc7a5 \uc801\ud569\uc131\uc744 \ucc3e\uc9c0 \ubabb\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \ud070 \uc774\uc720\uc785\ub2c8\ub2e4. \ub450 \ubc88\uc9f8, \uacf5\ub3d9 \ucc3d\uc5c5\uc790\uc640\uc758 \uc2f8\uc6c0 \uacf5\ub3d9 \ucc3d\uc5c5\uc790\uac00 \uc788\uc73c\uba74 \uc131\uacf5 \ud655\ub960\uc774 \ub192\uc544\uc9d1\ub2c8\ub2e4.\n \uc591\ub0a0\uc758 \uac80\uacfc\ub3c4 \uac19\uc740 \uc874\uc7ac\uc785\ub2c8\ub2e4. \uc138 \ubc88\uc9f8\ub294 \uc2e4\uc81c\ub85c \ub108\ubb34 \ub192\uc740 \uac00\uaca9\uc73c\ub85c \ub108\ubb34 \ub9ce\uc740 \ub3c8\uc744 \ubaa8\uae08\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ubb38\uc81c\ub294 \ucc98\uc74c \ucc3d\uc5c5\uc790\uac00 &#8216;\uc544\ub2c8\uc694, \ub204\uad70\uac00\uac00 150\ub9cc \uc6d0\uc5d0 25%\ub97c \ud76c\uc11d\ud558\uc5ec 5\ucc9c\ub9cc \uc6d0\uc744 \uc81c\uc548\ud558\uac70\ub098 \ub204\uad70\uac00\uac00 50\ub9cc \uc6d0\uc5d0 10\uac1c\ub97c \uc81c\uc548\ud558\ub294 \uc2dd\uc758 \uc81c\uc548\uc744 \ud560 \uc218 \uc5c6\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.\n \uadf8\ub4e4\uc740 \ud56d\uc0c1 150\uc5d0\uc11c 50\uc744 \ucc0d\uc9c0\ub9cc, 40 \ub610\ub294 50 \ud3ec\uc2a4\ud2b8\uc5d0\uc11c 10\uc744 \ucc0d\uc2b5\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uc131\uc7a5\ud558\uc9c0 \uc54a\uc73c\uba74 \ud68c\uc0ac\uac00 \ub9dd\ud560 \uc218\ub3c4 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc2e4\ud328 \ud655\ub960\uc774 \ud06c\uac8c \ub192\uc544\uc9d1\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \ub098\uc05c \uc5ed\ud559 \uad00\uacc4\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ub0a8\ub4e4\uc774 \ub2e4 \uc62c\ub9ac\uba74 \ub098\ub3c4 \uc62c\ub824\uc57c \ud55c\ub2e4\ub294 \uac15\ubc15\uad00\ub150\uc774 \uc0dd\uae41\ub2c8\ub2e4. \uc18c\ube44\ud558\uace0 \uc2f6\uc740 \ucda9\ub3d9\uc744 \ub290\ub08d\ub2c8\ub2e4.\n \uadf8\ub7ec\ub2c8\uae4c, \ub124, \uc2e4\ud589 \uc18d\ub3c4\uac00 \uc815\ub9d0 \uc911\uc694\ud588\uace0, 100\ubc30 \uc55e\uc744 \ub0b4\ub2e4\ubcf8 \ubc38\ub958\uc5d0\uc774\uc158\uc740 \uc815\ub9d0 \uac70\ud488\uc774 \ub9ce\uc774 \ub07c\uc5b4 \uc788\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uc7ad: \ub108\ubb34 \ub192\uc740 \ud3c9\uac00\ub85c \ub108\ubb34 \ub9ce\uc740 \uc790\uae08\uc744 \ubaa8\uae08\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \uaf64 \uad1c\ucc2e\uc740 \ubb38\uc81c\uc778 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc77c\ubd80 \uae30\uc5c5\uc5d0\uac8c \uc65c \uadf8\ub807\uac8c \ub3c5\uc774 \ub420\uae4c\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \ub300\ubd80\ubd84\uc758 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc218\uc775\uc131\uc774 \ub192\uc9c0 \uc54a\uace0, \ubc29\uae08 \ubaa8\uae08\ud55c \uae08\uc561\uc73c\ub85c \uc218\uc775\uc744 \ub0bc \uc218 \uc788\uc744 \uac70\ub77c\uace0 \uae30\ub300\ud558\uc9c0\ub3c4 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \ub108\ubb34 \ub192\uc740 \uac00\uaca9\uc5d0 \ub108\ubb34 \ub9ce\uc740 \ub3c8\uc744 \ubaa8\uae08\ud588\uace0 \ub2e4\uc74c \ub77c\uc6b4\ub4dc\uc5d0 \uac00\uc11c \ubaa8\uae08\ud574\uc57c \ud588\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c \ub77c\uc6b4\ub4dc\uc5d0\uc11c \ucd5c\uc18c\ud55c \uac19\uc740 \uac00\uaca9\uc73c\ub85c \ubaa8\uae08\ud558\uc9c0 \ubabb\ud558\uba74 \ub2e4\uc6b4 \ub7f0\uc774\ub77c\uace0 \ud558\ub294 \uc791\uc5c5\uc744 \uc218\ud589\ud574\uc57c \ud569\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \ub9d0\uc500\ub4dc\ub9b0 \uac83\ucc98\ub7fc \ub2e4\uc6b4 \ub7f0\uc740 \uc774\uc804 \ub7f0\uc5d0\uc11c \uc774\ub7ec\ud55c \ud76c\uc11d \ubc29\uc9c0 \uc870\ud56d\uc774 \ud2b8\ub9ac\uac70\ub418\ubbc0\ub85c \uc0ac\uc804 8\uc5b5, \uc0ac\ud6c4 10\uc5b5, 20 % \ud76c\uc11d \ub41c 2\uc5b5\uc5d0\uc11c 2\uc5b5\uc744 \ubaa8\uae08\ud588\uc9c0\ub9cc \ud68c\uc0ac\uc758 \uac00\uce58\ub294 2\uc5b5\uc5d0 \ubd88\uacfc\ud558\ub2e4\uace0 \uac00\uc815 \ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c \ub77c\uc6b4\ub4dc\uc5d0\uc11c\ub294 150\ub2ec\ub7ec \ub610\ub294 \uadf8 \uc774\uc804\uc5d0 50\ub2ec\ub7ec\ub97c \uc62c\ub9ac\uaca0\ub2e4\uace0 \uc81c\uc548\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5ec\ub7ec \uac00\uc9c0 \uc77c\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \ud558\ub098\ub294 200 \uc774\uc804\uc758 \uc0ac\ub78c\ub4e4\uc774 200\uc73c\ub85c \uac00\uaca9\uc744 \ub2e4\uc2dc \ucc45\uc815\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc778\ub370, \uc774 \uacbd\uc6b0 \ud68c\uc0ac\uc5d0\uc11c 50% \ud76c\uc11d\ub41c \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ucc3d\uc5c5\uc790\uac00 \ubcf4\ud1b5\uc8fc\ub97c \ub9ce\uc774 \uc783\uac70\ub098, \ud68c\uc0ac\ub97c \uc9c0\uc6d0\ud558\ub294 \ub0b4\ubd80\uc790\uc758 \uc9c0\uc6d0\uc774 \uc5c6\uc5b4 \uc0c8\ub85c\uc6b4 \ud22c\uc790\uc790\uac00 \ud22c\uc790\ud558\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ub8cc \ud50c\ub808\uc774\ub97c \ucc3d\ucd9c\ud569\ub2c8\ub2e4.\n \uacb0\uad6d \ucea1 \ud14c\uc774\ube14\uc774 \uc5c9\ub9dd\uc774 \ub418\uae30 \ub54c\ubb38\uc5d0 \ud68c\uc0ac\uac00 \uc815\ub9d0 \ub9dd\uac00\uc9d1\ub2c8\ub2e4. \uccad\uc0b0 \uc120\ud638\ub3c4\uac00 \ub108\ubb34 \ub192\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub300\uaddc\ubaa8 \uc815\ub9ac\uac00 \ud544\uc694\ud55c \uacbd\uc6b0 \ud22c\uc790\uc790\ub97c \uc804\uba78\uc2dc\ud0ac \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uad1c\ucc2e\uc9c0\ub9cc \ud68c\uc0ac\ub3c4 \uc0ac\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc774\ub7ec\ud55c \ud68c\uc0ac\ub4e4\uc774 \ubaa8\uae08\ud55c \ub9cc\ud07c\uc758 \uac00\uce58\uac00 \uc5c6\uac70\ub098, \ud30c\uc0b0\ud558\uac70\ub098, \ub2ec\ub7ec\ub85c \uba87 \ud47c\uc744 \uc778\uc218\ud558\uace0 \uc2e4\uc81c\ub85c \uace0\uc6a9\ud558\uac70\ub098, \uc644\uc804\ud788 \ud68c\uc218\ud558\ub294 \ub4f1 \uc5c4\uccad\ub09c \uaddc\ubaa8\uc758 \uac00\uc9dc \uc720\ub2c8\ucf58\uc774 \uc8fd\ub294 \uac83\uc744 \ub9ce\uc774 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc138 \uac00\uc9c0 \uc2dc\ub098\ub9ac\uc624\ub97c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc6b0\ub9ac\uac00 \ubcf4\uace0 \uc788\ub294 \ud55c \uac00\uc9c0 \uc2dc\ub098\ub9ac\uc624\ub294 \ud604\uc7ac \uc790\uae08\uc744 \uc870\ub2ec\ud558\uace0 \uc788\ub294 5\uac1c\uc758 \uc2a4\ud0dd\uc744 \ubaa8\ub450 \ubcf4\ud1b5\uc8fc\ub85c \uc804\ud658\ud558\uae30 \uc804\uc5d0 \ud76c\uc11d\ud558\uace0 \uc0c8\ub85c\uc6b4 \ud22c\uc790\uc790\uac00 20, 30, 40, 50%\ub97c \uac00\uc838\uac00\ub294 \uc644\uc804\ud55c \uc804\uc561 \uc18c\uc9c4\uc785\ub2c8\ub2e4. \uad00\ub9ac\ud300\uc744 \uc704\ud55c \uc635\uc158 \ud480\uc744 \ub2e4\uc2dc \ub9cc\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc774\uc804 \uc784\ub300 \uacc4\uc57d\uc774 \uc885\ub8cc\ub418\uc9c0 \uc54a\uc558\uace0 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc558\ub358 \uac83\ucc98\ub7fc \ud68c\uc0ac\ub97c \ub2e4\uc2dc \uc2dc\uc791\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \ub354 \uc774\uc0c1 \uc218\ud45c\ub97c \uc4f0\uace0 \uc2f6\uc9c0 \uc54a\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uc0ac\ub77c\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub300\ubd80\ubd84 \uc644\uc804\ud788 \uc774\ud0c8\ud55c \ud06c\ub85c\uc2a4\uc624\ubc84 \ud22c\uc790\uc790\uc5d0\uac8c\uc11c \uc774\ub7f0 \uc77c\uc774 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. D1, Co2, \uadf8\ub9ac\uace0 \uc5b4\ub290 \uc815\ub3c4 \uc18c\ud504\ud2b8\ubc45\ud06c\uc640 \ud0c0\uc774\uac70\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4.\n \ub458\uc9f8, \ud68c\uc0ac\uac00 \ub2e4\uc6b4 \ub77c\uc6b4\ub4dc\ub97c \uc6d0\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0\uac00 \ub354 \ud754\ud558\uac8c \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \uace0\uc815\ub41c \uac00\uaca9\uc73c\ub85c \ub77c\uc6b4\ub4dc\ub97c \uc9c4\ud589\ud558\uc9c0\ub9cc, \uad6c\uc870\uc640 \uccad\uc0b0 \uc6b0\uc120\uad8c\uc744 \ub123\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \uc774\ub807\uac8c \ub9d0\ud569\ub2c8\ub2e4. \uc774\uc81c \uc0c8\ub85c\uc6b4 \ub77c\uc6b4\ub4dc\uac00 \uc2dc\uc791\ub418\uc5c8\uc9c0\ub9cc \uc0c8\ub85c\uc6b4 \ub3c8\uc744 \ub123\uc744 \ub54c\ub9c8\ub2e4 \uc138 \ubc88\uc758 X\ub97c \ubc1b\uac8c \ub429\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uadf8 \ub2e8\uc810\uc740 \ubcf8\uc9c8\uc801\uc73c\ub85c \uacb0\uacfc\ubb3c\uc5d0 \uc81c\ud55c\uc774 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc989, \uc774\uc81c \ud68c\uc0ac\ub294 \uc2a4\uc2a4\ub85c \ub9e4\uac01\uc744 \uc2dc\ub3c4\ud558\uace0 \ub9c8\uc9c0\ub9c9 \ub77c\uc6b4\ub4dc \ud22c\uc790\uc790\ub4e4\uc740 \uc544\ub9c8\ub3c4 \uc804\uba78\ud558\uae30 \uc804\uc5d0 \ub450\uc138 \uac1c\uc758 X\uc640 \uc0ac\ub78c\ub4e4\uc744 \ub9cc\ub4e4 \uac83\uc785\ub2c8\ub2e4. \ubca4\ucc98 \ud22c\uc790\uc790\ub85c\uc11c \uc81c\uac00 \ubcf4\uc99d\ud558\ub294 \uac83\uc740 \uadf8\ub7f0 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n \uc800\ub294 10\ubc30\ub97c \uc778\uc218\ud558\uace0 \uc2f6\uc5b4\uc694. \uadf8\ub798\uc11c \uad6c\uc870\uac00 \uc788\ub294 \uc0ac\ubaa8\ud380\ub4dc \uac19\uc740 \uc720\ud615\uc758 \uac70\ub798\ub97c \ud558\ub294 \uac83\uc740 \uc81c \uc801\uc131\uc5d0 \ub9de\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc138 \ubc88\uc9f8\ub294 \ubb3c\ub860 \uc2e4\uc81c\ub85c \ub3c8\uc744 \ubaa8\uae08\ud558\uace0 \ub2f9\ucca8\ub41c \uc0ac\ub78c\ub4e4\uc774\uc9c0\ub9cc, \uadf8 \uc218\ub294 \uadf9\uc18c\uc218\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.\n \uc7ad: \ubca4\ucc98\uce90\ud53c\ud0c8\uc774 \uc790\uae08\uc744 \uc870\ub2ec\ud560 \ub54c \uc2dc\uac00\ucd1d\uc561\uc774 \uc904\uc5b4\ub4e4\uace0 \ub2e4\uc6b4 \ub77c\uc6b4\ub4dc\ub97c \ud558\uba74 \ubca4\ucc98\uce90\ud53c\ud0c8\uc5d0 \ub3c8\uc744 \ud22c\uc790\ud55c \uc2e4\uc81c \ud22c\uc790\uc790, LP \ub610\ub294 GP\uac00 \uc790\uc2e0\uc744 \ubcf4\ud638\ud588\uae30 \ub54c\ubb38\uc5d0 \ucc3d\uc5c5\uc790\uc5d0\uac8c \ud53c\ud574\ub97c \uc8fc\ub294 \ud6a8\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub108\ubb34 \ub192\uc740 \ubc38\ub958\uc5d0\uc774\uc158\uc73c\ub85c \uc790\uae08\uc744 \uc870\ub2ec\ud55c \ud6c4 \ub2e4\uc6b4 \ub77c\uc6b4\ub4dc\ub97c \ud574\uc57c \ud55c\ub2e4\uba74 \uc774\ub294 \uc815\ub9d0 \ub3c5\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2\uc5b5 \ub2ec\ub7ec\ub97c \ubaa8\uae08\ud558\uba74 \ud68c\uc0ac\uc5d0\uc11c 2\uc5b5 \ub2ec\ub7ec\uc758 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uc5d0 \uc775\uc219\ud574\uc838\uc11c \ube44\uc11c\ub97c \uace0\uc6a9\ud558\uace0 \uc5ec\ud589\ub3c4 \ub2e4\ub2c8\uace0 \uadf8\ub7f0 \uc77c\ub4e4\uc774 \uc2dc\uc791\ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4: \uc0ac\ub78c\ub4e4\uc740 \ub3c8\uc774 \uc788\uc73c\uba74 \uc18c\ube44\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uaf2d \uadf8\ub7f0 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uc774 \uc544\ub2c8\ub354\ub77c\ub3c4 &#8216;\uace0\uc6a9\ud558\uc790&#8217;, &#8216;\ub354 \ube68\ub9ac \uc131\uc7a5\ud558\uc790&#8217; \ub4f1 \ub354 \ub9ce\uc740 \uac83\uc744 \uc6d0\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub2e4\uac00 \uac11\uc790\uae30 \uc131\uc7a5 \ubaa8\ub4dc\uc5d0\uc11c \ub2e8\uc704 \uacbd\uc81c\ud559\uc5d0 \uc9d1\uc911\ud558\ub294 \ubaa8\ub4dc\ub85c \uc804\ud658\ud588\uc2b5\ub2c8\ub2e4.\n \uc81c \ub9d0\uc740, \uc2dc\ub9ac\uc988 B \uc774\uc0c1\uc758 \ud6c4\uae30 \ub2e8\uacc4\uc5d0 \uc788\ub294 \ud68c\uc0ac \uc911 \uc9c1\uc6d0\uc758 65% \uc774\uc0c1\uc744 \ub9ac\ud37c\ub9c1\ud574\uc57c \ud560 \uc815\ub3c4\ub85c \uc0c1\ub2f9\ud788 \ub9ce\uc740 \uc218\uc758 \ud68c\uc0ac\uac00 \uc788\ub2e4\ub294 \uac83\uc740 \uc815\ub9d0 \ub180\ub77c\uc6b4 \uc77c\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uaf2d \ud574\uc57c \ud55c\ub2e4\uba74 \ud55c \ubc88\ub9cc \ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc0ac\uae30\ub97c \ub5a8\uc5b4\ub728\ub9ac\uae30 \ub54c\ubb38\uc5d0 \uc5ec\ub7ec \ubc88 \ubc18\ubcf5\ud574\uc11c \ud560 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \ubc29\uae08 70%\uc758 \uc0ac\ub78c\ub4e4\uc744 \ub0b4\ubcf4\ub0b8 \uac83\ucc98\ub7fc \ub300\uaddc\ubaa8 \ud658\ubd88\uc744 \ud588\ub294\ub370, \uc0ac\ub78c\ub4e4\uc740 \uc774\ubbf8 \ub5a0\ub0ac\uc5b4\uc694. \uadf8\uac8c \ub2e4\uc785\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \ud300\uc774\uace0 \uc5ec\ub7ec\ubd84\uc740 5%, 5%, 5%\ub97c \ud558\ub294 \uac83\ubcf4\ub2e4 \ucda9\uaca9\uc801\uc778 \uacbd\ud5d8\uc774\uc9c0\ub9cc \uc774\ub97c \uc0ac\uae30\ub97c \ub192\uc774\ub294 \uacbd\ud5d8\uc73c\ub85c \ud65c\uc6a9\ud569\ub2c8\ub2e4.\n \uc0ac\ub78c\ub4e4\uc774 \ub2e4\uc74c\uc5d0 \uc5b8\uc81c, \uc5b4\ub514\ub85c \uc62c\uc9c0 \uad81\uae08\ud574\ud558\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc2e4 \uadf8\uac8c \ucd5c\uc545\uc785\ub2c8\ub2e4.\n \uc7ad: \uc2e4\uc5c5\ub960\uc774 3.9%\ub85c \uc5ec\uc804\ud788 \ub0ae\ub2e4\ub294 \uc804\uccb4\uc801\uc778 \uac70\uc2dc\uc801 \uc0c1\ud669\uacfc \ud574\uace0\ub418\ub294 \uc0ac\ub78c\ub4e4\uc758 \uae09\uaca9\ud55c \uac10\uc18c\ub97c \uc5b4\ub5bb\uac8c \ube44\uad50\ud560 \uc218 \uc788\uc744\uae4c\uc694? \ubbf8\uad6d \uacbd\uc81c\ub294 \uacc4\uc18d\ud574\uc11c \uc77c\uc790\ub9ac\ub97c \ub298\ub9ac\uace0 \uc788\uc73c\uba70 \ub178\ub3d9 \uc2dc\uc7a5\uc774 \ud655\uc7a5\ub418\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uc2e4\ub9ac\ucf58\ubc38\ub9ac\uc640 \ubca4\ucc98 \uce90\ud53c\ud138\uc758 \ub4b7\uc138\uacc4\uc640 \ub354 \ub113\uc740 \uac70\uc2dc \uacbd\uc81c \uc0ac\uc774\uc5d0 \ub2e8\uc808\uc774 \uc788\ub2e4\uace0 \ubcf4\uc2ed\ub2c8\uae4c?\n \ud30c\ube0c\ub9ac\uc2a4: \ubb3c\ub860\uc774\uc8e0. \uc774\ub294 \uc2e4\ub9ac\ucf58\ubc38\ub9ac\uac00 \uacbd\uc81c \uc131\uc7a5\uacfc \uc0dd\uc0b0\uc131 \uc99d\uac00\uc758 \uc5d4\uc9c4\uc774\uae30\ub294 \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \uace0\uc6a9 \uc99d\uac00\uc758 \uc5d4\uc9c4\uc774 \uc544\ub2c8\uc5c8\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubbf8\uad6d \uc778\uad6c \uc911 \uae30\uc220 \uae30\uc5c5\uc5d0 \uace0\uc6a9\ub41c \uc0ac\ub78c\uc758 \ube44\uc728\uc740 \uc5ec\uc804\ud788 \ud55c \uc790\ub9bf\uc218\uc5d0 \uba38\ubb3c\ub7ec \uc788\uc2b5\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \uae30\uc220 \uc5c5\uacc4\uc5d0 \uc5c4\uccad\ub09c \ubd88\ud669\uc774 \ub2e5\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubaa8\ub4e0 \uae30\uc220 \ubd84\uc57c\uac00 \uadf8\ub807\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \ubd84\uba85\ud788 \uc778\uacf5\uc9c0\ub2a5 \ud68c\uc0ac\ub4e4\uc774 \ub300\ubd80\ubd84 \uace0\uc6a9\uc744 \ud558\uace0 \uc788\uc73c\uba70 \uc804\uccb4 \uace0\uc6a9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uacbd\uc81c \uc804\ubc18\uc801\uc73c\ub85c \uc0ac\ub78c\ub4e4\uc758 \uc608\uc0c1\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \ud0c4\ub825\uc801\uc73c\ub85c \ud68c\ubcf5\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n 22\ub144\uc73c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac00\uba74, \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc740 \uc9c0\uae08\ucbe4 \ubbf8\uad6d\uc774 \uacbd\uae30 \uce68\uccb4\ub97c \uacaa\uc744 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud588\uace0, \uadf8\ub7f4 \ub9cc\ud55c \uc774\uc720\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. 1980\ub144\ub300 \ucd08 \uba85\ubaa9 \uae08\ub9ac \uc774\ud6c4 \uac00\uc7a5 \ube60\ub978 \uae08\ub9ac \uc0c1\uc2b9\uc744 \ubcf4\uc600\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0\ubd80\ud130 \uc18c\ube44\uc790 \ubd80\ucc44, \uc2e0\uc6a9\uce74\ub4dc \ubd80\ucc44, \ud559\uc790\uae08 \ubd80\ucc44, \ubaa8\uae30\uc9c0 \ubd80\ucc44\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubaa8\ub4e0 \ubc94\uc8fc\uc5d0\uc11c \ub3d9\uc2dc\uc5d0 \uacfc\ubd80\ud558\uac00 \uac78\ub838\uc2b5\ub2c8\ub2e4.\n \ub610\ud55c \ub2e4\uc591\ud55c \ubd80\ubb38\uc5d0\uc11c \uc18d\ub3c4 \uc800\ud558\uac00 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uacbd\uae30 \uce68\uccb4\ub97c \uc608\uc0c1\ud588\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc608\uc0c1\ubcf4\ub2e4 \uace0\uc6a9\uc774 \ud6e8\uc52c \ub354 \uc798 \uc720\uc9c0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ubc84\ud589\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc0ac\ub78c\ub4e4\uc758 \uc18c\ub4dd\uc740 \ud6e8\uc52c \ub354 \uc798 \ubc84\ud168\ub0c8\uc2b5\ub2c8\ub2e4.\n \uc5ed\uc0ac\uc801\uc73c\ub85c \uc218\uc775\ub960 \uace1\uc120\uc774 \uc5ed\uc804\ub418\uace0 \uae08\ub9ac\uac00 \uac00\uc7a5 \ube60\ub974\uac8c \uc0c1\uc2b9\ud560 \ub54c\ub294 \uacbd\uae30 \uce68\uccb4\ub97c \uc608\uc0c1\ud588\uc744 \uac83\uc785\ub2c8\ub2e4. \uc9c0\ub09c 70\ub144 \ub3d9\uc548 \ub2e8 \ud55c \ubc88\ub9cc \uc5f0\ucc29\ub959\ud55c \uc801\uc774 \uc788\ub294\ub370, \uadf8\uac83\uc740 1994\ub144\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc2a4\ub9c8\ud2b8 \uba38\ub2c8\ub294 \ubd88\ud669\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uc77c\ubc18\uc801\uc73c\ub85c \uc774\ub7ec\ud55c \uc774\uc57c\uae30\ub294 \uacbd\uae30 \uce68\uccb4\uc5d0\uc11c \uc5f0\ucc29\ub959\uc73c\ub85c, \ub610\ub294 \uc9c0\uae08\uacfc \uac19\uc740 \uc5f0\ucc29\ub959\uc774 \uc5c6\uc744 \uc218\ub3c4 \uc788\ub2e4\ub294 \uc774\uc57c\uae30\ub85c \ubc14\ub00c\uc5c8\ub294\ub370, \uc774\ub294 CPI\uac00 \uc0ac\ub78c\ub4e4\uc774 \uc6d0\ud558\ub294 \uac83\ubcf4\ub2e4 \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc5b4\uca4c\uba74 \uc6b0\ub9ac\ub294 \ubcf4\uc9c0 \ubabb\ud560 \uc218\ub3c4 \uc788\uace0, \uc0ac\uc2e4 \uadf8 \ubd80\ubd84\uc740 \uc81c\uac00 \uacc4\uc18d \ub9d0\ud574\uc628 \uac83\ucc98\ub7fc \uae08\ub9ac\uac00 \ub354 \ub192\uac8c \uc720\uc9c0\ub420 \uac83\uc774\ub77c\ub294 \uc804\ubb38\uac00\ub4e4\uc758 \ucee8\uc13c\uc11c\uc2a4\uac00 \ud2c0\ub838\ub358 \ud55c \ubd80\ubd84\uc778\ub370, \uc774\uc81c \ucee8\uc13c\uc11c\uc2a4\uac00 \ub354 \ucee4\uc9c0\uace0 \uc788\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \uc6d0\ub798 \uc62c\ud574 4, 5, 6\ubc88\uc758 \uae08\ub9ac \uc778\ud558\ub97c \uc608\uc0c1\ud588\uc9c0\ub9cc \uc9c0\uae08\uc740 2\ubc88\uc73c\ub85c \uc904\uc5c8\uc9c0\ub9cc \ud68c\ubcf5\ub825\uc774 \ud6e8\uc52c \ub354 \ucee4\uc11c \uace7 \uae08\ub9ac \uc778\ud558\ub294 \uc5c6\uc744\uc9c0\ub3c4 \ubaa8\ub985\ub2c8\ub2e4.\n \uc9c0\uae08 \ub354 \ud070 \ub9ac\uc2a4\ud06c\ub294 \uc0ac\uc2e4 \uac70\uc2dc\uacbd\uc81c\uac00 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc0ac\uc2e4 \uc9c0\uc815\ud559\uc801\uc778 \ubb38\uc81c\uc785\ub2c8\ub2e4. \uc218\ud3c9\uc120\uc5d0 \ud68c\uc0c9 \ubc31\uc870\ub098 \uac80\uc740 \ubc31\uc870\uac00 \ubcf4\uc774\uba74 1\uc774\ub2dd\uc5d0 \ub4e4\uc5b4\uc120 \uac74\uac00\uc694?\n \uc9c0\uae08\uc740 \ud655\uc2e4\ud788 \ub0c9\uc804 \uc2dc\ub300\uc796\uc544\uc694, \uadf8\ub807\uc8e0? \ud55c\ucabd \ub05d\uc5d0\ub294 \ub7ec\uc2dc\uc544, \uc911\uad6d, \uc774\ub780, \ubd81\ud55c\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \ud55c\ud3b8\uc73c\ub85c\ub294 \uc11c\ubc29\uc774 \uc788\uace0, \uc778\ub3c4\ub97c \uc6b0\ub9ac \uc9c4\uc601\uc73c\ub85c \ub04c\uc5b4\ub4e4\uc77c \uc218 \uc788\uae30\ub97c \ubc14\ub77c\uc9c0\ub9cc \uc774\ubbf8 \ub300\ub9bd\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc6b0\ud06c\ub77c\uc774\ub098\uc640 \uc911\ub3d9\uc5d0\uc11c \ub728\uac70\uc6b4 \uc804\uc7c1\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\ub294\ub370, \ubb38\uc81c\ub294 \uc774\uac83\uc774 \ud655\ub300\ub420 \uac83\uc778\uac00 \ud558\ub294 \uc810\uc785\ub2c8\ub2e4. \uc911\uad6d\uc774 \ub300\ub9cc\uc744 \uce68\uacf5 \ud560 \uc218\uc788\ub294 \uc0c1\ub959 \ub2a5\ub825\uc774 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\uc9c0\ub9cc \ucd5c\uadfc\uc5d0 \ud55c \uc77c\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \ub300\ub9cc \ubd09\uc1c4\ub97c \ubca0\ud0c0 \ud14c\uc2a4\ud2b8 \ud55c \uac83\uc778\ub370, \ub300\ub9cc\uc744 \ubd09\uc1c4\ud558\uba74 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694? \uc5b4\ub5bb\uac8c \ud655\ub300\ub418\ub098\uc694?\n \uc624\ub298\ub0a0 \ub2e8\uae30\uc801\uc73c\ub85c \uc81c\uac00 \uc6b0\ub824\ud558\ub294 \uac70\uc2dc\uc801 \ubb38\uc81c\ub294 \uc9c0\uc815\ud559 \ubc0f \uc9c0\uc815\ud559 \ubc0f \uc0ac\uace0 \uc704\ud5d8\uc5d0 \uc758\ud574 \ub354 \ub9ce\uc774 \uc8fc\ub3c4\ub418\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uadfc\ubcf8\uc801\uc73c\ub85c \ubbf8\uad6d \ub0b4\uc5d0\uc11c \uc9c0\uc18d \ubd88\uac00\ub2a5\ud55c \uc801\uc790\uac00 \uc788\uae30\ub294 \ud558\uc9c0\ub9cc \ubd84\uba85\ud788 \ub354 \ub192\uc2b5\ub2c8\ub2e4. \uc608, \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \uc0c1\ub2f9\ud788 \uc27d\uac8c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uae08\uc740 \uace0\uce60 \uc815\uce58\uc801 \uc758\uc9c0\uac00 \uc5c6\uc9c0\ub9cc, \ub9c8\uc220 \uc9c0\ud321\uc774\ub97c \uc918\uc11c \uba87 \uac00\uc9c0\ub97c \ubc14\uafc0 \uc218 \uc788\ub2e4\uba74, \uae09\uc5ec\uc5d0 \ub300\ud55c COLA \uacc4\uc0b0\uc744 \ubc14\uafb8\uace0 \ubaa8\ub4e0 \uacf5\uc801 \uc5f0\uae08\uc744 \ubc8c\uae08 \uae30\uc5ec\ub85c \uc62e\uae30\uace0 \uc815\ub144\uc744 70\uc138, \uc801\uc5b4\ub3c4 67, 68\uc138\ub85c \ub298\ub9ac\uace0 \uae30\ub300 \uc218\uba85\uc5d0 \uc5f0\ub3d9\ud558\uba74 \uc5ec\ub7ec \uac00\uc9c0 \uc608\uc0b0 \uc801\uc790 \ubb38\uc81c\ub97c \ubaa8\ub450 \ud574\uacb0\ud558\uace0 \uc194\uc9c1\ud788 \uc11c\uad6c \uc804\ubc18\uc5d0\uc11c \uc804\ubc18\uc801\uc73c\ub85c \ud574\uacb0\ud588\uc744 \uac83\uc785\ub2c8\ub2e4. \ub2e4\ub978 \ud1b5\ud654, \uc608\ub97c \ub4e4\uc5b4 \uc720\ub85c\ud654\uc5d0 \ube44\ud574 \ub2ec\ub7ec\uac00 \ud604\uc7ac\ub85c\uc11c\ub294 \ud6e8\uc52c \ub354 \uc548\uc804\ud574 \ubcf4\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uc2a4\uc640 \ub2e4\ub978 \uad6d\uac00\ub294 \ub9d0\ud560 \uac83\ub3c4 \uc5c6\uace0 \uc774\ud0c8\ub9ac\uc544\uc758 \uacf5\uacf5 \ubd80\ucc44 \uc0c1\ud669\uc744 \ubcf4\uba74 \uc0c1\ud669\uc774 \ud6e8\uc52c \ub354 \uc2ec\uac01\ud574 \ubcf4\uc785\ub2c8\ub2e4.\n \uac70\uc2dc\uc801 \uc6b0\ub824\ub294 \ud765\ubbf8\ub86d\uac8c\ub3c4 \uc0ac\ub77c\uc9c4 \uac83\uc774 \uc544\ub2c8\ub77c \uc9c0\uc815\ud559\uc801 \uc6b0\ub824\uc5d0 \ubc00\ub824 \ubd80\ucc28\uc801\uc778 \ubb38\uc81c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n \uc7ad: \uac70\uc2dc\uacbd\uc81c\ubcf4\ub2e4 \uc9c0\uc815\ud559\uc801 \ubb38\uc81c\uac00 \ub354 \uc2dc\uae09\ud55c \ubb38\uc81c\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \ubc29\uc704 \uae30\uc220\uacfc \ubbf8\uad6d\uc758 \uad6d\uac00 \uc548\ubcf4 \ubc0f \uc9c0\uc815\ud559\uc801 \uc704\ud611\uc5d0 \uae4a\uc774 \uad00\uc5ec\ud558\ub294 \ud314\ub780\ud2f0\uc5b4\uc5d0 \ud22c\uc790\ud558\uc9c0 \uc54a\uc558\uac70\ub098 \uc9c0\uae08\ub3c4 \ud22c\uc790\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \ub9d0\uc500\ud558\uc2e0 \uac83\uc73c\ub85c \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud314\ub780\ud2f0\uc5b4\ub098 \ub2e4\ub978 \ud68c\uc0ac\uc758 \ud22c\uc790\uc790\ub85c\uc11c \uc774 \uae00\uc744 \uc77d\ub294 \uc0ac\ub78c, \uc2e0\ubb38\uc744 \uc77d\uace0 \ud314\ub85c\uc6b0\ud558\uace0 \uc788\uc9c0\ub9cc \uacbd\ud5d8\uc774 \uc5c6\ub294 \uc0ac\ub78c\uc774 \ubaa8\ub97c \uc218 \uc788\ub294 \uac83\uc774 \uc788\ub098\uc694?\n \ud30c\ube0c\ub9ac\uc2a4 \uc800\ub294 \ud314\ub780\ud2f0\ub974\uac00 \ube44\uacf5\uac1c\uc600\uc744 \ub54c \ud22c\uc790\uc790\ub85c \ucc38\uc5ec\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0 \ub2e4\uc74c \ucc3d\uc5c5\uc790\uc5d0\uac8c \uc811\uadfc\ud558\ub294 \uac83\uc744 \uc120\ud638\ud588\uc2b5\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uae30\uc5c5\uc774 \uc0c1\uc7a5\ud558\uba74 \ub2f9\uc5f0\ud788 \uacf5\uac1c \uc2dc\uc7a5 \uc815\ubcf4\uc5d0\ub9cc \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud2b9\uad8c \uc561\uc138\uc2a4 \uad8c\ud55c\uc744 \uc783\uac8c \ub41c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.\n \uc800\ub294 \uc694\uc998 \ud22c\uc790\uc5d0 \ub354 \uad00\uc2ec\uc774 \ub9ce\uc544\uc11c \uc0c1\uc7a5 \uc8fc\uc2dd\uc744 \ubaa8\ub450 \ud314\uc558\uace0, \ubcf4\ud1b5 \ub77d\uc5c5\uc774 \ub9cc\ub8cc\ub418\uba74 \ud68c\uc0ac\uac00 \uc0c1\uc7a5\ub418\uace0 6\uac1c\uc6d4 \ub3d9\uc548 \ub77d\uc5c5\ub41c \ud6c4 \ub9e4\uac01\ud569\ub2c8\ub2e4. \ud604\uc7ac \uc81c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0\uc11c \ubc29\uc704 \uc0b0\uc5c5 \uae30\uc220 \ubd84\uc57c\uc5d0\uc11c \uac00\uc7a5 \ud765\ubbf8\ub85c\uc6b4 \ud22c\uc790\ub294 \uc548\ub450\ub9b4(A-N-D-U-R-I-L)\uc774\ub77c\ub294 \ud68c\uc0ac\uc785\ub2c8\ub2e4. \ub4e4\uc5b4\ubcf4\uc168\uc744\uc9c0 \ubaa8\ub974\uaca0\uc2b5\ub2c8\ub2e4.\n \uadf8\ub7f0 \uac83 \uac19\uc544\uc694. \uadf8\ub4e4\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \ub85d\ud788\ub4dc \ub9c8\ud2f4, \ub808\uc774\uc2dc\uc628 \ub4f1 \uc804 \uc138\uacc4\uc758 \uc8fc\uacc4\uc57d\uc790, \uc989 \uc815\ubd80 \uc0ac\uc5c5\uc758 \ubc29\uc704 \uacc4\uc57d\uc790\ub97c \uc7ac\ucc3d\uc870\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc65c\ub0d0\ud558\uba74 \uc774\ub4e4\uc740 \ubbf8\uce5c \ube44\uc6a9 \uad6c\uc870\ub97c \uac00\uc9c0\uace0 \uc788\uac70\ub098 \ud6a8\uc728\uc801\uc774\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \ud604\ub300\uc801\uc774\uace0, \uac00\ubccd\uace0, \uc790\ubcf8 \ud6a8\uc728\uc801\uc774\uba70, \ube60\ub974\uac8c \uc6c0\uc9c1\uc774\uace0, \uae30\uc220\uc744 \uc120\ub3c4\ud558\ub294 \uacc4\uc57d\uc5c5\uccb4\ub97c \uad6c\ucd95\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\ub294 \ub370 \uc131\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \uc218\uc911, \uacf5\uc911, \ubc29\uc704 \ub4f1\uc758 \ubd84\uc57c\uc5d0\uc11c \ub180\ub77c\uc6b4 \uc790\uc728 \uc8fc\ud589 \ucc28\ub7c9\uc744 \ub9cc\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\ub294 \ub370 \uc131\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \ud655\uc2e4\ud788 \uad6d\ubc29 \uae30\uc220\uc774 \ud06c\uac8c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\uc815\ud559\uc801 \ubd84\uc11d\uc774\ub098 \uc804\ubb38 \uc9c0\uc2dd\uc774 \uc788\uc5b4\uc11c \uc5ec\ub7ec \uadf8\ub8f9\uc5d0 \uac00\uc785\ud588\ub294\ub370, \ub2e4\ub978 \uac83\ubcf4\ub2e4 \uc9c0\uc801 \ud638\uae30\uc2ec\uc5d0 \uac00\uae5d\uc9c0\ub9cc \uc5d0\ub974\uace0, E-R-G-O\ub77c\ub294 \uadf8\ub8f9\uc774 \uc788\ub294\ub370, \ubbf8\uad6d \uc815\ubcf4 \uc694\uc6d0, CIA \ub4f1 \ucd9c\uc2e0\uc73c\ub85c \uc8fc\ub85c \uae00\ub85c\ubc8c \ub9e4\ud06c\ub85c \ube44\uc988\ub2c8\uc2a4\uc5d0\uc11c \uac70\ub798\ud558\ub294 \ud5e4\uc9c0 \ud380\ub4dc\ub97c \uc704\ud55c \uc790\ubb38 \uc0ac\uc5c5\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4, \ud558\uc9c0\ub9cc \uc800\ucc98\ub7fc \uc774 \ubd84\uc57c\uc5d0 \ub300\ud574 \uc9c0\uc801\uc73c\ub85c \ud638\uae30\uc2ec\uc774 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \uc815\ubcf4 \ubd84\uc11d\uac00, \uad6d\ubc29 \ubd84\uc11d\uac00, \uadf8\ub9ac\uace0 \ub2e4\uc591\ud55c \uc120\uac70\uc5d0\uc11c \uc9c0\uc815\ud559\uc801 \uc0ac\uac74\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubaa8\ub4e0 \uc77c\uc5d0 \ub300\ud574 \uc758\uacac\uc744 \uc81c\uc2dc\ud558\uace0 \uc2e4\uc81c\ub85c \uacb0\uacfc\ub97c \ud655\ub960\ub85c \uc81c\uc2dc\ud558\ub294 \uc0ac\ub78c\ub4e4\ub85c\ubd80\ud130 \ub3c5\uc810\uc801\uc73c\ub85c \uc811\uadfc \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \uc800\ub294 \uc9c0\uc801 \ud638\uae30\uc2ec\uc5d0\uc11c \ud558\ub294 \uc77c\uc785\ub2c8\ub2e4. \ud22c\uc790 \ucabd\uc5d0\uc11c \uc81c\uac00 \ud558\ub294 \uc77c\uc740 \ubcc0\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uce21\uba74\uc5d0\uc11c \uc800\ub294 \ubcf8\uc9c8\uc801\uc73c\ub85c \ub514\ud50c\ub808\uc774\uc158\uc744 \uc720\ubc1c\ud558\ub294 \uae30\uc220\uc774 \uc804 \uc138\uacc4 \ub300\ubd80\ubd84\uc758 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub2e4\uace0 \ubbff\uc2b5\ub2c8\ub2e4.\n \uc81c\uac00 \ud22c\uc790\uc790\uc774\uc790 \ucc3d\uc5c5\uc790\ub85c\uc11c \uae30\uc220 \ubd84\uc57c\uc5d0 \uc885\uc0ac\ud558\ub294 \uc774\uc720\ub294 \uae30\ud68c\uc758 \ubd88\ud3c9\ub4f1, \uae30\ud6c4 \ubcc0\ud654, \uc2e0\uccb4\uc801 \uc815\uc2e0\uc801 \uc6f0\ube59\uc758 \uc704\uae30\ub77c\ub294 \uce21\uba74\uc5d0\uc11c \ubb38\uc81c\ub97c \ubcf4\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uae30\ud6c4 \ubcc0\ud654\uc640 \uac19\uc740 \ubd80\uc815\uc801 \uc678\ubd80\ud6a8\uacfc\uac00 \uc804 \uc138\uacc4\uc801\uc778 \ubb38\uc81c\uc778 \uacbd\uc6b0\uac00 \ub9ce\uae30 \ub54c\ubb38\uc5d0 \uc815\ucc45 \uc785\uc548\uc790\ub4e4\uc740 \uad6c\uc870\uc801\uc73c\ub85c \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \ub2a5\ub825\uc774 \uc5c6\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc800\ub294 \uc774\ub7ec\ud55c \uac01 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ud655\uc7a5 \uac00\ub2a5\ud55c \uc601\ub9ac \uc194\ub8e8\uc158\uc5d0 \uc790\uae08\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc800\ub294 \uc774 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 11\uac1c \ud68c\uc0ac\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc815\ud559\uc801 \ud658\uacbd\uacfc \uc815\uce58\uc801 \ud658\uacbd\uacfc \uc0c1\uad00\uc5c6\uc774 \uc800\ub294 \uc81c \ubaa8\ub378\uc5d0 \ub300\ud55c \ud53c\ub85c\uac10\uc73c\ub85c \ubc1b\uc544\ub4e4\uc785\ub2c8\ub2e4. \uc81c\uac00 \uc774 \uc77c\uc744 \uacc4\uc18d\ud558\ub294 \uc774\uc720\ub294 \uccab\uc9f8, \uc218\uc775\uc131\uc774 \ub9e4\uc6b0 \ub192\uae30 \ub54c\ubb38\uc774\uace0, \ub458\uc9f8, \ub354 \uc911\uc694\ud558\uace0 \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uc774 \uc77c\uc744 \ud558\ub294 \uac83\uc774 \uc633\uc740 \uc77c\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\n \uc800\ub294 20\ub144 \uc804\uc5d0 \uc740\ud1f4\ud588\uc9c0\ub9cc \uc0ac\uba85\uac10\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804 \uc138\uacc4\uc758 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4. \ub514\ud50c\ub808\uc774\uc158\uc744 \uadf9\ubcf5\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc740 \uae30\uc220\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uc0ac\uc2e4, \uc774\ub294 \ubbf8\uad6d\uc5d0\uc11c \ubc1c\uc0dd\ud558\uace0 \uc788\ub294 \uc778\ud50c\ub808\uc774\uc158 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uce74\ud14c\uace0\ub9ac\ub97c \uc0b4\ud3b4\ubcf4\uba74 \uae30\uc220\uc774 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4\uba74 \ub514\ud50c\ub808\uc774\uc158\uc774 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\ub09c 40\ub144 \ub3d9\uc548 \ucef4\ud4e8\ud130, \ud734\ub300\ud3f0\uc758 \ud488\uc9c8\uacfc \uc131\ub2a5\uc740 \ubb3c\ub860 \ud0dc\uc591\uc804\uc9c0 \ud328\ub110, \ubc30\ud130\ub9ac\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4.\n \ud0dc\uc591\uad11 \ud328\ub110\uc740 \uc9c0\ub09c 40\ub144 \ub3d9\uc548 \ub9e4 10\ub144\ub9c8\ub2e4 \uac00\uaca9\uc774 10\uc73c\ub85c \ub098\ub258\uc5b4\uc838 \uc654\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uac00\uaca9 \uc778\ud558\ubd84\uc744 10,000\uc73c\ub85c \ub098\ub208 \uac12\uc785\ub2c8\ub2e4. 1991\ub144 \uc774\ud6c4 \ubc30\ud130\ub9ac \uac00\uaca9\uc744 42\ub85c \ub098\ub208 \uac12\uc785\ub2c8\ub2e4.\n \uc2e4\uc81c\ub85c 1\ub144 \ub9cc\uc5d0 50% \ud558\ub77d\ud588\ub294\ub370, \ub300\ubd80\ubd84 \uacfc\uc789 \uc0dd\uc0b0\uc73c\ub85c \uc778\ud55c \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc911\uad6d\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \ub9e4\uc6b0 \ube60\ub974\uac8c \uac10\uc18c\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc6b0\ub9ac\uac00 \uae30\ud6c4 \ubcc0\ud654\uc5d0 \ub300\ud55c \uae30\uc220\uc801 \ud574\uacb0\ucc45, \uc989 \uce5c\ud658\uacbd \uc194\ub8e8\uc158\uc744 \uac16\uac8c \ub420 \uac83\uc784\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. \uc5d0\ub974\uace0\ub098 \ub2d0 \ud37c\uac70\uc2a8 \ubaa8\uc784\uc774\ub098 \ub300\ud654\uc778 \uadf8\ub9b0 \ub9e8\ud2c0\uacfc \uac19\uc740 \uc9c0\uc815\ud559\uc801 \uc774\uc288\ub97c \ub530\ub77c\uac00\uae34 \ud558\uc9c0\ub9cc, \uad81\uadf9\uc801\uc778 \uc758\uc0ac \uacb0\uc815\uc5d0\ub294 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n \uc800\ub294 \uae30\uc220\uc744 \ud65c\uc6a9\ud574 \uc804 \uc138\uacc4\uc758 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4.\n Jack: \uc9c0\uc815\ud559\uc801 \uc0c1\ud669\uacfc \uad00\uacc4\uc5c6\uc774 \ud56d\uc0c1 \uae30\uc220\uc5d0 \ud22c\uc790\ud560 \uac83\uc774\uc9c0\ub9cc, \uadf8 \ud22c\uc790\uac00 \uc5b4\ub514\uc5d0 \uc774\ub8e8\uc5b4\uc9c0\ub290\ub0d0\uc5d0 \ub530\ub77c \uc601\ud5a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud55c\uc9c0 \ubaa8\ub974\uaca0\uc9c0\ub9cc \uc704\ud0a4\ud53c\ub514\uc544\uc5d0 \ub530\ub974\uba74 \uc57d 70%\uac00 \ubbf8\uad6d\uc5d0, 30%\uac00 \ube0c\ub77c\uc9c8, \ud504\ub791\uc2a4, \ub3c5\uc77c, \uc601\uad6d, \ub7ec\uc2dc\uc544, \uc911\uad6d, \ud130\ud0a4\ub97c \ud3ec\ud568\ud55c \ub098\uba38\uc9c0 \uad6d\uac00\uc5d0 \ud22c\uc790\ud588\ub2e4\uace0 \ud569\ub2c8\ub2e4(\uc815\ud655\ud55c\uc9c0 \ubaa8\ub974\uaca0\uc9c0\ub9cc \uc815\uc815\ud574 \uc8fc\uc138\uc694). \uc9c0\uc815\ud559\uc801 \uc0c1\ud669, \uc704\ud611\uc5d0 \ub300\ud55c \uc778\uc2dd, \uc54c\ub9ac\ubc14\ubc14\uc5d0 \ub300\ud55c \ud22c\uc790, \ubd84\uba85\ud788 \uc911\uad6d\uc5d0 \ub300\ud55c \ud22c\uc790\uac00 \uc788\uc5c8\uc2b5\ub2c8\uae4c?\n \uc9c0\uae08 \uc5ec\ub7ec\ubd84\uc5d0\uac8c \uc54c\ub9ac\ubc14\ubc14\ub9cc\ud07c \uc720\ub9dd\ud55c \uae30\ud68c\ub97c \ubc1c\uacac\ud588\ub2e4\uba74, \uadf8 \uae30\ud68c\uac00 \uc54c\ub9ac\ubc14\ubc14\ub9cc\ud07c \uc131\uacf5\ud560 \uc904\uc740 \ubab0\ub790\uc9c0\ub9cc \uacfc\uac70\uc5d0 \uc54c\ub9ac\ubc14\ubc14\ub97c \ubcf4\uc558\uc744 \ub54c\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub9e4\ub825\uc801\uc774\uace0 \ub9e4\ub825\uc801\uc73c\ub85c \ub290\uaef4\uc84c\uc744 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub798\ub3c4 \ud22c\uc790\ub97c \ud558\uc2dc\uaca0\uc2b5\ub2c8\uae4c, \uc544\ub2c8\uba74 \uc9c0\uc815\ud559\uc801 \uc0c1\ud669\uc774 \uc218\ud45c\ub97c \uc4f0\ub294 \uac83\uc744 \ub2e4\uc2dc \uc0dd\uac01\ud560 \ub9cc\ud07c \ucda9\ubd84\ud788 \ub054\ucc0d\ud55c \uc0c1\ud669\uc785\ub2c8\uae4c? \ub610\ud55c \ub7ec\uc2dc\uc544\uc5d0 \ub300\ud55c \uc9c8\ubb38\ub3c4 \ud560 \uc218 \uc788\ub294\ub370, \uc774\uc5d0 \ub300\ud55c \ub2f5\ubcc0\uc740 \ub2f9\uc5f0\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4 \uc0ac\uc2e4 \ub9de\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uc9c0\uc5ed\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, \ud22c\uc790 \uc9c0\uc5ed\uc758 \ub300\ubd80\ubd84\uc740 \ubbf8\uad6d\uacfc \uc11c\uc720\ub7fd\uc774\uc9c0\ub9cc \ud130\ud0a4, \ub7ec\uc2dc\uc544, \uc911\uad6d\uc5d0\ub3c4 \uacf5\uaca9\uc801\uc73c\ub85c \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc815\ud559\uc801 \uc774\uc720\ub85c, \uc644\uc804\ud788 \ub2e4\ub978 \uc774\uc720\ub85c \uc800\ub294 \uc138 \uacf3 \ubaa8\ub450\uc5d0\uc11c \uba40\ub9ac \ub5a8\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4.\n \ud478\ud2f4\uc774 \ud06c\ub9bc\ubc18\ub3c4\ub97c \uce68\uacf5\ud558\uae30\ub85c \uacb0\uc815\ud55c \ud6c4 \ub7ec\uc2dc\uc544\ub97c \ub9c9\uc558\uc73c\ub2c8 2014\ub144\uacfc \ube44\uc2b7\ud558\ub2e4\uace0 \uc0dd\uac01\ud574\uc694. \uc6b0\ub9ac\ub294 \uadf8\uacf3\uc5d0\uc11c \ud2b9\ubcc4\ud55c \ud68c\uc0ac\uc758 \ud22c\uc790\uc790\uc600\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc911\uad6d\uc758 \uc54c\ub9ac\ubc14\ubc14\uc640 \uac19\uc740 B2B \uc2dc\uc7a5\uc744 \uac00\uc9c0\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n \ud0c0\uc774\uac70 \uc778\ubca0\uc2a4\ud130\uac00 \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \uadf8\ub4e4\uc740 \uac81\uc744 \uba39\uc5c8\uace0, \ub2f9\uc5f0\ud788 \uac81\uc744 \uba39\uc5c8\uc2b5\ub2c8\ub2e4. \uac11\uc790\uae30 10\uc5b5 \ub2ec\ub7ec\uc758 \uac00\uce58\uac00 \uc788\ub358 \ud68c\uc0ac\uac00 \ub354 \uc774\uc0c1 \ud22c\uc790\uc790\uac00 \uc5c6\uc5c8\uace0, \uc5b4\ub5a4 \uacfc\ub450\uc9c0\ubc30\uc790\uac00 \ub545\ucf69\uc744 \ubc1b\uace0 \ud68c\uc0ac\ub97c \uc778\uc218\ud588\uc2b5\ub2c8\ub2e4.\n \uc6b0\ub9ac\ub294 \ub354 \uc774\uc0c1 \ub7ec\uc2dc\uc544\uc5d0 \ud22c\uc790\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc911\uad6d\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uc870\ud06c\ub9c8\uac00 \uba87 \ub2ec \ub3d9\uc548 \uc0ac\ub77c\uc9c4 \ud6c4 \uc800\ub294 \ubca0\uc774\uc9d5 \uc0ac\ubc94\ub300\ud559\uc5d0\uc11c \uc911\uad6d\uc5b4\ub97c \uacf5\ubd80\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.\n \uc800\ub294 \uc911\uad6d\uc744 \uc0ac\ub791\ud569\ub2c8\ub2e4. \uc800\ub294 10\uc5b5 \uba85\uc758 \uc0ac\ub78c\ub4e4\uc744 \ube48\uace4\uc5d0\uc11c \ubc97\uc5b4\ub098\uac8c \ud55c \uc774\uc57c\uae30\ub97c \uc88b\uc544\ud569\ub2c8\ub2e4. \ub369\uc0e4\uc624\ud551\uc740 \uc911\uad6d \ud604\ub300\ud654\ub97c \uc704\ud574 \ud55c \uc77c\uc774\ub77c\ub294 \uc810\uc5d0\uc11c \uc800\uc758 \uc601\uc6c5 \uc911 \ud55c \uba85\uc785\ub2c8\ub2e4.\n \ub3c5\uc7ac\uc640 \ub3c5\uc7ac \uccb4\uc81c\uc758 \ubb38\uc81c\uc810\uc740 \ub3c5\uc7ac\uc790\ub9cc\ud07c\ub9cc \uc798\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc544\uc6b0\uad6c\uc2a4\ud22c\uc2a4\ub098 \ub9c8\ub974\ucfe0\uc2a4 \uc544\uc6b0\ub810\ub9ac\uc6b0\uc2a4, \ud2b8\ub77c\uc57c\ub204\uc2a4\ub3c4 \uc788\uc5c8\uc9c0\ub9cc \ucf64\ubaa8\ub450\uc2a4\uc640 \ub124\ub85c\ub3c4 \uc788\uc5c8\ub358 \ub85c\ub9c8 \uc81c\uad6d\uc5d0\uc11c\ub3c4 \ubd84\uba85\ud788 \ubcf4\uc168\uc744 \uac81\ub2c8\ub2e4. \ub369\uc0e4\uc624\ud551\uc744 \uc88b\uc544\ud558\ub294 \ub9cc\ud07c \uc2dc\uc9c4\ud551\uc740 \ud3c9\uc18c\uc5d0\ub294 \ubb34\ub2a5\ud558\uc9c0\ub9cc \uc704\ud5d8\ud558\uace0 \uc138\uacc4\uc5d0 \uc704\ud5d8\ud55c \uc778\ubb3c\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uadf8\ub294 \uad6d\uac00\uc758 \ud798\uc774 \uc5b4\ub514\uc5d0\uc11c \uc624\ub294\uc9c0\uc5d0 \ub300\ud574 \uc798\ubabb\ub41c \uacac\ud574\ub97c \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \ud478\ud2f4\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\ub77c\uace0 \uc0dd\uac01\ud558\uba70 \ub369\uc0e4\uc624\ud551\uacfc \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \ud55c \uc77c\uc758 \uc720\uc0b0\uc744 \ubbff\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \ub369\uc0e4\uc624\ud551 \uac19\uc740 \uc778\ubb3c\uc774 \uc624\ub298\ub0a0 \uc911\uad6d\uc5d0\uc11c \uc9d1\uad8c\ud588\ub2e4\uba74 \uc9c0\uae08\uacfc \uac19\uc740 \ub0c9\uc804\uacfc \ubbf8\uc911 \uac04 \uac08\ub4f1\uc740 \uc5c6\uc5c8\uc744 \uac83\uc774\uace0, \uc624\ud788\ub824 \ud6e8\uc52c \ub354 \ub098\uc740 \uacf5\uc874\uc744 \uc774\ub8f0 \uc218 \uc788\uc5c8\uc744 \uac83\uc774\ub77c\uace0 \uc800\ub294 \uc9c4\uc2ec\uc73c\ub85c \ubbff\uc2b5\ub2c8\ub2e4. \uc2dc\uc9c4\ud551\uc740 \uc800\uc640 \uc815\uba74\uc73c\ub85c \uc0c1\ucda9\ub418\ub294 \uc138\uacc4\uad00\uc744 \uac00\uc9c0\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc800\ub294 \ub354 \uc774\uc0c1 \uc911\uad6d\uc5d0 \ud22c\uc790\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n \uc800\uc5d0\uac8c \ud130\ud0a4 \uc5d0\ub974\ub3c4\uc548\uc740 \uc544\ud0c0\ud280\ub974\ud06c\uc758 \uc720\uc0b0\uc744 \uce68\ud574\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc544\ud0c0\ud280\ub974\ud06c\ub294 20\uc138\uae30\uc758 \uc704\ub300\ud55c \uc815\uce58\uac00 \uc911 \ud55c \uba85\uc785\ub2c8\ub2e4. \uc800\ub294 \uadf8\uac00 \ud130\ud0a4\ub97c \uac1c\ud601\ud558\uace0 \ud604\ub300\ud654\ud55c \uacfc\uc815\uc774 \uc815\ub9d0 \ub9c8\uc74c\uc5d0 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.\n \uc5d0\ub974\ub3c4\uc548\uc740 \uc815\uce58\uc801 \uad00\uc810\uc5d0\uc11c\ub3c4 \uadf8\ub807\uc9c0\ub9cc, \uc194\uc9c1\ud788 \uac70\uc2dc\uc801 \uad00\uc810\uc5d0\uc11c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uadf8\ub294 \ud654\ud3d0\ub97c \ub354 \ub9ce\uc774 \ucc0d\uc5b4\ub0b4\uba74 \uc778\ud50c\ub808\uc774\uc158\uc774 \uc904\uc5b4\ub4e0\ub2e4\uace0 \ubbff\uc2b5\ub2c8\ub2e4. \ud1b5\ud654\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc774 \uc5b4\ub514\uc5d0 \uc788\ub294\uc9c0 \uc0b4\ud3b4\ubd24\uc2b5\ub2c8\ub2e4.\n \uc6b0\ub9ac\ub294 \ud130\ud0a4\uc758 \uc544\ub9c8\uc874\uacfc\ub3c4 \uac19\uc740 \ud2b8\ub80c\ub458\uacfc \uac19\uc740 \ud68c\uc0ac\uc5d0 \ud2b9\ubcc4\ud558\uac8c \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uadf8 \uc815\ub3c4\uc758 \uc778\ud50c\ub808\uc774\uc158\uc774 \ubc1c\uc0dd\ud558\uba74 \ub9ac\ub77c\ud654 \uac00\uce58\uac00 \ub5a8\uc5b4\uc9c0\uae30 \ub54c\ubb38\uc5d0 \ub2ec\ub7ec \uae30\uc900\uc73c\ub85c \uc218\uc775\uc744 \ub298\ub9ac\ub354\ub77c\ub3c4 \uad81\uadf9\uc801\uc73c\ub85c \uc218\uc775\uc774 \uc904\uc5b4\ub4e4\uac8c \ub41c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ub2ec\ub7ec \uae30\uc900\uc73c\ub85c \uc804\ub144 \ub300\ube44 \ub9e4\ucd9c\uc774 \ub450 \ubc30\ub85c \uc99d\uac00\ud558\ub354\ub77c\ub3c4 \ud1b5\ud654 \uac00\uce58 \ud558\ub77d\uc774 \ub354 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.\n \uc800\ub294 \ud22c\uc790\ud560 \uacf3\uc744 \uacb0\uc815\ud560 \ub54c \uc9c0\uc815\ud559\uc801 \ub80c\uc988\ub97c \uc0ac\uc6a9\ud558\uba70, \uadf8 \ub9d0\uc774 \ub9de\uc2b5\ub2c8\ub2e4. \uc800\ub294 \ud604\uc7ac \uc774 \uc138 \ub098\ub77c\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc911\uad6d, \ub7ec\uc2dc\uc544, \ud130\ud0a4\ub97c \uae30\ud53c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc7ad: \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uac10\uc0ac\ud569\ub2c8\ub2e4. \uc55e\uc11c \ubca4\ucc98 \uce90\ud53c\ud0c8 \uc5c5\uacc4\uc5d0 \uc9c4\ucd9c\ud55c \ud2b9\uc815 \ud22c\uc790\uc790\ub97c \uc5b8\uae09\ud558\uc168\uc2b5\ub2c8\ub2e4.\n \ud0c0\uc774\uac70 \uae00\ub85c\ubc8c, CO2\ub77c\uace0 \ud558\uc168\uc8e0? \uc800\ub294 \uc774\uac83\uc744 \ud5e4\uc9c0 \ud380\ub4dc\ub77c\uace0 \uc0dd\uac01\ud558\ub294\ub370, \uc804\ud1b5\uc801\uc73c\ub85c \ubca4\ucc98 \uce90\ud53c\ud0c8\uc774 \uc544\ub2cc \uac70\uc2dc \uacbd\uc81c\uc5d0 \ubca0\ud305\ud558\ub294 \ub871\uc20f \ud5e4\uc9c0 \ud380\ub4dc\ub97c \uc6b4\uc6a9\ud588\uc9c0\ub9cc \ub098\uc911\uc5d0 \ubca4\ucc98 \uce90\ud53c\ud0c8\uc5d0 \uc9c4\ucd9c\ud588\uace0, \ub2f9\uc2e0\uc740 \uadf8\uac83\uc744 \uc554\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc81c \uc0dd\uac01\uc5d0 \uadf8\ub4e4\uc740 \ub9ce\uc740 \uc2e4\uc0ac\ub97c \ud558\uc9c0 \uc54a\uace0 \uc218\ud45c\ub97c \uc37c\uace0, \uadf8\ub4e4\uc740 \uad00\uad11\uac1d\uc774 \uc544\ub2c8\ub77c \ub0b4 \ub9d0, \uc989 \ub0b4 \ub9d0\uc774\uc5c8\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uc9c0\ub09c 10\ub144\uac04 \ubca4\ucc98 \uce90\ud53c\ud0c8 \uc5c5\uacc4\uc5d0 \uc9c4\ucd9c\ud558\ub294 \uac83\uc744 \uc5b4\ub5bb\uac8c \uc9c0\ucf1c\ubcf4\uc168\ub294\uc9c0 \uc54c\ub824\uc8fc\uc138\uc694. 2020\ub144\uacfc 2021\ub144 \ubc84\ube14 \uc774\uc288 \ubc38\ub958\uc5d0\uc774\uc158\uc774 \uc815\uc810\uc5d0 \ub2ec\ud588\uc744 \ub54c \uc774\ub4e4\uc774 \uc5b4\ub5a4 \uc5ed\ud560\uc744 \ud588\uace0, \uc9c0\uae08\uc740 \uc5b4\ub5a4 \uc704\uce58\uc5d0 \uc788\ub294\uc9c0 \uc880 \ub354 \uc790\uc138\ud788 \uc54c\ub824\uc8fc\uc138\uc694. \uc544\uc9c1\ub3c4 \uc218\ud45c\ub97c \uc4f0\uace0 \uc788\ub098\uc694?\n \uc801\uc5b4\ub450\uc5c8\ub098\uc694? \uad50\ud6c8\uc744 \uc5bb\uc5c8\ub098\uc694, \uc544\ub2c8\uba74 \ubb34\uc2a8 \uc77c\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\ub294 \uac74\uac00\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \uc6b0\uc120, \uc774\ub4e4 \uc911 \uc0c1\ub2f9\uc218\ub294 \uc774\uc804\uc5d0 \uae30\uc220 \ubd84\uc57c\uc5d0 \ud22c\uc790\ud588\ub358 \uc0ac\ub78c\ub4e4\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc5d0\uac8c\ub294 \uc5ed\uc0ac\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ubc84\ube14 \uc2dc\uc808, \uc989 21 \ubc84\ube14\uc774 \uc77c\uc5b4\ub0ac\uc744 \ub54c \uac00\uaca9\uc774 \ub9ce\uc774 \uc62c\ub790\uc744 \ubfd0\uc785\ub2c8\ub2e4.\n \uac00\uc7a5 \uacf5\uc815\ud55c \ub0a0\uc528\uc5d0 \ud22c\uc790\ud55c \uc0ac\ub78c\ub4e4\uc740 \uc2e4\uc81c\ub85c \ud06c\ub85c\uc2a4\uc624\ubc84 \ud22c\uc790\uc790\ub4e4\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \uacf5\uac1c \uc2dc\uc7a5\uc774\uae30 \ub54c\ubb38\uc5d0 \ub192\uc740 \ubc38\ub958\uc5d0\uc774\uc158\uc73c\ub85c \ub2a6\uac8c \ube44\uacf5\uac1c\ub85c \ub4e4\uc5b4\uc624\ub294 \uac83\uc774\uace0, \uc5ec\ub7ec\ubd84\uc774 \uc0c1\uc7a5\ud560 \ub54c \uc800\ud76c\ub294 \uc5ec\ub7ec\ubd84\uc758 \ud22c\uc790\uc790\uac00 \ub420 \uac83\uc774\uace0, \uc800\ud76c\ub294 \uacf5\uac1c \uc2dc\uc7a5 \ud22c\uc790\uc790\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uadf8\ub4e4\uc774 \ubbfc\uac04 \uc2dc\uc7a5\uc758 \uc791\ub3d9 \ubc29\uc2dd\uc744 \uc774\ud574\ud558\uc9c0 \ubabb\ud588\uace0, \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc774 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.\n \uc2dc\uc7a5\uc774 \ubc14\ub00c\uace0 \uacf5\uac1c \uc2dc\uc7a5\ub3c4 \ubc14\ub00c\uc790 \ub300\ubd80\ubd84 \ub5a0\ub0ac\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \uc77c\ubc18\uc801\uc73c\ub85c \ud50c\ub808\uc774\ud558\ub294 \uacf3\ubcf4\ub2e4 \ud6e8\uc52c \ub2a6\uc740 \uc2dc\uac04\ub300\uc774\uae30 \ub54c\ubb38\uc5d0 \uc790\uc138\ud788 \ub530\ub77c\uac00\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \ud68c\uc0ac\uc5d0\uc11c \ubc14\uc774\uc5b4\ub85c \uc77c\ud588\uc2b5\ub2c8\ub2e4. \ubc38\ub958\uc5d0\uc774\uc158\uc774 \ub108\ubb34 \ub192\uace0, \uc0c8\ub85c\uc6b4 \uacbd\uc0ac\ub85c\uac00 \uc0dd\uacbc\ub294\ub370 \uc138\ucee8\ub354\ub9ac\ub97c \ud560 \uc218 \uc5c6\uc744\uae4c \ud558\ub294 \uacbd\uc6b0\uac00 \uc885\uc885 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub4e4\uc740 \ub354 \ub9ce\uc740 \uc9c0\ubd84\uc744 \uc18c\uc720\ud558\uace0 \uc2f6\uc5b4 \ud588\uc9c0\ub9cc, \uc6b0\ub9ac\uc758 \ud560\ub2f9\ub7c9 \ub300\uc2e0 \uc18c\ud504\ud2b8\ubc45\ud06c\uc640 \ud0c0\uc774\uac70\ucc98\ub7fc \uc11c\ub85c \uacbd\uc7c1\ud558\uace0 \uc788\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc6b0\ub9ac\ub294 \uadf8\ub4e4\uc5d0\uac8c \uc6b0\ub9ac\uc758 \uc9c0\ubd84\uc744 \ud314 \uc218 \uc788\ub294 \uc785\uc7a5\uc774 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4. \ucca0\uc218\ud588\ub294\uc9c0\ub294 \ubaa8\ub974\uaca0\uc9c0\ub9cc \ud655\uc2e4\ud788 \uc6b4\uc601\uc744 \ucd95\uc18c\ud588\uace0, \ub2e4\uc2dc \ubc1c\uc744 \ub2f4\uadf8\uace0 \uc788\uc744\uc9c0\ub3c4 \ubaa8\ub974\uc9c0\ub9cc \uc194\uc9c1\ud788 \ub9d0\ud574\uc11c \uc800\ub294 \ub530\ub77c\uac00\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \uc18c\ud504\ud2b8\ubc45\ud06c\ub294 \ud1b5\ud569\ub41c \uc9c0\uc624\uc2a4\uc5d0 \ub300\ud574 \ub2e4\ub978 \ud380\ub4dc\ub97c \uac00\uc9c0\uace0 \uc788\uae30\ub294 \ud558\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc870\uae08\uc740 \ud65c\ubc1c\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \ud604\uc7ac \ubca4\ucc98 \uc5c5\uacc4\ub294 \uc5ec\uc804\ud788 \uc704\ucd95\uae30\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ub9d0\uc500\ub4dc\ub838\ub4ef\uc774 \ubca4\ucc98 \ucabd\uc740 \uc5ec\uc804\ud788 \ucd5c\uace0\uc810\uc5d0\uc11c \ucd5c\uc800\uc810\uae4c\uc9c0 70%\uac00 \ud558\ub77d\ud588\uace0, \ub9ce\uc740 LP\uac00 \uc5ec\uc804\ud788 \ubca4\ucc98\uc640 \uc0ac\ubaa8\uc5d0 \uacfc\ub3c4\ud558\uac8c \ubc30\ubd84\ub418\uc5b4 \uc788\uc5b4 \uc790\uae08 \uc870\ub2ec\uc774 \uc5b4\ub835\uace0, \uacb0\uacfc\uc801\uc73c\ub85c GP\uac00 \ubc30\uce58\ud560 \uc218 \uc788\ub294 \uc790\ubcf8\uc774 \ub9ce\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n Jack: 2022\ub144 \ubca4\ucc98 \uce90\ud53c\ud138\uc758 \ubc14\ub2e5\uc740 \uc5b4\ub514\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \ub9d0\uc500\ud558\uc2e0 \ub300\ub85c \uc0c1\uc7a5\ub41c \uae30\uc220\uc8fc\ub4e4\uc740 80%, 90% \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubca4\ucc98 \uc5c5\uacc4\uc758 \uac00\uaca9 \ubc1c\uacac\uc740 \uc5b4\ub560\uace0, 2023\ub144\uc740 \uc5b4\ub560\uc73c\uba70, \ud604\uc7ac \uc6b0\ub9ac\ub294 \uc5b4\ub514\uc5d0 \uc640 \uc788\uc744\uae4c\uc694?\n \ud30c\ube0c\ub9ac\uc2a4 22\ub144 \ub9d0\uc5d0\uc11c 1\ubd84\uae30, 24\ub144\uc740 \uc815\ub9d0 \ub054\ucc0d\ud588\uc2b5\ub2c8\ub2e4. \ub450 \ub3c4\uc2dc\uc5d0 \ub300\ud55c \uc774\uc57c\uae30\ub97c \uc81c\uc678\ud558\uace0\ub294 \ub054\ucc0d\ud588\uc2b5\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5\uc774\ub77c\uba74 21\ub144\uc758 \uac70\ud488\uc744 \uc5f0\uc0c1\ucf00 \ud560 \uc815\ub3c4\ub85c \uac70\ud488\uc774 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.\n \uac70\uc758 \ubaa8\ub4e0 \uce74\ud14c\uace0\ub9ac\uc5d0\uc11c \ub054\ucc0d\ud588\uc2b5\ub2c8\ub2e4. \uc62c\ub9ac\uae30\uac00 \uc5b4\ub824\uc6e0\uace0, \uc544\ub798\ub85c \ub0b4\ub824\uac00\ub824\uba74 \ub354 \ub9ce\uc740 \uacac\uc778\ub825\uc774 \ud544\uc694\ud588\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 AI\ub97c \uc81c\uc678\ud55c 2~3\ub144\uce58 \ud604\uae08 \ub4f1\uc744 \ubaa8\uae08\ud558\uae30\ub97c \uc6d0\ud588\uc2b5\ub2c8\ub2e4. AI \uad00\ub828 \ud68c\uc0ac\ub77c\uba74 \ub9c8\uce58 \uacfc\ub300\uad11\uace0\uc758 \uc815\uc810\uc5d0 \uc788\ub294 \uac83 \uac19\uc558\uc2b5\ub2c8\ub2e4. \ud765\ubbf8\ub85c\uc6b4 \uc810\uc740 \ub300\ubd80\ubd84\uc758 \uae30\uc220 \uc5c5\uacc4\uac00 \uae4a\uc740 \ubd88\ud669\uc5d0 \ube60\uc838 \uc788\uc744 \ub54c AI\ub294 \uc5c4\uccad\ub09c \ud638\ud669\uc744 \ub204\ub9ac\uace0 \uc788\uc5c8\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\uc81c \ub458 \ub2e4 \uc870\uae08\uc529 \uc218\uc815\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc0c8\ub85c\uc6b4 AI \uae30\uc5c5\uc5d0 \ub300\ud55c \uc0ac\ub78c\ub4e4\uc758 \ud22c\uc790\uae08 \ubaa8\uae08 \ud604\ud669\uc744 \ubcf4\uba74, \uae30\uc220 \uc5c5\uacc4\uc5d0\uc11c AI \uac70\ud488\uc774 \uc815\uc810\uc744 \uc9c0\ub0ac\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc655\uc758 \uac8c\uc784\uc744 \ub9d0\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uac1c\ubc29\ud615 \uc778\uacf5\uc9c0\ub2a5\ud615 \ud22c\uc790\uc790\ub97c \ub9d0\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n \uc778\uacf5\uc9c0\ub2a5\uc758 \uc751\uc6a9 \ubd84\uc57c\uc640 \uc774\ub97c \uc911\uc2ec\uc73c\ub85c \uc131\uc7a5\ud558\uace0 \uc788\ub294 \uae30\uc5c5\ub4e4\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ubca4\ucc98 \ucabd\uc5d0\uc11c\ub294 \uac00\uaca9 \ubc1c\uacac \ubc38\ub958\uc5d0\uc774\uc158\uc774 \uc5b4\ub290 \uc815\ub3c4 \ud68c\ubcf5\ub418\uace0 \ub77c\uc6b4\ub4dc \uc9c4\ud589\uc774 \uc26c\uc6cc\uc9c0\uace0 \uc788\uc9c0\ub9cc, \uc544\uc9c1 \uc815\uc0c1\uacfc\ub294 \uac70\ub9ac\uac00 \uba3c \uc0c1\ud669\uc785\ub2c8\ub2e4. \uc0dd\uac01\ud588\ub358 \uac83\ubcf4\ub2e4 \uc5ec\uc804\ud788 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.\n \uc608\ub97c \ub4e4\uc5b4 \uc74c\uc2dd \ubc30\ub2ec\uc774\ub098 \ud478\ub4dc \ud14c\ud06c\ucc98\ub7fc \uc644\uc804\ud788 \uc0ac\ub791\ubc1b\uc9c0 \ubabb\ud558\ub294 \uce74\ud14c\uace0\ub9ac\ub3c4 \uc788\ub294\ub370, \uae30\ubcf8\uc801\uc73c\ub85c \ubc84\ube14 \uc2dc\ub300\uc5d0 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uc628\ub77c\uc778\uc73c\ub85c \uc74c\uc2dd\uc744 \uc8fc\ubb38\ud588\uae30 \ub54c\ubb38\uc5d0 \ud68c\uc0ac\uac00 \ud6e8\uc52c \ub354 \ub9ce\uc774 \uc131\uc7a5\ud558\uace0 \ubcf4\uae09\ub960\uc774 \ub354 \ub192\uc544\uc84c\uace0 \uc0ac\ub78c\ub4e4\uc740 \uadf8\uac83\uc774 \uc815\uc0c1\uc774 \ub420 \uac83\uc774\ub77c\uace0 \uae30\ub300\ud569\ub2c8\ub2e4. \ub2e4\uc2dc \uc904\uc5b4\ub4e4\uba74 5\ub97c \uacf1\ud55c \ub2e4\uc74c 2\ub85c \ub098\ub215\ub2c8\ub2e4. \ubb38\uc81c\ub294 \ub458\ub85c \ub098\ub258\ub294 \uac83\uc774 \ub108\ubb34 \uace0\ud1b5\uc2a4\ub7ec\uc6cc\uc11c \uce74\ud14c\uace0\ub9ac\uac00 \uc0ac\ub791\ubc1b\uc9c0 \ubabb\ud55c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.\n \uc608\ub97c \ub4e4\uc5b4 \uc74c\uc2dd \ubc30\ub2ec, \ud478\ub4dc \ud14c\ud06c \ub4f1 \uc74c\uc2dd\uacfc \uad00\ub828\ub41c \ubaa8\ub4e0 \ubd84\uc57c\ub294 \ud22c\uc790\uc790\ub4e4\uc758 \uc0ac\ub791\uc744 \ubc1b\uc9c0 \ubabb\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud68c\ubcf5\ud558\ub294 \ub370 \uc2dc\uac04\uc774 \uac78\ub9b4 \uac83\uc785\ub2c8\ub2e4.\n Jack: \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c\ub294 \ubaa8\ub4e0 \uac83\uc774 \uc131\uc7a5\uc5d0 \ub2ec\ub824 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud68c\uc0ac\uac00 \uc131\uc7a5\uc744 \uba48\ucd94\uba74 \ud22c\uc790\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \ucd5c\uc545\uc758 \uc0c1\ud669\uc774\ub77c\uace0 \ub9d0\ud560 \uc218 \uc788\uc744\uae4c\uc694? \uadf8\ub807\uac8c \ub9d0\ud560 \uc218 \uc788\uc744\uae4c\uc694, \uc5c6\uc744\uae4c\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \ub2e8\uacc4\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \ucd08\uae30 \ub2e8\uacc4\ub77c\uba74 \ub2f9\uc5f0\ud788 \uadf8\ub807\uaca0\uc8e0. \ud6c4\ubc1c\uc8fc\uc790\uc774\uace0 10%, 20% \uc131\uc7a5\ud558\ub294 \ub370 1\ub144\uc774 \uac78\ub9ac\uc9c0\ub9cc \ub2e8\uc704 \uacbd\uc81c\uc131\uc744 \uc218\uc815\ud558\uc5ec 1\uc5b5 \ub2ec\ub7ec\uc758 \uc190\ud574\ub97c \uac10\uc218\ud558\uace0 \uc190\uc775\ubd84\uae30\uc810\uc5d0 \ub3c4\ub2ec\ud588\ub2e4\uba74 \uc2e4\uc81c\ub85c\ub294 \uad1c\ucc2e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \ub9cc\uc57d \ub2f9\uc2e0\uc774 \uc2dc\ub4dc \ub2e8\uacc4\uc758 \ud68c\uc0ac\ub098 \uc2a4\ud14c\uc774\uc9c0 \ud68c\uc0ac\ub77c\uba74, \uc131\uc7a5\ud558\uc9c0 \uc54a\ub294\ub2e4\uba74, \uc6b0\ub9ac\ub294 PE \ud22c\uc790\uc790\uac00 \uc544\ub2c8\uae30 \ub54c\ubb38\uc5d0 \uc0ac\ud615\uc120\uace0\ub098 \ub2e4\ub984\uc5c6\uc2b5\ub2c8\ub2e4. 10\ubc30 \uc774\uc0c1\uc758 \uc5b8\ub354\ub77c\uc774\ud305\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc131\uc7a5\ud558\uc9c0 \uc54a\uc73c\uba74 \uc131\uacf5\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.\n \ucd08\uae30 \ub2e8\uacc4\uc5d0\uc11c\ub294 \ud655\uc2e4\ud788 \uadf8\ub807\uc2b5\ub2c8\ub2e4.\n \uc7ad: \uc554\ud638\ud654\ud3d0\uc640 \uc554\ud638\ud654\ud3d0 \ubca4\ucc98 \uce90\ud53c\ud138\uc740 \uc5b4\ub5a4\uac00\uc694? \uadf8 \uc77c\uc5d0 \uc5bc\ub9c8\ub098 \uad00\uc5ec\ud558\uc168\ub098\uc694? \uc554\ud638\ud654\ud3d0\ub97c \ucc98\uc74c \uc54c\uac8c \ub41c \uacc4\uae30\ub97c \uc54c\ub824\uc8fc\uc138\uc694.\n \ud30c\ube0c\ub9ac\uc2a4\uc785\ub2c8\ub2e4: \uc800\ub294 \uac8c\uc774\uba38\uc785\ub2c8\ub2e4. \uc800\ub294 \ub9e4\uc6b0 \uac15\ub825\ud55c GPU\ub97c \uac00\uc9c0\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uc9c0\uc801 \uc5f0\uc2b5\uc744 \uc704\ud574 2010\ub144, 2011\ub144, \uc544\uc8fc \uc544\uc8fc \ucd08\ucc3d\uae30\uc5d0 GPU\ub85c \ube44\ud2b8\ucf54\uc778\uc744 \ucc44\uad74\ud588\uc2b5\ub2c8\ub2e4.\n \ubca4\ucc98 \ud22c\uc790\uc790\ub85c\uc11c \uc800\uc758 \uc804\ubb38 \ubd84\uc57c\ub294 \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc \ube44\uc988\ub2c8\uc2a4\uc640 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc785\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\ub294 \ub9e4\uc6b0 \uc2ec\uc624\ud55c \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. Microsoft Windows\uc640 \uac19\uc740 \uc6b4\uc601 \uccb4\uc81c\ub97c \ube44\uc720\ud558\uc790\uba74, \ud50c\ub7ab\ud3fc\uc5d0 \uac1c\ubc1c\uc790\uac00 \uc788\uace0 \uac1c\ubc1c\uc790 \ub3c4\uad6c\uac00 \uc788\uc73c\uba74 \uc0ac\ub78c\ub4e4\uc774 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ub9cc\ub4e4\uace0, \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774 \uc788\uc73c\uba74 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc0ac\uc6a9\ud558\ub294 \ub4f1 \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\uac00 \ub9e4\uc6b0 \ud07d\ub2c8\ub2e4.\n \uc194\ub77c\ub098\ub098 \uc774\ub354\ub9ac\uc6c0\uacfc \uac19\uc740 \ub808\uc774\uc5b4 1\uc5d0\uc11c \ub3d9\uc77c\ud55c \uc77c\uc774 \uc77c\uc5b4\ub098\uace0, \uc0ac\ub78c\ub4e4\uc740 \uc774\ub7ec\ud55c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc9c1\uc811 \uad6c\ucd95\ud558\uac70\ub098 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\ub97c \uad6c\ucd95\ud569\ub2c8\ub2e4. \uc720\ub2c8\uc2a4\uc651\uacfc \uac19\uc740 \uac83\uc744 \uc0dd\uac01\ud574\ubcf4\uba74 \uc720\ub3d9\uc131\uc774 \uc911\uc694\ud55c \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc785\ub2c8\ub2e4. \uc218\uc694\uc640 \uacf5\uae09\uc744 \uc77c\uce58\uc2dc\ucf1c\uc57c \ud569\ub2c8\ub2e4.\n \uc54c\ub9ac\ubc14\ubc14, \uc774\ubca0\uc774, \uc5d0\uc5b4\ube44\uc564\ube44, \uadf8\ub9ac\uace0 \uc774\ub7ec\ud55c \ubaa8\ub4e0 \uc720\ud615\uc758 \ube44\uc988\ub2c8\uc2a4\uc640 \ub611\uac19\uc740 \uc5ed\ud559 \uad00\uacc4\ub97c \ub530\ub985\ub2c8\ub2e4. \uc800\ud76c\ub294 2016\ub144 \ub610\ub294 2017\ub144\ubd80\ud130 \uc554\ud638\ud654\ud3d0\uc758 \ud504\ub77c\uc774\ube57 \uce21\uba74\uc5d0 \ud22c\uc790\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc800\ud76c \ud380\ub4dc\uc758 \uc57d 10%\uc5d0 \ud574\ub2f9\ud558\ub294 70\uac74\uc758 \uc554\ud638\ud654\ud3d0 \ud22c\uc790\uac00 \ud504\ub77c\uc774\ube57 \ucabd\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc800\ud76c\ub294 \ud53c\uadf8\uba3c\ud2b8\uc758 \ucd08\ucc3d\uae30 \uba64\ubc84\uc774\uc790 \uc560\ub2c8\ubaa8\uce74\uc758 \ucd08\uae30 \ud22c\uc790\uc790\uc600\uc73c\uba70, \uc774 \ubd84\uc57c\uc758 \uae30\ubcf8 \uc778\ud504\ub77c \ub808\uc774\uc5b4 \ud68c\uc0ac\uc640 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud68c\uc0ac \uc911 \uc77c\ubd80\uc5d0 \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4. \uc800\ud76c\ub294 \ucd08\uae30 \ud22c\uc790\uc790\uc600\uc2b5\ub2c8\ub2e4. \uc800\ud76c\ub294 \uacc4\uc18d\ud574\uc11c \uc774 \ubd84\uc57c\uc758 \ud22c\uc790\uc790\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uac8c\ub2e4\uac00 \uc554\ud638\ud654\ud3d0\uc758 \ub9ce\uc740 \uc751\uc6a9 \ubd84\uc57c\uc5d0\uc11c \uac00\uce58\uac00 \uc8fc\uc2dd\uc774 \uc544\ub2cc \ud1a0\ud070\uc5d0 \ubc1c\uc0dd\ud558\uae30 \ub54c\ubb38\uc5d0 \uc800\ud76c\ub294 \ubca4\ucc98 \ud22c\uc790\uc790\ub85c\uc11c \ud1a0\ud070\uc5d0 \ud22c\uc790\ud558\uae30\ub85c \uacb0\uc815\ud588\uc2b5\ub2c8\ub2e4. \uc989, \ud300\uc744 \uc18c\uc911\ud788 \uc5ec\uae30\uace0, \ud1a0\ud070 \ub178\ubbf9\uc2a4\ub97c \uc18c\uc911\ud788 \uc5ec\uae30\uace0, \ud68c\uc0ac\ub97c \uc18c\uc911\ud788 \uc5ec\uae30\uace0, \ud1a0\ud070\uc744 \uc0ac\uc11c \ubcf4\uc720\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc800\ud76c\ub294 \ud5e4\uc9c0 \ud380\ub4dc\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uac70\ub798\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n \uc6b0\ub9ac\ub294 \ud558\uace0 \uc788\uc9c0\ub294 \uc54a\uc9c0\ub9cc \uadf8\ub0e5 \ub9e4\uc218\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ud76c\ub294 30\uac1c\uc758 \ud1a0\ud070\uc744 \uc0c0\ub294\ub370, \ucd5c\uadfc \ud380\ub4dc\uc778 2\uc5b5 9,000\ub9cc \ub2ec\ub7ec\uc758 10%\ub97c \ud22c\uc790\ud588\uc73c\ub2c8 2,900\ub9cc \ub2ec\ub7ec\uc600\uc9c0\ub9cc \uc9c0\uae08\uc740 5,000\ub9cc \ub2ec\ub7ec\uc758 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub108\ubb34 \ucee4\uc84c\uc5b4\uc694.\n \uc800\ud76c\ub294 \ubbf8\uad6d \ubca4\ucc98 \ud380\ub4dc\ub85c\uc11c \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0\ub97c \ubcf4\uc720\ud558\ub294 \ub370 \ud55c\uacc4\uac00 \uc788\ub2e4\ub294 \uac83\uc744 \uae68\ub2ec\uc558\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 RIA\uac00 \uc544\ub2c8\uae30 \ub54c\ubb38\uc5d0 \ucc45\uc758 20%\ub9cc \ud37c\ube14\ub9ad \ubc0f \uc138\ucee8\ub354\ub9ac \ub3c4\uc11c\ub85c \ubcf4\uc720\ud560 \uc218 \uc788\uc73c\uba70, \uc138\ucee8\ub354\ub9ac \ub3c4\uc11c\ub3c4 \ub9ce\uc774 \uad6c\ub9e4\ud569\ub2c8\ub2e4. \uc7ac\ud65c\uc6a9\uc774 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.\n \uc5b4\ub835\uace0 \ubbf8\uad6d\uc5d0\uc11c\ub294 \ud1a0\ud070\uc744 \uad6c\ub9e4\ud558\ub294 \uac83\uc774 \ubd88\ubc95\uc785\ub2c8\ub2e4. \ubbf8\uad6d\uc5d0\uc11c\ub294 \ub9ce\uc740 \ud1a0\ud070\uc744 \uc2a4\ud14c\uc774\ud0b9\ud558\ub294 \uac83\uc774 \ubd88\ubc95\uc774\uae30 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uc218\uc775\uc744 \ub0a8\uae30\uac8c \ub429\ub2c8\ub2e4. \uba87 \uc8fc \uc804\uc5d0 \uc800\ud76c\ub294 \ub9d0 \uadf8\ub300\ub85c \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0 \uc790\uc0b0\uc744 \uc790\uccb4 \ud380\ub4dc\ub85c \ubd84\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\n \uc774\ub97c \ud2b8\ub77c\uc774\ub358\ud2b8 \ub9ac\ud034\ub4dc\ub77c\uace0 \ud569\ub2c8\ub2e4. \uc800\ud76c\ub294 FDA\uc758 \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0 \ud300 \uc804\uccb4\ub97c \uc790\uccb4 \ud380\ub4dc\uc5d0 \ud3b8\uc785\ud588\uc2b5\ub2c8\ub2e4. 5\ucc9c\ub9cc \ub2ec\ub7ec\uc778\uc9c0 \ubb54\uc9c0 \ubaa8\ub974\uaca0\uc9c0\ub9cc, 4\ucc9c5\ubc31\ub9cc \ub2ec\ub7ec\uc778\uc9c0 5\ucc9c\ub9cc \ub2ec\ub7ec\uac00 \ud22c\uc785\ub418\uc5c8\uace0, \uc9c0\uae08\uc740 \uadf8 \uc790\uccb4\ub85c \uc0b4\uc544\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc2e4\uc81c\ub85c \uc800\ub294 \ud604\uc7ac \uc774\uacf3 \ud130\ud06c\uc2a4 \ucf00\uc774\ucee4\uc2a4\uc5d0\uc11c \uc5ec\ub7ec \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0 \ub9e4\ub2c8\uc800\ub4e4\uacfc \ud568\uaed8 \ud2b8\ub77c\uc774\ub358\ud2b8 \ub9ac\ud034\ub4dc \uc554\ud638\ud654\ud3d0 \ucee8\ud37c\ub7f0\uc2a4\ub97c \uc8fc\ucd5c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uac83\uc774 \uc6b0\ub9ac\uac00 \uc554\ud638\ud654\ud3d0 \uce21\uba74\uc5d0\uc11c \ud55c \ub2e4\uc74c \uc791\uc5c5\uc785\ub2c8\ub2e4. \uc138 \ubc88\uc9f8\ub294 \ud68c\uc0ac\ub97c \uc124\ub9bd\ud558\ub294 \uc2a4\ud29c\ub514\uc624 \ud504\ub85c\uadf8\ub7a8\uc774 \uc788\ub294\ub370, \uc800\ub294 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc554\ud638\ud654\ud3d0 \ud68c\uc0ac\ub97c \uc124\ub9bd\ud588\uace0 \uc9c0\uae08\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc804\uba74\uc5d0 \ub098\uc11c\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc800\uac8c \ub9c8\uc774\ub2e4\uc2a4\uc778\uac00\uc694? \ubc14\ub85c \ub9c8\uc774\ub2e4\uc2a4\uc785\ub2c8\ub2e4. \uc774\uc5d0 \ub300\ud574 \uc54c\ub824\uc8fc\uc138\uc694.\n 21\ub144\uc5d0 \ub300\ud55c \uac70\uc2dc\uc801 \ubd84\uc11d\uc744 \ub9c8\uce5c \ud6c4, \uae08\ub9ac\uac00 \uc0c1\uc2b9\ud568\uc5d0 \ub530\ub77c \uc774\uc804\uc5d0 \ubcf4\uc558\ub358 \uac83\ucc98\ub7fc \uc57d\uc138, \uc989 \uc554\ud638\ud654\ud3d0\uc758 \uaca8\uc6b8\uc774 \uc62c \uac83\uc774\ub77c\ub294 \uac83\uc774 \ubd84\uba85\ud574\uc84c\uc2b5\ub2c8\ub2e4. \uc55e\uc11c \ubca4\ucc98 \uc5c5\uacc4\uc5d0\uc11c 22\ub144, 23\ub144, 24\ub144 1\ubd84\uae30\uc5d0 \uc644\uc804\ud55c \uc57d\uc138\uc7a5\uc774\uc5c8\ub2e4\uac00 \ud134\uc5b4\ub77c\uc6b4\ub4dc\ud558\uae30 \uc2dc\uc791\ud588\ub2e4\uace0 \uc124\uba85\ud55c \uac83\uc740 \uc720\ub3d9\uc131 \uc554\ud638\ud654\ud3d0 \uc5c5\uacc4\uc5d0\uc11c \ub354\uc6b1 \uadf8\ub7ec\ud588\uc2b5\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\ub294 \uadf8 \uc5b4\ub5a4 \uac15\uc138 \ub17c\ub9ac\uac00 \uc788\ub354\ub77c\ub3c4 \uad81\uadf9\uc801\uc73c\ub85c \uc704\ud5d8 \uc790\uc0b0\uc774\uba70, \uc544\ub9c8\ub3c4 \ucd5c\uace0\uc758 \uc704\ud5d8 \uc790\uc0b0\uc77c \uc218 \uc788\uae30 \ub54c\ubb38\uc774\uc8e0. \ubbf8\uad6d \uae08\ub9ac\uc640\ub294 \uc77c\ub300\uc77c\ub85c \uc644\uc804\ud788 \uc74c\uc758 \uc0c1\uad00\uad00\uacc4\uac00 \uc788\uc2b5\ub2c8\ub2e4.\n \uc554\ud638\ud654\ud3d0\uc758 \uc815\uc810\uc740 \ubbf8\uad6d \uae08\ub9ac\uac00 \uc624\ub974\uae30 \uc2dc\uc791\ud558\uae30 \uc804\ub0a0\uc774\uc5c8\ub2e4\uace0 \ub9d0\uc500\ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2022\ub144 3\uc6d4? \uc544\ub2c8\uc694, \uccab \ubc88\uc9f8 \ub610\ub294 \uc801\uc5b4\ub3c4 \uccab \ubc88\uc9f8 \uc694\uae08 \ubc1c\ud45c\ub294 11\uc6d4 21\uc77c\uc774\uc5c8\ub358 \uac83 \uac19\uc2b5\ub2c8\ub2e4.\n \uae30\ubcf8\uc801\uc73c\ub85c \uae08\ub9ac\uac00 \uc0c1\uc2b9\ud558\uae30 \uc2dc\uc791\ud558\uc790\ub9c8\uc790 \uc554\ud638\ud654\ud3d0\ub294 \ud558\ub77d\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc5c4\uccad\ub098\uac8c \ub2e4\uc6b4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84 90%, 95%\uac00 \ub2e4\uc6b4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n \ub9ce\uc740 \ud504\ub85c\uc81d\ud2b8\uac00 \uc911\ub2e8\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \ub9ce\uc740 \ud504\ub85c\uc81d\ud2b8\uac00 \ubc08\uc774\ub098 \ucf54\uc778\uc5d0 \ubd88\uacfc\ud588\uace0 \uc2e4\uc81c\ub85c \uc2e4\ud589 \uac00\ub2a5\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uacc4\uae30\ub85c \uc800\uc640 \uc81c \ud30c\ud2b8\ub108(\uc7a0\uc2dc \ud6c4\uc5d0 \uc18c\uac1c\ud574\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4)\ub294 \uc554\ud638\ud654\ud3d0\uc758 \uc0ac\uc6a9 \uc0ac\ub840\ub294 \ubb34\uc5c7\uc77c\uc9c0 \uace0\ubbfc\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n \uc554\ud638\ud654\ud3d0\uc758 \uc0ac\uc6a9 \uc0ac\ub840\ub294 \ubb34\uc5c7\uc778\uac00\uc694? \ub514\uc9c0\ud138 \uae08, \ube44\ud2b8\ucf54\uc778\uc744 \ubb34\uc2dc\ud558\uace0 \uc800\ucd95 \uc0c1\ud488\uc774 \ud544\uc694\ud558\uace0 \uc544\ub974\ud5e8\ud2f0\ub098\uc5d0\uc11c \uc778\ud50c\ub808\uc774\uc158\uc5d0 \uc9c1\uba74\ud55c \uc0c1\ud669\uc774\ub77c\uba74 \uad1c\ucc2e\uc9c0\ub9cc, \ubbf8\uad6d\uc5d0\uc11c\ub294 \uadf8\ub2e4\uc9c0 \uc720\uc6a9\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uad81\uadf9\uc801\uc73c\ub85c \ud558\ub098\uc758 \uc0ac\uc6a9 \uc0ac\ub840, \ud558\ub098\uc758 \ub300\uc911 \uc2dc\uc7a5 \uc0ac\uc6a9 \uc0ac\ub840\ub294 \uc2e4\uc81c\ub85c \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc785\ub2c8\ub2e4.\n \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc778 USDC\uc640 USDT\ub294 \uad50\ud658 \uc218\ub2e8\uacfc \uacb0\uc81c \uc218\ub2e8, \uac00\uce58 \uc800\uc7a5 \uc218\ub2e8\uc758 \uc870\ud569\uc73c\ub85c \ub9e4\uc6b0 \uc720\uc6a9\ud569\ub2c8\ub2e4. \ub2e4\uc2dc \ub9d0\ud558\uc9c0\ub9cc, \ud1b5\ud654\uac00 \ube44\uad50\uc801 \uc548\uc815\uc801\uc778 \ubbf8\uad6d\uc774\ub098 \uc11c\uc720\ub7fd\uc5d0\uc11c\ub294 \ub9e4\uc6b0 \uc720\uc6a9\ud558\uc9c0 \uc54a\uc9c0\ub9cc \uc544\ub974\ud5e8\ud2f0\ub098, \uc544\ud504\ub9ac\uce74, \ub300\ubd80\ubd84\uc758 \uad6d\uac00\uc5d0\uc11c\ub294 \ub9e4\uc6b0 \uc720\uc6a9\ud569\ub2c8\ub2e4. \uc57d\uc138\uc7a5 \ubc14\ub2e5\uc5d0\uc11c\ub3c4 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc740 \uc57d 1,300\uc5b5 \uac1c\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.\n \uc81c \ubd84\uc11d\uc5d0 \ub530\ub974\uba74 \uc6b0\ub9ac\ub294 \ub354 \uc774\uc0c1 \uc81c\ub85c \uae08\ub9ac \ud658\uacbd\uc5d0 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc5f0\uc900\uc758 \uc7a5\uae30 \uae30\uc900\uae08\ub9ac\ub294 0%\uac00 \ub418\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. 5.25%\uac00 \uc544\ub2d0 \uc218\ub3c4 \uc788\uace0 300 \ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8, 200 \ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8\uc77c \uc218\ub3c4 \uc788\uc9c0\ub9cc 0\uc740 \uc544\ub2c8\uba70, \uc774 \uacbd\uc6b0 USDC\uc640 USDT\uc640 \uac19\uc740 \ube44\uc218\uc775\ub960 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc740 \uc758\ubbf8\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.\n \uc9c0\uae08\uc740 \ud14c\ub354\uc640 USDC\uac00 \uc788\ub294\ub370, 100\ub2ec\ub7ec\ub97c \uc8fc\uba74 \uadf8\ub4e4\uc774 \uac00\uc11c \uc9c0\ud3d0\ub97c \uc0ac\uc11c 5.25\ub2ec\ub7ec\ub97c \ubc8c\uba74 0\ub2ec\ub7ec\ub97c \ubc8c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9d0\ub3c4 \uc548 \ub418\uc8e0. \uc218\uc775\ub960\uc774 \ubcf4\uc7a5\ub418\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.\n \uadf8\ub7f0\ub370 \uc6b0\ub9ac\uac00 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc138\uacc4\uc5d0\uc11c \ub2f9\uc88c \uc608\uae08 \uacc4\uc88c\uc640 \uc800 \uc608\uae08 \uacc4\uc88c, \ub2f9\uc88c \uc608\uae08 \uacc4\uc88c\ub97c \uad6c\ubd84\ud558\ub294 \uac83\uc740 \uc740\ud589 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\uae30 \uc704\ud55c \uc740\ud589\uc758 \uc7a5\ubd80 \uc785\ub825\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \uc774\ub7f0 \uc2dd\uc73c\ub85c \ud558\uba74 \uc548 \ub429\ub2c8\ub2e4. \uc0ac\uc2e4, \uccad\uad6c\uc11c\ub85c \uc815\uc0b0\ud558\uac70\ub098 \uc801\uae08 \uacc4\uc88c\ub85c \uc815\uc0b0\ud560 \uc218 \uc5c6\ub294 \ub370\uc5d0\ub294 \uc774\uc720\uac00 \uc788\uc2b5\ub2c8\ub2e4.\n \uc774\ub294 \uc740\ud589\uc774 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud558\uae30 \uc704\ud55c \uc218\ub2e8\uc77c \ubfd0\uc785\ub2c8\ub2e4. \ubb3c\ub860 \uc554\ud638\ud654\ud3d0\ub294 \uaddc\uc81c\uac00 \uc5c4\uaca9\ud55c \ubd84\uc57c\uc785\ub2c8\ub2e4. \uc81c\uac00 \ud30c\ud2b8\ub108\uc5d0\uac8c \ubb3c\uc5b4\ubcf8 \uc9c8\ubb38\uc740, \uc7a0\uc2dc \ud6c4\uc5d0 \ub9d0\uc500\ub4dc\ub9ac\uaca0\uc9c0\ub9cc, \uc218\uc775\ub960\uc758 \ub300\ubd80\ubd84\uc744 \ucd5c\uc885 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc904 \uc218 \uc788\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc744 \ubc1c\ud589\ud560 \uc218 \uc788\ub294 \ud569\ubc95\uc801\uc778 \ubc29\ubc95\uc774 \uc788\uc744\uae4c\uc694?\n \uace8\ub4dc\ub9cc\uc0ad\uc2a4 \ucd9c\uc2e0\uc778 \uadf8\uc758 \uc774\ub984\uc740 \ub370\ub2c8\uc2a4\uc785\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \ucc28\ub7c9 \uc0c1\uc7a5\uc744 \uc704\ud574 \ud568\uaed8 \uc77c\ud588\uace0, 2\uc5b5 \ub2ec\ub7ec\uc758 \uc8fc\uc2dd\uc744 \ub9e4\uc785\ud588\uc73c\uba70, \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c \ub4f1\ub85d\uc744 \ub9c8\ucce4\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub3c5\uc77c\uc5d0\uc11c\ub294 \ubb34\uae30\uba85 \ucc44\uad8c \ubc95\uc801 \ud504\ub808\uc784\uc6cc\ud06c\uac00 \uc788\uc5b4 \uae30\ubcf8\uc801\uc73c\ub85c \uc0c1\ud658 \ubc1c\ud589 \uc2dc KYC\uc640 AML\uc744 \uc218\ud589\ud558\uc9c0\ub9cc, \ubaa8\ub4e0 \uc11c\uba85\uc778 \uac70\ub798\ub294 \uadf8\ub807\uc9c0 \uc54a\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n \uc218\uc775\ub960\uc774 \ubcf4\uc7a5\ub418\ub294 \uc99d\uad8c\ud615 \ud1a0\ud070\uc744 \ubc1c\ud589\ud560 \uc218 \uc788\uace0, \uc0c1\ud658 \ubc1c\ud589 \uc2dc KYC\uc640 AML\uc744 \ud558\uc9c0\ub9cc \uc11c\uba85\uc790 \uac70\ub798\ub294 \ubaa8\ub450 KYC\uc640 AML\uc744 \ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \ub514\ud30c\uc774\uc5d0 \ud1b5\ud569\ud558\uace0 \uc7a5\uae30 \uac70\ub798 \ub4f1\uc744 \ud560 \uc218 \uc788\ub294 \uc815\ub3c4\uae4c\uc9c0\uc785\ub2c8\ub2e4. \uc815\ub9d0 \ub9d0\uc774 \ub418\ub354\uad70\uc694. \uc720\ub7fd \uaddc\uc81c \ub2f9\uad6d\uc758 \uc2b9\uc778\uc744 \ubc1b\uc544\uc57c \ud558\uace0, \uc800\ud76c\ub3c4 \uaddc\uc815\uc744 \uc900\uc218\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 \uc2dc\uac04\uc774 \uc880 \uac78\ub838\uc9c0\ub9cc, \uacb0\uad6d \ub9c8\uc774\ub2e4\uc2a4\ub77c\ub294 \ud68c\uc0ac\ub97c \uc124\ub9bd\ud588\uace0, \uccab \ubc88\uc9f8 \uc81c\ud488\uc774 MT Bill\uc785\ub2c8\ub2e4.\n \uaddc\uc81c\ub97c \uc644\ubcbd\ud558\uac8c \uc900\uc218\ud558\ub294 \ud30c\uc0b0 \uc6d0\uaca9 \ud1a0\ud070\ud654\ub41c T-bill\ub85c, Morpho\uc640 \uac19\uc740 \ub300\ucd9c \uae08\uace0\uc5d0 \ud1b5\ud569\ub418\uc5b4 \uc774\ub97c \ub2f4\ubcf4\ub85c \ub300\ucd9c\uc744 \ubc1b\uac70\ub098 \ube4c\ub9b4 \uc218 \uc788\ub294 \ub4f1 \ub2e4\uc591\ud55c \uc6a9\ub3c4\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \ub300\ucd9c\uc744 \ud560 \uc608\uc815\uc774\ub77c\uba74 \uc218\uc775\ub960\uc744 \ub2f4\ubcf4\ub85c \ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ub514\ud30c\uc774 \uae08\ub9ac\uac00 \uc5b4\uc74c \uae08\ub9ac\ubcf4\ub2e4 \ub0ae\uc740 \uc21c\uac04\uc5d0\ub294 \ub808\ubc84\ub9ac\uc9c0 \ub9e4\uc218 \uac70\ub798\ub97c \ud560 \uc218 \uc788\uc73c\uba70, \uc5b4\uc74c\uc73c\ub85c 15~20%\uc758 \uc218\uc775\uc744 \uc62c\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \ub3d9\uc77c\ud55c \ubc95\uc801 \ud504\ub808\uc784\uc6cc\ud06c\uc778 \ub378\ud0c0 \uc911\ub9bd \uae30\uc900 \uac70\ub798\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc2e4\uc81c\ub85c \ucd9c\uc2dc\ud558\ub294 \uacfc\uc815\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c N-basis\ub77c\ub294 \uc81c\ud488\uc5d0\uc11c \uadf8\ub798\uc11c \uc791\ub144\uc5d0 \uc554\ud638\ud654\ud3d0 \ubd84\uc57c\uc5d0\uc11c \uac00\uc7a5 \uc131\uacf5\ud55c \ud68c\uc0ac\ub294 \uc544\ub9c8\ub3c4 30\uc5b5 \ub2ec\ub7ec\uc758 \uc790\uc0b0\uc744 \uac00\uc7a5 \ube68\ub9ac \ubaa8\uc740 \uc544\ud14c\ub098\ub77c\ub294 \ud68c\uc0ac\uc77c \uac83\uc785\ub2c8\ub2e4.\n \uac15\uc138\uc7a5\uc5d0\uc11c\ub294 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694? \uadf8\ub798\uc11c \uc800\ub294 \ub9c8\uc774\ub2e4\uc2a4\uac00 \uc18c\ube44\uc790\uc5d0\uac8c \uc548\uc804\ud55c \uc554\ud638\ud654\ud3d0 \ud68c\uc0ac\uc774\uc790 \uc57d\uc138\uc7a5\uacfc \uac15\uc138\uc7a5 \ubaa8\ub450\uc5d0\uc11c \uc791\ub3d9\ud558\ub294 \uae30\uad00\uc6a9 \ud22c\uc790 \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\ub294 \ud68c\uc0ac\uac00 \ub418\uae30\ub97c \uc6d0\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc57d\uc138\uc7a5\uc5d0\uc11c\ub294 T-\ube4c \uc0c1\ud488\uc744 \ud1b5\ud574 T-\ube4c \uae08\ub9ac\ub97c \uc5bb\uc744 \uc218 \uc788\uace0, \uac15\uc138\uc7a5\uc5d0\uc11c\ub294 \uc774\ub97c \ud1b5\ud574 \ub514\ud30c\uc774\uc5d0\uc11c \ud765\ubbf8\ub85c\uc6b4 \uc77c\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uac15\uc138\uc7a5\uc5d0\ub294 \ubca0\uc774\uc2dc\uc2a4 \ud2b8\ub808\uc774\ub529 \uc0c1\ud488\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \uc0ac\ub78c\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778, \uc774\ub354\ub9ac\uc6c0 \ub4f1\uc758 \uac00\uce58\uac00 \ud604\uc7ac\ubcf4\ub2e4 \ubbf8\ub798\uc5d0 \ub354 \ub192\uc544\uc9c8 \uac83\uc774\ub77c\ub294 \uac15\uc138\uc7a5\uc744 \ubbff\uae30 \ub54c\ubb38\uc5d0 \ud604\ubb3c\uc744 \ub9e4\uc218\ud558\uace0 \ud604\ubb3c\uc744 \uc18c\uc720\ud558\uba70 \uc120\ubb3c\ud658\uc744 \ub9e4\ub3c4\ud558\ub294 \ubca0\uc774\uc2dc\uc2a4 \ud2b8\ub808\uc774\ub529\uc744 \ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \ub54c\ubb38\uc5d0 \ubbf8\ub798 \uc0c1\ud488\uc744 \ub9cc\ub4e4\uace0, \uadf8 \ub54c\ubb38\uc5d0 \uc0ac\ub78c\ub4e4\uc740 BTC\uc758 \uac00\uce58\uac00 10\ub9cc \ub2ec\ub7ec, 12\ub9cc \ub2ec\ub7ec, 100\ub9cc \ub2ec\ub7ec\uac00 \ub420 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uace0, \uadf8 \uc2a4\ud504\ub808\ub4dc\ub97c \ubc8c \uc218 \uc788\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uac15\uc138\uc7a5\uc5d0\uc11c\ub294 \uc2a4\ud504\ub808\ub4dc\uac00 \uc5f0\uac04 50%\uc5d0 \ub2ec\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub450 \ubc30\ub77c\uace0 \uc0dd\uac01\ud558\uba74 50%\ub97c \uc9c0\ubd88\ud560 \uc758\ud5a5\uc774 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774\uc81c\ub294 \uc0ac\ub78c\ub4e4\uc758 \ubbf8\ub798 \uac00\uaca9 \uc804\ub9dd\uc5d0 \ub530\ub77c \uac00\uaca9\uc774 \uc624\ub974\ub0b4\ub9ac\ub294 \uac83\uc774 \ubd84\uba85\ud569\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uc774\ub294 \uc55e\uc73c\ub85c \uba87 \uc8fc \uc548\uc5d0 \ucd9c\uc2dc\ud560 \uc81c\ud488\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub9c8\uc774\ub2e4\uc2a4\ub294 \uaddc\uc81c\ub97c \uc644\ubcbd\ud558\uac8c \uc900\uc218\ud558\uace0 \ud30c\uc0b0 \uc6d0\uaca9\uc774 \uac00\ub2a5\ud55c \uae30\uad00 \ub4f1\uae09\uc758 \ud1a0\ud070\ud654\ub41c \ubcf4\uc548 \uc0c1\ud488\uc73c\ub85c, \ud1a0\ud070\ud654\ub41c T-bill\uacfc \ud1a0\ud070\ud654\ub41c \uae30\uc900 \uac70\ub798 \uc0c1\ud488\uc778 \ub378\ud0c0 \uc911\ub9bd \uae30\uc900 \uac70\ub798 \uc0c1\ud488\uc774\ub77c\ub294 \ub450 \uac00\uc9c0 \uc8fc\uc694 \uc0c1\ud488\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n Jack: \uc774 \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c\ub294 \uc804\ud1b5\uc801\uc778 \uae08\uc735\uc5d0 \ub300\ud574 \ub9ce\uc774 \uc774\uc57c\uae30\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc6b0\ub9ac\uac00 \uc774\uc57c\uae30\ud55c \uae30\ubcf8 \uac70\ub798\ub294 \uad6d\ucc44 \uc120\ubb3c\uc744 \ub9e4\ub3c4\ud558\uace0 \uad6d\ucc44\ub97c \ub9e4\uc218\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ube44\ud2b8\ucf54\uc778 \uc120\ubb3c \uacf5\ub9e4\ub3c4\ub97c \ud558\uace0 \uc2e4\uc81c \ube44\ud2b8\ucf54\uc778\uc744 \uc18c\uc720\ud558\ub294 \uac83\uacfc \uac19\uc740 \uc554\ud638\ud654\ud3d0\ub97c \ub9d0\uc500\ud558\uc2dc\ub294 \uac83\uc785\ub2c8\ub2e4.\n \ub9de\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8\uac83\uc774 \uc218\uc775\uc131 \uc788\ub294 \uac70\ub798\uac00 \ub420 \uc218 \uc788\ub294 \uc774\uc720\ub294 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \ube44\ud2b8\ucf54\uc778\uc5d0 \ub300\ud574 \ub108\ubb34 \ub099\uad00\uc801\uc774\uc5b4\uc11c \ube44\ud2b8\ucf54\uc778 \uc120\ubb3c\uc744 \uad6c\ub9e4\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub9de\uc2b5\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4: \ub530\ub77c\uc11c \uc9c0\uae08 \uac15\uc138\uc7a5\uc5d0\uc11c\uc758 \uac70\ub798\ub294 \uc218\uc775\ub960\uc774 15% \uc815\ub3c4\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uba87 \ub2ec \uc804\ub9cc \ud574\ub3c4 \uc0ac\ub78c\ub4e4\uc774 \uc815\ub9d0 \uac15\uc138\ub97c \ubcf4\uc600\uc744 \ub54c\ub294 50% \uc815\ub3c4\uc758 \uc218\uc775\ub960\uc744 \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubb34\uae30\ud55c \uc120\ubb3c \uc0c1\ud488\uc740 8\uc2dc\uac04\ub9c8\ub2e4 \uac00\uaca9\uc774 \uc7ac\uc870\uc815\ub418\ub294 \uc554\ud638\ud654\ud3d0\uc758 \ubc1c\uba85\ud488\uc785\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uc774 \ube44\uc988\ub2c8\uc2a4\ub098 \uc554\ud638\ud654\ud3d0 \uc138\uacc4\uc5d0\uc11c\ub294 \ub808\ubc84\ub9ac\uc9c0\ub97c \uc88b\uc544\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \ub9ce\uace0, \uadf8 \uc885\ub958\ub3c4 \ub2e4\uc591\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub9e4\uc6b0 \uc218\uc775\uc131\uc774 \ub192\uc740 \uac70\ub798\uc785\ub2c8\ub2e4. \uac15\uc138\uc7a5\uc5d0\uc11c\ub9cc \ud6a8\uacfc\uac00 \uc788\uaca0\uc8e0?\n \uc57d\uc138\uc7a5\uc5d0\uc11c\ub294 \ud655\uc2e4\ud788 \ud6a8\uacfc\uac00 \uc5c6\uc744 \uac83 \uac19\uc9c0\ub9cc \uc57d\uc138\uc7a5\uc5d0\uc11c\ub294 \ub354 \uac15\uc138\ub97c \ub290\ub084 \ub54c\uae4c\uc9c0 \uc548\uc804\ud55c \uc800\ucd95 \uc0c1\ud488\uc778 \ud1a0\ud070\ud654\ub41c T-bill \uc0c1\ud488\uc73c\ub85c \uc804\ud658\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 \ub450 \uc0c1\ud488\uc740 \ud0c8\uc911\uc559 \uae08\uc735\uacfc \uc554\ud638\ud654\ud3d0 \uc0dd\ud0dc\uacc4\uc5d0 \ucc38\uc5ec\ud558\uace0\uc790 \ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc0ac\uc6a9\ud574\uc57c \ud558\ub294 \uae30\ubcf8\uc801\uc778 \ub3c4\uad6c\uc785\ub2c8\ub2e4.\n Jack: o MT-bill\uc774 \ucd9c\uc2dc\ub418\uc5c8\uace0, M-base\uac00 \ucd9c\uc2dc \uc911\uc785\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4: \ub9de\uc2b5\ub2c8\ub2e4. MT-bill\uc740 \ucd9c\uc2dc\ub418\uc5c8\uc73c\uba70, M-base\ub294 \ud55c \ub2ec \uc815\ub3c4 \ub0b4\uc5d0 \ucd9c\uc2dc\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \ud604\uc7ac \uae30\ubcf8\uc801\uc73c\ub85c \uc138 \uacf3\uc758 \uc790\uc0b0\uc6b4\uc6a9\uc0ac \uc911 \uc5b4\ub290 \uacf3\uacfc \ud611\ub825\ud558\uc5ec \ubaa8\ub4e0 \uac70\ub798\ub97c \uc9c4\ud589\ud560\uc9c0 \ud611\uc758 \uc911\uc785\ub2c8\ub2e4.\n \uc7ad: \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc138\uacc4\uc5d0\uc11c\ub294 2020\ub144 3\uc6d4 \uc5f0\uc900\uc774 \uae08\ub9ac\ub97c \uc81c\ub85c\ub85c \ub0ae\ucd94\uace0 \uace1\uc120 \uc804\uccb4\uc758 \uae08\ub9ac\uac00 \uc81c\ub85c\uac00 \ub418\uc5b4 \ub9ce\uc740 \uc591\uc801 \uc644\ud654\ub97c \uc2e4\uc2dc\ud558\uc5ec \uc740\ud589 \uc2dc\uc2a4\ud15c\uc5d0 \uac04\uc811\uc801\uc73c\ub85c \uc9c0\uae09 \uc900\ube44\uae08\uc744 \ub118\uacbc\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uacb0\uad6d \ub9ce\uc740 \uc608\uae08\uc774 \ub9cc\ub4e4\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \uc740\ud589\uc740 \ub9ce\uc740 \uc790\uc0b0\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc5c8\uace0 \uc740\ud589 \uc2dc\uc2a4\ud15c\uc5d0\ub294 \uc5c4\uccad\ub09c \uc591\uc758 \ubb34\uc774\uc790 NIB \uc608\uae08\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. 6\ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8\ub97c \ubc1b\uc744 \uc218\ub3c4 \uc788\uc9c0\ub9cc, 0, 6\ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8\uac00 \ubb34\uc2a8 \uc0c1\uad00\uc774\uaca0\uc2b5\ub2c8\uae4c? \uadf8\ub9ac\uace0 2022\ub144\uc5d0\ub294 \uae08\ub9ac\uac00 \uc0c1\uc2b9\ud558\uba74\uc11c \uc774\uc790 \uc5c6\ub294 \uc608\uae08\uc5d0\uc11c \uc774\uc790 \uc788\ub294 \uc608\uae08\ub9cc\ud07c\uc758 \uc218\uc775\uc744 \uc5bb\uae30 \uc704\ud574 \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\ub85c \uc790\uae08\uc774 \ube60\uc838\ub098\uac00\ub294 \uc5c4\uccad\ub09c \ubcc0\ud654\uac00 \uc77c\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \uae30\ubcf8\uc801\uc73c\ub85c \uc554\ud638\ud654\ud3d0 \uc138\uacc4\ub294 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uacaa\uac8c \ub420 \uac83\uc774\uba70, \ud14c\ub354\ub098 \uc11c\ud074 USDT \ub610\ub294 USDC\uc640 \uac19\uc740 \ubb34\uc774\uc790 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0\uc11c \uc790\uae08\uc774 \ube60\uc838\ub098\uc640 \uc218\uc775\ub960 \uc0c1\ud488\uc73c\ub85c \uc774\ub3d9\ud558\uac8c \ub420 \uac83\uc774\ub77c\ub294 \ub17c\uc9c0\uc785\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4: \ub9de\uc2b5\ub2c8\ub2e4. \uc704\ud5d8 \uc131\ud5a5\uc5d0 \ub530\ub77c T-\uc5b4\uc74c \ub610\ub294 \ubca0\uc774\uc2dc\uc2a4 \ud2b8\ub808\uc774\ub529 \uc720\ud615 \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860\uc785\ub2c8\ub2e4.\n \ub9d0\uc774 \ub418\uc8e0? \ud604\uc7ac Tether\ub294 \uc9c1\uc6d0 1\uc778\ub2f9 \uc218\uc775\uc774 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \ub2e8\uc77c \ud68c\uc0ac\uc785\ub2c8\ub2e4. \uadf8\uac74 \ub9d0\uc774 \uc548 \ub429\ub2c8\ub2e4.\n \uc7ad: \ub124. \uadf8\ub798\uc11c \uc800\ub294 \ud14c\ub354\uc5d0 \ub300\ud55c \uc81c \uacbd\ud5d8\uc744 \uacf5\uc720\ud558\uace0 \uc2f6\uc5c8\uace0, \ud14c\ub354\uc5d0 \ub300\ud574 \ud68c\uc758\uc801\uc778 \uc774\uc57c\uae30\ub97c \ub4e4\uc73c\uba74\uc11c &#8216;600\uc5b5 \ub2ec\ub7ec, \uc544\ub2c8 \uc9c0\uae08\uc740 1000\uc5b5 \ub2ec\ub7ec\uac00 \ub118\ub294 \ub3c8\uc744 \uac00\uc9c0\uace0 \uc788\ub294\ub370 \uc65c \uaddc\uc81c\ub97c \ubc1b\uc9c0 \uc54a\ub290\ub0d0&#8217;\ub294 \ub9d0\uc744 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uc65c \uac10\uc0ac\ub97c \ubc1b\uace0 \uc774\ub97c \uc99d\uba85\ud558\uc9c0 \uc54a\ub098\uc694?\n \uc774\ub7ec\ud55c \uc99d\uba85\uc744 \uacf5\uac1c\ud569\ub2c8\ub2e4. \uc0dd\uac01\ud55c \ub300\ub85c \ub05d\ub098\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc774 \ud765\ubbf8\ub86d\uace0 \uc7ac\ubbf8\uc788\uc2b5\ub2c8\ub2e4. \uc0d8 \ubc14\uc774\ud06c\uba3c \ud504\ub9ac\ub4dc\uac00 \uc544\uc8fc \uc720\uba85\ud55c \ud31f\uce90\uc2a4\ud2b8\ub97c \ub4e4\uc5c8\ub358 \uae30\uc5b5\uc774 \ub098\ub294\ub370, \uc544\uc8fc \ud6cc\ub96d\ud55c \uc800\ub110\ub9ac\uc2a4\ud2b8\uac00 &#8220;\ud14c\ub354\ub294 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?&#8221;\ub77c\ub294 \uc9c8\ubb38\uc744 \ub358\uc84c\uc2b5\ub2c8\ub2e4.\n \ud14c\ub354\ub294 \uc0ac\uae30\uc778\uac00\uc694? \ud14c\ub354\uac00 \ud3ed\ub77d\ud560\uae4c\uc694? \ubb3c\ub860 \ud14c\ub354\ub294 \uc5ec\uc804\ud788 \uc874\uc7ac\ud558\uba70 \uc0d8 \ubc31\ub9cc \ud504\ub9ac\ub4dc\uc758 \uc81c\uad6d\uc740 \uc644\uc804\ud788 \ubb34\ub108\uc84c\uace0 \uadf8\ub294 \uac10\uc625\uc5d0 \uac07\ud600 \uc788\uc2b5\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4: \ud14c\ub354 \uc740\ud589 \uacc4\uc88c \uc794\uace0\ud45c\uc5d0 \ucd5c\uadfc\uc5d0 \uc778\uc1c4\ud55c \ub3c8 \ub54c\ubb38\uc5d0 \uad6c\uba4d\uc774 \ub0ac\ub358 \uc801\uc774 \uc788\uc5c8\ub2e4\uba74, \uc544\ub9c8 \ub9c9\uc558\uc744 \uac81\ub2c8\ub2e4.\n \uc7ad: \ub124. \ube44\uc6a9\uc774 \ub9e4\uc6b0 \uc800\ub834\ud558\uace0 \uc608\uae08\uc5d0 \ub300\ud574 \uc544\ubb34\uac83\ub3c4 \uc9c0\ubd88\ud558\uc9c0 \uc54a\uace0 \ud604\uc7ac 5.3%\uc758 \uc774\uc790\uc728\uc744 \uc801\uc6a9\ubc1b\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub9de\uc2b5\ub2c8\ub2e4. \uc54c\uaca0\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uc11c\ud074, USDC\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc744 \ud569\ubc95\ud654\ud558\uace0, \uac10\uc0ac\ub97c \ubc1b\uace0, \uc721\uc9c0\ub85c \uc9c4\ucd9c\ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc5d0 \uc774\uc5d0 \ub300\ud574 \ub9d0\uc500\ud574 \uc8fc\uc138\uc694. \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \ubbf8\uad6d \uad6d\ucc44\ub97c \uac00\uc9c0\uace0 \uc788\uc5c8\uc9c0\ub9cc, \uc544\ub9c8\ub3c4 \ud380\ub4dc\uc5d0 \ubc18\ub300\ud558\ub294 \ub3c8\ub3c4 \uac00\uc9c0\uace0 \uc788\uc5c8\ub358 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uc5d0 \uc608\uae08\uc744 \uc608\uce58\ud55c \uac83\uc740 \uc0ac\uc2e4\uc785\ub2c8\ub2e4.\n \uadf8\ub798\uc11c 2023\ub144 3\uc6d4\uc5d0 \ub514\ud398\uae45\uc774 \uc788\uc5c8\ub294\ub370, &#8216;\uc774\uac83\uc774 \ub2e4\uc2dc \ub3cc\uc544\uc62c \uac83\uc778\uac00, \uc774 \uc608\uae08\uc774 \uc88b\uc740 \uac83\uc778\uac00&#8217;\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \uc788\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ubd84\uba85\ud788 \uadf8\ub4e4\uc740 25\ub9cc \ub2ec\ub7ec\uc758 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud588\uc2b5\ub2c8\ub2e4. \uacb0\uad6d \ubaa8\ub4e0 \uc608\uae08\uc740 \ubc31\uc2a4\ud1b1\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4: \uc11c\ud074\uc774 \uac1c\uc120\ud588\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \ub124, \uc11c\ud074\uc774 \ud655\uc2e4\ud788 \ud6e8\uc52c \ub354 \uac74\uc804\ud558\uc9c0\ub9cc, \uc218\uc775\ub960\uc744 \uc8fc\uba74 \uc99d\uad8c\ud615 \ud1a0\ud070\uc774 \ub418\uace0 \ubbf8\uad6d\uc5d0\uc11c \uc99d\uad8c \ub4f1\ub85d\uc744 \uc6d0\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc218\uc775\ub960\uc744 \uc904 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc0ac\uc2e4 \uadf8\ub4e4\uc774 \uad6c\ucd95\ud55c \ubaa8\ub4e0 \uac83\uc758 \ubaa9\uc801\uc744 \ubb34\ub825\ud654\uc2dc\ud0a4\ub294 \uac83\uc785\ub2c8\ub2e4. \ud604\uc7ac \ubbf8\uad6d\uc5d0\uc11c\ub294 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub294\ub370, \ubc14\ub85c \uadf8 \uc774\uc720 \ub54c\ubb38\uc5d0 \uae30\uad00 \ub4f1\uae09\uc73c\ub85c \uaddc\uc81c\ub418\ub294 \uc194\ub8e8\uc158\uc774\uc9c0\ub9cc \ubbf8\uad6d \uc678 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 Circle\uc774 \ud558\uace0\uc790 \ud558\ub294 \uc77c\uc744 \uace0\ub824\ud560 \ub54c, \ubbf8\uad6d\uc758 \uaddc\uc81c \uccb4\uc81c\uac00 \uadf9\uc801\uc73c\ub85c \ubc14\ub00c\uc9c0 \uc54a\ub294 \ud55c \uadf8 \uae38\uc740 \uadf8\ub4e4\uc774 \uac08 \uc218 \uc788\ub294 \uae38\uc774 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc774 \uacbd\uc6b0, \uc608, \ub610\ub294 \ud604\uc9c1\uc790\ub4e4\uc774 \uc6b0\ub9ac\ubcf4\ub2e4 \ub354 \uc798 \ud560 \uc218 \uc788\ub294 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub860\uc801\uc73c\ub85c\ub294 \uadf8\ub807\ub2e4\uace0 \ub2f5\ud560 \uc218 \uc788\uc9c0\ub9cc, \uaddc\uc81c\uc0c1\uc73c\ub85c\ub294 \uadf8 \uad6c\uc870\ub97c \ubc14\uafc0 \uc218 \uc5c6\uace0 \uc218\uc775\ub960\uc744 \ubcf4\uc7a5\ud560 \uc218 \uc5c6\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 SEC\ub294 \ucf54\uc778\ubca0\uc774\uc2a4\uc5d0\uc11c \ube14\ub85d\ud30c\uc774\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc218\uc775\ub960\uc744 \uc81c\uacf5\ud558\ub824\ub294 \ubaa8\ub4e0 \uc5c5\uccb4\ub97c \uacf5\uaca9\uc801\uc73c\ub85c \uacf5\uaca9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n Jack: \uc5b4\ub5a4 \uaddc\uc81c \uccb4\uc81c\uc5d0 \uc18d\ud574 \uc788\uc73c\uba70 \uc0ac\ub78c\ub4e4\uc774 MT \ubc95\uc548\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \uacf3\uc740 \uc5b4\ub514\uc778\uac00\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \uadf8\ub798\uc11c \ubbf8\uad6d\uc5d0\uc11c\ub294 \ud560 \uc218 \uc5c6\uc9c0\ub9cc \uc720\ub7fd \uc804 \uc9c0\uc5ed, \uc989 \ubbf8\uad6d \ubc0f \uc81c\uc7ac \ub300\uc0c1 \uad6d\uac00\ub97c \uc81c\uc678\ud55c \ubaa8\ub4e0 \uad6d\uac00\uc5d0\uc11c\ub294 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc720\ub7fd \uaddc\uc81c\ub97c \uc900\uc218\ud558\ubbc0\ub85c \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74\ubd80\ud130 \uc544\ud504\ub9ac\uce74\uae4c\uc9c0 \uc5b4\ub514\uc5d0\uc11c\ub098 \uad6c\ub9e4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\uc7ac\ub97c \ubc1b\uac70\ub098 \ubbf8\uad6d\uc774 \uc544\ub2cc \uacf3\uc774\ub77c\uba74 \uc5b4\ub514\ub4e0 \uac00\ub2a5\ud569\ub2c8\ub2e4.\n \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc911\uad6d\uc740 \uc5b4\ub5a8\uae4c\uc694? \uc911\uad6d\ub3c4 \uc548 \ub41c\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0\ub9cc \uc800\ub294 \uaddc\uc81c \uc804\ubb38\uac00\uac00 \uc544\ub2d9\ub2c8\ub2e4.\n \uadf8 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ub2f5\uc740 \uc54c\uace0 \uc788\uc5b4\uc57c \ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4 \ub300\ub2f5\uc740 &#8216;\uc544\ub2c8\uc624&#8217;\uc77c \uac83 \uac19\uc2b5\ub2c8\ub2e4.\n \uc7ad: \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ubbf8\uad6d\uc740 \uc554\ud638\ud654\ud3d0\uc5d0 \ub300\ud55c \ub2e8\uc18d\uc774 \uac15\ud558\uace0 \ub2e4\ub978 \ub300\ubd80\ubd84\uc758 \ub2e4\ub978 \uad6d\uac00\ubcf4\ub2e4 \ub35c \uad00\ub300\ud558\ub2e4\uace0 \ub9d0\ud560 \uc218 \uc788\uc744\uae4c\uc694?\n \ud30c\ube0c\ub9ac\uc2a4 \ubb3c\ub860\uc774\uc8e0. \uc720\ub7fd\uc5d0\uc11c \uaddc\uc815\uc744 \uc644\uc804\ud788 \uc900\uc218\ud558\ub294 \ub4f1 \uc6b0\ub9ac\uac00 \ud574\uc628 \uc77c\ub4e4\uc774 \uc2e4\uc81c\ub85c \uadf8 \uc608\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\uac00 \uc81c\uacf5\ud558\ub294 \uac83\uc740 \ubbf8\uad6d \uc9c0\ud3d0\ub97c \uad6c\ub9e4\ud558\ub294 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uba74 \ub429\ub2c8\ub2e4.\n \uc774\ub294 \ubbf8\uad6d \uc815\ubd80\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ube5a\uc744 \uac1a\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc5d0\uc11c\ub294 \ubd88\ubc95\uc774\uc9c0\ub9cc \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc88b\uc544\ud560 \ub9cc\ud55c \uc81c\ud488\uc774\ub77c\uace0 \uc0dd\uac01\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \ub9d0\ub3c4 \uc548 \ub418\ub294 \uc77c\uc774\uc8e0. \uadf8\ub798\uc11c \ubbf8\uad6d\uc740 \uc5c4\uccad\ub098\uac8c \ubcf4\uc218\uc801\uc774\uace0 \ud6c4\uc9c4\uc801\uc774\uc5c8\ub294\ub370, \uc800\ub294 \uadf8\ub4e4\uc774 \uc5b8\uc820\uac00\ub294 \uc880 \ub354 \ubbf8\ub798\uc9c0\ud5a5\uc801\uc778 \uc0ac\uace0\ub97c \ud558\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc554\ud638\ud654\ud3d0\uc5d0 \uc0ac\uae30\uac00 \ub9ce\uc774 \ubc1c\uc0dd\ud588\ub098\uc694?\n \ubb3c\ub860\uc785\ub2c8\ub2e4. ICO, \ubc08 \ucf54\uc778, \uae30\ubcf8 \uac00\uce58\uac00 0\uc778 \uac83\ub4e4, \ud558\uc9c0\ub9cc \uadf8\ub807\ub2e4\uace0 \ud574\uc11c \ubaa8\ub4e0 \uce74\ud14c\uace0\ub9ac\ub97c \uc544\uc608 \uaddc\uc81c\ud560 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud55c \uaddc\uc81c \uae30\uad00\uc774 \ub418\ub77c\ub294 \ub73b\uc785\ub2c8\ub2e4.\n \uc548\ud0c0\uae5d\uac8c\ub3c4 \uaddc\uc81c \ub2f9\uad6d\uc774 \ud2b9\ubcc4\ud788 \uc720\ub2a5\ud558\uac70\ub098 \ub611\ub611\ud558\uc9c0 \uc54a\ub2e4\ub294 \uac83\uc774 \ubb38\uc81c\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc800\ub294 \ubbf8\uad6d\uc5d0\uc11c \uc0ac\uae30\uc131 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \uc2e4\uc81c\ub85c \ubc29\uc9c0\ud558\uba74\uc11c\ub3c4 \ud601\uc2e0\uc744 \ud5c8\uc6a9\ud560 \uc218 \uc788\ub294 \ub354 \uc2a4\ub9c8\ud2b8\ud55c \uaddc\uc81c\uac00 \ub9c8\ub828\ub418\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \uc5b8\uc820\uac00\ub294 \uadf8\ub807\uac8c \ub418\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4.\n \uc5ed\uc0ac\uc801\uc73c\ub85c \ubbf8\uad6d\uc740 \ud589\ubcf5\ud55c \ud601\uc2e0\uc758 \uc911\uc2ec\uc9c0\uc600\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc2e4\uc81c\ub85c \ub9ce\uc740 \uc554\ud638\ud654\ud3d0 \ud601\uc2e0\uc774 \ub274\uc695 \uc8fc\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc9c0\ub9cc, \ub300\ubd80\ubd84\uc758 \ud65c\ub3d9\uc774 \uc2e4\uc81c\ub85c\ub294 \ubd88\ubc95\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uaf64 \uc774\uc0c1\ud569\ub2c8\ub2e4.\n \uc774\uc5d0 \ub300\ud55c \uacf5\uac10\ub300\uac00 \ud615\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \ub9ce\uc740 \uc554\ud638\ud654\ud3d0 \ud68c\uc0ac\ub4e4\uc774 \uc788\uc9c0\ub9cc \uc5ec\ub7ec\ubd84\uc740 \uc6b4\uc601\uc774 \ud5c8\uc6a9\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub9e4\uc6b0 \uc774\uc0c1\ud569\ub2c8\ub2e4.\n Jack: \uaddc\uc815\uc744 \uc900\uc218\ud558\uace0 \ud30c\uc0b0\uc740 \uc6d0\uaca9\uc73c\ub85c \ucc98\ub9ac\ud55c\ub2e4\uace0 \ud558\uc168\uc8e0? \uc55e\uc11c \ub9d0\uc500\ud558\uc2e0 \uac83\ucc98\ub7fc 2020\ub144, \ud2b9\ud788 2021\ub144 \uc554\ud638\ud654\ud3d0 \uc138\uacc4\uc5d0\ub294 10%, 20%, 30%\uc758 \uc218\uc775\ub960\uc744 \ub0b4\ub294 \ud504\ub85c\ud1a0\ucf5c\uc774 \ub118\uccd0\ub0ac\uace0, \uc774\ub294 \ub9ac\uc2a4\ud06c\uac00 \ub0ae\uac70\ub098 \ub9ac\uc2a4\ud06c\uac00 \ub0ae\ub2e4\uace0 \uc554\uc2dc\ub418\ub294 \uac83\uc73c\ub85c \ubcf4\uc600\uae30 \ub54c\ubb38\uc774\uc8e0. \uadf8\ub798\uc11c \uc2e4\uc81c\ub85c \uc774\uac83\uc740 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub35c \uc704\ud5d8\ud55c \uc99d\uad8c \uc778 \ubbf8\uad6d \uc7ac\ubb34\ubd80 \uc99d\uad8c\uc744 \uc18c\uc720\ud558\uace0 \uc788\ub2e4\uace0 \ub9d0\uc500\ud558\uc168\uc2b5\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4 \ub124. \uc989, \uc6d0\uaca9 \ud30c\uc0b0\uc740 \uc6b0\ub9ac\uac00 \ud30c\uc0b0\ud558\uba74 \uc5ec\ub7ec\ubd84\uc758 \uc790\uc0b0\uc740 \uc5ec\ub7ec\ubd84\uc758 \uac83\uc774 \ub41c\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub2f9\uc0ac\uac00 \uae30\ucd08 \uc790\uc0b0 \ub610\ub294 \uc5b4\uc74c\uc744 \uc18c\uc720\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uadc0\ud558\ub294 \uc790\uc2e0\uc758 \uc790\uc0b0\uc744 \ubcf4\uc720\ud558\uac8c \ub429\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \ud68c\uc0ac\uac00 \ud30c\uc0b0\ud558\ub354\ub77c\ub3c4 \uc5ec\uc804\ud788 \uae30\ucd08 \uc790\uc0b0\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\uace0, \uc774\ub97c \uc18c\uc720\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud68c\uc218\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc5ec\ub7ec\ubd84\uc774 \uac10\uc218\ud558\ub294 \uc720\uc77c\ud55c \uc704\ud5d8\uc740 \ubbf8\uad6d \uc815\ubd80\uc758 \ucc44\ubb34 \ubd88\uc774\ud589\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc2e4\uc81c T-\ube4c \ub9ac\uc2a4\ud06c\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \uc6b0\ub9ac\ub294 \ud568\uaed8 \uc11e\uc774\uc9c0 \uc54a\uc73c\uba70, \uc790\uae08\uc740 \uc6b0\ub9ac \uba85\uc758\ub85c \ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c\ub294 \ub0b4 \uc9c0\uac11\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. SBF\uc640\ub294 \ub2e4\ub974\uba70, \uadf8\ub4e4\uc774 \uae30\ubcf8\uc801\uc73c\ub85c FTX\ub97c \ud560 \ub54c\ub294 \uace0\uac1d\uc758 \ub3c8\uc744 \uac00\uc9c0\uace0 \ub178\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uadf8\ub4e4\uc774 \ud30c\uc0b0\ud558\uba74 \uace0\uac1d\uc758 \ub3c8\uc744 \uc783\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud30c\uc0b0 \uc6d0\uaca9\uc740 \uc544\uc9c1 \uc554\ud638\ud654\ud3d0 \uc5c5\uacc4\uc5d0\uc11c\ub294 \uc0c1\ub2f9\ud788 \ub4dc\ubb38 \uc77c\uc774\uc9c0\ub9cc, \ud30c\uc0b0\ud558\ub354\ub77c\ub3c4 \uace0\uac1d\uc774 \uae30\ubcf8 \uc790\uc0b0\uc744 \uc18c\uc720\ud558\uace0 \uc774\ub97c \ud68c\uc218\ud560 \uc218 \uc788\ub294 \ud45c\uc900\uc774 \ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uc7ad: \ub124. \uadf8\ub9ac\uace0 \ud30c\uc0b0 \uc6d0\uaca9, \ud2b8\ub808\uc774\ub529 \uc911\uac1c \uc138\uacc4\uc5d0\uc11c \uc81c\uac00 \uc774\ud574\ud558\ub294 \uac83\uc740 \ud604\uae08 \uacc4\uc88c\uac00 \uc788\ub294 \uacbd\uc6b0, \uc989 \uc2e4\uc81c\ub85c \uac00\uc9c0\uace0 \uc788\ub294 \ub3c8\uc73c\ub85c\ub9cc \uc99d\uad8c\uc744 \uc0ac\ub294 \uacbd\uc6b0, \ubaa8\uac74\uc2a4\ud0e0\ub9ac\uac00 \ud30c\uc0b0\ud558\ub294 \uacbd\uc6b0, \ubaa8\uac74\uc2a4\ud0e0\ub9ac\uac00 \uc18c\uc720\ud558\uace0 \uc788\ub294 \uac70\ub798\uac00 \uc788\ub294 \uacbd\uc6b0, \ubaa8\uac74\uc2a4\ud0e0\ub9ac\uac00 \ud30c\uc0b0\ud558\ub294 \uacbd\uc6b0\ub294 \uac70\uc758 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac00\ub2a5\uc131\uc774 \ub9e4\uc6b0 \ub0ae\uc9c0\ub9cc, \ub9cc\uc57d \uadf8\ub4e4\uc774 \ud30c\uc0b0\ud558\uace0 \ud604\uae08 \uacc4\uc88c\uac00 \uc788\uace0 \uc5ec\uc804\ud788 \uc560\ud50c\uc744 \uc18c\uc720\ud558\uace0 \uc788\ub2e4\uba74 \uc5ec\uc804\ud788 \uadf8 \uc560\ud50c \uc8fc\uc2dd\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4\ub294 \uac83\uc774 \uac00\uc7a5 \uc77c\ubc18\uc801\uc778 \uacbd\uc6b0\ub77c\uace0 \uc0dd\uac01\ud574\uc694. \ud558\uc9c0\ub9cc \ub9c8\uc9c4 \uacc4\uc88c\uac00 \uc788\ub2e4\uba74 \uc870\uae08 \ub354 \uae4c\ub2e4\ub85c\uc6cc\uc9d1\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\uc5d0\uc11c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc778\uac00\uc694?\n \uadf8\ub9ac\uace0 \uc81c\uac00 \uc633\uc740 \ud310\ub2e8\uc778\uc9c0\ub3c4 \ubaa8\ub974\uaca0\uc2b5\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4: \uc554\ud638\ud654\ud3d0\uc758 \uacbd\uc6b0, \ub9ce\uc740 \ud504\ub85c\ud1a0\ucf5c\uc774 \ud30c\uc0b0\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud574\ub2f9 \ud504\ub85c\ud1a0\ucf5c\uc774 \uc911\ub2e8\ub418\uba74 \uc790\uc0b0\uc744 \uc783\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub2f9\uc0ac\uc5d0 \uc5b4\ub5a4 \uc77c\uc774 \ubc1c\uc0dd\ud558\ub354\ub77c\ub3c4 \uc0ac\uc6a9\uc790\uac00 \uc790\uc2e0\uc758 \uc790\uc0b0\uc744 \uc18c\uc720\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uc800\ud76c\uc640 \ub9c8\uc9c4 \uac70\ub798\ub294 \ud558\uc9c0 \uc54a\uc73c\uc2dc\uc8e0? \uc608\ub97c \ub4e4\uc5b4, \ubaa8\ud3ec\uc640 \uac19\uc740 \uc81c3\uc790\uc5d0\uac8c \ube4c\ub9b4 \uc218\ub294 \uc788\uc9c0\ub9cc \uc800\ud76c\uc640 \ud568\uaed8 \ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc800\ud76c\ub294 \ud504\ub77c\uc774\uba38\ub9ac \ubc1c\ud589\uc0ac\uc785\ub2c8\ub2e4.\n \uae30\ubcf8 \ubcf4\ud5d8\uc774\ub098 \uc0c1\ud658\uc744 \uc704\ud574 \uc800\ud76c\ub97c \ucc3e\ub294 \uac83\ucc98\ub7fc\uc694.\n \uc7ad: \uc54c\uc558\uc5b4\uc694. \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc0ac\ub78c\ub4e4\uc740 MT\uc5d0\uc11c \uc5b4\ub5a4 \uc885\ub958\uc758 \ucc28\uc785\uc744 \ud560\uae4c\uc694?\n \ud558\uc9c0\ub9cc \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc744 \ube4c\ub9b4\uae4c\uc694, \uc544\ub2c8\uba74 \uc554\ud638\ud654\ud3d0\ub97c \ube4c\ub9b4\uae4c\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \uc5b4\ub5a4 \uc77c\uc744 \ud558\uace0 \uc2f6\uc740\uc9c0\uc5d0 \ub530\ub77c \ub2e4\ub974\uaca0\uc8e0? \uc608\ub97c \ub4e4\uc5b4 \uc774\ub354\ub098 \ube44\ud2b8\ucf54\uc778\uc744 \uc5c4\uccad\ub098\uac8c \ub9e4\uc218\ud558\ub294 \uacbd\uc6b0, \uc5ec\ub7ec\ubd84\uc774 \ud560 \uc218 \uc788\ub294 \uc77c\uc740 MT\ub97c \uc608\uce58\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc801\uc808\ud55c \uae08\uace0\uc5d0 \uc608\uce58\ud558\ub294 \uac83\uc774\ubbc0\ub85c, \uc6b0\ub9ac\uac00 \uc801\uc808\ud55c \uc720\ub3d9\uc131 \uae08\uace0\uac00 \uc788\ub2e4\uba74, \ud658\uc728\uc5d0 \ub530\ub77c \uac00\uc7a5 \uc26c\uc6b4 \ubc29\ubc95\uc740 \ubaa8\ud3ec\uc5d0 \uc608\uce58\ud558\ub294 \uac83\uc774\uc8e0. \uc0ac\ub78c\ub4e4\uc774 \ub514\ud30c\uc774 \uae08\ub9ac\uac00 \ub0ae\uc740 \uc57d\uc138 \ud658\uacbd\uc5d0 \ucc98\ud574 \uc788\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.\n MT \uc9c0\ud3d0\ub97c \uc608\uce58\ud558\uace0, 2%\ub85c USDC \ub610\ub294 \ud14c\ub354\ub97c \ube4c\ub9b0 \ub2e4\uc74c, 5.25\ub2ec\ub7ec\uc5d0 MT \uc9c0\ud3d0\ub97c \uad6c\ub9e4\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubbf8\uad6d \uc815\ubd80\uc5d0 \ub530\ub974\uba74 T-\ube4c\uc758 \ubcc0\ub3d9\uc131\uc740 0\uc774 \ub418\uae30 \ub54c\ubb38\uc5d0 \uacc4\uc18d \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c LTV\ub97c 90% \uc815\ub3c4\ub85c \uc124\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \ucc9c \ub2ec\ub7ec\ub97c \ub123\uace0 2\ub2ec\ub7ec\uc5d0 900\ub2ec\ub7ec\ub97c \ube4c\ub9ac\uba74 \ud604\uc7ac \uc774\uc790\uc728\uc774 \ub192\uae30 \ub54c\ubb38\uc5d0 2%\ub85c \uc774\uc790\uc728\uc744 \ubcf4\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 5.25\ub97c \uc55e\ub2f9\uae34 MT \uc9c0\ud3d0\ub97c \uad6c\ub9e4\ud569\ub2c8\ub2e4. 900\ub2ec\ub7ec\ub97c \uc785\uae08\ud55c \ub2e4\uc74c 2\uc2dc\uc5d0 810\ub2ec\ub7ec\ub97c \ube4c\ub824\uc11c \uacc4\uc18d \ubc18\ubcf5\ud569\ub2c8\ub2e4.\n \ub530\ub77c\uc11c 10 \ub300 1 \ub808\ubc84\ub9ac\uc9c0\ub85c 90 %\ub77c\uace0 \uac00\uc815 \ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 5.25\ub294 15 \ub610\ub294 20\uc774 \ub429\ub2c8\ub2e4. \uc774\uac83\uc774 \ud55c \uac00\uc9c0 \uc0ac\uc6a9 \uc0ac\ub840\uc785\ub2c8\ub2e4.\n \ub610\ud55c \uc218\uc775\uc131\uc774 \ub9e4\uc6b0 \ub192\uc740 \ub871 \ud2b8\ub808\uc774\ub529\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610 \ub2e4\ub978 \uc0ac\uc6a9 \uc0ac\ub840\ub294 \ubb34\uc5b8\uac00\ub97c \ub2f4\ubcf4\ub85c \uc81c\uacf5\ud558\ub824\ub294 \uacbd\uc6b0, USDC\ub098 USDT\ub97c \ub2f4\ubcf4\ub85c \uc81c\uacf5\ud558\ub294 \ub300\uc2e0 MT \uc9c0\ud3d0\ub97c \ub2f4\ubcf4\ub85c \uc81c\uacf5\ud558\ub294 \uac83\uc774 \uc774\uc790\ub97c \ubc1b\uae30 \ub54c\ubb38\uc5d0 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ub2f4\ubcf4\uc758 \uac00\uce58\uac00 \uc0c1\uc2b9\ud558\uae30 \ub54c\ubb38\uc5d0 \ub354 \uc88b\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c BDC, \uc774\ub354\ub9ac\uc6c0 \ub4f1 \uc5b4\ub5a4 \uac83\uc744 \ub2f4\ubcf4\ub85c \ub300\ucd9c\uc744 \ubc1b\ub294 \uacbd\uc6b0\uc5d0\ub3c4 USDC\ubcf4\ub2e4 MT \uc9c0\ud3d0\ub97c \ub2f4\ubcf4\ub85c \uc124\uc815\ud558\ub294 \uac83\uc774 \ub354 \uc88b\uc2b5\ub2c8\ub2e4.\n Jack: \uc81c\uac00 \uc54c\uae30\ub85c\ub294 \uad6d\uace0\ucc44\ub294 \ucfe0\ud3f0\uc774 \uc5c6\ub294 \uc0c1\ud488\uc73c\ub85c \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \uc774\uc790\uc728\uc774 4%\ub77c\uba74 1\ub144 \ub9cc\uae30 \uad6d\uace0\ucc44\ub97c \uad6c\ub9e4\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub9e4 \ubd84\uae30\ub9c8\ub2e4 \uc5f0 4%\uc758 \uc774\uc790\ub97c \uc9c0\uae09\ud558\ub294 \uac83\ub3c4 \uc544\ub2d9\ub2c8\ub2e4.\n 96\ub2ec\ub7ec\uc5d0 \uad6c\ub9e4\ud558\uace0 1\ub2ec\ub7ec\ub85c \uad50\ud658\ud558\uba74 \ub429\ub2c8\ub2e4. MT \uccad\uad6c\uc11c\uc5d0\ub294 \uc774\ub7ec\ud55c \uce21\uba74\uc774 \uc5b4\ub5bb\uac8c \uc801\uc6a9\ub418\ub098\uc694? \uc5b4\uc74c \uac00\uce58\uac00 \uc0c1\uc2b9\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \uac19\uc740 \uc77c\uc774 \ubc1c\uc0dd\ud558\ub098\uc694, \uc544\ub2c8\uba74 \uc5b4\uc74c \ubcf4\uc720\uc790\uac00 \uad6d\ucc44 \ubcf4\uc720\uc790\uc640 \ub2ec\ub9ac \uc2e4\uc81c\ub85c \uc774\uc790\ub97c \uc9c0\uae09\ubc1b\ub098\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \ud1a0\ud070\uc744 \ub514\uc790\uc778\ud558\ub294 \ubc29\ubc95\uc740 \uc5ec\ub7ec \uac00\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ubca0\uc774\uc2a4\ub77c\ub294 \uac83\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \uad6c\ub9e4\ud558\uba74 \ud56d\uc0c1 1\uc758 \uac00\uce58\uac00 \uc788\uace0 \uc774\uc790\ub294 \ub354 \ub9ce\uc740 \uac83\uc744 \uc5bb\uac70\ub098 \ub204\uc801\ub418\uc5b4 \uc774\uc790\uac00 \uc870\uae08\uc529 \ubc1c\uc0dd\ud558\uace0 \uacc4\uc18d \ubcf5\ub9ac\ub41c\ub2e4\ub294 \uc758\ubbf8\uc785\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc800\ud76c\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc774\uc720\ub85c \ucd95\uc801\uc744 \uc120\ud0dd\ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uadf8 \uac00\uce58\ub294 \uacc4\uc18d \ub204\uc801\ub429\ub2c8\ub2e4. 1\ub2ec\ub7ec\uac00 5\ub2ec\ub7ec\uac00 \ub418\uace0, 5\ub2ec\ub7ec\uac00 11\ub2ec\ub7ec\uac00 \ub418\uace0, 11\ub2ec\ub7ec\uac00 \ub418\ub294 \uc2dd\uc73c\ub85c \uae30\ubcf8\uc801\uc73c\ub85c \uacc4\uc18d \uc62c\ub77c\uac11\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \uadf8 \uac00\uce58\uac00 \uc810\uc810 \ub354 \ub192\uc544\uc9c0\uace0 \uc788\uc73c\uba70, \uac00\uce58\uac00 \ucd95\uc801\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc7ad: \uadf8\ub7fc \uad6d\ucc44 \ubc1c\ud589\uacfc \uac19\uc740 \uac74\uac00\uc694? \uc608. \ub124\n \uadf8\ub7ec\ub2c8 \ub9e4\uc77c\ub9e4\uc77c \ub9d0\uc544 \uc62c\ub9ac\uace0 \ub5bc\uc5b4\ub0b4\uba74\uc11c \uc870\uae08\uc529 \uac00\uce58\ub97c \ub192\uc774\uc138\uc694. \uc815\ub2f5\uc785\ub2c8\ub2e4. \uc54c\uaca0\uc2b5\ub2c8\ub2e4.\n \ud765\ubbf8\ub86d\uad70\uc694. \uc54c\uc558\uc5b4\uc694. \ub530\ub77c\uc11c \ub2e4\uc74c\uc5d0 \ucd9c\uc2dc\ud560 \uc81c\ud488\uc740 M \uae30\ubc18\uc785\ub2c8\ub2e4.\n \ub9c8\uc774\ub2e4\uc2a4\uc758 \uc7a5\uae30 \ube44\uc804\uc5d0 \ub300\ud55c \uc7a5\uae30\uc801\uc778 \uacc4\ud68d\uc5d0 \ub300\ud574 \ub9d0\uc500\ud574 \uc8fc\uc2dc\uaca0\uc5b4\uc694?\n \ud30c\ube0c\ub9ac\uc2a4 \ub124. \uc800\ub294 \uc6b0\ub9ac\uac00 \uae08\uc735 \uc2dc\uc7a5\uc758 \ubcc0\ud654\uc758 \uc2dc\uc791 \ub2e8\uacc4\uc5d0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc7a5\uc740 \uc7ac\ucc3d\uc870\ub418\uc5b4\uc57c \ud558\uc9c0 \uc54a\uc744\uae4c\uc694?\n \uc608\ub97c \ub4e4\uc5b4 2024\ub144\uc5d0 \ub0b4\uac00 \uc560\ud50c \uc8fc\uc2dd\uc744 \uc0ac\uace0 \uc2f6\uace0 \ub2f9\uc2e0\uc774 \uc560\ud50c \uc8fc\uc2dd\uc744 \ud314\uace0 \uc2f6\ub2e4\uba74 \uc740\ud589\uc6d0\uc5d0\uac8c \uc804\ud654\ub97c \uac78\uc5b4 \uac70\ub798\ub97c \uccb4\uacb0\ud558\ub294 \ubc29\uc2dd\uc774 \ub9d0\uc774 \uc548 \ub41c\ub2e4\uace0 \uc0c1\uc0c1\ud574 \ubcf4\uc138\uc694. \uad00\ub9ac\uc778, \uc911\uac1c\uc778, \uc740\ud589\uc6d0\uc774 \uc788\uace0 \uacb0\uc81c \uae08\uc561\uc740 T + 72\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc5c5\ubb34 \uc2dc\uac04 \uc911\uc5d0\ub9cc \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.\n \ub9d0\uc774 \uc548 \ub418\uc8e0? \uc911\uac1c\uc790 \uc5c6\uc774 \uc2e4\uc2dc\uac04\uc73c\ub85c 24\uc2dc\uac04 \uc5f0\uc911\ubb34\ud734\ub85c \ud560 \uc218 \uc5c6\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694? \ub204\uad70\uac00\uc5d0\uac8c \uc1a1\uae08\ud558\uba74 \uc2e4\uc2dc\uac04 \ucd94\uc801\uc774 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \uae08\uc735 \uc138\uacc4\ub97c \ub514\uc9c0\ud138\ud654\ub418\uace0, \ub514\uc9c0\ud138\ud654\ub418\uace0, \uc2e4\uc2dc\uac04\uc73c\ub85c \uc77c\uc5b4\ub098\ub294 \uc138\uacc4\ub85c \uc804\ud658\ud558\ub294 \uc218\ub2e8\uc73c\ub85c \ud1a0\ud070\ud654\ub41c \uc790\uc0b0\uc744 \ub9cc\ub4dc\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc778 \ube44\uc804\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ucc44\uad8c\uc744 \uc27d\uac8c \ud1a0\ud070\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd\uc744 \uc27d\uac8c \ud1a0\ud070\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \uc774\uc81c \uc11c\uc591\uc5d0\uc11c\ub294 Robinhood \ub610\ub294 E-Trade\ub85c \uc27d\uac8c \uac08 \uc218 \uc788\ub2e4\ub294 \uac83\uc774 \uc2e4\uc81c\ub85c \uc758\ubbf8\uac00 \uc788\uc744\uae4c\uc694? \uaf2d \uadf8\ub807\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc7a5\uae30\uc801\uc778 \ube44\uc804\uc758 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c, \uc6b0\ub9ac\ub294 \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \ub808\uc77c\uc744 \uc7ac\ucc3d\uc870\ud558\uc5ec \uc911\uac1c\uc790\uc640 \uc218\uc218\ub8cc, \uc554\ud638\ud654\ud3d0 \ub808\uc77c\uacfc \uac19\uc740 \ubaa8\ub4e0 \uacc4\uce35 \uc5c6\uc774 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c 24\uc2dc\uac04 \uc5f0\uc911\ubb34\ud734\ub85c \uc6b4\uc601\ub420 \uc218 \uc788\ub3c4\ub85d \ud574\uc57c \ud569\ub2c8\ub2e4.\n \uc774\uc81c \uacb0\uc81c\ub294 \uc554\ud638\ud654\ud3d0\ub97c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ube0c\ub77c\uc9c8\uacfc \ub7ec\uc2dc\uc544\uc758 \uc0ac\ub840\ub97c PIX\uc640 UPI\uc758 \uc0ac\ub840\ub97c \ubaa8\ubc29\ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc624, \ub7ec\uc2dc\uc544, \uc778\ub3c4.\n \ub530\ub77c\uc11c \uc778\ub3c4\ub294 \uc18c\ube44\uc790\uc640 \uc18c\ube44\uc790, \uc18c\ube44\uc790\uc640 \uae30\uc5c5, \uae30\uc5c5\uacfc \uc815\ubd80, B2B \uac04\uc5d0 \uc791\ub3d9\ud558\ub294 \uc644\uc804 \ubb34\ub8cc \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc73c\ub85c UPI\ub97c \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \ubaa8\ub4e0 \uac83\uc774 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc2e4\uc2dc\uac04\uc73c\ub85c \ubb34\ub8cc\uc785\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uadf8\uac83\uc740 \ud2b9\ubcc4\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uae30\ubcf8\uc801\uc73c\ub85c \ub9c8\uc2a4\ud130\uce74\ub4dc \ube44\uc790 \ud658\uc804 \uc218\uc218\ub8cc\uac00 \uc0ac\ub77c\uc84c\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc18c\uc561 \uacb0\uc81c, \uc18c\uc561 \uacb0\uc81c\uc5d0 \ub300\ud55c \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378, \uae08\uc735 \ud3ed\ubc1c\uacfc \uae08\uc735 \ud3ec\uc6a9\uacfc \uac19\uc740 \ub180\ub77c\uc6b4 \ud601\uc2e0\uc73c\ub85c \uc774\uc5b4\uc838 \uc11c\uad6c\uc5d0\uc11c \uc77c\uc5b4\ub098\uae30\ub97c \uae30\ub2e4\ub9b4 \uc218 \uc5c6\uc744 \uc815\ub3c4\ub85c \uc544\ub984\ub2f5\uace0 \ub9c8\ubc95 \uac19\uc740 \uc77c\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc800\ub294 \uadf8\ub7f0 \uac83\ub4e4\uc774 \ub300\uccb4\ub420 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uacb0\uc81c \ub808\uc77c\uc740 \uacc4\uc18d\ud574\uc11c \uc815\ubd80\uc758 \ud1b5\uc81c\ub97c \ubc1b\uac8c \ub420 \uac83\uc774\uba70 \uc554\ud638\ud654\ud3d0 \ub808\uc77c\uc5d0\ub294 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc744 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ucc44\uad8c\uacfc \uac19\uc740 \uc790\uc0b0\uc744 \uacb0\uc81c\ud560 \ub54c\ub294 \uc554\ud638\ud654\ud3d0\ub97c \uc0ac\uc6a9\ud558\uc9c0 \ubabb\ud560 \uc774\uc720\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.\n \ubb3c\ub860 \ud604\uc9c1\uc790\ub4e4\uc740 \uc774\ub97c \uc6d0\uce58 \uc54a\uaca0\uc9c0\ub9cc, \ucda9\ubd84\ud788 \uc774\ud574\uac00 \ub418\ub294 \ubd80\ubd84\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc218\uc775\ub960\uc774 \uc5c6\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0 \ub3c4\uc804\ud558\ub294 \uac83 \uc678\uc5d0\ub3c4 \ud1a0\ud070\ud654\ub97c \uc2dc\ub3c4\ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc800\ud76c\ub294 \ub2e4\ub978 \uc2e4\ubb3c \uae08\uc735 \uc790\uc0b0\uc744 \ud1a0\ud070\ud654\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.\n \uc7ad: \uc790\uc0b0\uacfc \uacb0\uc81c\uc758 \ud1a0\ud070\ud654\uc5d0\ub294 \ub099\uad00\uc801\uc774\ub77c\uace0 \ud558\uc168\ub294\ub370, \uc774\ub294 \ub9c8\uc774\ub2e4\uc2a4\uac00 \ud558\uace0 \uc788\ub294 \uc77c\uc774\uc9c0\ub9cc \uacb0\uc81c\uc5d0\ub294 \ub099\uad00\uc801\uc774\uc9c0 \uc54a\ub2e4\uace0 \ud558\uc168\uc8e0? \ub530\ub77c\uc11c \uc554\ud638\ud654\ud3d0\ub098 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774 \ubbf8\ub798\uc758 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ud070 \uc5ed\ud560\uc744 \ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc785\uc5d0 \ub2f4\uc744 \uc218 \uc5c6\ub294 \ub9d0\uc744 \ud558\uace0 \uc2f6\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4 \uc544\ub2c8, \uadf8\ub7f0 \ub9d0\uc774 \uc544\ub2c8\uc8e0? \ub2ec\ub7ec \uc571\uacfc \uac19\uc740 \ub180\ub77c\uc6b4 \uc554\ud638\ud654\ud3d0 \uc778\uc811 \uacb0\uc81c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\ucc98\ub7fc \ub9d0\uc785\ub2c8\ub2e4. \ub2ec\ub7ec \uc571\uc5d0\ub294 \uc554\ud638\ud654\ud3d0 \ub808\uc77c\uc774 \uc788\uc73c\uba70 10\uc5b5 \uac74 \uc774\uc0c1\uc758 \uacb0\uc81c\uac00 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \ubbf8\uad6d\uc5d0\uc11c \uba55\uc2dc\ucf54\ub85c, \ud398\uc18c\uc5d0\uc11c \ub2ec\ub7ec\ub85c \uc1a1\uae08\ud558\ub294 \ub4f1 \uc1a1\uae08 \uc640\uc774\uc988\uc5d0\uc11c \uac00\uc7a5 \uc800\ub834\ud558\uace0 \ub2e4\ub978 \ubaa8\ub4e0 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \uc800\ub834\ud558\uac8c \uc1a1\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0 \uad00\uc810\uc5d0\uc11c \ubcf4\uba74 \ud601\uc2e0\uc801\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \ub9d0\ud558\ub294 \uac83\uc740 \uad6d\uac00 \ub0b4\uc5d0\uc11c \ub354 \ub9ce\uc740 \uac83, \ucca0\ub3c4 \uc694\uae08 \uc9c0\ubd88, \uc81c\uac00 \uc11c\uc591\uc5d0\uc11c \uc2eb\uc5b4\ud558\ub294 \uac83\uc740 \ubaa8\ub4e0 \uc0ac\ub78c\ub4e4\uc774 Visa\uc640 MasterCard \ubc0f American Express\ub85c \uc2e0\uc6a9 \uce74\ub4dc\ub85c \uc9c0\ubd88\ud558\uace0 \uc788\uc73c\uba70, \uc720\ud6a8 \uc138\uae08\uc740 \uad6d\uac00, \uce74\ud14c\uace0\ub9ac, \uac00\ub9f9\uc810, \uc778\uc218\uc790 \ub4f1\uc5d0 \ub530\ub77c 0.8 %\uc5d0\uc11c 3 %\uc758 \ud658\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub97c 0\uc774 \ub418\ub294 \uc138\uc0c1\uc73c\ub85c \uc62e\uae38 \uc218 \uc788\ub2e4\uba74 \uc5c4\uccad\ub09c \uac00\uce58\ub97c \ubc1c\ud718\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774\ub7f0 \uc77c\uc774 \ubc1c\uc0dd\ud55c \ub450 \uac00\uc9c0 \uad6d\uac00\uc758 \uc608\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc194\ub77c\ub098\ucc98\ub7fc \ub9e4\uc6b0 \uc800\ub834\ud55c \uac83\uc744 \uc0ac\uc6a9\ud55c\ub2e4\uba74 \uc554\ud638\ud654\ud3d0\uc5d0 \uc774\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc744\uae4c\uc694?\n \uc194\ub77c\ub098 \ud398\uc774\uac00 \ub180\ub77c\uc6b4 \uacb0\uc81c \uba54\ucee4\ub2c8\uc998\uc774 \ub420 \uc218 \uc788\uc744\uae4c\uc694? \ub300\ub2f5\uc740 &#8216;\uc608&#8217;\uc785\ub2c8\ub2e4. \ud398\uc774\ud314\uc774 \uadf8\ub807\uac8c \ud558\uace0 \uc788\uc8e0?\n \ub9de\uc2b5\ub2c8\ub2e4. \uac00\ub2a5\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \uc800\ub294 \ub2f9\uc5f0\ud788 \uadf8\ub807\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uc815\ubd80\uac00 \ud1b5\uc81c\uad8c\uc744 \ud3ec\uae30\ud560 \uc758\ud5a5\uc774 \uc788\ub294 \ubd84\uc57c\uc640 \uac00\uc7a5 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\uace0 \uc0dd\uac01\ud558\ub294 \ubd84\uc57c\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694? \uc800\ub294 \uc554\ud638\ud654\ud3d0 \ucca0\ub3c4 \uacb0\uc81c \uc2dc\uc2a4\ud15c\ubcf4\ub2e4\ub294 \uad81\uadf9\uc801\uc73c\ub85c \uc815\ubd80\uc758 \ud1b5\uc81c\uc640 \uaddc\uc81c\ub97c \ubc1b\ub294 UPI\ub098 PICS\uc640 \uac19\uc740 \uc2dc\uc2a4\ud15c\uc774 \uacb0\uc81c\uc5d0 \ud65c\uc6a9\ub418\ub294 \uac83\uc774 \uacb0\uacfc \uce21\uba74\uc5d0\uc11c \ub354 \uc720\ub825\ud55c \ub2f5\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ubd88\uac00\ub2a5\ud558\ub2e4\ub294 \ub9d0\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n \ud2b9\ud788 \uad6d\uac00 \uac04 \uacb0\uc81c\uc640 \uad50\ud658 \ubc0f \ud1b5\ud654 \uac04 \uc2dc\uc2a4\ud15c\uacfc \uad00\ub828\ud558\uc5ec \uc758\ubbf8 \uc788\ub294 \uc5ed\ud560\uacfc \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\uaca0\uc9c0\ub9cc \ud655\ub960\uc801\uc73c\ub85c \uadf8\ub807\uac8c \ub420 \uac83 \uac19\uc9c0\ub294 \uc54a\ub2e4\uace0 \ub9d0\uc500\ub4dc\ub9ac\ub294 \uac83\uc785\ub2c8\ub2e4. \ub2ec\ub7ec \uc571\uc740 1L, D-O-L-A-R-A-P-P\ub85c, \ud50c\ub808\uc774\ud574 \ubcf4\uc9c0 \uc54a\uc73c\uc168\ub2e4\uba74 \uc815\ub9d0 \ub300\ub2e8\ud55c \uc571\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc804\uccb4 \uc554\ud638\ud654 \ub808\uc77c\uc740 \ub09c\ub3c5\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.\n \uc554\ud638\ud654 \uc694\uc18c\uac00 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uc9c0 \ubabb\ud569\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc744 \uc704\ud574 \uc644\uc131\ub41c \uc544\ub984\ub2e4\uc6b4 \ub514\uc790\uc778\uc785\ub2c8\ub2e4.\n \uc7ad: \uadf8\ub807\ub2e4\uba74 UPI, \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4\ub294 \uc911\uad6d\uc5d0\ub3c4 \uc720\ub2c8\uc628\ud398\uc774\uac00 \uc788\ub2e4\uace0 \ud560 \uc218 \uc788\ub098\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \uc911\uad6d\uc758 \ub300\ud615 \uacb0\uc81c \uc11c\ube44\uc2a4\uc778 \ud150\uc13c\ud2b8\uc758 \uc704\ud398\uc774\uc640 \uc54c\ub9ac\ubc14\ubc14\uc758 \uc54c\ub9ac\ud398\uc774\ub294 \uc2e4\uc81c\ub85c\ub294 \ube44\uacf5\uac1c \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc815\ubd80\ub294 \uc774\ub97c \uc2eb\uc5b4\ud588\uace0, \uacb0\uad6d IPO\ub97c \uc911\ub2e8\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc7ac\ud14c\ud06c, \uadf8\ub7ec\ub2c8\uae4c \uc800\ub294 \ud22c\uc790 \uac1c\ubbf8, \ub9e4\uc6b0 \uc2e4\ub9dd\ud55c \ud22c\uc790 \uac1c\ubbf8\uc785\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc911\uad6d\uc5d0\uc11c\ub294 \ubbfc\uac04 \ucabd\uc5d0\uc11c \uc0dd\uaca8\ub0ac\uc9c0\ub9cc \uc815\ubd80\ub294 \uc774\ub97c \uc2eb\uc5b4\ud588\uace0, \uc774\ub97c \uc8fd\uc774\uace0 \ub0b4\ubd80\uc801\uc73c\ub85c \ub300\uccb4\ud558\uae30 \uc704\ud574 \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub124, \ubbf8\uad6d\uc5d0\ub3c4 \uadf8\ub7f0 \uac83\uc774 \uc788\uc5c8\uc73c\uba74 \uc88b\uaca0\uc5b4\uc694. \uc720\ub2c8\uc628\ud398\uc774 \uac19\uc740 \uac70\ub098&#8230; \ub124, UPI \uac19\uc740 \uac70\uc694.\n \ub124, UPI\ub098 PIX\ub97c \ubcf5\uc0ac\ud574\uc11c \ubd99\uc5ec\ub123\uc744 \uc218 \uc788\ub2e4\uba74 \uc815\ub9d0 \uae30\uc058\uace0 \ud589\ubcf5\ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc5f0\uc900\uc740 FedNow\ub77c\ub294 \uc0c1\ud488\uc744 \uc2dc\ub3c4\ud558\uace0 \uc788\uc9c0\ub9cc, \ub9ce\uc740 \uc740\ud589\uc774 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc758 \ud070 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\ub294 \uc778\ud130\uccb4\uc778\uc9c0\ub97c \uc783\uace0 \uc2f6\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc9c0\uc5ed \uc740\ud589\uc5d0\uc11c\ub9cc \uc9c0\uc6d0\ud558\uace0 \uc788\uc73c\uba70 \uc544\uc9c1 \ub300\uc911\uc758 \uc778\uc2dd\uc5d0 \ub3c4\ub2ec\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc544\uc9c1 \uc18c\ube44\uc790\ub97c \uc9c1\uc811 \ub300\uba74\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uadf8\ub7f0 \ubc29\ud5a5\uc73c\ub85c \ub178\ub825\ud558\uace0 \uc788\uc9c0\ub9cc \uc11c\uad6c\uc5d0\uc11c\ub294 10\ub144 \uc774\uc0c1 \uac78\ub9b4 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n Jack: 2000\ub144\ub300 \uae30\uc5c5\uacf5\uac1c \uc774\ud6c4 Visa\uc640 MasterCard\ub294 \uc6b0\uc218\ud55c \ube44\uc988\ub2c8\uc2a4\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub9e4\uc6b0 \uc6b0\uc218\ud55c \uc2e4\uc801\uc744 \uae30\ub85d\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8\ub4e4\uc774 \uacc4\uc18d\ud55c\ub2e4\uba74 \uc591\uc9c8\uc758 \ube44\uc988\ub2c8\uc2a4\ub97c \uc6b4\uc601\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uadf8 \ud68c\uc0ac\ub4e4\uc758 \uc804\uc131\uae30\ub294 \uc774\ubbf8 \uc9c0\ub098\uac14\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub294 \uac83 \uac19\uc740\ub370\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \uae00\uc384\uc694, \uadf8\ub4e4\uc740 \uaddc\uc81c \ub2f9\uad6d\uc758 \ud3ec\ud68d\uacfc \uad8c\ub825\uc744 \ub9ce\uc774 \uac00\uc9c0\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ubc18\ub4dc\uc2dc \uadf8\ub7f0 \uac83\uc740 \uc544\ub2c8\uba70, \uc800\ub294 \uadf8\ub4e4\uc774 \uc774 \ubb38\uc81c\uc5d0 \ub300\ud574 \ub05d\uae4c\uc9c0 \uc2f8\uc6b8 \uac83\uc774\ub77c\uace0 \ud655\uc2e0\ud569\ub2c8\ub2e4. \uc774\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uae30\ub97c \ubc14\ub77c\ub294 \uac83\ucc98\ub7fc \ub9d0\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub09c \uacf3\ub4e4\uc740 \uc2e0\uc6a9\uce74\ub4dc \ubcf4\uae09\ub960\uc774 \ub0ae\uc558\uc8e0?\n \ub530\ub77c\uc11c \ube0c\ub77c\uc9c8\uacfc \uc778\ub3c4\uc5d0\uc11c \uad81\uadf9\uc801\uc73c\ub85c \uadf8\ud1a0\ub85d \uc5f4\uc2ec\ud788 \uc2f8\uc6e0\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294 \uc774\uc720\ub294 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ubcf4\uc720\ud560 \ub9cc\ud07c \ubd80\uc720\ud558\uace0 \uc2e0\uc6a9\uc810\uc218\uac00 \ub192\uc544 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc815\ub2f9\ud654\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\uc774 \ub9ce\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc644\uc804\ud788 \uc0c8\ub85c\uc6b4 \ub3c5\ub9bd\uc801\uc778 \uc2e0\uc6a9 \uacb0\uc81c \ub808\uc77c\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc9c1\uc5d0 \ud604\uc9c1\uc774 \ub450 \uba85\uc774\ub098 \uc788\ub294 \uc774\uacf3\uc5d0\uc11c\ub294 \ub9e4\uc6b0, \ub9e4\uc6b0 \uc5b4\ub824\uc6b8 \uac83 \uac19\uc2b5\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \ub0b4\uae30\ub97c \uac78\uc790\uba74 \ud5a5\ud6c4 10\ub144 \ub3d9\uc548\uc740 \uc774\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac83\uc774\uba70, \uc5ec\uc804\ud788 \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ub0a8\uc744 \uac83\uc774\ub77c\uace0 \ub9d0\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \ub2e8\uae30\uc801\uc73c\ub85c\ub294 \uc774 \ub458 \uc911 \uc5b4\ub290 \ucabd\ub3c4 \ubd80\uc871\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \uc5b4\uca0c\ub4e0 \ud22c\uc790\uc790\uac00 \ub418\uc9c0\ub294 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. \uc800\ub294 0\uc5d0\uc11c 1000\uae4c\uc9c0, \uc774\ubbf8 \ud655\ub9bd\ub418\uc5b4 \uc788\ub294 \uac83\uc744 \uc120\ud638\ud569\ub2c8\ub2e4.\n \uc7ad: \ub9de\uc544\uc694. UPI\uac00 \uc0dd\uae30\uba74 \ubbf8\uad6d\uc5d0 \uc88b\uc740 \uc77c\uc774 \ub420 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4\uace0 \ud574\uc11c \ubc18\ub4dc\uc2dc \uadf8\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub0a0 \uac83\uc774\ub77c\ub294 \uc758\ubbf8\ub294 \uc544\ub2d9\ub2c8\ub2e4. \uc544, \uadf8\ub798\uc694.\n \ud30c\ube0c\ub9ac\uc2a4: \ubbf8\uad6d\uc744 \uc704\ud574 \uc88b\uc740 \uc77c\uc774 \ub9ce\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc800\uc219\ub828\uacfc \uace0\uc219\ub828 \ubaa8\ub450\ub97c \uc704\ud55c \uac1c\ubc29\uc801\uc778 \uc774\ubbfc \uc815\ucc45\uacfc \uc774\ubbfc \uc815\ucc45\uc740 \uc2e4\uc81c\ub85c \uad6d\uac00 \ubcf5\uc9c0\ub97c \ub192\uc774\uace0 \uc778\uad6c \ud1b5\uacc4\ub97c \uadf9\uc801\uc73c\ub85c \uac1c\uc120\ud558\uae30 \ub54c\ubb38\uc5d0 \ud6e8\uc52c \ub354 \uac1c\ubc29\uc801\uc778 \uc774\ubbfc \uc815\ucc45\uc744 \uac00\uc838\uc57c \ud569\ub2c8\ub2e4. \uc815\uc561\uc138\ub85c \ud6e8\uc52c \ub354 \ub2e8\uc21c\ud55c \uc138\uae08 \uccb4\uacc4\ub97c \uac16\ucdb0\uc57c \ud569\ub2c8\ub2e4.\n \uc6b0\ub9ac\uc5d0\uac8c\ub294 \uc5c6\ub294 \uac83\ub4e4\uc774 \ub108\ubb34 \ub9ce\uc544\uc694. \ub530\ub77c\uc11c \uc77c\uc5b4\ub0a0 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \ud76c\ub9dd\uc801\uc778 \uc0dd\uac01\uacfc\ub294 \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc870\ub9cc\uac04 \uadf8\ub807\uac8c \ub420 \uac83 \uac19\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.\n \uc7ad: \ub124, \ub9de\uc544\uc694. \ub530\ub77c\uc11c \uadc0\ud558\uc758 \uc6f9\uc0ac\uc774\ud2b8\ub294 \ub9e4\uc6b0 \uc27d\uac8c \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9c8\uc774\ub2e4\uc2a4\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc815\ubcf4\ub294 \uc5b4\ub514\uc5d0\uc11c \ucc3e\uc744 \uc218 \uc788\ub098\uc694?\n \ud30c\ube0c\ub9ac\uc2a4 Midas.app\uc785\ub2c8\ub2e4. \ub124, M-I-D-A-S.A-P-P\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc81c \ubca4\ucc98 \ud380\ub4dc\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uace0 \uc2f6\uc73c\uc2dc\ub2e4\uba74 FJLabs.com\uc744 \ubc29\ubb38\ud558\uc138\uc694.\n \uc7ad: \uc54c\uaca0\uc2b5\ub2c8\ub2e4. \ud30c\ube0c\ub9ac\uc2a4, \uc554\ud638\ud654\ud3d0\uc5d0\uc11c \ub2e4\uc2dc \ubca4\ucc98 \uce90\ud53c\ud138\ub85c \ub3cc\uc544\uc640\uc11c \uc9c8\ubb38 \ud558\ub098\ub9cc \ud560\uac8c\uc694. \uc800\ub294 1\ub144 \uc804\uc5d0 \ubb34\ub108\uc9c4 \ucd08\ub300\ud615 \ubca4\ucc98 \uce90\ud53c\ud138 \uc740\ud589\uc778 \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uc774 \uc5b4\ub560\ub294\uc9c0, \uc740\ud589\uc758 \uad00\uc810\uc5d0\uc11c \ub9ce\uc740 \uc740\ud589\uac00\ub4e4\uacfc \uc778\ud130\ubdf0\ud558\uace0 \uc774\uc57c\uae30\ub97c \ub098\ub234\uc2b5\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uc800\ub294 \uc2e4\uc81c\ub85c \ubca4\ucc98 \uce90\ud53c\ud138 \uc0ac\ub78c\ub4e4\uacfc \uc774\uc57c\uae30\ub97c \ub098\ub220\ubcf8 \uc801\uc774 \uc5c6\uace0, \uc544\ub294 \uc0ac\ub78c\ub3c4 \ub9ce\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubca4\ucc98 \uce90\ud53c\ud0c8\uc5d0 \uc885\uc0ac\ud558\ub294 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \ud2b8\uc704\ud130\ub97c \ud1b5\ud574 \uac19\uc740 \ucc44\ud305\ubc29\uc5d0 \ubaa8\uc5ec\uc11c \uc774\uc57c\uae30\ub97c \ub098\ub204\uace0, \uae30\ubcf8\uc801\uc73c\ub85c \uc18c\ubb38\uc774 \ube60\ub974\uac8c \ud37c\uc9c4\ub2e4\ub294 \uc18c\ubb38\uc774 \ub3cc\uc558\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc218\uc694\uc77c\uc5d0 \uace8\ub4dc\ub9cc\uc5d0\uc11c \ubc1c\ud589\ud55c\ub2e4\uace0 \ubc1c\ud45c\ud558\uace0 \uc218\uc694\uc77c \ubc24\uc5d0 \ud22c\uae30\uac00 \uc77c\uc5b4\ub0ac\uace0 \uae08\uc694\uc77c \ub2a6\uc740 \uc544\uce68, \uae08\uc694\uc77c \uc774\ub978 \uc624\ud6c4\uc5d0 \uc740\ud589\uc774 \uc2e4\ud328\ud55c \uac83 \uac19\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc815\ub9d0 \ube60\ub974\uac8c \uc9c4\ud589\ub418\uc5c8\uc2b5\ub2c8\ub2e4. 50\uc2dc\uac04 \ub3d9\uc548\uc740 \uc5b4\ub5a4 \uc2dc\uac04\uc774\uc5c8\ub098\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \uadf8\ub798\uc11c \uc800\ud76c\ub294 \uc989\uc2dc \uc790\uae08\uc744 \ud68c\uc218\ud588\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc800\ud76c\ub294 FDIC \ud55c\ub3c4\uc778 25\ub9cc \ub2ec\ub7ec\uac00 \ub118\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc6b0\ub9ac\ub294 \uadf8\ub807\uac8c \ud558\uba74 \uc740\ud589 \uc8fc\uc790\ub4e4\uc774 \uc740\ud589\uc744 \uc2e4\ud328\ub85c \uc774\ub04c \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uadf8\ub807\uac8c \ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \ub0b4\uc26c \uade0\ud615\uc774 \ubaa8\ub450\uac00 \ub3c8\uc744 \uac00\uc838\uac00\ub294 \ubd80\uc815\uc801\uc778 \uacb0\uacfc, \uc989 \uacb0\uacfc\uc801\uc73c\ub85c \uc120\uc774 \ub418\ub294 \uae30\ubcf8\uc801\uc778 \uc774\ub4dd \uc774\ub860\uc758 \ubb38\uc81c\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc544\ubb34\ub3c4 \ub3c8\uc744 \uc778\ucd9c\ud558\uc9c0 \uc54a\uc73c\uba74 \uc0b4\uc544\ub0a8\uc744 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc740 \uadf8\ub807\uac8c \ud558\ub294\ub370 \uc5ec\ub7ec\ubd84\uc740 \uadf8\ub807\uc9c0 \uc54a\ub2e4\uba74 \ub3c8\uc744 \uc783\uac8c \ub429\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \ubaa8\ub450\uac00 \uadf8\ub807\uac8c \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub0b4\uc26c \uade0\ud615\uc740 \ubd80\uc815\uc801\uc778 \uacb0\uacfc\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc989\uc2dc \ub3c8\uc744 \uc778\ucd9c\ud588\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uad1c\ucc2e\uc558\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub9ce\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc0ac\ub4e4\uc774 \uc81c\ub54c \uc774\ub97c \uc2e4\ud589\ud558\uc9c0 \ubabb\ud588\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uae68\ub2ec\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8\ub4e4\uc774 \ub178\ub825\ud560 \ub54c\ucbe4\uc5d0\ub294 \uc794\uc561\uc774 100%\uc5d0 \ub2ec\ud558\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc0ac\uac00 \uba87 \uac1c \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n \uc77c\uc694\uc77c\uc5d0 \uae34\uae09 \uc774\uc0ac\ud68c\ub97c \uc5f4\uc5b4 \uc5b4\ub5bb\uac8c \ud560\uae4c\uc694? \uae09\uc5ec\ub97c \uc9c0\uae09\ud574\uc57c \ud558\ub294\ub370 \ub3c8\uc774 \uc5c6\uace0, \ub3c8\uc744 \ubaa8\uc73c\ub294 \ub370 3, 4, 5, 6\uac1c\uc6d4\uc774 \uac78\ub9ac\uae30 \ub54c\ubb38\uc5d0 \ubaa8\uae08\uc744 \ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uaf64 \ub054\ucc0d\ud55c \uc2dc\uac04\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\n \uadf8\ub7f0\ub370 \uc774 \ubaa8\ub4e0 \uc77c\uc774 \uc77c\uc5b4\ub0a0 \ud544\uc694\ub294 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uc740\ud589\uc758 \ud68c\uacc4 \uaddc\uce59\uc774 \ubcc0\uacbd\ub418\uc5b4 \uc99d\uad8c \ub9cc\uae30\ub97c \ubcf4\uc720\ud558\ub824\ub294 \uacbd\uc6b0 \ub9c8\ucf13\uc744 \uc791\uc131\ud560 \ud544\uc694\uac00 \uc5c6\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uae08\ub9ac\uac00 \ub0b4\ub824\uac00\uae30 \uc2dc\uc791\ud558\uace0 \ucc44\uad8c \uac00\uce58\uac00 \ub0b4\ub824\uac00\uae30 \uc2dc\uc791\ud558\uba74\uc11c, \uc8c4\uc1a1\ud558\uc9c0\ub9cc \uae08\ub9ac\uac00 \uc624\ub974\uace0 \ucc44\uad8c \uac00\uce58\uac00 \ub0b4\ub824\uac00\uba74\uc11c \uc7a5\ubd80\uac00\uce58\uc640 \uc2dc\uc7a5 \uac00\uce58\uc758 \ucc28\uc774\uac00 \uc810\uc810 \ub354 \ucee4\uc84c\uc2b5\ub2c8\ub2e4.\n \uc774 \ubaa8\ub4e0 \uac83\uc774 2017~2018\ub144\uc5d0 \uc758\ud68c\uc5d0\uc11c \uc2b9\uc778\ub41c \ud68c\uacc4\ubc95 \uac1c\uc815\uc5d0 \ud798\uc785\uc740 \ubc14\uac00 \ucef8\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub9cc\uc57d \uc2dc\uac00\ud3c9\uac00\ub97c \uc720\uc9c0\ud588\ub2e4\uba74 \ub300\uaddc\ubaa8 \ub378\ud0c0\uc640 \uac2d\uc774 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc558\uc744 \uac83\uc774\uba70, \uc560\ucd08\uc5d0 \ub354 \uc704\ud5d8\ud558\uace0 \ub192\uc740 \uae08\ub9ac\uc758 \ucc44\uad8c\uc744 \ub9e4\uc218\ud560 \uc720\uc778\uc774 \uc874\uc7ac\ud558\uc9c0\ub3c4 \uc54a\uc558\uc744 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub807\uac8c \uae30\ubcf8\uc801\uc778 \uac83\uc774\uc5c8\uc73c\ub2c8, \uc774\uc81c SVB \uc9c1\uc6d0\ub4e4\uc740 \uc2e0\uc911\ud588\ub098\uc694?\n \uc544\ub2c8, \ud6e8\uc52c \ub354 \uc2e0\uc911\ud588\uc5b4\uc57c \ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc800\ub294 \ud589\ubcf5\ud55c SVB \uace0\uac1d\uc774\uc5c8\ub098\uc694? \uc608.\n \ub2f9\uc88c \uc608\uae08 \ub4f1\uc758 \uc774\uc790\uc728\uc774 \ub354 \ub192\uc558\uae30 \ub54c\ubb38\uc5d0 \ub9cc\uc871\uc2a4\ub7fd\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc544\ub2c8\uc694, \uadf8\ub0e5 \uc791\uc5c5\ud558\uae30\uac00 \ub354 \uc26c\uc6b8 \ubfd0\uc785\ub2c8\ub2e4. \uc6b0\ub9ac \ubaa8\ub450\ub294 \uce5c\uc808\ud558\uace0 \uc77c\ud558\uae30 \uc27d\ub2e4\ub294 \uc774\uc720\ub85c SVB\uc5d0\uc11c \uc740\ud589\uc744 \uc774\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc791\uc5c5\ud558\uae30 \uc27d\ub2e4\ub294 \uac83\uc740 \ubb34\uc5c7\uc744 \uc758\ubbf8\ud558\ub098\uc694? \ubb34\uc2a8 \ub73b\uc778\uac00\uc694? \uc740\ud589 \uacc4\uc88c\ub97c \uc5bc\ub9c8\ub098 \ube68\ub9ac \uac1c\uc124\ud558\ub098\uc694?\n \uc720\uc120\uc774 \ud544\uc694\ud55c \uacbd\uc6b0 \uc5bc\ub9c8\ub098 \ube68\ub9ac \uc720\uc120\uc744 \uc5f0\uacb0\ud558\ub098\uc694? \uc9c8\ubb38\uc744 \ud558\uba74 \uc804\ud654\ub97c \ubc1b\ub098\uc694? \uc528\ud2f0\uc740\ud589\uc5d0 \uac00\uc11c \uc740\ud589 \uacc4\uc88c\ub97c \uac1c\uc124\ud558\ub824\uace0 \ud558\uba74 \uba70\uce60 \ub3d9\uc548 \uc11c\ub958 \uc791\uc5c5\uc744 \ud574\uc57c \ud558\uace0, \uc9c1\uc6d0\uacfc \ud1b5\ud654\ud558\ub824\uace0 \ud574\ub3c4 \uc544\ubb34\ub3c4 \ub300\ub2f5\uc744 \ud574\uc8fc\uc9c0 \uc54a\ub294 \uace0\ud1b5\uc2a4\ub7ec\uc6b4 \uacfc\uc815\uc785\ub2c8\ub2e4.\n \uc778\ub3c4\uc758 \ucf5c\uc13c\ud130 \uc5b4\ub518\uac00\uc5d0 \uc788\ub294 \uc775\uba85\uc758 \uc0ac\ub78c\uc774 \uc5ec\ub7ec\ubd84\uacfc \ub300\ud654\ud558\ub294 \uac83\uacfc \uac19\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790 \uc911\uc2ec\uc801\uc774\uace0 \uce5c\uc808\ud55c \uc0ac\ub78c\uc785\ub2c8\ub2e4. \ub354 \uc88b\uc740 \uae08\ub9ac\ub97c \uc81c\uacf5\ud55c\ub2e4\uace0 \ud574\uc11c \uc774 \uc740\ud589\uc744 \uc774\uc6a9\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\n \uc800\ud76c\ub294 \uace0\uac1d \uce5c\ud654\uc801\uc778 \uc740\ud589\uc774\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc774 \uc740\ud589\uacfc \uac70\ub798\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc758 NPS \uc810\uc218\ub294 \ub9e4\uc6b0 \ub192\uc558\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4, \uc5ec\uc804\ud788 \uce5c\uc808\ud558\uace0 \ud568\uaed8 \uc77c\ud558\uae30 \uc88b\uc740 \uc740\ud589\uc774\uae30 \ub54c\ubb38\uc5d0 \uc5ec\uc804\ud788 \uac70\ub798\ud558\uace0 \uc788\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4.\n Jack: \uacb0\uad6d \uc2e4\ud328\ud558\uace0 FDIC\uac00 \uc778\uc218\ud588\uc2b5\ub2c8\ub2e4. \uacb0\uad6d \uadf8\ub4e4\uc758 \uc790\uc0b0\uacfc \ud504\ub79c\ucc28\uc774\uc988\ub294 \ud37c\uc2a4\ud2b8 \uc2dc\ud2f0\uc98c\uc2a4 \uc740\ud589 \uc8fc\uc2dd\uc73c\ub85c \uc774\uc804\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud2f0\ucee4\ub294 \uc81c\uac00 \uc8fc\uc2dd\uc744 \uc18c\uc720\ud558\uace0 \uc788\uc9c0\ub294 \uc54a\uc9c0\ub9cc \uc8fc\uc2dd \ucc28\ud2b8\ub97c \ubcf4\uba74 \uc774 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \uc5c4\uccad\ub09c \uc774\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uadf8\ub4e4\uc740 \uc774\uc81c \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uacfc \ub9ce\uc740 \ubc95\uc778\uc744 \uc18c\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc5ec\ub7ec\ubd84\uacfc \ub9ce\uc740 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc0ac\ub4e4\uc740 \uc5ec\uc804\ud788 FCNNCA\uac00 \uc18c\uc720\ud55c \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uc744 \uac70\ub798\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud55c\uac00\uc694?\n \uadf8\ub9ac\uace0 \ub2e4\ub978 \ubca4\ucc98 \uce90\ud53c\ud0c8\ub9ac\uc2a4\ud2b8 \uc778 \ub9ce\uc740 \ub3d9\ub8cc\ub4e4\ub3c4 \uc2e4\ub9ac\ucf58 \ubc38\ub9ac \uc740\ud589 \ube0c\ub79c\ub4dc\ub97c \uace0\uc218\ud588\ub2e4\uace0 \ub9d0\ud560 \uc218 \uc788\uc2b5\ub2c8\uae4c? \uadf8 \ud6c4\uc5d0\ub3c4&#8230; \ub9de\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\uc804\uc5d0\ub294 \uc6b0\ub9ac\uac00 \uac70\ub798\ud558\ub294 \uc740\ud589\uc5d0\uc11c \uc2e0\uc6a9 \uc870\uc0ac\ub97c\ud574\uc57c\ud558\ub294 \uac83\ucc98\ub7fc \uc6b0\ub9ac \uc77c\uc744 \ubcf4\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4 \uc544\ub2c8\uc694, \uc740\ud589\uc740 \uac74\uc804\ud558\ub2e4\uace0 \uac00\uc815\ud558\uace0 \uc788\uc8e0? \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \ubaa8\ub4e0 \uc790\uc0b0\uc744 \ud55c \uc740\ud589\uc5d0 \ubcf4\uad00\ud558\uace0 \uc788\uc5c8\uace0, \uba40\ud2f0\ubc45\ud06c\uac00 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\uc81c \ubca4\ucc98 \uc5c5\uacc4\uc758 \ubaa8\ub4e0 \uc0ac\ub78c\uacfc \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc0ac \ubaa8\ub450\uac00 \uc5ec\ub7ec \uc740\ud589\uacfc \uac70\ub798 \uad00\uacc4\ub97c \ub9fa\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc800\ud76c\ub294 JP\ubaa8\uac74 \uccb4\uc774\uc2a4\uc640 \ubaa8\uac74 \uc2a4\ud0e0\ub9ac\ub97c \uc774\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc2dc\ub294 \uc774\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uae30\ub97c \ubc14\ub77c\uae30 \ub54c\ubb38\uc5d0 \uc740\ud589 \uacc4\uc88c\ub97c \ub9ce\uc774 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 FDIC\uac00 \uc804\uccb4, \ubaa8\ub4e0 \uc608\uae08\uc744 \ubcf4\uc7a5\ud558\uae30\ub85c \uacb0\uc815\ud55c \uac83\uc740 \ub2e4\ud589\uc785\ub2c8\ub2e4. \ud604\uc2e4\uc801\uc73c\ub85c \uc740\ud589\uc758 \ub300\ucc28\ub300\uc870\ud45c\ub97c \ubcf4\uace0 \uac74\uc804\uc131 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud558\ub294 \uac83\uc740 \uc6b0\ub9ac \uc5c5\ubb34\uac00 \uc544\ub2c8\ub77c\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\n \uc548\uc804\ud558\uac8c \ub3c8\uc744 \ubcf4\uad00\ud560 \uc218 \uc788\ub294 \uc7a5\uc18c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ub2e4\uc2dc \ud55c \ubc88 \ub9d0\uc500\ub4dc\ub9ac\uc9c0\ub9cc, \uc800\ud76c\ub294 \ud604\uae08 \uad00\ub9ac\uc5d0 \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc544\ubb34\uac83\ub3c4 \ud558\uc9c0 \uc54a\uace0 \uc801\uc790\ub97c \ubcf4\ub294 \ud68c\uc0ac\uc796\uc544\uc694?\n \uc608\ub97c \ub4e4\uc5b4, \uc9c1\uc6d0\ub4e4\uc5d0\uac8c \uc218\ud45c\ub97c \uc791\uc131\ud558\ub294 \ub4f1\uc758 \uc791\uc5c5\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\uac00 \uad00\ub9ac\ud558\uace0 \uc788\ub294 \uc790\uc0b0\uc744 \uc783\uc744 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uadf8 \ub3c8\uc73c\ub85c \ud22c\uae30\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n \ub9e4\uc77c \uc218\ud45c, \ub9e4\uc77c \uc5ec\ub7ec \uc7a5\uc758 \uc218\ud45c, \uc1a1\uae08 \ub4f1\uc744 \uc368\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 \ub9d0 \uadf8\ub300\ub85c \ud604\uae08\uc73c\ub85c \uc9c0\uae09\ub429\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc27d\uac8c \uc1a1\uae08\ud560 \uc218 \uc788\ub294 \uc740\ud589\uc744 \uc6d0\ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uae30\uc874 \uc740\ud589\uc740 \uc1a1\uae08\uc744 \ub108\ubb34 \ud798\ub4e4\uac8c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.\n \uc815\ub9d0 \uac04\ub2e8\ud569\ub2c8\ub2e4.\n Jack: \uc2e4\ub9ac\ucf58\ubc38\ub9ac \uc740\ud589\uc758 \uc11c\ub958\uc640 \ud22c\uc790\uc790 \ud504\ub808\uc820\ud14c\uc774\uc158\uc744 \ubcf4\uba74 2020\ub144\uacfc 2021\ub144\uc5d0 \ubc1c\uc0dd\ud55c \ub9c9\ub300\ud55c \uc790\uae08 \uc870\ub2ec\ub85c \uc778\ud574 VC\uc640 VC\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uc740 \uae30\uc5c5\uc758 \uc740\ud589 \uacc4\uc88c\uc5d0 \ub3c8\uc774 \ubab0\ub9ac\uba74\uc11c \uc608\uae08\uc774 \uae09\uc99d\ud55c \uac83\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub2e4\uac00 \ubaa8\uae08\uc774 \ub454\ud654\ub418\uc5c8\uc744 \ub54c\uc5d0\ub3c4 \uc5ec\uc804\ud788 \uc720\uc785\uc774 \uc788\uc5c8\uc9c0\ub9cc \uadf8 \uc218\uac00 \ud6e8\uc52c \uc801\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub9d0\uc500\ud558\uc2e0 \uac83\ucc98\ub7fc \ubca4\ucc98 \uce90\ud53c\ud138\uc740 \uc885\uc885 \ub610\ub294 \uac70\uc758 \ud56d\uc0c1 \ub3c8\uc744 \ud0dc\uc6b0\uace0 \uc190\uc2e4\uc744 \uc785\uae30 \ub54c\ubb38\uc5d0 \uc608\uae08\uc774 \ub108\ubb34 \ub9ce\uc774 \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uadf8\ub4e4\uc758 \uc608\uae08\uc774 \uc904\uc5b4\ub4e4 \uac83\uc785\ub2c8\ub2e4. \ub9de\uc2b5\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4 \ub124. \uadf8\ub7f0\ub370 \uc77c\ubc18\uc801\uc73c\ub85c \uc740\ud589\uc740 \uac70\uc2dc\uc801 \uad00\uc810\uc73c\ub85c \ub3cc\uc544\uac00\uc11c, \uc81c\uac00 \uac70\uc2dc\uc801 \uad00\uc810\uc5d0\uc11c \uac71\uc815\ud588\ub358 \uc774\uc720 \uc911 \ud558\ub098\ub294 \uae08\ub9ac\uac00 \uc62c\ub77c\uac00\uba74 \uc0ac\ub78c\ub4e4\uc774 \uc740\ud589\uc5d0\uc11c \uc591\ub3c4\uc131 \uc608\uae08\uc99d\uc11c\ub098 \uba38\ub2c8\ub9c8\ucf13 \ud380\ub4dc\ub85c \ub3c8\uc744 \uc62e\uae34\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc740\ud589 \uc608\uae08\uc774 \ud558\ub77d\ud558\ub294 \uad6c\uccb4\uc801\uc778 \uc774\uc720\ub294 \uae30\uc5c5\ub4e4\uc774 \uc790\ubcf8\uc744 \uc18c\uac01\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\n \ub354 \uc774\uc0c1 \ubaa8\uae08\uc744 \uc9c4\ud589\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc608\uae08\uc740 \ubd84\uba85\ud788 \uac10\uc18c\ud558\uace0 \uc788\uc9c0\ub9cc, \uc740\ud589 \uc608\uae08\uc740 \ubd80\ub3c4\uac00 \ubc1c\uc0dd\ud55c \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0\uacfc \ub3d9\uc2dc\uc5d0 \ub9e4\uc6b0 \ud070 \ud3ed\uc73c\ub85c \uac10\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc740\ud589\ub4e4\ub3c4 \uc774\ub7ec\ud55c \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0 \ud68c\uc0ac\ub4e4\uc744 \uc778\uc218\ud558\uba74\uc11c \ub300\ucc28\ub300\uc870\ud45c\uac00 \ubd80\ud480\ub824\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c &#8216;\ub300\ucd9c\uc774 \uc904\uc5b4\ub4e4\uaca0\uad6c\ub098&#8217; \ud558\ub294 \uac71\uc815\uc774 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uace0\uae08\ub9ac \ud658\uacbd \ub54c\ubb38\uc5d0 \uacbd\uae30 \uce68\uccb4\uac00 \uc62c \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud588\uc9c0\ub9cc, \uc18c\ube44\uc790\ub4e4\uc740 \uace0\uc6a9\uc774 \uacac\uace0\ud558\uace0 \uc784\uae08 \uc0c1\uc2b9\ub960\uc774 \ub192\uc558\uae30 \ub54c\ubb38\uc5d0 \uadf8\ub7f0 \uc77c\uc740 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc608, \uc608\uce58\uae08 SVP\uac00 \ud558\ub77d\ud55c \uc774\uc720\ub97c \uc124\uba85\ud588\uc9c0\ub9cc \uc194\uc9c1\ud788 \uc740\ud589 \ub2f9\uc88c \uc608\uae08\ubcf4\ub2e4 \uc5b4\uc74c\uacfc \uba38\ub2c8 \ub9c8\ucf13 \ud380\ub4dc\uc5d0 \uc788\ub294 \uac83\uc774 \ub354 \ub0ab\uae30 \ub54c\ubb38\uc5d0 \ubaa8\ub4e0 \uacf3\uc758 \uc608\uae08\uc774 \uaf64 \uae09\uaca9\ud788 \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.\n \uc7ad: \ub9de\uc544\uc694. \uadf8\ub798\uc11c \uacbd\uae30 \uce68\uccb4\uc5d0 \ub300\ud574 \uac71\uc815\ud588\ub294\ub370 \uc9c0\uae08\uc740 \uac71\uc815\uc774 \ub35c\ud558\ub2e4\uace0 \ud558\uc168\uc8e0? \ube14\ub8f8\ubc84\uadf8 \uacbd\uc81c\ud559\uc790\ub4e4\uc740 2022\ub144 \uac00\uc744\uc5d0 \uacbd\uae30 \uce68\uccb4\uac00 \uc77c\uc5b4\ub0a0 \ud655\ub960\uc744 99%\ub77c\uace0 \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4.\n \uc800\ub97c \ud3ec\ud568\ud55c \ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc774 \uadf8\ub807\uac8c \uc0dd\uac01\ud588\uace0 \uacbd\uae30 \uce68\uccb4\ub294 \uc544\uc9c1 \uc624\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ube44\uc988\ub2c8\uc2a4 \uc0ac\uc774\ud074\uc758 \uc5b4\ub290 \ub2e8\uacc4\uc5d0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694? \uacbd\uae30 \uce68\uccb4\ub294 \uc5ec\uc804\ud788 \uc62c \uac83\uc774\uace0, \ub2e8\uc9c0 2025\ub144\uc5d0 \uc62c \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?\n \uc544\ub2c8\uba74 \uc0c8\ub85c\uc6b4 \uacbd\uc81c \uc0ac\uc774\ud074\uc758 \uc2dc\uc791 \ub2e8\uacc4\uc5d0 \uc788\uc73c\uba70 \ud55c\uacc4\uac00 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \uacb0\uad6d \uacbd\uae30 \uce68\uccb4\uac00 \uc62c \uac83\uc774\uc9c0\ub9cc, \uaf2d \uc774 \uc8fc\uae30\uc640 \uad00\ub828\uc774 \uc788\uc744 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ud604\uc7ac\ub85c\uc11c\ub294 \ubb3c\uac00\uac00 \uc880 \ub354 \ud1b5\uc81c\ub41c\ub2e4\uba74 \uae08\ub9ac \uc778\uc0c1\ubcf4\ub2e4\ub294 \uae08\ub9ac \uc778\ud558\ub85c \ud5a5\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc544 \ubcf4\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc55e\uc73c\ub85c \ub9ce\uc740 \uae08\ub9ac \uc778\ud558\uc640 \uc18c\ud3ed\uc758 \uae08\ub9ac \uc778\ud558\ub97c \uc608\uc0c1\ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc 1\ub144 \ub610\ub294 1\ub144 \ubc18 \ud6c4\uc5d0\ub294 525\uac00 \uc544\ub2c8\ub77c 400 \ubca0\uc774\uc2dc\uc2a4 \ud3ec\uc778\ud2b8\uac00 \ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n \uc9c0\uc815\ud559\uc801 \uc0ac\uace0\uac00 \uc77c\uc5b4\ub098\uc9c0 \uc54a\ub294 \ud55c \uc6b0\ub9ac\ub294 \uacc4\uc18d \ub098\uc544\uac08 \uc218 \uc788\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud2b9\ubcc4\ud55c \uc131\uc7a5\uc740 \uc5c6\uc744 \uac83 \uac19\uc9c0\ub9cc \ubd88\ud669\ub3c4 \uc5c6\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc989, \uc911\uad6d\uc774 \ub300\ub9cc\uc744 \ubd09\uc1c4\ud558\ub294 \uac83\ubd80\ud130 \ud2b8\ub7fc\ud504\uac00 \ub2f9\uc120\ub420 \uacbd\uc6b0 \uc5b4\ub5a4 \uc77c\uc774 \ubc8c\uc5b4\uc9c0\ub4e0 \uac04\uc5d0 \uc2dc\uc2a4\ud15c\uc5d0 \uc678\uc0dd\uc801 \ucda9\uaca9\uc774 \ubc1c\uc0dd\ud560 \uc704\ud5d8\uc774 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\ub098\uc694?\n \uc608. \uadf8\ub9ac\uace0 \uadf8\uac83\ub4e4\uc740 \uc678\uc778\uc131\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uad81\uadf9\uc801\uc73c\ub85c \uace0\uc6a9\uc740 \uc5ec\uc804\ud788 \uac15\uc138\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uace0, \uc784\uae08 \uc0c1\uc2b9\ub960\ub3c4 \uc5ec\uc804\ud788 \ub192\uc73c\uba70, \uc2dc\uc2a4\ud15c\uc758 \ubaa8\ub4e0 \ubd80\uc815\uc801 \uc694\uc18c\uc758 \uade0\ud615\uc744 \ub9de\ucd94\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uc740\ud589 \ub300\ucc28 \ub300\uc870\ud45c\uc640 \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0 \ubd80\ucc44 \ub4f1\uc744 \uccad\uc0b0\ud558\uac8c \ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uac04\uc774 \uc880 \uac78\ub9b4 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc800\ub3c4 \uc5ec\ub7ec\ubd84\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc138\uc0c1\uc744 \ud655\ub960\uc801 \uad00\uc810\uc5d0\uc11c \ubc14\ub77c\ubd05\ub2c8\ub2e4.\n 22\ub144\uc5d0\ub294 \uacbd\uae30 \uce68\uccb4 66%, \uacbd\uae30 \uce68\uccb4 60%, \uc5f0\ucc29\ub959 30%, 10% \uc815\ub3c4\ub294 \uad1c\ucc2e\uc744 \uac70\ub77c\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc9c0\uae08\uc740 10%, 20%\uc758 \uacbd\uae30 \uce68\uccb4\uc640 20%, 30%\uc758 \ud655\ub960\ub85c \uc5f0\ucc29\ub959\ud558\ub294 \uacbd\uc6b0\uac00 \ub300\ub2e4\uc218\uc77c \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \ud655\uc2e4\ud788 \uc81c \uad00\uc810\uc774 \ubc14\ub00c\uc5c8\uc2b5\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc 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\ucd9c\uad6c\uc785\ub2c8\ub2e4. \ud2b9\ud788 \ubca4\ucc98 \ubd84\uc57c\uc5d0\uc11c\ub294 \uc9c0\uae08\uc774 \ubca4\ucc98\uc5d0 \ud22c\uc790\ud558\uae30\uc5d0 \uac00\uc7a5 \uc88b\uc740 \uc2dc\uae30\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uc801\uc740 \uacbd\uc7c1, \ud569\ub9ac\uc801\uc778 \uac00\uce58 \ud3c9\uac00, \ud654\uc0c1 \ubc0f \ub2e8\uc704 \uacbd\uc81c\uc131\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \ud070 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub824\ub294 \ucc3d\uc5c5\uc790. \uadf8\ub798\uc11c \uc800\ub294 \ubca4\ucc98 \uc5c5\uacc4\uc5d0 \ub300\ud574 \ub9e4\uc6b0 \ub099\uad00\uc801\uc785\ub2c8\ub2e4. \ubd88\ud669\uc774 \uc624\ub354\ub77c\ub3c4 \uc6b0\ub9ac\ub294 \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud558\uace0 \ud6a8\uc728\uc131\uc774 \ub5a8\uc5b4\uc9c0\ub294 \uc624\ud504\ub77c\uc778 \uc138\uacc4\uc5d0\uc11c \uc810\uc720\uc728\uc744 \ube7c\uc557\uc544 \uc131\uc7a5\ud558\uace0, \uc131\uc7a5\uc740 \ub354\ub51c\uc9c0 \ubaa8\ub974\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc131\uc7a5\ud569\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc800\ub294 \ub099\uad00\uc801\uc785\ub2c8\ub2e4.\n \uc7ad: AI \uae30\ubc18 \uae30\uc5c5\uc758 \ud2b9\uc815 \ud558\uc704 \ubd80\ubb38\uc5d0 \ub300\ud574 \uc5bc\ub9c8\ub098 \ub099\uad00\uc801\uc73c\ub85c \ubcf4\uc2dc\ub098\uc694? \uacf5\uac1c \uc2dc\uc7a5\uc758 \uad00\ucc30\uc790\ub4e4\uc740 \uc2dc\uc7a5\uc774 AI \uc218\ud61c\uc8fc\ub85c \uc778\uc2dd\ud558\ub294 \uc885\ubaa9\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc18c\uc218\uc5d0 \ubd88\uacfc\ud558\ub2e4\ub294 \uc810\uc5d0 \uc8fc\ubaa9\ud560 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc2e4\uc81c\ub85c \uc21c\uc774\uc775\uacfc \ub9e4\ucd9c\uc744 \ubcf4\uba74, \ub9e4\uadf8\ub2c8\ud53c\uc13c\ud2b8 7\uc740 \ub9e4\uadf8\ub2c8\ud53c\uc13c\ud2b8 1\ubcf4\ub2e4 \ub354 \uc791\uace0 \uc2e4\uc81c\ub85c\ub294 \ub354 \uc801\uc73c\uba70, \uadf8 \uc131\uc7a5\uc138\ub294 \ub180\ub78d\uace0 \ucda9\ubd84\ud788 \ud070 \ud68c\uc0ac\ub85c\uc11c\ub294 \uc804\ub840\uac00 \uc5c6\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uac1c\uc778 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc5b4\ub5a4 \ubaa8\uc2b5\uc778\uc9c0 \uc798 \ubaa8\ub974\uaca0\uc2b5\ub2c8\ub2e4. \uadf8 \ud658\uacbd\uc5d0 \ub300\ud574 \uc870\uae08\ub9cc \uc124\uba85\ud574 \uc8fc\uc2dc\uaca0\uc5b4\uc694? \uc55e\uc11c AI \ubd84\uc57c\uac00 \ub9e4\uc6b0 \ub728\uac81\uace0 \uc5b4\uca4c\uba74 \uc57d\uac04 \ub35c \ub728\uac81\ub2e4\uace0 \ub9d0\uc500\ud558\uc168\uc2b5\ub2c8\ub2e4.\n \ud574\ub2f9 \uc2dc\ub098\ub9ac\uc624\uc640 \uc774\uc5d0 \ub300\ud55c \uc758\uacac\uc744 \uc124\uba85\ud574 \uc8fc\uc138\uc694.\n \ud30c\ube0c\ub9ac\uc2a4 \ub124. \uadf8\ub798\uc11c 23\ub144\uc5d0\ub294 \uc0ac\uc804 9\uac1c, \uc0ac\ud6c4 12\uac1c, \uc0ac\uc804 23\uac1c, \uc0ac\ud6c4 3\uac1c\ub85c \uc885\uc790 \uc99d\uac00\uc758 \uc911\uc559\uac12\uc774 3, \ud3c9\uade0 A\uac00 7\uc774\ub77c\uace0 \uc124\uba85\ud588\uc9c0\ub9cc, \ud3c9\uade0\uc774 \ud6e8\uc52c \ub192\uc740 \uc774\uc720\ub294 AI \ud68c\uc0ac\uac00 \uc0ac\uc804 20\uac1c, \uc0ac\ud6c4 80\uac1c, A\uac00 100\uac1c, 300\uac1c\uc758 \uc885\uc790\ub97c \ud0a4\uc6b0\ub294 \uac83\ucc98\ub7fc \ubcf4\uc774\ub2c8 \uc644\uc804\ud788 \ub9d0\ub3c4 \uc548 \ub418\ub294 \uc77c\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub300\ubd80\ubd84 \ud765\ubbf8\ub86d\uace0 \ud765\ubbf8\ub85c\uc6b4 \uc81c\ud488\uc744 \ub9cc\ub4e4\uace0 \uc788\uc9c0\ub9cc, \ucc28\ubcc4\ud654\ub418\uc9c0 \uc54a\uc740 \ub370\uc774\ud130\ub97c \uc0ac\uc6a9\ud558\uace0 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \uba85\ud655\ud558\uc9c0 \uc54a\uc740 \ucc28\ubcc4\ud654\ub418\uc9c0 \uc54a\uc740 LLM\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uacfc \uac19\ub2e4\ub294 \uac83\uc744 \uc54c\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uc800\ub294 \uc774 \uc911 \ub300\ubd80\ubd84\uc774 0\uc774 \ub420 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud588\uc2b5\ub2c8\ub2e4. \ud655\uc2e4\ud788 \uadf8\ub4e4\uc740 \uacfc\ub300 \uad11\uace0\uc5d0 \ubd80\uc751\ud558\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. \ubaa8\ub4e0 \uae30\uc220\uc5d0\uc11c \uc77c\uc5b4\ub098\ub294 \uc77c\uc740 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc774 \ub098\uc624\uba74 \uc0ac\ub78c\ub4e4\uc774 \uc5c4\uccad\ub098\uac8c \ud765\ubd84\ud558\uace0, \uac00\ub4dc\ub108\uc758 \uacfc\ub300 \uad11\uace0 \uc0ac\uc774\ud074, \uc989 \uacfc\ub300 \uad11\uace0 \uc0ac\uc774\ud074\uc758 \uc815\uc810\uc5d0 \uc11c\uc11c \ubaa8\ub4e0 \uc0ac\ub78c\uc774 &#8216;\uc138\uc0c1\uc744 \ubc14\uafc0 \uac83\uc774\ub2e4&#8217;\ub77c\uace0 \ub9d0\ud558\ub294 \ub4f1\uc758 \uacfc\ub300 \uad11\uace0 \uc0ac\uc774\ud074\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \ud658\uba78\uacfc \uc2e4\ub9dd\uc758 \uc2dc\uae30\uac00 \ucc3e\uc544\uc624\ub294\ub370, \uc774 \uc2dc\uae30\ub294 \uc0c1\ub2f9\ud55c \uae30\uac04 \ub3d9\uc548 \uc9c0\uc18d\ub429\ub2c8\ub2e4. 1998\ub144, 1999\ub144\uc73c\ub85c \ub3cc\uc544\uac00 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \ud3ab\ub2f7\ucef4\uc774\ub098 \uc6f9\ubc18\uc744 \ubbff\uac70\ub098 \uc2e4\uc81c\ub85c \uce74\uc8fc\ub098 \uce74\uc790\ub77c\ub294 \ud68c\uc0ac\uac00 \uc788\uc5c8\ub294\ub370, 15\ubd84, 20\ubd84, 30\ubd84 \ubc30\uc1a1\uc744 \ud558\uace0 \uc788\ub294 \uac83 \uac19\uc544\uc694. \uc774 \ubaa8\ub4e0 \uac83\uc774 \ubb34\uc0b0\ub418\uc5c8\uc9c0\ub9cc \uc0ac\uc2e4 \uc544\uc774\ub514\uc5b4\ub294 \ud6cc\ub96d\ud588\uc2b5\ub2c8\ub2e4. \ub108\ubb34 \uc774\ub978 \uc2dc\uae30\uc600\uc5b4\uc694. \ubcf4\uae09\ub960\uc774 \ub108\ubb34 \ub0ae\uc2b5\ub2c8\ub2e4.\n \uc2a4\ub9c8\ud2b8\ud3f0\uc5d0\ub294 \uc9c0\ub9ac\uc801 \uc704\uce58 \uc815\ubcf4\uac00 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc9c0\uae08\uc740 Chewy\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \uc544\ub9c8\uc874\uc5d0\uc11c \ubb34\uc5c7\uc774\ub4e0 \uc628\ub77c\uc778\uc73c\ub85c \uc7a5\ub09c\uac10\uc744 \uad6c\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \ubaa8\ub4e0 \uc74c\uc2dd \ubc30\ub2ec \ud68c\uc0ac\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc774 \ubaa8\ub4e0 \uac83\uc774 \uc2e4\ud589 \uac00\ub2a5\ud569\ub2c8\ub2e4. 2010\ub144\ub300 \ucd08\ubc18\uc5d0\ub294 \uc790\uc728\uc8fc\ud589\ucc28\uc5d0 \ub300\ud55c \uacfc\ub300\uad11\uace0\uac00 \ub9ce\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ud604\uc7ac \uc790\uc728 \uc8fc\ud589\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc644\uc804\ud788 \ubb34\uc2dc\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc774\uc81c \uc0ac\ub77c\uc84c\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \uadf8\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac70\ub77c\uace0, \uc5b4\uca4c\uba74 \uc808\ub300 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac70\ub77c\uace0 \ubbff\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c \uc9c0\uae08\uae4c\uc9c0 \uc120\uc804\uc5d0\uc11c\ub294 \ubc31\ub9cc \uac74\uc758 \uc74c\uc2dd \ub4dc\ub860 \ubc30\ub2ec\uc774 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uc2ec\ucc9c\uc740 \uc138\uacc4\uc5d0\uc11c \uc778\uad6c \ubc00\ub3c4\uac00 \uac00\uc7a5 \ub192\uc740 \ub3c4\uc2dc \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc2ec\ucc9c\uc5d0\uc11c \ub4dc\ub860\uc73c\ub85c \uc74c\uc2dd \ubc30\ub2ec\uc744 \ud560 \uc218 \uc788\ub2e4\uba74, \uc989 \ud55c\uacc4\ube44\uc6a9\uc774 0\uc774 \ub418\ub294 \ubc30\ub2ec\uc744 \ud560 \uc218 \uc788\ub2e4\uba74 \uc5b4\ub514\ub4e0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uad6d\uc5d0\uc11c \uc790\uc728\uc8fc\ud589 \ud0dd\uc2dc\uac00 \uc804\uba74\uc5d0 \ub4f1\uc7a5\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc6b0\ub9ac\ub294 \uc2e4\uc81c\ub85c \uae30\uc220\uc774 \uc804\uba74\uc5d0 \ub4f1\uc7a5\ud560 \ub9cc\ud07c \ucda9\ubd84\ud788 \ud6cc\ub96d\ud558\ub2e4\ub294 \uc810\uc744 \uae68\ub2eb\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc774 AI \uce69\uc744 \uad6c\ub9e4\ud558\uace0 AI\ub97c \uc0ac\uc6a9\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud604\uc7ac \uc5d4\ube44\ub514\uc544\ub294 \uc218\uc775\uacfc \uc131\uc7a5 \ub4f1\uc744 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uae30\ubcf8 \ud68c\uc0ac \uc190\uc775\uc5d0 \uc5b8\uc81c \ud45c\uc2dc\ub418\ub098\uc694?\n \uc544\uc8fc \uc624\ub79c \uc2dc\uac04\uc774 \uac78\ub9b4 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc81c\uac00 \uc18d\ud55c \uae30\uc220 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uae30\uc220\uc758 \uc5bc\ub9ac\uc5b4\ub2f5\ud130\uc785\ub2c8\ub2e4. \ubaa8\ub4e0 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc138 \uac00\uc9c0 \uc6a9\ub3c4\ub85c AI\ub97c \ud65c\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uace0\uac1d \uad00\ub9ac\ub97c \ub300\uccb4\ud558\uac70\ub098 \uace0\uac1d \uad00\ub9ac\ub97c \ucd94\uac00\ud560 \uc608\uc815\uc785\ub2c8\ub2e4. \uc5d4\uc9c0\ub2c8\uc5b4\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc81c \uc5d4\uc9c0\ub2c8\uc5b4\ub4e4\uc740 AI\ub97c \uc0ac\uc6a9\ud558\uc5ec 50%\ub294 \uc544\ub2c8\ub354\ub77c\ub3c4 \ucd5c\uc18c 30% \uc774\uc0c1 \ub354 \ud6a8\uc728\uc801\uc73c\ub85c \uc77c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \ubaa8\ub450\uac00 \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0\uc11c AI\ub97c \ud1b5\ud574 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0 \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 AI\ub97c \ud65c\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc800\ud76c\ub294 Rebag\uc774\ub77c\ub294 \ud578\ub4dc\ubc31 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \ud68c\uc0ac\uc758 \ud22c\uc790\uc790\uc785\ub2c8\ub2e4.\n \uc608\uc804\uc5d0\ub294 \ud734\ub300\ud3f0\uc73c\ub85c \uc0ac\uc9c4 20\uc7a5\uc744 \ucc0d\uace0, \uc81c\ubaa9\uc744 \uc4f0\uace0, \uc124\uba85\uc744 \uc4f0\uace0, \uac00\uaca9\uc744 \uc124\uc815\ud558\uace0, \uce74\ud14c\uace0\ub9ac\ub97c \uc120\ud0dd\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ud578\ub4dc\ubc31\uc744 eBay\uc5d0\uc11c \ud310\ub9e4\ud588\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc791\uc5c5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub9ac\ubc31\uc740 \ud578\ub4dc\ubc31 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc774\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc9c4 \uba87 \uc7a5\ub9cc \ucc0d\uc73c\uba74 \uc778\uacf5\uc9c0\ub2a5\uc774 \ubaa8\ub4e0 \ub370\uc774\ud130\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uce74\ud14c\uace0\ub9ac\uc758 \ucf08\ub9ac \ube14\ub8e8\ubd81\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\ubaa9, \uce74\ud14c\uace0\ub9ac, \uc870\uac74\uc744 \uc801\uace0 \uc9c4\ud488\uc778\uc9c0 \uc544\ub2cc\uc9c0 \uc54c\ub824\uc8fc\uace0 \uac00\uaca9\uc744 \ub9e4\uae30\uba74 5\ubd84 \ub9cc\uc5d0 \ud310\ub9e4\ub429\ub2c8\ub2e4. \uc644\uc804\ud788 \ud601\uc2e0\uc801\uc778 \uae30\ub2a5\uc785\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c \uc8fc\uc694 \uacbd\uc81c\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc2dc\uae30\ub97c \uc0dd\uac01\ud574\ubcf4\uba74 \uc5b4\ub5a8\uae4c\uc694? \uc804 \uc138\uacc4\uc758 \uc8fc\uc694 \uacbd\uc81c\ub294 \uacf5\uacf5 \uc11c\ube44\uc2a4, \uc989 \uc815\ubd80\uc640 \uc11d\uc720\ud654\ud559 \uac19\uc740 \uc218\uc870 \ub2ec\ub7ec \uaddc\ubaa8\uc758 B2B \ubd84\uc57c\uc785\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uba38\uc11c\uc640 \uac19\uc740 \ud68c\uc0ac\uac00 \uc5b8\uc81c\ucbe4 \ubcf4\ud5d8\uae08 \uccad\uad6c \ucc98\ub9ac\ub97c \uac1c\uc120\ud558\uae30 \uc704\ud574 AI\ub97c \uc0ac\uc6a9\ud560 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?\n \ucc45\uc784\uac10 \ub54c\ubb38\uc5d0 \ud658\uac01\uc744 \uac00\uc9c8 \uc218 \uc5c6\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uadf8\ub4e4\uc740 99.999%\uc758 \ud655\uc2e0\uc774 \ud544\uc694\ud560 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub9b4 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub9c8\uc9c0\ub9c9 20%, \uccab \ubc88\uc9f8 80%\ub294 \ub9d0\ud560 \uac83\ub3c4 \uc5c6\uace0 \ub9c8\uc9c0\ub9c9 0.01%\ub97c \uc5bb\ub294 \uac83\uc740 \ud6e8\uc52c \ub354 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uc774\uac83\uc774 \uc0dd\uc0b0\uc131 \ud601\uba85\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uae30\ub97c \uae30\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uad6c\uc758 \ubaa8\uc2b5\uc744 \ubc14\uafc0 \uac83\uc785\ub2c8\ub2e4. \uc0ac\uc2e4, \uc624\ub298\ub0a0 \uac00\uc7a5 \ub099\uad00\uc801\uc778 \uc0ac\ub78c\ub4e4\uc774 \uc0dd\uac01\ud558\ub294 \uac83\ubcf4\ub2e4 \ub354 \ud070 \ubcc0\ud654\uac00 \uc77c\uc5b4\ub0a0 \uac83\uc785\ub2c8\ub2e4.\n \ud558\uc9c0\ub9cc \uc774 \ub610\ud55c \ud6e8\uc52c \ub354 \uc624\ub798 \uac78\ub9b4 \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c 10\ub144, 20\ub144\uc774 \uc9c0\ub098\ub3c4 \uc2e4\uc81c \uc0dd\uc0b0\uc131 \ud1b5\uacc4\uc5d0\uc11c \uc774\ub97c \ud655\uc778\ud560 \uc218 \uc5c6\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub300\uae30\uc5c5\uacfc \uc815\ubd80\ub294 \uc5b8\uc81c\ucbe4 \uc815\ubd80\uac00 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uae30 \uc704\ud574 \uc774\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc744\uae4c\uc694?\n \uadf8\ub9ac\uace0 \uc544\ub9c8\ub3c4 \uadf8\ub4e4\uc740 \ub9c8\uc9c0\ub9c9 \uc8fc\uc790\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4. \ub300\uc911\uc740 \uc6d0\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \ud6a8\uc728\uc131\uc744 \uc704\ud574 \ucd5c\uc801\ud654\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ucd5c\uc18c 5\ub144, \uc544\ub9c8\ub3c4 10\ub144 \uc774\uc0c1\uc740 \uc0dd\uc0b0\uc131 \ud1b5\uacc4\uc640 GDP \ud1b5\uacc4\uc5d0\uc11c \uc774\ub97c \ubcfc \uc218 \uc5c6\uc744 \uac83\uc73c\ub85c \uc0dd\uac01\ud569\ub2c8\ub2e4.\n \uadf8\ub807\uc9c0\ub9cc 5\ub144 \ud6c4\uc5d0\ub294 \ubaa8\ub450\uac00 &#8216;\uc138\uc0c1\uc5d0, \ubaa8\ub450\uac00 \uadf8\ub807\uac8c \ud070\uc77c\uc744 \ubc8c\uc600\ub294\ub370 \uc544\ubb34 \uc77c\ub3c4 \uc77c\uc5b4\ub098\uc9c0 \uc54a\ub294\uad6c\ub098&#8217;\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \ud658\uba78\uc774\ub098 \uc2e4\ub9dd\uc758 \uacc4\uace1\uc774 \uc788\uc744 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c\ub294 \uc870\uae08\uc529 \uae30\uc5c5\uc758 \uae30\ubcf8 \uc778\ud504\ub77c\uc5d0 \uc2a4\uba70\ub4e4\uba74\uc11c \ubaa8\ub4e0 \uac83\uc774 \ub354 \uc800\ub834\ud558\uace0, \ub354 \ube60\ub974\uace0, \ub354 \uc88b\uc544\uc9c8 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 10\ub144, 15\ub144 \ud6c4 \uadf8 \uacb0\uacfc\ub97c \ubcf4\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.\n \ucc38\uace0\ub85c GDP \ud1b5\uacc4\uc5d0\ub294 \uce21\uc815\ub418\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. GDP, \uc989 \ucef4\ud4e8\ud130\ub97c \uc0dd\uac01\ud574\ubcf4\uc138\uc694. 2,000\ub2ec\ub7ec\uc9dc\ub9ac \ucef4\ud4e8\ud130\uac00 \uc9c0\uae08\uc740 1,000\ub2ec\ub7ec\uc774\uc9c0\ub9cc \ub450 \ubc30 \ub354 \uac15\ub825\ud574\uc9c0\uba74 \uc2e4\uc81c\ub85c\ub294 1,000\ub2ec\ub7ec\uc758 GDP \uac10\uc18c\ub97c \uc0c1\uc1c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \uba85\ubaa9 GDP\uc5d0\uc11c \ub514\ud50c\ub808\uc774\uc158\uc740 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \ub124 \uae30\uc220\uc740 \uc885\uc885 GDP \uac10\uc18c\ub97c \uc0c1\uc1c4\ud569\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \uc800\ub294 GDP\uac00 \uc0b6\uc758 \uc9c8 \uac1c\uc120\uacfc \uc0dd\uc0b0\uc131 \ud5a5\uc0c1\uc758 \uc9c8\uc744 \uc81c\ub300\ub85c \uce21\uc815\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc800\ub294 \uc6b0\ub9ac\uac00 GDP \uacc4\uc0b0\uc5d0\uc11c \uc0dd\uc0b0\uc131 \ud5a5\uc0c1\uc744 \uc798\ubabb \uce21\uc815\ud558\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\ub294\ub370, \uc774\ub294 \ub514\ud50c\ub808\uc774\uc158\uc758 \ud798\uc744 \ubcf4\uc9c0 \ubabb\ud558\uac70\ub098 \uae30\uc220\uc758 \ub514\ud50c\ub808\uc774\uc158 \ud798\uc744 \uc798\ubabb \uacc4\uc0b0\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc AI\uac00 \ud604\uc2e4 \uc138\uacc4\ub85c \uc2a4\uba70\ub4e4\uae30 \uc804, \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0\uc11c\ub294 \uc0dd\uc0b0\uc131 \ud5a5\uc0c1 \ud6a8\uacfc\uac00 \uc788\uc744\uae4c\uc694?\n \ubb3c\ub860\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ucc98\uc74c\uc5d0 \uc124\uba85\ud55c \uac83\ucc98\ub7fc \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uace0\uc6a9\uc758 2% \uc815\ub3c4\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc81c \uc0dd\uac01\uc5d0\ub294 10\ub144 \ub3d9\uc548\uc740 \uc804\uccb4 \uc0dd\uc0b0\uc131 \ud1b5\uacc4\uc5d0 \ub098\ud0c0\ub098\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. \uc65c\ub0d0\ud558\uba74 \uc81c\ub108\ub7f4 \uc77c\ub809\ud2b8\ub9ad\uacfc \uc5d1\uc190\uc774 \ud6a8\uacfc\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uace0 \uc0dd\uc0b0\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uae30 \uc704\ud574\uc11c\ub294 \ubb34\uc5c7\uc774\ub4e0 \ud544\uc694\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 10\ub144 \ub3d9\uc548\uc740 \uadf8\ub7f0 \uc77c\uc774 \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uad81\uadf9\uc801\uc73c\ub85c\ub294 \uc624\ub298\ub0a0 \uc6b0\ub9ac\uac00 \uc0c1\uc0c1\uc870\ucc28 \ud560 \uc218 \uc5c6\ub294 \ubc29\uc2dd\uc73c\ub85c \uc138\uc0c1\uc744 \ud601\uc2e0\ud560 \uac83\uc785\ub2c8\ub2e4.\n \uc7ad: \uadf8\uac70 \ucc38 \ud765\ubbf8\ub86d\ub124\uc694. \uac10\uc0ac\ud569\ub2c8\ub2e4. \uc55e\uc11c \uc790\uc728\uc8fc\ud589\ucc28, \uc790\uc728\uc8fc\ud589\ucc28\uac00 5\ub144, 10\ub144 \uc804\uc5d0\ub294 \ub9ce\uc740 \uc0ac\ub791\uc744 \ubc1b\uc558\uc9c0\ub9cc \uc9c0\uae08\uc740 \uadf8\ub807\uc9c0 \uc54a\ub2e4\uace0 \ub9d0\uc500\ud558\uc168\uc2b5\ub2c8\ub2e4.\n \uc774\uc81c \uadf8\ub4e4\uc740 VC\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc720\ud589\ud558\uc9c0 \uc54a\ub294 \uce74\ud14c\uace0\ub9ac\uc785\ub2c8\ub2e4. \ud574\ub2f9 \ubd84\uc57c\uc758 \uc2dc\uc7a5 \ub9ac\ub354\ub294 \ub204\uad6c\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \uadf8\ub807\ub2e4\uba74 \uc2dc\uc7a5 \ub9ac\ub354\ub97c \uc5b4\ub5bb\uac8c \uc815\uc758\ud558\uc2dc\ub098\uc694? \uc2dc\uc7a5 \ub9ac\ub354\ub294 \uc790\uc728\uc8fc\ud589\uc744 \uc704\ud574 \uc790\ub3d9\ucc28\uc5d0 \uc0ac\uc6a9\ub418\ub294 \uae30\ubc18 \uae30\uc220\uc744 \uad6c\ucd95\ud558\ub294 \ud68c\uc0ac\ub77c\ub294 \ub9d0\uc500\uc774\uc2e0\uac00\uc694? \uc774 \uc911 \uae30\uc220 \uad00\uc810\uc5d0\uc11c \ubcf4\uba74 LIDAR \uae30\ubc18 \uc2dc\uc2a4\ud15c \ub300 \uc6f9\ucea0 \uae30\ubc18 \uc2dc\uc2a4\ud15c\uacfc \uac19\uc740 \ub450 \uac00\uc9c0 \ud070 \uc2f8\uc6c0\uc774 \ubc8c\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ud14c\uc2ac\ub77c\uc758 \ud070 \ubca0\ud305, \uc0ac\uc2e4 \ud14c\uc2ac\ub77c\uc758 \uac00\uce58\ub97c \uc815\ub2f9\ud654\ud560 \uc218 \uc788\ub294 \uc720\uc77c\ud55c \ubc29\ubc95\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc790\uc728 \uc8fc\ud589\uc5d0\uc11c \uc774\uae38 \uc218 \uc788\ub2e4\uace0 \ubbff\ub294 \uac83\uc785\ub2c8\ub2e4.\n \ub530\ub77c\uc11c Tesla\uc758 \ud070 \ubca0\ud305\uc740 AI, GPU, \uadf8\ub9ac\uace0 \ud6e8\uc52c \uc800\ub834\ud55c \uc6f9\ucea0\uc758 \uc870\ud569\uc774 LIDAR \uae30\ubc18 \uc2dc\uc2a4\ud15c\ubcf4\ub2e4 \uc6b0\uc704\uc5d0 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \ub2f5\uc740 &#8216;\uadf8\ub7f4 \uc218\ub3c4 \uc788\ub2e4&#8217;\uc785\ub2c8\ub2e4. 1980\ub144\ub300\ub97c \uc0dd\uac01\ud574\ubcf4\uba74 \ub2f9\uc2dc\uc5d0\ub294 \uc2e4\ub9ac\ucf58 \uadf8\ub798\ud53d\uacfc \uac19\uc740 \ud558\uc774\uc5d4\ub4dc \ucef4\ud4e8\ud130\uc640 PC\uac00 \uc788\uc5c8\uace0, PC\ub294 \uacc4\uc18d \ub354 \uac15\ub825\ud558\uace0, \ub354 \uc88b\uc544\uc9c0\uace0, \ub354 \ube68\ub77c\uc9c0\uba74\uc11c\ub3c4 \uac00\uaca9\uc740 \uacc4\uc18d \uc800\ub834\ud588\uc2b5\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 \uad81\uadf9\uc801\uc73c\ub85c \uadf8 \uc138\uc0c1\uc740 \uc131\uacf5\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub7ec\ud55c \uc81c\ud488\uc744 \ud310\ub9e4\ud558\ub294 \uae30\ubcf8 \ud68c\uc0ac\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ud558\ub294 \uac83\uc740 \uc624\ub298\ub0a0 \uc2dc\uc7a5\uc5d0\uc11c \ubcfc \uc218 \uc788\ub294 \ud765\ubbf8\ub85c\uc6b4 \uc790\uc728 \uc8fc\ud589 \uc790\ub3d9\ucc28 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ub9cc\ub4dc\ub294 \uc0ac\ub78c\uc5d0 \ube44\ud574 \ub35c \ub9e4\ub825\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uadf8 \uc120\ub450\uc8fc\uc790\ub294 \ud604\uc7ac \uc911\uad6d\uc5d0\uc11c \uc120\ub450\ub97c \ub2ec\ub9ac\uace0 \uc788\ub294 WeRide\ub77c\ub294 \uc911\uad6d \ud68c\uc0ac\ub85c, \ud604\uc7ac \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc5d0 \ud310\ub9e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n \uc774\uc81c \ubbf8\uad6d\uc5d0\uc11c\ub3c4 \uc2e4\uc81c\ub85c \uc791\ub3d9\ud560 \uc218 \uc788\ub294 \uae30\uc220\uc801\uc778 \ub2e8\uacc4\uc5d0 \uc774\ub974\ub800\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0\ub9cc, \uc774\ub294 \uaddc\uc81c \uccb4\uc81c\uc5d0 \uac00\uae5d\uc2b5\ub2c8\ub2e4. \ub4dc\ub860\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4. \ub4dc\ub860 \ubc30\uc1a1\uc740 \uc644\uc804\ud788 \uc2e4\ud604 \uac00\ub2a5\ud569\ub2c8\ub2e4.\n FAA\uc5d0\uc11c \uc694\uad6c\ud558\ub294 \uac00\uc2dc\uac70\ub9ac\uc640 \uc870\uc885\uc0ac \uac19\uc740 \uac83\ub4e4\uc778\ub370, \uc774\ub294 \ub9d0\uc774 \uc548 \ub429\ub2c8\ub2e4. \uc790\uc728\uc801\uc774\uace0 \ubb34\ud55c\ud55c \ubc94\uc704\ub97c \uc6d0\ud55c\ub2e4\uba74 \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \uc791\ub3d9\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub610\ub294 \ud2b9\uc815 \uc0ac\uc720\ub85c \uc778\ud574 \ud56d\uacf5\uad8c\uc744 \uad6c\ub9e4\ud574\uc57c \ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n \uc774 \ubaa8\ub4e0 \uac83\ub4e4\uc774 \uba4d\uccad\ud558\uace0 \uac1c\ubc1c\uc744 \ud06c\uac8c \uc81c\ud55c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc81c\uac00 \uc5c6\uc5c8\ub2e4\uba74 \ub4dc\ub860 \ubc30\uc1a1\uc740 \uc624\ub298\ub0a0\uc5d0\ub3c4 \ucda9\ubd84\ud788 \ud6a8\uacfc\uc801\uc73c\ub85c \uc791\ub3d9\ud560 \uc218 \uc788\uc5c8\uc744 \uac83\uc785\ub2c8\ub2e4.\n Jack: 80\ub144\ub300\uc640 90\ub144\ub300\uc5d0 \ucef4\ud4e8\ud130\uc758 \uc218\ud61c\uc790\ub294 \ud558\ub4dc\uc6e8\uc5b4\ub97c \ub9cc\ub4e0 Dell\uc774 \uc544\ub2c8\ub77c \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \uc124\uacc4\ud55c Microsoft\uc600\ub358 \uac83\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c, \uc9c0\uae08\uc740 Dell\uc774 \uc0c1\uc7a5\ub418\uc5b4 AI\uc758 \uc218\ud61c\uc790\ub77c\ub294 \uc778\uc2dd \ub355\ubd84\uc5d0 \uc0c1\ub2f9\ud55c \uc0c1\uc2b9\uc138\ub97c \ud0c0\uace0 \uc788\uc9c0\ub9cc\uc694. \ud558\uc9c0\ub9cc \uc9c4\uc815\ud55c \uc218\ud61c\uc790\ub294 \ud3ec\ub4dc\ub098 GM\uacfc \uac19\uc740 \uc790\ub3d9\ucc28 \ud68c\uc0ac\uac00 \uc544\ub2c8\ub77c \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \uc124\uacc4\ud558\ub294 \ud68c\uc0ac\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub098\uc694?\n \ud30c\ube0c\ub9ac\uc2a4: \uc0ac\uc2e4 \uc218\ud61c\uc790\ub294 \ub450 \uba85\uc785\ub2c8\ub2e4. Microsoft\uc640 Microsoft\uc758 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc81c\uc870\uc5c5\uccb4\uac00 \uc788\uc5c8\uc9c0\ub9cc \uc778\ud154\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc624\ub7ab\ub3d9\uc548 \uc708\ud154 \ub4c0\uc624\ud3f4\ub9ac\uc2a4\ub77c\uace0 \ubd88\ub838\uc2b5\ub2c8\ub2e4.\n \uadf8\ub798\uc11c \ud328\uc790\ub294 IBM\uacfc \ubaa8\ub4e0 PC \uc81c\uc870\uc5c5\uccb4\uc600\uc8e0? \uac8c\uc774\ud2b8\uc6e8\uc774, Dell \ub4f1. \uc624\ub298\ub0a0\uc758 Dell\uc740 \uacfc\uac70\uc758 PC \uc81c\uc870\uc5c5\uccb4\uc640\ub294 \uc804\ud600 \ub2e4\ub985\ub2c8\ub2e4.\n \ub530\ub77c\uc11c \uc5ec\uae30\uc11c \uc218\ud61c\uc790\ub294 GPU \uc81c\uc870\uc5c5\uccb4\ub85c \ubcfc \uc218 \uc788\uc73c\ubbc0\ub85c NVIDIA\ub294 \ud5a5\ud6c4 \ub2e4\ub978 \uc5c5\uccb4\ub85c \ub300\uccb4\ub420 \uc218\ub3c4 \uc788\uc9c0\ub9cc \uc5c4\uccad\ub09c \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\uc640 \uaddc\ubaa8\uc758 \uc774\uc810\uc774 \uc788\uace0 OpenAI\uc640 \uac19\uc740 AI \uc81c\uc870\uc5c5\uccb4\ub294 \ud655\uc2e4\ud569\ub2c8\ub2e4. \uc624\ud788\ub824. \uc0ac\uc2e4, \ub2e4\ub978 \uc218\ud61c\uc790\ub4e4\ub3c4 \ubcf4\uc785\ub2c8\ub2e4.\n \uc800\ud76c\ub294 Figure\ub77c\ub294 \ub85c\ubd07 \ud68c\uc0ac\uc758 \ud22c\uc790\uc790\uc785\ub2c8\ub2e4. Figure.ai\ub294 \ucc9c\uc7ac\uc801\uc785\ub2c8\ub2e4. \uae30\ubcf8\uc801\uc73c\ub85c \uc74c\uc131 \uc778\ud130\ud398\uc774\uc2a4\ub97c \ud1b5\ud574 \uc774\uac83\uc774 \uc560\ud50c\uc774\ub77c\ub294 \uac83\uc744 \uc815\ud655\ud558\uac8c \uc778\uc2dd\ud558\uace0, \uc560\ud50c\uc744 \uc694\uad6c\ud558\ub294 \uc0ac\ub78c\uc5d0\uac8c \uc560\ud50c\uc744 \uc8fc\uace0, \uc124\uac70\uc9c0\ub97c \ud558\uace0, \uc65c \uadf8 \uc77c\uc744 \ud558\ub294\uc9c0 \uc124\uba85\ud558\uace0, \uc0c1\ud669\uc744 \uc774\ud574\ud558\ub294 \ub85c\ubd07\uc758 \uc2dc\uc5f0\uc744 YouTube\uc5d0\uc11c \ubcf4\uc2dc\uae30\ub97c \uad8c\ud569\ub2c8\ub2e4.\n Figure\uac00 \ub9cc\ub4e4\uace0 \uc788\ub294 \uac83\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc778\uac04\uacfc \ub77c\uc2a4\ud2b8 \ub9c8\uc77c \ud53c\ud0b9 \ubc0f \ud3ec\uc7a5 \uacf5\uc7a5\uc744 \ub300\uccb4\ud560 \ud734\uba38\ub178\uc774\ub4dc \ub85c\ubd07\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub2c8\uae4c \uc778\uac04\uc744 \ub300\uccb4\ud558\uace0 \uc544\ub9c8\uc874\ud615 \ucc3d\uace0\ucc98\ub7fc \ubaa8\ub4e0 \uac83\uc744 \ub300\uccb4\ud558\ub294 \uac83\uc740 \ub9d0\uc774 \ub418\uc8e0? \uacb0\uad6d \uc778\uac04\uc740 \uacf5\uac10\uacfc \uc778\uac04\uc758 \uac10\uc815\uc774 \ud544\uc694\ud55c \uc77c\uc744 \ud574\uc57c \ud569\ub2c8\ub2e4.\n \uc6b0\ub9ac\ub294 \ubcfc\ud2b8\ub97c \uc870\uc774\uac70\ub098 \ubb34\uac70\uc6b4 \uc0c1\uc790\ub97c \ub098\ub974\ub294 \uac83\uacfc \uac19\uc740 \uc77c\uc744 \ud558\ub294 \uc0ac\ub78c\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uadf8\uac83\uc740 \uc6b0\ub9ac\uac00 \ub9cc\ub4e0 \ubaa9\uc801\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc9c0\uae08\uc740 \uc874\uc7ac\ud558\uc9c0 \uc54a\ub294 \uadf8\ub7f0 \uac83\ub4e4\uc744 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \ub124, \uc624\ub298\ub0a0 \ub85c\ubd07 \uacf5\ud559\uc740 \uc544\uc8fc \uc791\uc740 \ubc94\uc8fc\uc5d0 \uc18d\ud569\ub2c8\ub2e4. \ud5a5\ud6c4 \uc218\uc2ed \ub144 \uc548\uc5d0 \uc218\uc870 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uce74\ud14c\uace0\ub9ac\uac00 \ub420 \uc218 \uc788\uc744\uae4c\uc694? \ubb3c\ub860\uc785\ub2c8\ub2e4.\n \uadf8\ub9ac\uace0 GPU\uc640 AI\uc758 \uacb0\ud569\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc0dd\uac01\ud558\uc9c0 \ubabb\ud588\ub358 \uc0c8\ub85c\uc6b4 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ubb34\uc218\ud788 \ub9ce\uc774 \ub9cc\ub4e4\uc5b4\ub0bc \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. Figure.ai\uac00 \uadf8\ub7ec\ud55c \uc608 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.\n Jack: \ud30c\ube0c\ub9ac\uc2a4 \uadf8\ub9b0\ub2e4, \uc778\uc0ac\uc774\ud2b8\ub97c \uacf5\uc720\ud574 \uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4.\n \ud30c\ube0c\ub9ac\uc2a4 \uace0\ub9c8\uc6cc\uc694.\n Jack: \uc2dc\uccad\ud574 \uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4. \ubc14\ub125 \ubaa8\ub2dd\uc2a4\ud0c0 \uc640\uc774\ub4dc\ubaa8\ud2b8 ETF(\ud2f0\ucee4 M-O-A-T)\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\ub824\uba74 vanek.com slash motefg\ub97c \ud655\uc778\ud558\uc138\uc694. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ud3ec\uc6cc\ub4dc \uac00\uc774\ub4dc\ub294 \uc720\ud29c\ube0c\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubaa8\ub4e0 \ud31f\uce90\uc2a4\ud2b8, \uc571\uc5d0\uc11c \uc2dc\uccad\ud560 \uc218 \uc788\uc73c\uba70, \uc81c\uac00 \uc815\uae30\uc801\uc73c\ub85c \uc778\ud130\ubdf0\ub97c \uac8c\uc2dc\ud558\ub294 Spotify\uc640 \ud2b8\uc704\ud130\uc5d0\uc11c\ub3c4 \ub3d9\uc601\uc0c1 \ubc84\uc804\uc744 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n \ub2e4\uc2dc \ud55c \ubc88 \uac10\uc0ac\ub4dc\ub9bd\ub2c8\ub2e4. \ub2e4\uc74c\uc5d0 \ubd59\uaca0\uc2b5\ub2c8\ub2e4.\n ","Category":["\uacbd\uc81c","\uc778\ud130\ubdf0 \ubc0f \ub178\ubcc0 \ucc44\ud305","FJ Labs"],"_links":{"self":[{"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/posts\/45194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/comments?post=45194"}],"version-history":[{"count":2,"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/posts\/45194\/revisions"}],"predecessor-version":[{"id":52831,"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/posts\/45194\/revisions\/52831"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/media\/45241"}],"wp:attachment":[{"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/media?parent=45194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/categories?post=45194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/grinda.org\/ko\/wp-json\/wp\/v2\/tags?post=45194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}