{"id":19440,"date":"2022-12-22T14:59:11","date_gmt":"2022-12-22T14:59:11","guid":{"rendered":"https:\/\/fabricegrinda.com\/?p=19440"},"modified":"2022-12-28T02:05:23","modified_gmt":"2022-12-28T02:05:23","slug":"episode-39-simpl-and-the-indian-fintech-ecosystem","status":"publish","type":"post","link":"https:\/\/grinda.org\/fr\/episode-39-simpl-and-the-indian-fintech-ecosystem\/","title":{"rendered":"Episode 39: Simpl and the Indian Fintech Ecosystem"},"content":{"rendered":"\n<p>On this week\u2019s episode I had the pleasure of welcoming Nitya Sharma, co-founder and CEO of <a href=\"https:\/\/getsimpl.com\/\" data-type=\"URL\" data-id=\"https:\/\/getsimpl.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Simpl<\/a>, to conclude our mini-series on the Indian tech scene. We had a fascinating conversation on the state of Indian Fintech, which in many ways is more advanced than the US. I am beyond impressed by the free C2C \/ B2B \/ B2C instantaneous real time payments allowed by UPI and the business models that emerge when you can do free microtransactions. I wish the West had the equivalent of India\u2019s UPI (or Brazil\u2019s Pix). I am also beyond impressed by what Nitya has built with Simpl, which I hope will be a Unicorn soon!<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Episode 39:  The Indian FinTech Ecosystem\" width=\"840\" height=\"473\" src=\"https:\/\/www.youtube.com\/embed\/GoF5r4M1lt8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>In this episode we cover:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Why Nitya returned to India after beginning his career in the US<\/li>\n\n\n\n<li>The importance of cash on delivery in India<\/li>\n\n\n\n<li>How Simpl\u2019s underwriting works and their impressive scale<\/li>\n\n\n\n<li>The magic of UPI<\/li>\n\n\n\n<li>The extraordinary progress India has made in the last 15 years<\/li>\n<\/ul>\n\n\n\n<p>You can listen to the full episode in the embedded podcast player.<\/p>\n\n\n\n<figure><iframe loading=\"lazy\" title=\"Libsyn Player\" style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/25388214\/height\/90\/theme\/custom\/thumbnail\/yes\/direction\/forward\/render-playlist\/no\/custom-color\/000000\/\" height=\"90\" width=\"100%\" scrolling=\"no\" allowfullscreen=\"\" webkitallowfullscreen=\"\" mozallowfullscreen=\"\" oallowfullscreen=\"\" msallowfullscreen=\"\"><\/iframe><\/figure>\n\n\n\n<p>In addition to the above Youtube video and embedded podcast player, you can also listen to the podcast on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>iTunes: <a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/39-simpl-and-the-indian-fintech-ecosystem\/id1532336635?i=1000590789620\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/podcasts.apple.com\/us\/podcast\/39-simpl-and-the-indian-fintech-ecosystem\/id1532336635?i=1000590789620\" rel=\"noreferrer noopener\">https:\/\/podcasts.apple.com\/us\/podcast\/39-simpl-and-the-indian-fintech-ecosystem\/<\/a><\/li>\n\n\n\n<li>Spotify: <a href=\"https:\/\/open.spotify.com\/episode\/6MdtVLMwgGVlAW9KL2f2SL?si=fac3b7a6d1dd4647\" data-type=\"URL\" data-id=\"https:\/\/open.spotify.com\/episode\/6MdtVLMwgGVlAW9KL2f2SL?si=fac3b7a6d1dd4647\" target=\"_blank\" rel=\"noopener\">https:\/\/open.spotify.com\/episode\/simpl-and-the-Indian-Fintech-Ecosystem<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>On this week\u2019s episode I had the pleasure of welcoming Nitya Sharma, co-founder and CEO of Simpl, to conclude our mini-series on the Indian tech scene. We had a fascinating &hellip; <a href=\"\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> \u00ab\u00a0\u00a0\u00bb<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":19473,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-19440","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-playing-with-unicorns"],"acf":[],"contentUpdated":"Episode 39: Simpl and the Indian Fintech Ecosystem. Categories - Playing with Unicorns. Date-Posted - 2022-12-22T14:59:11 . \n On this week\u2019s episode I had the pleasure of welcoming Nitya Sharma, co-founder and CEO of Simpl, to conclude our mini-series on the Indian tech scene. We had a fascinating conversation on the state of Indian Fintech, which in many ways is more advanced than the US. I am beyond impressed by the free C2C \/ B2B \/ B2C instantaneous real time payments allowed by UPI and the business models that emerge when you can do free microtransactions. I wish the West had the equivalent of India\u2019s UPI (or Brazil\u2019s Pix). I am also beyond impressed by what Nitya has built with Simpl, which I hope will be a Unicorn soon!\n In this episode we cover:\n Why Nitya returned to India after beginning his career in the US\n The importance of cash on delivery in India\n How Simpl\u2019s underwriting works and their impressive scale\n The magic of UPI\n The extraordinary progress India has made in the last 15 years\n You can listen to the full episode in the embedded podcast player.\n In addition to the above Youtube video and embedded podcast player, you can also listen to the podcast on:\n iTunes: https:\/\/podcasts.apple.com\/us\/podcast\/39-simpl-and-the-indian-fintech-ecosystem\/\n Spotify: https:\/\/open.spotify.com\/episode\/simpl-and-the-Indian-Fintech-Ecosystem\n ","Category":["Playing with Unicorns"],"_links":{"self":[{"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/posts\/19440","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/comments?post=19440"}],"version-history":[{"count":6,"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/posts\/19440\/revisions"}],"predecessor-version":[{"id":19451,"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/posts\/19440\/revisions\/19451"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/media\/19473"}],"wp:attachment":[{"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/media?parent=19440"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/categories?post=19440"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/grinda.org\/fr\/wp-json\/wp\/v2\/tags?post=19440"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}